CHOICEONE FINANCIAL SVCS INC (COFS) Stock Price, Forecast & Analysis

NASDAQ:COFS • US1703861062

28.7 USD
-0.23 (-0.8%)
At close: Feb 24, 2026
28.7 USD
0 (0%)
After Hours: 2/24/2026, 5:31:21 PM

COFS Key Statistics, Chart & Performance

Key Statistics
Market Cap430.50M
Revenue(TTM)161.74M
Net Income(TTM)21.47M
Shares15.00M
Float14.05M
52 Week High35.4
52 Week Low24.89
Yearly Dividend1.09
Dividend Yield3.99%
EPS(TTM)3.25
PE8.83
Fwd PE8.01
Earnings (Next)04-28
IPO2001-06-21
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
COFS short term performance overview.The bars show the price performance of COFS in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -2 -4 -6

COFS long term performance overview.The bars show the price performance of COFS in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 5 -5

The current stock price of COFS is 28.7 USD. In the past month the price decreased by -0.83%. In the past year, price decreased by -9.72%.

CHOICEONE FINANCIAL SVCS INC / COFS Daily stock chart

COFS Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to COFS. When comparing the yearly performance of all stocks, COFS is a bad performer in the overall market: 76.38% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating
COFS Full Technical Analysis Report

COFS Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to COFS. Both the profitability and financial health of COFS have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
COFS Full Fundamental Analysis Report

COFS Financial Highlights

Over the last trailing twelve months COFS reported a non-GAAP Earnings per Share(EPS) of 3.25. The EPS increased by 15.25% compared to the year before.


Industry RankSector Rank
PM (TTM) 15%
ROA 0.5%
ROE 4.77%
Debt/Equity 0.11
Chartmill High Growth Momentum
EPS Q2Q%16.51%
Sales Q2Q%57.97%
EPS 1Y (TTM)15.25%
Revenue 1Y (TTM)74.97%
COFS financials

COFS Forecast & Estimates

8 analysts have analysed COFS and the average price target is 34.68 USD. This implies a price increase of 20.84% is expected in the next year compared to the current price of 28.7.

For the next year, analysts expect an EPS growth of 14.43% and a revenue growth 76.58% for COFS


Analysts
Analysts80
Price Target34.68 (20.84%)
EPS Next Y14.43%
Revenue Next Year76.58%
COFS Analyst EstimatesCOFS Analyst Ratings

COFS Ownership

Ownership
Inst Owners43.61%
Ins Owners5.55%
Short Float %1.32%
Short Ratio1.68
COFS Ownership

COFS Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP10.9363.237B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.5352.002B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP13.9346.765B
BBT BEACON FINANCIAL CORP8.4438.707B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.7936.028B
HBAN HUNTINGTON BANCSHARES INC10.3434.668B
MTB M & T BANK CORP11.5133.727B
CFG CITIZENS FINANCIAL GROUP1226.823B
RF REGIONS FINANCIAL CORP10.6124.92B
EWBC EAST WEST BANCORP INC10.9615.974B

About COFS

Company Profile

COFS logo image ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 569 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.

Company Info

CHOICEONE FINANCIAL SVCS INC

109 E Division, P O Box 186

Sparta MICHIGAN 49345 US

CEO: Kelly J. Potes

Employees: 364

COFS Company Website

COFS Investor Relations

Phone: 16168877366

CHOICEONE FINANCIAL SVCS INC / COFS FAQ

Can you describe the business of CHOICEONE FINANCIAL SVCS INC?

ChoiceOne Financial Services, Inc. is a holding company, which engages in the provision of a variety of deposit, payment, credit, and other financial services to all types of customers, through its subsidiary, ChoiceOne Bank. The company is headquartered in Sparta, Michigan and currently employs 569 full-time employees. The company went IPO on 2001-06-21. The company operates 56 offices in parts of Kent, Ottawa, Muskegon, Newaygo, Lapeer, St. Clair, Macomb, Genesee, Jackson, Livingston, Ingham, Saginaw, Shiawassee, and Bay counties. The company offers deposit, payment, credit and other financial services to all types of customers. Its services include time, savings, and demand deposits, safe deposit services, and automated transaction machine services. Commercial lending covers such categories as business, industry, agricultural, construction, inventory, and real estate. The company provides services to small businesses and consumers in West, Central and Southeast Michigan a line of products and services delivered through a retail network including digital and branch banking. The company offers insurance and investment products through ChoiceOne Insurance Agencies, Inc.


What is the stock price of CHOICEONE FINANCIAL SVCS INC today?

The current stock price of COFS is 28.7 USD. The price decreased by -0.8% in the last trading session.


What is the dividend status of CHOICEONE FINANCIAL SVCS INC?

CHOICEONE FINANCIAL SVCS INC (COFS) has a dividend yield of 3.99%. The yearly dividend amount is currently 1.09.


What is the ChartMill rating of CHOICEONE FINANCIAL SVCS INC stock?

COFS has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


How is the market expecting COFS stock to perform?

8 analysts have analysed COFS and the average price target is 34.68 USD. This implies a price increase of 20.84% is expected in the next year compared to the current price of 28.7.


Can you provide the sector and industry classification for CHOICEONE FINANCIAL SVCS INC?

CHOICEONE FINANCIAL SVCS INC (COFS) operates in the Financials sector and the Banks industry.


What is the ex-dividend date for COFS stock?

The next ex-dividend date for CHOICEONE FINANCIAL SVCS INC (COFS) is December 15, 2025.