CHOICEONE FINANCIAL SVCS INC (COFS) Forecast, Price Target & Analyst Ratings

NASDAQ:COFS • US1703861062

Current stock price

30.16 USD
+0.13 (+0.43%)
Last:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for CHOICEONE FINANCIAL SVCS INC (COFS).

Forecast Snapshot

Consensus Price Target

Price Target
$35.02
+ 16.11% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 29, 2026
Period
Q1 / 2026
EPS Estimate
$0.86
Revenue Estimate
43.548M
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
80.00%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$35.02
Upside
+ 16.11%
From current price of $30.16 to mean target of $35.02, Based on 9 analyst forecasts
Low
$31.31
Median
$36.72
High
$37.80

Price Target Revisions

1 Month
2.49%
3 Months
-2.83%

Price Target Summary

9 Wall Street analysts provided a forecast for the next 12 months for COFS. The average price target is 35.02 USD. This implies a price increase of 16.11% is expected in the next year compared to the current price of 30.16.
The average price target has been revised downward by 2.83% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

COFS Current Analyst RatingCOFS Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 1 2 3 4

Analyst Ratings History

COFS Historical Analyst RatingsCOFS Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 2 4 6 8

Analyst Ratings Consensus

ChartMill Buy Consensus
80.00%
COFS was analyzed by 9 analysts. The buy percentage consensus is at 80. So analysts seem to be have mildly positive about COFS.
In the previous month the buy percentage consensus was at a similar level.
COFS was analyzed by 9 analysts. More opinions would make the average more meaningful.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-02-03DA DavidsonMaintains Buy -> Buy
2026-01-07Hovde GroupDowngrade Outperform -> Market Perform
2025-03-03Janney Montgomery ScottUpgrade Neutral -> Buy
2025-01-27DA DavidsonMaintains Buy -> Buy
2024-10-18DA DavidsonInitiate Buy
2023-09-27Janney Montgomery ScottInitiate Neutral

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 29, 2026
Period
Q1 / 2026
EPS Estimate
$0.86
Revenue Estimate
43.548M
Revenue Q2Q
39.43%
EPS Q2Q
0.30%
Number of Analysts
5

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
-0.94%
EPS (1 Month)
0.00%
EPS (3 Months)
-1.21%

Next Earnings Summary

COFS is expected to report earnings on 4/29/2026. The consensus EPS estimate for the next earnings is 0.86 USD and the consensus revenue estimate is 43.55M USD.
The next earnings revenue estimate has been revised downward by 0.94% in the past 3 months.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2027

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027
Revenue
YoY % growth
COFS revenue by date.COFS revenue by date.
80.791M
-0.72%		92.437M
14.41%		161.736M
74.97%		179.06M
10.71%		187.06M
4.47%
EBITDA
YoY % growth
COFS ebitda by date.COFS ebitda by date.
N/AN/AN/AN/AN/A
EBIT
YoY % growth
COFS ebit by date.COFS ebit by date.
N/AN/AN/A66.606M
1.71%		68.646M
3.06%
Operating Margin
COFS operating margin by date.COFS operating margin by date.
N/AN/AN/A37.20%36.70%
EPS
YoY % growth
COFS eps by date.COFS eps by date.
2.823.25
15.25%		3.66
12.62%		3.57
-2.47%		3.74
4.72%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		0.86
0.30%		0.88
-3.27%		0.91
-6.06%		0.91
-0.62%		0.89
3.11%		0.92
4.52%		0.96
5.67%		0.97
5.65%
Revenue
Q2Q % growth		43.548M
39.43%		44.41M
3.70%		45.371M
1.41%		45.681M
18.79%		45.193M
3.78%		46.34M
4.35%		47.554M
4.81%		47.919M
4.90%
EBITDA
Q2Q % growth		N/AN/AN/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth		16.524M
54.29%		16.626M
14.79%		16.83M
-6.78%		16.626M
-5.78%		16.116M
-2.47%		17.136M
3.07%		17.748M
5.45%		17.646M
6.13%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

COFS Yearly Revenue VS EstimatesCOFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M
COFS Yearly EPS VS EstimatesCOFS Yearly EPS VS EstimatesYearly EPS VS Estimates 2023 2024 2025 2026 2027 1 2 3

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
N/A
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
N/A
Revenue Next 5 Year
N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

CHOICEONE FINANCIAL SVCS INC / COFS Forecast FAQ

Can you provide the average price target for CHOICEONE FINANCIAL SVCS INC stock?

9 analysts have analysed COFS and the average price target is 35.02 USD. This implies a price increase of 16.11% is expected in the next year compared to the current price of 30.16.

When does CHOICEONE FINANCIAL SVCS INC (COFS) report earnings?

CHOICEONE FINANCIAL SVCS INC (COFS) will report earnings on 2026-04-29.

What are the consensus estimates for CHOICEONE FINANCIAL SVCS INC (COFS) next earnings?

The consensus EPS estimate for the next earnings of CHOICEONE FINANCIAL SVCS INC (COFS) is 0.86 USD and the consensus revenue estimate is 43.55M USD.

How do analysts rate CHOICEONE FINANCIAL SVCS INC (COFS)?

The consensus rating for CHOICEONE FINANCIAL SVCS INC (COFS) is 80 / 100 . This indicates that analysts generally have a positive outlook on the stock.