Logo image of VBNK

VERSABANK (VBNK) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:VBNK - CA92512J1066 - Common Stock

12.35 USD
-0.19 (-1.52%)
Last: 12/5/2025, 8:00:01 PM
12.35 USD
0 (0%)
After Hours: 12/5/2025, 8:00:01 PM

VBNK Key Statistics, Chart & Performance

Key Statistics
Market Cap394.58M
Revenue(TTM)116.83M
Net Income(TTM)28.52M
Shares31.95M
Float21.88M
52 Week High17.88
52 Week Low8.51
Yearly Dividend0.1
Dividend Yield0.58%
EPS(TTM)0.67
PE18.43
Fwd PE9.78
Earnings (Next)12-10 2025-12-10/bmo
IPO2013-08-27
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


VBNK short term performance overview.The bars show the price performance of VBNK in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 5 10 15

VBNK long term performance overview.The bars show the price performance of VBNK in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 20 -20 40 60

The current stock price of VBNK is 12.35 USD. In the past month the price increased by 5.2%. In the past year, price decreased by -31.43%.

VERSABANK / VBNK Daily stock chart

VBNK Latest News, Press Relases and Analysis

VBNK Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.64 60.80B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.93 40.32B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.41 34.64B
BBT BEACON FINANCIAL CORP 10.8 32.19B
MTB M & T BANK CORP 12.01 29.99B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.04 27.07B
HBAN HUNTINGTON BANCSHARES INC 11.82 26.57B
CFG CITIZENS FINANCIAL GROUP 15.54 23.82B
RF REGIONS FINANCIAL CORP 11.58 23.04B
EWBC EAST WEST BANCORP INC 12.16 15.18B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.49 14.40B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 31.04 14.19B

About VBNK

Company Profile

VBNK logo image VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario and currently employs 121 full-time employees. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.

Company Info

VERSABANK

140 Fullarton Street, Suite 2002

London ONTARIO CA

Employees: 121

VBNK Company Website

VBNK Investor Relations

Phone: 15196451919

VERSABANK / VBNK FAQ

What does VERSABANK do?

VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario and currently employs 121 full-time employees. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.


What is the stock price of VERSABANK today?

The current stock price of VBNK is 12.35 USD. The price decreased by -1.52% in the last trading session.


Does VBNK stock pay dividends?

VERSABANK (VBNK) has a dividend yield of 0.58%. The yearly dividend amount is currently 0.1.


How is the ChartMill rating for VERSABANK?

VBNK has a ChartMill Technical rating of 4 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What is the analyst forecast for VBNK stock?

8 analysts have analysed VBNK and the average price target is 14.62 USD. This implies a price increase of 18.39% is expected in the next year compared to the current price of 12.35.


Can you provide the number of employees for VERSABANK?

VERSABANK (VBNK) currently has 121 employees.


What is the ownership structure of VERSABANK (VBNK)?

You can find the ownership structure of VERSABANK (VBNK) on the Ownership tab.


VBNK Technical Analysis

ChartMill assigns a technical rating of 4 / 10 to VBNK. When comparing the yearly performance of all stocks, VBNK is a bad performer in the overall market: 80.59% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

VBNK Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to VBNK. Both the profitability and financial health of VBNK have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

VBNK Financial Highlights

Over the last trailing twelve months VBNK reported a non-GAAP Earnings per Share(EPS) of 0.67. The EPS decreased by -46.59% compared to the year before.


Industry RankSector Rank
PM (TTM) 24.41%
ROA 0.52%
ROE 5.4%
Debt/Equity 0.2
Chartmill High Growth Momentum
EPS Q2Q%-44.44%
Sales Q2Q%19.38%
EPS 1Y (TTM)-46.59%
Revenue 1Y (TTM)2.92%

VBNK Forecast & Estimates

8 analysts have analysed VBNK and the average price target is 14.62 USD. This implies a price increase of 18.39% is expected in the next year compared to the current price of 12.35.

For the next year, analysts expect an EPS growth of -52.77% and a revenue growth 18.29% for VBNK


Analysts
Analysts82.5
Price Target14.62 (18.38%)
EPS Next Y-52.77%
Revenue Next Year18.29%

VBNK Ownership

Ownership
Inst Owners36.2%
Ins Owners0.89%
Short Float %0.93%
Short Ratio3.95