DONEGAL INVESTMENT GROUP PLC (DQ7A.I) Stock Fundamental Analysis
Europe - DUB:DQ7A - IE000TIRQBE1 - Common Stock
18.2 EUR
+1.2 (+7.06%)
We assign a fundamental rating of 4 out of 10 to DQ7A. DQ7A was compared to 59 industry peers in the Food Products industry. While DQ7A has a great health rating, its profitability is only average at the moment. DQ7A is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year DQ7A was profitable.
In the past year DQ7A had a positive cash flow from operations.
Each year in the past 5 years DQ7A has been profitable.
DQ7A had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
DQ7A has a better Return On Assets (8.25%) than 83.05% of its industry peers.
DQ7A has a Return On Equity of 10.03%. This is comparable to the rest of the industry: DQ7A outperforms 55.93% of its industry peers.
The Return On Invested Capital of DQ7A (8.90%) is better than 79.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROIC | 8.9% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
DQ7A has a Profit Margin (5.48%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of DQ7A has declined.
DQ7A has a Operating Margin of 5.65%. This is comparable to the rest of the industry: DQ7A outperforms 50.85% of its industry peers.
In the last couple of years the Operating Margin of DQ7A has declined.
The Gross Margin of DQ7A (30.99%) is worse than 62.71% of its industry peers.
DQ7A's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% |
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
2. Health
2.1 Basic Checks
DQ7A has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
DQ7A has about the same amout of shares outstanding than it did 1 year ago.
DQ7A has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, DQ7A has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 6.82 indicates that DQ7A is not in any danger for bankruptcy at the moment.
DQ7A has a better Altman-Z score (6.82) than 94.92% of its industry peers.
The Debt to FCF ratio of DQ7A is 0.35, which is an excellent value as it means it would take DQ7A, only 0.35 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 0.35, DQ7A belongs to the best of the industry, outperforming 94.92% of the companies in the same industry.
A Debt/Equity ratio of 0.03 indicates that DQ7A is not too dependend on debt financing.
DQ7A has a better Debt to Equity ratio (0.03) than 93.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Altman-Z | 6.82 |
ROIC/WACC1.19
WACC7.46%
2.3 Liquidity
DQ7A has a Current Ratio of 4.57. This indicates that DQ7A is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 4.57, DQ7A belongs to the best of the industry, outperforming 93.22% of the companies in the same industry.
A Quick Ratio of 4.35 indicates that DQ7A has no problem at all paying its short term obligations.
DQ7A has a Quick ratio of 4.35. This is amongst the best in the industry. DQ7A outperforms 98.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 |
3. Growth
3.1 Past
DQ7A shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -57.53%.
DQ7A shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.24% yearly.
Looking at the last year, DQ7A shows a very negative growth in Revenue. The Revenue has decreased by -35.30% in the last year.
The Revenue has been decreasing by -6.04% on average over the past years.
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.29 indicates a correct valuation of DQ7A.
DQ7A's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.10, DQ7A is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.29 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as DQ7A.
DQ7A's Price/Free Cash Flow ratio is rather cheap when compared to the industry. DQ7A is cheaper than 86.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.08 | ||
| EV/EBITDA | 8.84 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)3.6
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
DQ7A does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
DUB:DQ7A (10/29/2025, 7:00:00 PM)
18.2
+1.2 (+7.06%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupFood, Beverage & Tobacco
GICS IndustryFood Products
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners17.85%
Ins Owner ChangeN/A
Market Cap22.02M
Revenue(TTM)33.10M
Net Income(TTM)1.81M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.29 | ||
| Fwd PE | N/A | ||
| P/S | 0.67 | ||
| P/FCF | 8.08 | ||
| P/OCF | 7.49 | ||
| P/B | 1.22 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | 8.84 |
EPS(TTM)1.19
EY6.54%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.25
FCFY12.37%
OCF(TTM)2.43
OCFY13.35%
SpS27.35
BVpS14.95
TBVpS14.51
PEG (NY)N/A
PEG (5Y)3.6
Graham Number20.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.25% | ||
| ROE | 10.03% | ||
| ROCE | 10.19% | ||
| ROIC | 8.9% | ||
| ROICexc | 10.39% | ||
| ROICexgc | 10.75% | ||
| OM | 5.65% | ||
| PM (TTM) | 5.48% | ||
| GM | 30.99% | ||
| FCFM | 8.23% |
ROA(3y)26.41%
ROA(5y)19.43%
ROE(3y)39.14%
ROE(5y)29.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y4.51%
ROICexgc growth 5Y-25.59%
ROICexc growth 3Y4.49%
ROICexc growth 5Y-21.16%
OM growth 3Y-7.8%
OM growth 5Y-6.94%
PM growth 3Y-28.4%
PM growth 5Y-10.01%
GM growth 3Y-4.2%
GM growth 5Y-3.11%
F-Score6
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.35 | ||
| Debt/EBITDA | 0.27 | ||
| Cap/Depr | 50.7% | ||
| Cap/Sales | 0.65% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 128.09% | ||
| Profit Quality | 150.14% | ||
| Current Ratio | 4.57 | ||
| Quick Ratio | 4.35 | ||
| Altman-Z | 6.82 |
F-Score6
WACC7.46%
ROIC/WACC1.19
Cap/Depr(3y)41.3%
Cap/Depr(5y)126.67%
Cap/Sales(3y)0.68%
Cap/Sales(5y)4.25%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-57.53%
EPS 3Y-4.48%
EPS 5Y4.24%
EPS Q2Q%-89.63%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-35.3%
Revenue growth 3Y8.24%
Revenue growth 5Y-6.04%
Sales Q2Q%-66.11%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-50.04%
EBIT growth 3Y-0.2%
EBIT growth 5Y-12.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2880.61%
FCF growth 3Y-4.51%
FCF growth 5Y-3.81%
OCF growth 1Y10041.4%
OCF growth 3Y-16.66%
OCF growth 5Y-6.57%
DONEGAL INVESTMENT GROUP PLC / DQ7A.I FAQ
What is the ChartMill fundamental rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a fundamental rating of 4 / 10 to DQ7A.I.
What is the valuation status of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
ChartMill assigns a valuation rating of 3 / 10 to DONEGAL INVESTMENT GROUP PLC (DQ7A.I). This can be considered as Overvalued.
What is the profitability of DQ7A stock?
DONEGAL INVESTMENT GROUP PLC (DQ7A.I) has a profitability rating of 4 / 10.
What is the financial health of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) stock?
The financial health rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 9 / 10.
Is the dividend of DONEGAL INVESTMENT GROUP PLC sustainable?
The dividend rating of DONEGAL INVESTMENT GROUP PLC (DQ7A.I) is 0 / 10 and the dividend payout ratio is 0%.