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CORVEL CORP (CRVL) Stock Fundamental Analysis

NASDAQ:CRVL - Nasdaq - US2210061097 - Common Stock - Currency: USD

110.31  -0.86 (-0.77%)

After market: 110.31 0 (0%)

Fundamental Rating

5

Taking everything into account, CRVL scores 5 out of 10 in our fundamental rating. CRVL was compared to 102 industry peers in the Health Care Providers & Services industry. CRVL scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CRVL does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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8

1. Profitability

1.1 Basic Checks

In the past year CRVL was profitable.
CRVL had a positive operating cash flow in the past year.
Each year in the past 5 years CRVL has been profitable.
Each year in the past 5 years CRVL had a positive operating cash flow.
CRVL Yearly Net Income VS EBIT VS OCF VS FCFCRVL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

1.2 Ratios

With an excellent Return On Assets value of 16.37%, CRVL belongs to the best of the industry, outperforming 96.19% of the companies in the same industry.
The Return On Equity of CRVL (29.32%) is better than 94.29% of its industry peers.
CRVL's Return On Invested Capital of 27.12% is amongst the best of the industry. CRVL outperforms 97.14% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CRVL is significantly above the industry average of 9.13%.
Industry RankSector Rank
ROA 16.37%
ROE 29.32%
ROIC 27.12%
ROA(3y)16.54%
ROA(5y)14.38%
ROE(3y)31.63%
ROE(5y)28.18%
ROIC(3y)28.37%
ROIC(5y)24.01%
CRVL Yearly ROA, ROE, ROICCRVL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

Looking at the Profit Margin, with a value of 10.12%, CRVL belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
CRVL's Profit Margin has improved in the last couple of years.
CRVL's Operating Margin of 12.64% is amongst the best of the industry. CRVL outperforms 85.71% of its industry peers.
In the last couple of years the Operating Margin of CRVL has grown nicely.
Looking at the Gross Margin, with a value of 22.40%, CRVL is in line with its industry, outperforming 47.62% of the companies in the same industry.
In the last couple of years the Gross Margin of CRVL has remained more or less at the same level.
Industry RankSector Rank
OM 12.64%
PM (TTM) 10.12%
GM 22.4%
OM growth 3Y3.75%
OM growth 5Y2.98%
PM growth 3Y4.56%
PM growth 5Y4.11%
GM growth 3Y-1.18%
GM growth 5Y0.6%
CRVL Yearly Profit, Operating, Gross MarginsCRVL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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8

2. Health

2.1 Basic Checks

CRVL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for CRVL has been increased compared to 1 year ago.
The number of shares outstanding for CRVL has been increased compared to 5 years ago.
CRVL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
CRVL Yearly Shares OutstandingCRVL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CRVL Yearly Total Debt VS Total AssetsCRVL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

CRVL has an Altman-Z score of 19.23. This indicates that CRVL is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 19.23, CRVL belongs to the top of the industry, outperforming 98.10% of the companies in the same industry.
CRVL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 19.23
ROIC/WACC3.04
WACC8.93%
CRVL Yearly LT Debt VS Equity VS FCFCRVL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

2.3 Liquidity

CRVL has a Current Ratio of 1.77. This is a normal value and indicates that CRVL is financially healthy and should not expect problems in meeting its short term obligations.
CRVL has a better Current ratio (1.77) than 63.81% of its industry peers.
CRVL has a Quick Ratio of 1.77. This is a normal value and indicates that CRVL is financially healthy and should not expect problems in meeting its short term obligations.
CRVL has a better Quick ratio (1.77) than 67.62% of its industry peers.
Industry RankSector Rank
Current Ratio 1.77
Quick Ratio 1.77
CRVL Yearly Current Assets VS Current LiabilitesCRVL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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2

3. Growth

3.1 Past

CRVL shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.31%.
The Earnings Per Share has been growing by 12.42% on average over the past years. This is quite good.
The Revenue has grown by 12.64% in the past year. This is quite good.
CRVL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.95% yearly.
EPS 1Y (TTM)-3.31%
EPS 3Y19.94%
EPS 5Y12.42%
EPS Q2Q%-53.54%
Revenue 1Y (TTM)12.64%
Revenue growth 3Y12.9%
Revenue growth 5Y5.95%
Sales Q2Q%12.69%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CRVL Yearly Revenue VS EstimatesCRVL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

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2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 26.39 indicates a quite expensive valuation of CRVL.
The rest of the industry has a similar Price/Earnings ratio as CRVL.
When comparing the Price/Earnings ratio of CRVL to the average of the S&P500 Index (28.78), we can say CRVL is valued inline with the index average.
Industry RankSector Rank
PE 26.39
Fwd PE N/A
CRVL Price Earnings VS Forward Price EarningsCRVL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRVL indicates a slightly more expensive valuation: CRVL is more expensive than 60.00% of the companies listed in the same industry.
CRVL's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 68.67
EV/EBITDA 39.67
CRVL Per share dataCRVL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

The excellent profitability rating of CRVL may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.12
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

CRVL does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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CORVEL CORP

NASDAQ:CRVL (4/25/2025, 8:00:00 PM)

After market: 110.31 0 (0%)

110.31

-0.86 (-0.77%)

Chartmill FA Rating
GICS SectorHealth Care
GICS IndustryGroupHealth Care Equipment & Services
GICS IndustryHealth Care Providers & Services
Earnings (Last)02-04 2025-02-04/bmo
Earnings (Next)05-19 2025-05-19
Inst Owners54.51%
Inst Owner Change-31.84%
Ins Owners7.26%
Ins Owner Change-0.38%
Market Cap5.67B
Analysts0
Price TargetN/A
Short Float %2.8%
Short Ratio6.41
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 26.39
Fwd PE N/A
P/S 6.5
P/FCF 68.67
P/OCF 47.36
P/B 18.83
P/tB 21.5
EV/EBITDA 39.67
EPS(TTM)4.18
EY3.79%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.61
FCFY1.46%
OCF(TTM)2.33
OCFY2.11%
SpS16.96
BVpS5.86
TBVpS5.13
PEG (NY)N/A
PEG (5Y)2.12
Profitability
Industry RankSector Rank
ROA 16.37%
ROE 29.32%
ROCE 34.19%
ROIC 27.12%
ROICexc 54.9%
ROICexgc 71.73%
OM 12.64%
PM (TTM) 10.12%
GM 22.4%
FCFM 9.47%
ROA(3y)16.54%
ROA(5y)14.38%
ROE(3y)31.63%
ROE(5y)28.18%
ROIC(3y)28.37%
ROIC(5y)24.01%
ROICexc(3y)45.01%
ROICexc(5y)39.49%
ROICexgc(3y)59.7%
ROICexgc(5y)53.05%
ROCE(3y)35.76%
ROCE(5y)30.26%
ROICexcg growth 3Y1.94%
ROICexcg growth 5Y-3.26%
ROICexc growth 3Y6.17%
ROICexc growth 5Y0.54%
OM growth 3Y3.75%
OM growth 5Y2.98%
PM growth 3Y4.56%
PM growth 5Y4.11%
GM growth 3Y-1.18%
GM growth 5Y0.6%
F-Score7
Asset Turnover1.62
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 129.78%
Cap/Sales 4.26%
Interest Coverage 250
Cash Conversion 86.25%
Profit Quality 93.54%
Current Ratio 1.77
Quick Ratio 1.77
Altman-Z 19.23
F-Score7
WACC8.93%
ROIC/WACC3.04
Cap/Depr(3y)113.61%
Cap/Depr(5y)111.61%
Cap/Sales(3y)3.98%
Cap/Sales(5y)4.11%
Profit Quality(3y)77.48%
Profit Quality(5y)100.23%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.31%
EPS 3Y19.94%
EPS 5Y12.42%
EPS Q2Q%-53.54%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)12.64%
Revenue growth 3Y12.9%
Revenue growth 5Y5.95%
Sales Q2Q%12.69%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.78%
EBIT growth 3Y17.13%
EBIT growth 5Y9.1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y47.9%
FCF growth 3Y-3.19%
FCF growth 5Y2.01%
OCF growth 1Y38.6%
OCF growth 3Y1.69%
OCF growth 5Y4.76%