Logo image of AI-DB-F.CA

ATRIUM MORTGAGE INV CORP (AI-DB-F.CA) Stock Price, Quote, News and Overview

TSX:AI-DB-F - Toronto Stock Exchange - CA04964GAH35 - Currency: CAD

98.99  -0.76 (-0.76%)

Fundamental Rating

4

Overall AI-DB-F gets a fundamental rating of 4 out of 10. We evaluated AI-DB-F against 28 industry peers in the Financial Services industry. Both the profitability and the financial health of AI-DB-F get a neutral evaluation. Nothing too spectacular is happening here. AI-DB-F has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

6

1. Profitability

1.1 Basic Checks

AI-DB-F had positive earnings in the past year.
AI-DB-F had a positive operating cash flow in the past year.
AI-DB-F had positive earnings in each of the past 5 years.
AI-DB-F had a positive operating cash flow in each of the past 5 years.
AI-DB-F.CA Yearly Net Income VS EBIT VS OCF VS FCFAI-DB-F.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

1.2 Ratios

AI-DB-F has a better Return On Assets (5.59%) than 82.14% of its industry peers.
AI-DB-F's Return On Equity of 9.17% is fine compared to the rest of the industry. AI-DB-F outperforms 71.43% of its industry peers.
AI-DB-F's Return On Invested Capital of 6.45% is amongst the best of the industry. AI-DB-F outperforms 82.14% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AI-DB-F is in line with the industry average of 5.22%.
Industry RankSector Rank
ROA 5.59%
ROE 9.17%
ROIC 6.45%
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
AI-DB-F.CA Yearly ROA, ROE, ROICAI-DB-F.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

Looking at the Profit Margin, with a value of 50.74%, AI-DB-F is in the better half of the industry, outperforming 67.86% of the companies in the same industry.
AI-DB-F's Profit Margin has declined in the last couple of years.
AI-DB-F's Operating Margin of 76.84% is amongst the best of the industry. AI-DB-F outperforms 89.29% of its industry peers.
In the last couple of years the Operating Margin of AI-DB-F has declined.
Industry RankSector Rank
OM 76.84%
PM (TTM) 50.74%
GM N/A
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
AI-DB-F.CA Yearly Profit, Operating, Gross MarginsAI-DB-F.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

4

2. Health

2.1 Basic Checks

AI-DB-F has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AI-DB-F has more shares outstanding
Compared to 1 year ago, AI-DB-F has an improved debt to assets ratio.
AI-DB-F.CA Yearly Shares OutstandingAI-DB-F.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
AI-DB-F.CA Yearly Total Debt VS Total AssetsAI-DB-F.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

AI-DB-F has an Altman-Z score of 8.49. This indicates that AI-DB-F is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of AI-DB-F (8.49) is better than 67.86% of its industry peers.
AI-DB-F has a debt to FCF ratio of 4.84. This is a neutral value as AI-DB-F would need 4.84 years to pay back of all of its debts.
The Debt to FCF ratio of AI-DB-F (4.84) is better than 78.57% of its industry peers.
A Debt/Equity ratio of 0.55 indicates that AI-DB-F is somewhat dependend on debt financing.
AI-DB-F has a Debt to Equity ratio of 0.55. This is in the better half of the industry: AI-DB-F outperforms 64.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 4.84
Altman-Z 8.49
ROIC/WACCN/A
WACCN/A
AI-DB-F.CA Yearly LT Debt VS Equity VS FCFAI-DB-F.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.3 Liquidity

A Current Ratio of 0.00 indicates that AI-DB-F may have some problems paying its short term obligations.
AI-DB-F's Current ratio of 0.00 is on the low side compared to the rest of the industry. AI-DB-F is outperformed by 92.86% of its industry peers.
AI-DB-F has a Quick Ratio of 0.00. This is a bad value and indicates that AI-DB-F is not financially healthy enough and could expect problems in meeting its short term obligations.
AI-DB-F has a worse Quick ratio (0.00) than 92.86% of its industry peers.
Industry RankSector Rank
Current Ratio 0
Quick Ratio 0
AI-DB-F.CA Yearly Current Assets VS Current LiabilitesAI-DB-F.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

More info and screens

2

3. Growth

3.1 Past

AI-DB-F shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.36%.
The Earnings Per Share has been growing slightly by 1.81% on average over the past years.
AI-DB-F shows a decrease in Revenue. In the last year, the revenue decreased by -6.02%.
AI-DB-F shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.01% yearly.
EPS 1Y (TTM)-6.36%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-7.41%
Revenue 1Y (TTM)-6.02%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-12.82%

3.2 Future

The Earnings Per Share is expected to grow by 0.03% on average over the next years.
AI-DB-F is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.66% yearly.
EPS Next Y0.06%
EPS Next 2Y0.03%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-7.79%
Revenue Next 2Y-3.66%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AI-DB-F.CA Yearly Revenue VS EstimatesAI-DB-F.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 20M 40M 60M 80M 100M
AI-DB-F.CA Yearly EPS VS EstimatesAI-DB-F.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 96.11, the valuation of AI-DB-F can be described as expensive.
AI-DB-F's Price/Earnings is on the same level as the industry average.
AI-DB-F is valuated expensively when we compare the Price/Earnings ratio to 27.28, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 94.22 indicates a quite expensive valuation of AI-DB-F.
AI-DB-F's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 21.76. AI-DB-F is valued rather expensively when compared to this.
Industry RankSector Rank
PE 96.11
Fwd PE 94.22
AI-DB-F.CA Price Earnings VS Forward Price EarningsAI-DB-F.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

Based on the Price/Free Cash Flow ratio, AI-DB-F is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 70.07
EV/EBITDA N/A
AI-DB-F.CA Per share dataAI-DB-F.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AI-DB-F does not grow enough to justify the current Price/Earnings ratio.
AI-DB-F has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1681.87
PEG (5Y)53.14
EPS Next 2Y0.03%
EPS Next 3YN/A

More info and screens

3

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 8.05%, AI-DB-F is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.22, AI-DB-F has a dividend in line with its industry peers.
AI-DB-F's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
Industry RankSector Rank
Dividend Yield 8.05%

5.2 History

The dividend of AI-DB-F has a limited annual growth rate of 3.99%.
AI-DB-F is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)3.99%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

AI-DB-F pays out 88.21% of its income as dividend. This is not a sustainable payout ratio.
AI-DB-F's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP88.21%
EPS Next 2Y0.03%
EPS Next 3YN/A
AI-DB-F.CA Yearly Income VS Free CF VS DividendAI-DB-F.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
AI-DB-F.CA Dividend Payout.AI-DB-F.CA Dividend Payout, showing the Payout Ratio.AI-DB-F.CA Dividend Payout.PayoutRetained Earnings

More info and screens

ATRIUM MORTGAGE INV CORP

TSX:AI-DB-F (6/26/2025, 7:00:00 PM)

98.99

-0.76 (-0.76%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-13 2025-05-13/amc
Earnings (Next)08-06 2025-08-06
Inst Owners2.14%
Inst Owner ChangeN/A
Ins Owners5.02%
Ins Owner ChangeN/A
Market Cap4.70B
Analysts84
Price Target116.58 (17.77%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.05%
Yearly Dividend1.01
Dividend Growth(5Y)3.99%
DP88.21%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.42%
Min EPS beat(2)-2.91%
Max EPS beat(2)9.75%
EPS beat(4)2
Avg EPS beat(4)0.33%
Min EPS beat(4)-6.51%
Max EPS beat(4)9.75%
EPS beat(8)4
Avg EPS beat(8)-1.16%
EPS beat(12)6
Avg EPS beat(12)-0.74%
EPS beat(16)6
Avg EPS beat(16)-1.27%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.22%
PT rev (3m)-0.22%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE 96.11
Fwd PE 94.22
P/S 49.95
P/FCF 70.07
P/OCF 70.07
P/B 9.02
P/tB 9.02
EV/EBITDA N/A
EPS(TTM)1.03
EY1.04%
EPS(NY)1.05
Fwd EY1.06%
FCF(TTM)1.41
FCFY1.43%
OCF(TTM)1.41
OCFY1.43%
SpS1.98
BVpS10.97
TBVpS10.97
PEG (NY)1681.87
PEG (5Y)53.14
Profitability
Industry RankSector Rank
ROA 5.59%
ROE 9.17%
ROCE 12.3%
ROIC 6.45%
ROICexc 6.45%
ROICexgc 6.45%
OM 76.84%
PM (TTM) 50.74%
GM N/A
FCFM 71.29%
ROA(3y)5.57%
ROA(5y)5.45%
ROE(3y)9.89%
ROE(5y)9.41%
ROIC(3y)6.6%
ROIC(5y)6%
ROICexc(3y)6.6%
ROICexc(5y)6%
ROICexgc(3y)6.6%
ROICexgc(5y)6%
ROCE(3y)11.59%
ROCE(5y)9.78%
ROICexcg growth 3Y10.01%
ROICexcg growth 5Y4.11%
ROICexc growth 3Y10.01%
ROICexc growth 5Y4.11%
OM growth 3Y-3.53%
OM growth 5Y-2.36%
PM growth 3Y-8.89%
PM growth 5Y-3.33%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 4.84
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.27
Cash Conversion N/A
Profit Quality 140.5%
Current Ratio 0
Quick Ratio 0
Altman-Z 8.49
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)139.29%
Profit Quality(5y)144.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-6.36%
EPS 3Y3.76%
EPS 5Y1.81%
EPS Q2Q%-7.41%
EPS Next Y0.06%
EPS Next 2Y0.03%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.02%
Revenue growth 3Y14.83%
Revenue growth 5Y8.01%
Sales Q2Q%-12.82%
Revenue Next Year-7.79%
Revenue Next 2Y-3.66%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.75%
EBIT growth 3Y10.77%
EBIT growth 5Y5.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y10.31%
FCF growth 3Y0.12%
FCF growth 5Y7.25%
OCF growth 1Y10.31%
OCF growth 3Y0.12%
OCF growth 5Y7.25%