Logo image of COFS

CHOICEONE FINANCIAL SVCS INC (COFS) Stock Price, Forecast & Analysis

USA - NASDAQ:COFS - US1703861062 - Common Stock

29.29 USD
-0.04 (-0.14%)
Last: 11/11/2025, 8:00:00 PM
29.29 USD
0 (0%)
After Hours: 11/11/2025, 8:00:00 PM

COFS Key Statistics, Chart & Performance

Key Statistics
Market Cap439.94M
Revenue(TTM)92.44M
Net Income(TTM)14.13M
Shares15.02M
Float14.07M
52 Week High38.15
52 Week Low24.89
Yearly Dividend1.09
Dividend Yield3.81%
EPS(TTM)3.53
PE8.3
Fwd PE8.26
Earnings (Next)01-20 2026-01-20/amc
IPO2001-06-21
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


COFS short term performance overview.The bars show the price performance of COFS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 2 -2 4

COFS long term performance overview.The bars show the price performance of COFS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10 20

The current stock price of COFS is 29.29 USD. In the past month the price increased by 4.05%. In the past year, price decreased by -17.59%.

CHOICEONE FINANCIAL SVCS INC / COFS Daily stock chart

COFS Latest News, Press Relases and Analysis

19 days ago - By: ChoiceOne Financial Services, Inc.
4 months ago - By: ChoiceOne Financial Services, Inc.
7 months ago - By: Zacks Investment Research - Mentions: WULF
7 months ago - By: Zacks Investment Research - Mentions: BX
8 months ago - By: ChoiceOne Financial Services, Inc. - Mentions: FETM
10 months ago - By: ChoiceOne Financial Services, Inc.

COFS Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.05 57.96B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.8 37.16B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 16.15 33.71B
BBT BEACON FINANCIAL CORP 11.18 33.32B
MTB M & T BANK CORP 11.5 28.86B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.5 26.08B
HBAN HUNTINGTON BANCSHARES INC 11.06 23.09B
CFG CITIZENS FINANCIAL GROUP 14.63 22.54B
RF REGIONS FINANCIAL CORP 11.04 22.18B
EWBC EAST WEST BANCORP INC 11.58 14.47B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.35 14.39B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 31.07 14.26B

About COFS

Company Profile

COFS logo image ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 336 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.

Company Info

CHOICEONE FINANCIAL SVCS INC

109 E Division, P O Box 186

Sparta MICHIGAN 49345 US

CEO: Kelly J. Potes

Employees: 336

COFS Company Website

COFS Investor Relations

Phone: 16168877366

CHOICEONE FINANCIAL SVCS INC / COFS FAQ

What does COFS do?

ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 336 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.


Can you provide the latest stock price for CHOICEONE FINANCIAL SVCS INC?

The current stock price of COFS is 29.29 USD. The price decreased by -0.14% in the last trading session.


Does COFS stock pay dividends?

CHOICEONE FINANCIAL SVCS INC (COFS) has a dividend yield of 3.81%. The yearly dividend amount is currently 1.09.


How is the ChartMill rating for CHOICEONE FINANCIAL SVCS INC?

COFS has a ChartMill Technical rating of 3 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the GICS sector and industry of COFS stock?

CHOICEONE FINANCIAL SVCS INC (COFS) operates in the Financials sector and the Banks industry.


What is the market capitalization of COFS stock?

CHOICEONE FINANCIAL SVCS INC (COFS) has a market capitalization of 439.94M USD. This makes COFS a Small Cap stock.


When does CHOICEONE FINANCIAL SVCS INC (COFS) report earnings?

CHOICEONE FINANCIAL SVCS INC (COFS) will report earnings on 2026-01-20, after the market close.


COFS Technical Analysis

ChartMill assigns a technical rating of 3 / 10 to COFS. When comparing the yearly performance of all stocks, COFS is a bad performer in the overall market: 78.91% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

COFS Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to COFS. Both the profitability and financial health of COFS have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

COFS Financial Highlights

Over the last trailing twelve months COFS reported a non-GAAP Earnings per Share(EPS) of 3.53. The EPS increased by 11.71% compared to the year before.


Industry RankSector Rank
PM (TTM) 11.44%
ROA 0.33%
ROE 3.27%
Debt/Equity 0.11
Chartmill High Growth Momentum
EPS Q2Q%14.12%
Sales Q2Q%78.14%
EPS 1Y (TTM)11.71%
Revenue 1Y (TTM)14.41%

COFS Forecast & Estimates

9 analysts have analysed COFS and the average price target is 36.04 USD. This implies a price increase of 23.05% is expected in the next year compared to the current price of 29.29.

For the next year, analysts expect an EPS growth of 10.75% and a revenue growth 75.05% for COFS


Analysts
Analysts84.44
Price Target36.04 (23.05%)
EPS Next Y10.75%
Revenue Next Year75.05%

COFS Ownership

Ownership
Inst Owners41.77%
Ins Owners5.5%
Short Float %1.76%
Short Ratio3.13