Logo image of COFS

CHOICEONE FINANCIAL SVCS INC (COFS) Stock Price, Quote, News and Overview

NASDAQ:COFS - Nasdaq - US1703861062 - Common Stock - Currency: USD

28.51  +0.05 (+0.18%)

COFS Quote, Performance and Key Statistics

CHOICEONE FINANCIAL SVCS INC

NASDAQ:COFS (8/8/2025, 10:03:25 AM)

28.51

+0.05 (+0.18%)

Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
Statistics
52 Week High38.15
52 Week Low24.89
Market Cap427.94M
Shares15.01M
Float14.06M
Yearly Dividend1.09
Dividend Yield3.81%
PE8.36
Fwd PE7.76
Earnings (Next)10-21 2025-10-21/amc
IPO06-21 2001-06-21


COFS short term performance overview.The bars show the price performance of COFS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -5 -10

COFS long term performance overview.The bars show the price performance of COFS in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30

The current stock price of COFS is 28.51 USD. In the past month the price decreased by -5.61%. In the past year, price increased by 6.19%.

CHOICEONE FINANCIAL SVCS INC / COFS Daily stock chart

COFS Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 11.72 55.33B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 18.88 37.37B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 17.11 33.86B
MTB M & T BANK CORP 12.01 29.02B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 13.3 26.31B
HBAN HUNTINGTON BANCSHARES INC 11.87 23.49B
RF REGIONS FINANCIAL CORP 11.17 22.26B
CFG CITIZENS FINANCIAL GROUP 14.35 20.43B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 35.36 14.26B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.40722 PERP 35.18 14.19B
VLYPO VALLEY NATIONAL BANCORP - VLY 8.43172 PERP 34.79 14.04B
EWBC EAST WEST BANCORP INC 11.55 13.60B

About COFS

Company Profile

COFS logo image ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 336 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.

Company Info

CHOICEONE FINANCIAL SVCS INC

109 E Division, P O Box 186

Sparta MICHIGAN 49345 US

CEO: Kelly J. Potes

Employees: 364

COFS Company Website

COFS Investor Relations

Phone: 16168877366

CHOICEONE FINANCIAL SVCS INC / COFS FAQ

What is the stock price of CHOICEONE FINANCIAL SVCS INC today?

The current stock price of COFS is 28.51 USD. The price increased by 0.18% in the last trading session.


What is the ticker symbol for CHOICEONE FINANCIAL SVCS INC stock?

The exchange symbol of CHOICEONE FINANCIAL SVCS INC is COFS and it is listed on the Nasdaq exchange.


On which exchange is COFS stock listed?

COFS stock is listed on the Nasdaq exchange.


What is the price forecast or stock price prediction for CHOICEONE FINANCIAL SVCS INC stock?

9 analysts have analysed COFS and the average price target is 36.04 USD. This implies a price increase of 26.41% is expected in the next year compared to the current price of 28.51. Check the CHOICEONE FINANCIAL SVCS INC stock analysts ratings, price target forecast and up-and down grades for more detailed information.


What is CHOICEONE FINANCIAL SVCS INC worth?

CHOICEONE FINANCIAL SVCS INC (COFS) has a market capitalization of 427.94M USD. This makes COFS a Small Cap stock.


How many employees does CHOICEONE FINANCIAL SVCS INC have?

CHOICEONE FINANCIAL SVCS INC (COFS) currently has 364 employees.


What are the support and resistance levels for CHOICEONE FINANCIAL SVCS INC (COFS) stock?

CHOICEONE FINANCIAL SVCS INC (COFS) has a support level at 27.13 and a resistance level at 28.52. Check the full technical report for a detailed analysis of COFS support and resistance levels.


Is CHOICEONE FINANCIAL SVCS INC (COFS) expected to grow?

The Revenue of CHOICEONE FINANCIAL SVCS INC (COFS) is expected to grow by 73.54% in the next year. Check the estimates tab for more information on the COFS EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy CHOICEONE FINANCIAL SVCS INC (COFS) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does CHOICEONE FINANCIAL SVCS INC (COFS) stock pay dividends?

CHOICEONE FINANCIAL SVCS INC (COFS) has a dividend yield of 3.81%. The yearly dividend amount is currently 1.09. Check the full fundamental report for a detailed analysis of COFS dividend history, reliability and sustainability.


When does CHOICEONE FINANCIAL SVCS INC (COFS) report earnings?

CHOICEONE FINANCIAL SVCS INC (COFS) will report earnings on 2025-10-21, after the market close.


What is the Price/Earnings (PE) ratio of CHOICEONE FINANCIAL SVCS INC (COFS)?

The PE ratio for CHOICEONE FINANCIAL SVCS INC (COFS) is 8.36. This is based on the reported non-GAAP earnings per share of 3.41 and the current share price of 28.51 USD. Check the full fundamental report for a full analysis of the valuation metrics for COFS.


What is the Short Interest ratio of CHOICEONE FINANCIAL SVCS INC (COFS) stock?

The outstanding short interest for CHOICEONE FINANCIAL SVCS INC (COFS) is 2.8% of its float. Check the ownership tab for more information on the COFS short interest.


COFS Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to COFS. When comparing the yearly performance of all stocks, COFS turns out to be only a medium performer in the overall market: it outperformed 44.73% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

COFS Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to COFS. COFS has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

COFS Financial Highlights

Over the last trailing twelve months COFS reported a non-GAAP Earnings per Share(EPS) of 3.41. The EPS increased by 14.05% compared to the year before.


Industry RankSector Rank
PM (TTM) 6.97%
ROA 0.17%
ROE 1.68%
Debt/Equity 0.11
Chartmill High Growth Momentum
EPS Q2Q%4.6%
Sales Q2Q%90.72%
EPS 1Y (TTM)14.05%
Revenue 1Y (TTM)47.9%

COFS Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 84% to COFS. The Buy consensus is the average rating of analysts ratings from 9 analysts.

For the next year, analysts expect an EPS growth of 6.75% and a revenue growth 73.54% for COFS


Ownership
Inst Owners36.5%
Ins Owners5.34%
Short Float %2.8%
Short Ratio3.35
Analysts
Analysts84.44
Price Target36.04 (26.41%)
EPS Next Y6.75%
Revenue Next Year73.54%