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FINTECH SELECT LTD (FTEC.CA) Stock Fundamental Analysis

Canada - TSX-V:FTEC - CA31810H1073 - Common Stock

0.035 CAD
0 (0%)
Last: 10/8/2025, 7:00:00 PM
Fundamental Rating

3

Overall FTEC gets a fundamental rating of 3 out of 10. We evaluated FTEC against 12 industry peers in the IT Services industry. While FTEC seems to be doing ok healthwise, there are quite some concerns on its profitability. FTEC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

In the past year FTEC has reported negative net income.
In the past year FTEC has reported a negative cash flow from operations.
Of the past 5 years FTEC 4 years were profitable.
Of the past 5 years FTEC 4 years had a positive operating cash flow.
FTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFFTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M

1.2 Ratios

Looking at the Return On Assets, with a value of -23.44%, FTEC is in line with its industry, outperforming 41.67% of the companies in the same industry.
FTEC has a Return On Equity (-319.68%) which is comparable to the rest of the industry.
Industry RankSector Rank
ROA -23.44%
ROE -319.68%
ROIC N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FTEC.CA Yearly ROA, ROE, ROICFTEC.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

The Gross Margin of FTEC (95.19%) is better than 100.00% of its industry peers.
FTEC's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for FTEC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 95.19%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
FTEC.CA Yearly Profit, Operating, Gross MarginsFTEC.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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5

2. Health

2.1 Basic Checks

FTEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
FTEC has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, FTEC has more shares outstanding
FTEC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FTEC.CA Yearly Shares OutstandingFTEC.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
FTEC.CA Yearly Total Debt VS Total AssetsFTEC.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M

2.2 Solvency

FTEC has an Altman-Z score of -27.11. This is a bad value and indicates that FTEC is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -27.11, FTEC is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
FTEC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -27.11
ROIC/WACCN/A
WACC8%
FTEC.CA Yearly LT Debt VS Equity VS FCFFTEC.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M -6M -8M -10M

2.3 Liquidity

A Current Ratio of 1.02 indicates that FTEC should not have too much problems paying its short term obligations.
FTEC has a Current ratio of 1.02. This is comparable to the rest of the industry: FTEC outperforms 50.00% of its industry peers.
FTEC has a Quick Ratio of 1.02. This is a normal value and indicates that FTEC is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of FTEC (1.02) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.02
Quick Ratio 1.02
FTEC.CA Yearly Current Assets VS Current LiabilitesFTEC.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M

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1

3. Growth

3.1 Past

The earnings per share for FTEC have decreased strongly by -167.31% in the last year.
The Revenue for FTEC has decreased by -20.82% in the past year. This is quite bad
The Revenue has been growing slightly by 4.06% on average over the past years.
EPS 1Y (TTM)-167.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-151.02%
Revenue 1Y (TTM)-20.82%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-49.16%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FTEC.CA Yearly Revenue VS EstimatesFTEC.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
FTEC.CA Price Earnings VS Forward Price EarningsFTEC.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTEC.CA Per share dataFTEC.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.01 0.02 0.03

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

FTEC does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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FINTECH SELECT LTD

TSX-V:FTEC (10/8/2025, 7:00:00 PM)

0.035

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners7.56%
Ins Owner ChangeN/A
Market Cap2.80M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.88
P/FCF N/A
P/OCF N/A
P/B 32.47
P/tB 35.24
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS0.04
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -23.44%
ROE -319.68%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 95.19%
FCFM N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
F-Score4
Asset Turnover2.69
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.02
Quick Ratio 1.02
Altman-Z -27.11
F-Score4
WACC8%
ROIC/WACCN/A
Cap/Depr(3y)7.83%
Cap/Depr(5y)11.68%
Cap/Sales(3y)0.11%
Cap/Sales(5y)0.44%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-167.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-151.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-20.82%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-49.16%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-186.98%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-220.88%
FCF growth 3Y13.25%
FCF growth 5Y8.18%
OCF growth 1Y-217.26%
OCF growth 3Y13.15%
OCF growth 5Y3.67%