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FINTECH SELECT LTD (FTEC.CA) Stock Fundamental Analysis

Canada - TSX-V:FTEC - CA31810H1073 - Common Stock

0.035 CAD
0 (0%)
Last: 11/3/2025, 7:00:00 PM
Fundamental Rating

3

FTEC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 12 industry peers in the IT Services industry. While FTEC seems to be doing ok healthwise, there are quite some concerns on its profitability. FTEC has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

FTEC had negative earnings in the past year.
FTEC had a negative operating cash flow in the past year.
FTEC had positive earnings in 4 of the past 5 years.
Of the past 5 years FTEC 4 years had a positive operating cash flow.
FTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFFTEC.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M

1.2 Ratios

The Return On Assets of FTEC (-23.44%) is comparable to the rest of the industry.
FTEC has a Return On Equity of -319.68%. This is comparable to the rest of the industry: FTEC outperforms 41.67% of its industry peers.
Industry RankSector Rank
ROA -23.44%
ROE -319.68%
ROIC N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
FTEC.CA Yearly ROA, ROE, ROICFTEC.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500 1K

1.3 Margins

FTEC's Gross Margin of 95.19% is amongst the best of the industry. FTEC outperforms 100.00% of its industry peers.
In the last couple of years the Gross Margin of FTEC has grown nicely.
The Profit Margin and Operating Margin are not available for FTEC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 95.19%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
FTEC.CA Yearly Profit, Operating, Gross MarginsFTEC.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

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5

2. Health

2.1 Basic Checks

FTEC does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for FTEC remains at a similar level compared to 1 year ago.
The number of shares outstanding for FTEC has been increased compared to 5 years ago.
FTEC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
FTEC.CA Yearly Shares OutstandingFTEC.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
FTEC.CA Yearly Total Debt VS Total AssetsFTEC.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M

2.2 Solvency

Based on the Altman-Z score of -27.11, we must say that FTEC is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of FTEC (-27.11) is worse than 75.00% of its industry peers.
FTEC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -27.11
ROIC/WACCN/A
WACC7.92%
FTEC.CA Yearly LT Debt VS Equity VS FCFFTEC.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M -4M -6M -8M -10M

2.3 Liquidity

FTEC has a Current Ratio of 1.02. This is a normal value and indicates that FTEC is financially healthy and should not expect problems in meeting its short term obligations.
FTEC's Current ratio of 1.02 is in line compared to the rest of the industry. FTEC outperforms 50.00% of its industry peers.
A Quick Ratio of 1.02 indicates that FTEC should not have too much problems paying its short term obligations.
The Quick ratio of FTEC (1.02) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.02
Quick Ratio 1.02
FTEC.CA Yearly Current Assets VS Current LiabilitesFTEC.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M

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1

3. Growth

3.1 Past

The earnings per share for FTEC have decreased strongly by -167.31% in the last year.
The Revenue for FTEC has decreased by -20.82% in the past year. This is quite bad
Measured over the past years, FTEC shows a small growth in Revenue. The Revenue has been growing by 4.06% on average per year.
EPS 1Y (TTM)-167.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-151.02%
Revenue 1Y (TTM)-20.82%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-49.16%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
FTEC.CA Yearly Revenue VS EstimatesFTEC.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M

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0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
FTEC.CA Price Earnings VS Forward Price EarningsFTEC.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
FTEC.CA Per share dataFTEC.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.01 0.02 0.03

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

FTEC does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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FINTECH SELECT LTD

TSX-V:FTEC (11/3/2025, 7:00:00 PM)

0.035

0 (0%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners7.56%
Ins Owner ChangeN/A
Market Cap2.80M
Revenue(TTM)3.17M
Net Income(TTM)-276200
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.88
P/FCF N/A
P/OCF N/A
P/B 32.47
P/tB 35.24
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0
FCFYN/A
OCF(TTM)0
OCFYN/A
SpS0.04
BVpS0
TBVpS0
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -23.44%
ROE -319.68%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 95.19%
FCFM N/A
ROA(3y)118.43%
ROA(5y)75.65%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.13%
GM growth 5Y1.86%
F-Score4
Asset Turnover2.69
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.02
Quick Ratio 1.02
Altman-Z -27.11
F-Score4
WACC7.92%
ROIC/WACCN/A
Cap/Depr(3y)7.83%
Cap/Depr(5y)11.68%
Cap/Sales(3y)0.11%
Cap/Sales(5y)0.44%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-167.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-151.02%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-20.82%
Revenue growth 3Y12.98%
Revenue growth 5Y4.06%
Sales Q2Q%-49.16%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-186.98%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-220.88%
FCF growth 3Y13.25%
FCF growth 5Y8.18%
OCF growth 1Y-217.26%
OCF growth 3Y13.15%
OCF growth 5Y3.67%

FINTECH SELECT LTD / FTEC.CA FAQ

What is the fundamental rating for FTEC stock?

ChartMill assigns a fundamental rating of 3 / 10 to FTEC.CA.


Can you provide the valuation status for FINTECH SELECT LTD?

ChartMill assigns a valuation rating of 0 / 10 to FINTECH SELECT LTD (FTEC.CA). This can be considered as Overvalued.


What is the profitability of FTEC stock?

FINTECH SELECT LTD (FTEC.CA) has a profitability rating of 3 / 10.


Can you provide the financial health for FTEC stock?

The financial health rating of FINTECH SELECT LTD (FTEC.CA) is 5 / 10.