CHOICEONE FINANCIAL SVCS INC (COFS) Earnings History & Surprises
NASDAQ:COFS • US1703861062
28.28 USD
-0.17 (-0.6%)
At close: Mar 6, 2026
28.28 USD
0 (0%)
After Hours: 3/6/2026, 8:09:25 PM
Past quarterly earnings results for CHOICEONE FINANCIAL SVCS INC (COFS), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateApr 28, 2026
PeriodQ1 / 2026
EPS Estimate$0.86
Revenue Estimate43.548M
Last Reported
Release DateJan 30, 2026
PeriodQ4 / 2025
EPS Reported$0.92
EPS Surprise 0.03%
Revenue Surprise -13.93%
Beat Rate
44%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 0.92 | 0.92 | 0.03% | 16.46% | 38.454M | 44.676M | -13.93% | 57.97% |
| Q3 2025 | 0.97 | 0.88 | 10.71% | 14.12% | 44.741M | 42.993M | 4.07% | 78.14% |
| Q2 2025 | 0.91 | 0.80 | 14.38% | 4.60% | 42.825M | 42.279M | 1.29% | 90.72% |
| Q1 2025 | 0.86 | 0.80 | 8.09% | 16.22% | 31.233M | 32.436M | -3.71% | 52.13% |
| Q4 2024 | 0.79 | 0.84 | -6.12% | 12.86% | 24.343M | 24.48M | -0.56% | 18.16% |
| Q3 2024 | 0.85 | 0.75 | 12.61% | 25.00% | 25.115M | 23.358M | 7.52% | 26.02% |
| Q2 2024 | 0.87 | 0.78 | 12.23% | 26.09% | 22.454M | - | 14.68% | |
| Q1 2024 | 0.74 | 0.60 | 22.96% | -1.33% | 20.53M | - | -0.73% | |
| Q4 2023 | 0.70 | 0.65 | 7.23% | -21.35% | 20.602M | - | -2.45% | |
| Q3 2023 | 0.68 | 0.68 | -0.50% | -11.69% | 19.93M | - | -2.26% | |
| Q2 2023 | 0.69 | - | - | 19.58M | - | -0.71% | ||
| Q1 2023 | 0.75 | - | - | 20.68M | - | 2.53% | ||
| Q4 2022 | 0.89 | - | 34.85% | 21.12M | - | 6.18% | ||
| Q3 2022 | 0.77 | - | 2.67% | 20.39M | - | -0.15% | ||
| Q2 2022 | - | - | 19.72M | - | 2.49% | |||
| Q1 2022 | - | - | 20.17M | - | -0.59% | |||
| Q4 2021 | 0.66 | - | - | 19.89M | - | 1.07% | ||
| Q3 2021 | 0.75 | - | - | 20.42M | - | 0.15% | ||
| Q2 2021 | 0.65 | - | - | 19.24M | - | 3.27% | ||
| Q1 2021 | - | - | 20.29M | - | 34.64% | |||
| Q4 2020 | - | - | 19.68M | - | - | |||
| Q3 2020 | - | - | 20.39M | - | - | |||
| Q2 2020 | - | - | 18.63M | - | - | |||
| Q1 2020 | - | - | 15.07M | - | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
3
Average EPS beat (4)
6.77%
Max EPS beat (4)
14.38%
Min EPS beat (4)
-6.12%
Revenue beat statistics
Revenue beat (4)
2
Average Revenue beat (4)
0.27%
Max Revenue beat (4)
4.07%
Min Revenue beat (4)
-3.71%
Analysis
In the last 4 quarters, COFS has beaten EPS estimates in 3 out of 4 releases
COFS has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, COFS has beaten the EPS estimates by 6.8% on average.
In the last 4 quarters, COFS has beaten the revenue estimates by 0.3% on average.
CHOICEONE FINANCIAL SVCS INC / COFS Earnings FAQ
Can you provide the last earnings date for CHOICEONE FINANCIAL SVCS INC?
CHOICEONE FINANCIAL SVCS INC (COFS) last reported earnings on 1/30/2026.
Did CHOICEONE FINANCIAL SVCS INC (COFS) beat earnings estimates last quarter?
CHOICEONE FINANCIAL SVCS INC (COFS) beat EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often CHOICEONE FINANCIAL SVCS INC beats earnings estimates?
In the last 4 quarters, CHOICEONE FINANCIAL SVCS INC (COFS) has beaten EPS estimates in 3 out of 4 releases.