CHOICEONE FINANCIAL SVCS INC (COFS) Stock Price & Overview

NASDAQ:COFS • US1703861062

Current stock price

27.65 USD
+0.08 (+0.29%)
At close:
27.65 USD
0 (0%)
After Hours:

The current stock price of COFS is 27.65 USD. Today COFS is up by 0.29%. In the past month the price decreased by -6.33%. In the past year, price decreased by -3.86%.

COFS Key Statistics

52-Week Range24.89 - 35.4
Current COFS stock price positioned within its 52-week range.
1-Month Range26.63 - 29.95
Current COFS stock price positioned within its 1-month range.
Market Cap
414.197M
P/E
7.55
Fwd P/E
7.75
EPS (TTM)
3.66
Dividend Yield
4.21%

COFS Stock Performance

Today
+0.29%
1 Week
+0.33%
1 Month
-6.33%
3 Months
-8.20%
Longer-term
6 Months -5.79%
1 Year -3.86%
2 Years +1.10%
3 Years +9.55%
5 Years +14.97%
10 Years N/A

COFS Stock Chart

CHOICEONE FINANCIAL SVCS INC / COFS Daily stock chart

COFS Technical Analysis

ChartMill assigns a technical rating of 0 / 10 to COFS. When comparing the yearly performance of all stocks, COFS is a bad performer in the overall market: 71.5% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

COFS Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to COFS. COFS has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

COFS Earnings

On January 30, 2026 COFS reported an EPS of 0.92 and a revenue of 38.45M. The company beat EPS expectations (0.03% surprise) and missed revenue expectations (-13.93% surprise).

Next Earnings DateApr 28, 2026
Last Earnings DateJan 30, 2026
PeriodQ4 / 2025
EPS Reported$0.92
Revenue Reported38.454M
EPS Surprise 0.03%
Revenue Surprise -13.93%

COFS Forecast & Estimates

9 analysts have analysed COFS and the average price target is 34.17 USD. This implies a price increase of 23.58% is expected in the next year compared to the current price of 27.65.

For the next year, analysts expect an EPS growth of -2.47% and a revenue growth 7.95% for COFS


Analysts
Analysts80
Price Target34.17 (23.58%)
EPS Next Y-2.47%
Revenue Next Year7.95%

COFS Groups

Sector & Classification

COFS Financial Highlights

Over the last trailing twelve months COFS reported a non-GAAP Earnings per Share(EPS) of 3.66. The EPS increased by 12.62% compared to the year before.


Income Statements
Revenue(TTM)161.74M
Net Income(TTM)21.47M
Industry RankSector Rank
PM (TTM) 15%
ROA 0.5%
ROE 4.77%
Debt/Equity 0.11
Chartmill High Growth Momentum
EPS Q2Q%16.46%
Sales Q2Q%57.97%
EPS 1Y (TTM)12.62%
Revenue 1Y (TTM)74.97%

COFS Ownership

Ownership
Inst Owners40.81%
Shares14.98M
Float14.06M
Ins Owners5.46%
Short Float %0.81%
Short Ratio1.27

About COFS

Company Profile

COFS logo image ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 505 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.

Company Info

IPO: 2001-06-21

CHOICEONE FINANCIAL SVCS INC

109 E Division, P O Box 186

Sparta MICHIGAN 49345 US

CEO: Kelly J. Potes

Employees: 364

COFS Company Website

COFS Investor Relations

Phone: 16168877366

CHOICEONE FINANCIAL SVCS INC / COFS FAQ

Can you describe the business of CHOICEONE FINANCIAL SVCS INC?

ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 505 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.


What is the stock price of CHOICEONE FINANCIAL SVCS INC today?

The current stock price of COFS is 27.65 USD. The price increased by 0.29% in the last trading session.


What is the dividend status of CHOICEONE FINANCIAL SVCS INC?

CHOICEONE FINANCIAL SVCS INC (COFS) has a dividend yield of 4.21%. The yearly dividend amount is currently 1.09.


What is the ChartMill rating of CHOICEONE FINANCIAL SVCS INC stock?

COFS has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


How is the market expecting COFS stock to perform?

9 analysts have analysed COFS and the average price target is 34.17 USD. This implies a price increase of 23.58% is expected in the next year compared to the current price of 27.65.


Can you provide the sector and industry classification for CHOICEONE FINANCIAL SVCS INC?

CHOICEONE FINANCIAL SVCS INC (COFS) operates in the Financials sector and the Banks industry.


What is the ex-dividend date for COFS stock?

The next ex-dividend date for CHOICEONE FINANCIAL SVCS INC (COFS) is March 13, 2026.