FINTECH SELECT LTD (FTEC.CA) Stock Fundamental Analysis

TSX-V:FTEC • CA31810H1073

0.06 CAD
-0.01 (-7.69%)
Last: Feb 13, 2026, 07:00 PM
Fundamental Rating

1

Taking everything into account, FTEC scores 1 out of 10 in our fundamental rating. FTEC was compared to 10 industry peers in the IT Services industry. FTEC has a bad profitability rating. Also its financial health evaluation is rather negative. FTEC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • FTEC had negative earnings in the past year.
  • In the past year FTEC has reported a negative cash flow from operations.
  • FTEC had positive earnings in 4 of the past 5 years.
  • Of the past 5 years FTEC 4 years had a positive operating cash flow.
FTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFFTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M

1.2 Ratios

  • With a Return On Assets value of -38.54%, FTEC is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -38.54%
ROE N/A
ROIC N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FTEC.CA Yearly ROA, ROE, ROICFTEC.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

  • FTEC has a Gross Margin of 95.25%. This is amongst the best in the industry. FTEC outperforms 100.00% of its industry peers.
  • In the last couple of years the Gross Margin of FTEC has grown nicely.
  • The Profit Margin and Operating Margin are not available for FTEC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 95.25%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
FTEC.CA Yearly Profit, Operating, Gross MarginsFTEC.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

1

2. Health

2.1 Basic Checks

  • FTEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, FTEC has about the same amount of shares outstanding.
  • Compared to 5 years ago, FTEC has more shares outstanding
  • There is no outstanding debt for FTEC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
FTEC.CA Yearly Shares OutstandingFTEC.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
FTEC.CA Yearly Total Debt VS Total AssetsFTEC.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M

2.2 Solvency

  • FTEC has an Altman-Z score of -32.15. This is a bad value and indicates that FTEC is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -32.15, FTEC is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -32.15
ROIC/WACCN/A
WACC8.31%
FTEC.CA Yearly LT Debt VS Equity VS FCFFTEC.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M -6M -8M

2.3 Liquidity

  • A Current Ratio of 0.85 indicates that FTEC may have some problems paying its short term obligations.
  • FTEC has a worse Current ratio (0.85) than 66.67% of its industry peers.
  • FTEC has a Quick Ratio of 0.85. This is a bad value and indicates that FTEC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • FTEC has a Quick ratio (0.85) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 0.85
Quick Ratio 0.85
FTEC.CA Yearly Current Assets VS Current LiabilitesFTEC.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

1

3. Growth

3.1 Past

  • The earnings per share for FTEC have decreased strongly by -187.27% in the last year.
  • FTEC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -26.64%.
  • FTEC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.06% yearly.
EPS 1Y (TTM)-187.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-86.67%
Revenue 1Y (TTM)-26.64%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-27.23%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FTEC.CA Yearly Revenue VS EstimatesFTEC.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
FTEC.CA Price Earnings VS Forward Price EarningsFTEC.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTEC.CA Per share dataFTEC.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.01 0.02 0.03

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • No dividends for FTEC!.
Industry RankSector Rank
Dividend Yield 0%

FINTECH SELECT LTD

TSX-V:FTEC (2/13/2026, 7:00:00 PM)

0.06

-0.01 (-7.69%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A
Earnings (Next)N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners7.56%
Ins Owner ChangeN/A
Market Cap4.80M
Revenue(TTM)2.96M
Net Income(TTM)-381.90K
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.62
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS0.04
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -38.54%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 95.25%
FCFM N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
F-Score3
Asset Turnover2.98
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.85
Quick Ratio 0.85
Altman-Z -32.15
F-Score3
WACC8.31%
ROIC/WACCN/A
Cap/Depr(3y)7.83%
Cap/Depr(5y)11.68%
Cap/Sales(3y)0.11%
Cap/Sales(5y)0.44%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-187.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-86.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-26.64%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-27.23%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-213.64%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-715.93%
FCF growth 3Y13.25%
FCF growth 5Y8.18%
OCF growth 1Y-677.59%
OCF growth 3Y13.15%
OCF growth 5Y3.67%

FINTECH SELECT LTD / FTEC.CA FAQ

Can you provide the ChartMill fundamental rating for FINTECH SELECT LTD?

ChartMill assigns a fundamental rating of 1 / 10 to FTEC.CA.


What is the valuation status of FINTECH SELECT LTD (FTEC.CA) stock?

ChartMill assigns a valuation rating of 0 / 10 to FINTECH SELECT LTD (FTEC.CA). This can be considered as Overvalued.


What is the profitability of FTEC stock?

FINTECH SELECT LTD (FTEC.CA) has a profitability rating of 2 / 10.


How financially healthy is FINTECH SELECT LTD?

The financial health rating of FINTECH SELECT LTD (FTEC.CA) is 1 / 10.