ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) Stock Price, Forecast & Analysis
Canada - Toronto Stock Exchange - TSX:AI-DB-F - CA04964GAH35
100.6 CAD
-0.15 (-0.15%)
Taking everything into account, AI-DB-F scores 3 out of 10 in our fundamental rating. AI-DB-F was compared to 28 industry peers in the Financial Services industry. While AI-DB-F is still in line with the averages on profitability rating, there are concerns on its financial health. AI-DB-F is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
AI-DB-F had positive earnings in the past year.
AI-DB-F had a positive operating cash flow in the past year.
In the past 5 years AI-DB-F has always been profitable.
Each year in the past 5 years AI-DB-F had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 5.54%, AI-DB-F is doing good in the industry, outperforming 67.86% of the companies in the same industry.
AI-DB-F has a Return On Equity of 9.41%. This is in the better half of the industry: AI-DB-F outperforms 75.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 6.08%, AI-DB-F belongs to the top of the industry, outperforming 82.14% of the companies in the same industry.
AI-DB-F had an Average Return On Invested Capital over the past 3 years of 6.60%. This is in line with the industry average of 7.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROIC | 6.08% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
1.3 Margins
The Profit Margin of AI-DB-F (57.12%) is better than 89.29% of its industry peers.
In the last couple of years the Profit Margin of AI-DB-F has declined.
With an excellent Operating Margin value of 81.49%, AI-DB-F belongs to the best of the industry, outperforming 96.43% of the companies in the same industry.
In the last couple of years the Operating Margin of AI-DB-F has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A |
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for AI-DB-F has been increased compared to 1 year ago.
AI-DB-F has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AI-DB-F has been reduced compared to a year ago.
2.2 Solvency
AI-DB-F has an Altman-Z score of 8.13. This indicates that AI-DB-F is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 8.13, AI-DB-F is doing good in the industry, outperforming 67.86% of the companies in the same industry.
The Debt to FCF ratio of AI-DB-F is 46.98, which is on the high side as it means it would take AI-DB-F, 46.98 years of fcf income to pay off all of its debts.
AI-DB-F's Debt to FCF ratio of 46.98 is in line compared to the rest of the industry. AI-DB-F outperforms 46.43% of its industry peers.
A Debt/Equity ratio of 0.59 indicates that AI-DB-F is somewhat dependend on debt financing.
AI-DB-F has a Debt to Equity ratio of 0.59. This is in the better half of the industry: AI-DB-F outperforms 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Altman-Z | 8.13 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AI-DB-F has a Current Ratio of 0.00. This is a bad value and indicates that AI-DB-F is not financially healthy enough and could expect problems in meeting its short term obligations.
AI-DB-F has a worse Current ratio (0.00) than 89.29% of its industry peers.
AI-DB-F has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-F is not financially healthy enough and could expect problems in meeting its short term obligations.
AI-DB-F's Quick ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-F is outperformed by 89.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0 | ||
| Quick Ratio | 0 |
3. Growth
3.1 Past
AI-DB-F shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.90%.
AI-DB-F shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 1.81% yearly.
Looking at the last year, AI-DB-F shows a very negative growth in Revenue. The Revenue has decreased by -13.66% in the last year.
The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
3.2 Future
The Earnings Per Share is expected to grow by 0.34% on average over the next years.
Based on estimates for the next years, AI-DB-F will show a decrease in Revenue. The Revenue will decrease by -6.94% on average per year.
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 97.67, the valuation of AI-DB-F can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as AI-DB-F.
AI-DB-F's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.19.
With a Price/Forward Earnings ratio of 96.70, AI-DB-F can be considered very expensive at the moment.
The rest of the industry has a similar Price/Forward Earnings ratio as AI-DB-F.
AI-DB-F is valuated expensively when we compare the Price/Forward Earnings ratio to 23.92, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.67 | ||
| Fwd PE | 96.7 |
4.2 Price Multiples
64.29% of the companies in the same industry are cheaper than AI-DB-F, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 623.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AI-DB-F may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)54.01
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.95%, AI-DB-F is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.69, AI-DB-F pays a bit more dividend than its industry peers.
AI-DB-F's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.95% |
5.2 History
The dividend of AI-DB-F has a limited annual growth rate of 3.99%.
AI-DB-F does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
88.11% of the earnings are spent on dividend by AI-DB-F. This is not a sustainable payout ratio.
AI-DB-F's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.11%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
TSX:AI-DB-F (1/7/2026, 7:00:00 PM)
100.6
-0.15 (-0.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.9%
Inst Owner ChangeN/A
Ins Owners4.99%
Ins Owner ChangeN/A
Market Cap4.81B
Revenue(TTM)86.81M
Net Income(TTM)49.59M
Analysts84
Price Target113.15 (12.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.95% |
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.16%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.22%
EPS beat(4)2
Avg EPS beat(4)3.29%
Min EPS beat(4)-2.91%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)-0.04%
EPS beat(16)7
Avg EPS beat(16)-0.64%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.62%
PT rev (3m)1.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 97.67 | ||
| Fwd PE | 96.7 | ||
| P/S | 55.4 | ||
| P/FCF | 623.18 | ||
| P/OCF | 623.18 | ||
| P/B | 9.13 | ||
| P/tB | 9.13 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.03
EY1.02%
EPS(NY)1.04
Fwd EY1.03%
FCF(TTM)0.16
FCFY0.16%
OCF(TTM)0.16
OCFY0.16%
SpS1.82
BVpS11.02
TBVpS11.02
PEG (NY)N/A
PEG (5Y)54.01
Graham Number15.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.54% | ||
| ROE | 9.41% | ||
| ROCE | 8.49% | ||
| ROIC | 6.08% | ||
| ROICexc | 6.08% | ||
| ROICexgc | 6.08% | ||
| OM | 81.49% | ||
| PM (TTM) | 57.12% | ||
| GM | N/A | ||
| FCFM | 8.89% |
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexgc growth 3Y10.01%
ROICexgc growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.59 | ||
| Debt/FCF | 46.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.5 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 15.56% | ||
| Current Ratio | 0 | ||
| Quick Ratio | 0 | ||
| Altman-Z | 8.13 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.9%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-3.85%
EPS Next Y-0.43%
EPS Next 2Y-0.46%
EPS Next 3Y0.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-13.66%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-14.18%
Revenue Next Year-12.76%
Revenue Next 2Y-6.94%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.86%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.05%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y-90.05%
OCF growth 3Y0.12%
OCF growth 5Y7.25%
ATRIUM MORTGAGE INV CORP / AI-DB-F.CA FAQ
What does AI-DB-F do?
Atrium Mortgage Investment Corp. engages in the provision of financing solutions in both the commercial and residential real estate sectors. The company is headquartered in Toronto, Ontario and currently employs 0 full-time employees. The company went IPO on 2012-09-04. The Company’s mortgages are secured by all types of residential, multi-residential and commercial real estate located in Canada. Its investment objectives are to provide its shareholders with stable and secure dividends and preserve shareholders’ equity by lending within conservative risk parameters. The company provides a range of lending, which includes land and development financing, construction and mezzanine financing, commercial term and bridge financing, and residential mortgages. The company invests in various categories of mortgages, such as house and apartment, low-rise residential, construction, high-rise residential, mid-rise residential, commercial and condominium corporations. The firm is managed by Canadian Mortgage Capital Corporation.
What is the stock price of ATRIUM MORTGAGE INV CORP today?
The current stock price of AI-DB-F.CA is 100.6 CAD. The price decreased by -0.15% in the last trading session.
What is the ChartMill technical and fundamental rating of AI-DB-F stock?
AI-DB-F.CA has a ChartMill Technical rating of 6 out of 10 and a ChartMill Fundamental rating of 3 out of 10.