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TRACTIAL SA (ALBDM.PA) Stock Fundamental Analysis

Europe - Euronext Paris - EPA:ALBDM - FR0000035305 - Common Stock

5 EUR
+0.05 (+1.01%)
Last: 8/14/2025, 7:00:00 PM
Fundamental Rating

1

Overall ALBDM gets a fundamental rating of 1 out of 10. We evaluated ALBDM against 56 industry peers in the Financial Services industry. Both the profitability and financial health of ALBDM have multiple concerns. ALBDM does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year ALBDM has reported negative net income.
ALBDM had a negative operating cash flow in the past year.
In the past 5 years ALBDM reported 4 times negative net income.
ALBDM had a negative operating cash flow in each of the past 5 years.
ALBDM.PA Yearly Net Income VS EBIT VS OCF VS FCFALBDM.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M 4M

1.2 Ratios

Looking at the Return On Assets, with a value of -33.65%, ALBDM is doing worse than 88.24% of the companies in the same industry.
ALBDM has a Return On Equity of -126.08%. This is amonst the worse of the industry: ALBDM underperforms 86.27% of its industry peers.
Industry RankSector Rank
ROA -33.65%
ROE -126.08%
ROIC N/A
ROA(3y)-17.9%
ROA(5y)-9.44%
ROE(3y)-35.24%
ROE(5y)-17.11%
ROIC(3y)N/A
ROIC(5y)N/A
ALBDM.PA Yearly ROA, ROE, ROICALBDM.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 -50 -100

1.3 Margins

ALBDM has a Gross Margin of 76.08%. This is in the better half of the industry: ALBDM outperforms 68.63% of its industry peers.
ALBDM's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for ALBDM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 76.08%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-3.13%
ALBDM.PA Yearly Profit, Operating, Gross MarginsALBDM.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 50 -50

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1

2. Health

2.1 Basic Checks

ALBDM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ALBDM has more shares outstanding
ALBDM has a better debt/assets ratio than last year.
ALBDM.PA Yearly Shares OutstandingALBDM.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 500K 1M 1.5M 2M 2.5M
ALBDM.PA Yearly Total Debt VS Total AssetsALBDM.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M

2.2 Solvency

Based on the Altman-Z score of -0.09, we must say that ALBDM is in the distress zone and has some risk of bankruptcy.
ALBDM's Altman-Z score of -0.09 is on the low side compared to the rest of the industry. ALBDM is outperformed by 72.55% of its industry peers.
ALBDM has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of ALBDM (1.10) is worse than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Altman-Z -0.09
ROIC/WACCN/A
WACC7.75%
ALBDM.PA Yearly LT Debt VS Equity VS FCFALBDM.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M 4M

2.3 Liquidity

ALBDM has a Current Ratio of 1.14. This is a normal value and indicates that ALBDM is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.14, ALBDM perfoms like the industry average, outperforming 50.98% of the companies in the same industry.
ALBDM has a Quick Ratio of 1.14. This is a bad value and indicates that ALBDM is not financially healthy enough and could expect problems in meeting its short term obligations.
ALBDM has a Quick ratio of 0.99. This is in the lower half of the industry: ALBDM underperforms 62.75% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 0.99
ALBDM.PA Yearly Current Assets VS Current LiabilitesALBDM.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

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0

3. Growth

3.1 Past

ALBDM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -103.68%.
The Revenue for ALBDM has decreased by -14.13% in the past year. This is quite bad
The Revenue for ALBDM have been decreasing by -17.37% on average. This is quite bad
EPS 1Y (TTM)-103.68%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-29.63%
Revenue 1Y (TTM)-14.13%
Revenue growth 3Y6.19%
Revenue growth 5Y-17.37%
Sales Q2Q%-13.79%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ALBDM.PA Yearly Revenue VS EstimatesALBDM.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M

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0

4. Valuation

4.1 Price/Earnings Ratio

ALBDM reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
ALBDM.PA Price Earnings VS Forward Price EarningsALBDM.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ALBDM.PA Per share dataALBDM.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 0.6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for ALBDM!.
Industry RankSector Rank
Dividend Yield N/A

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TRACTIAL SA

EPA:ALBDM (8/14/2025, 7:00:00 PM)

5

+0.05 (+1.01%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.2%
Inst Owner ChangeN/A
Ins Owners46.9%
Ins Owner ChangeN/A
Market Cap12.95M
Revenue(TTM)1.89M
Net Income(TTM)-1.46M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 6.85
P/FCF N/A
P/OCF N/A
P/B 11.22
P/tB 31.2
EV/EBITDA N/A
EPS(TTM)-0.59
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.5
FCFYN/A
OCF(TTM)-0.47
OCFYN/A
SpS0.73
BVpS0.45
TBVpS0.16
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -33.65%
ROE -126.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 76.08%
FCFM N/A
ROA(3y)-17.9%
ROA(5y)-9.44%
ROE(3y)-35.24%
ROE(5y)-17.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-3.13%
F-Score1
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 42.05%
Cap/Sales 3.92%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.14
Quick Ratio 0.99
Altman-Z -0.09
F-Score1
WACC7.75%
ROIC/WACCN/A
Cap/Depr(3y)232.32%
Cap/Depr(5y)148.54%
Cap/Sales(3y)15.78%
Cap/Sales(5y)11.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-103.68%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-29.63%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.13%
Revenue growth 3Y6.19%
Revenue growth 5Y-17.37%
Sales Q2Q%-13.79%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-36.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-35.07%
OCF growth 3YN/A
OCF growth 5YN/A

TRACTIAL SA / ALBDM.PA FAQ

What is the ChartMill fundamental rating of TRACTIAL SA (ALBDM.PA) stock?

ChartMill assigns a fundamental rating of 1 / 10 to ALBDM.PA.


What is the valuation status of TRACTIAL SA (ALBDM.PA) stock?

ChartMill assigns a valuation rating of 0 / 10 to TRACTIAL SA (ALBDM.PA). This can be considered as Overvalued.


What is the profitability of ALBDM stock?

TRACTIAL SA (ALBDM.PA) has a profitability rating of 1 / 10.


What is the financial health of TRACTIAL SA (ALBDM.PA) stock?

The financial health rating of TRACTIAL SA (ALBDM.PA) is 1 / 10.


How sustainable is the dividend of TRACTIAL SA (ALBDM.PA) stock?

The dividend rating of TRACTIAL SA (ALBDM.PA) is 0 / 10 and the dividend payout ratio is 0%.