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TRACTIAL SA (ALBDM.PA) Stock Fundamental Analysis

Europe - EPA:ALBDM - FR0000035305 - Common Stock

5 EUR
+0.05 (+1.01%)
Last: 8/14/2025, 7:00:00 PM
Fundamental Rating

1

ALBDM gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. ALBDM may be in some trouble as it scores bad on both profitability and health. ALBDM does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year ALBDM has reported negative net income.
ALBDM had a negative operating cash flow in the past year.
ALBDM had negative earnings in 4 of the past 5 years.
In the past 5 years ALBDM always reported negative operating cash flow.
ALBDM.PA Yearly Net Income VS EBIT VS OCF VS FCFALBDM.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M 4M

1.2 Ratios

With a Return On Assets value of -33.65%, ALBDM is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
With a Return On Equity value of -126.08%, ALBDM is not doing good in the industry: 86.27% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -33.65%
ROE -126.08%
ROIC N/A
ROA(3y)-17.9%
ROA(5y)-9.44%
ROE(3y)-35.24%
ROE(5y)-17.11%
ROIC(3y)N/A
ROIC(5y)N/A
ALBDM.PA Yearly ROA, ROE, ROICALBDM.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 -50 -100

1.3 Margins

Looking at the Gross Margin, with a value of 76.08%, ALBDM is in the better half of the industry, outperforming 68.63% of the companies in the same industry.
ALBDM's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for ALBDM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 76.08%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-3.13%
ALBDM.PA Yearly Profit, Operating, Gross MarginsALBDM.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 50 -50

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1

2. Health

2.1 Basic Checks

ALBDM does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ALBDM has been increased compared to 1 year ago.
Compared to 5 years ago, ALBDM has more shares outstanding
The debt/assets ratio for ALBDM has been reduced compared to a year ago.
ALBDM.PA Yearly Shares OutstandingALBDM.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 500K 1M 1.5M 2M 2.5M
ALBDM.PA Yearly Total Debt VS Total AssetsALBDM.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M

2.2 Solvency

Based on the Altman-Z score of -0.09, we must say that ALBDM is in the distress zone and has some risk of bankruptcy.
ALBDM's Altman-Z score of -0.09 is on the low side compared to the rest of the industry. ALBDM is outperformed by 72.55% of its industry peers.
ALBDM has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of ALBDM (1.10) is worse than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Altman-Z -0.09
ROIC/WACCN/A
WACC7.75%
ALBDM.PA Yearly LT Debt VS Equity VS FCFALBDM.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M 4M

2.3 Liquidity

A Current Ratio of 1.14 indicates that ALBDM should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.14, ALBDM is in line with its industry, outperforming 50.98% of the companies in the same industry.
ALBDM has a Quick Ratio of 1.14. This is a bad value and indicates that ALBDM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.99, ALBDM is not doing good in the industry: 62.75% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 0.99
ALBDM.PA Yearly Current Assets VS Current LiabilitesALBDM.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

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0

3. Growth

3.1 Past

The earnings per share for ALBDM have decreased strongly by -103.68% in the last year.
The Revenue for ALBDM has decreased by -14.13% in the past year. This is quite bad
ALBDM shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -17.37% yearly.
EPS 1Y (TTM)-103.68%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-29.63%
Revenue 1Y (TTM)-14.13%
Revenue growth 3Y6.19%
Revenue growth 5Y-17.37%
Sales Q2Q%-13.79%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ALBDM.PA Yearly Revenue VS EstimatesALBDM.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M 10M

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0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for ALBDM. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
ALBDM.PA Price Earnings VS Forward Price EarningsALBDM.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ALBDM.PA Per share dataALBDM.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 0.6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

ALBDM does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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TRACTIAL SA

EPA:ALBDM (8/14/2025, 7:00:00 PM)

5

+0.05 (+1.01%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners0.2%
Inst Owner ChangeN/A
Ins Owners46.9%
Ins Owner ChangeN/A
Market Cap12.95M
Revenue(TTM)1.89M
Net Income(TTM)-1455000
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 6.85
P/FCF N/A
P/OCF N/A
P/B 11.22
P/tB 31.2
EV/EBITDA N/A
EPS(TTM)-0.59
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.5
FCFYN/A
OCF(TTM)-0.47
OCFYN/A
SpS0.73
BVpS0.45
TBVpS0.16
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -33.65%
ROE -126.08%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 76.08%
FCFM N/A
ROA(3y)-17.9%
ROA(5y)-9.44%
ROE(3y)-35.24%
ROE(5y)-17.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.67%
GM growth 5Y-3.13%
F-Score1
Asset Turnover0.44
Health
Industry RankSector Rank
Debt/Equity 1.1
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 42.05%
Cap/Sales 3.92%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.14
Quick Ratio 0.99
Altman-Z -0.09
F-Score1
WACC7.75%
ROIC/WACCN/A
Cap/Depr(3y)232.32%
Cap/Depr(5y)148.54%
Cap/Sales(3y)15.78%
Cap/Sales(5y)11.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-103.68%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-29.63%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.13%
Revenue growth 3Y6.19%
Revenue growth 5Y-17.37%
Sales Q2Q%-13.79%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-36.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-10.72%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-35.07%
OCF growth 3YN/A
OCF growth 5YN/A

TRACTIAL SA / ALBDM.PA FAQ

What is the ChartMill fundamental rating of TRACTIAL SA (ALBDM.PA) stock?

ChartMill assigns a fundamental rating of 1 / 10 to ALBDM.PA.


Can you provide the valuation status for TRACTIAL SA?

ChartMill assigns a valuation rating of 0 / 10 to TRACTIAL SA (ALBDM.PA). This can be considered as Overvalued.


What is the profitability of ALBDM stock?

TRACTIAL SA (ALBDM.PA) has a profitability rating of 1 / 10.


Can you provide the dividend sustainability for ALBDM stock?

The dividend rating of TRACTIAL SA (ALBDM.PA) is 0 / 10 and the dividend payout ratio is 0%.