Logo image of VBNK

VERSABANK (VBNK) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:VBNK - CA92512J1066 - Common Stock

14.98 USD
-0.01 (-0.07%)
Last: 12/31/2025, 8:00:02 PM
15.01 USD
+0.03 (+0.2%)
After Hours: 12/24/2025, 8:05:22 PM

VBNK Key Statistics, Chart & Performance

Key Statistics
Market Cap478.61M
Revenue(TTM)124.64M
Net Income(TTM)28.46M
Shares31.95M
Float21.88M
52 Week High15.57
52 Week Low8.51
Yearly Dividend0.08
Dividend Yield0.49%
EPS(TTM)0.66
PE22.7
Fwd PE12.19
Earnings (Next)03-03 2026-03-03
IPO2013-08-27
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


VBNK short term performance overview.The bars show the price performance of VBNK in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 10 15 20 25

VBNK long term performance overview.The bars show the price performance of VBNK in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80

The current stock price of VBNK is 14.98 USD. In the past month the price increased by 23.9%. In the past year, price increased by 9.34%.

VERSABANK / VBNK Daily stock chart

VBNK Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 13.09 62.95B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.76 39.92B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.44 34.71B
BBT BEACON FINANCIAL CORP 11.32 33.73B
MTB M & T BANK CORP 12.41 30.97B
HBAN HUNTINGTON BANCSHARES INC 12.13 27.28B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 11.95 26.87B
CFG CITIZENS FINANCIAL GROUP 16.36 25.09B
RF REGIONS FINANCIAL CORP 11.94 23.76B
EWBC EAST WEST BANCORP INC 12.39 15.46B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.9 14.59B
VLYPP VALLEY NATIONAL BANCORP - VLY 7.78355 PERP 30.84 14.10B

About VBNK

Company Profile

VBNK logo image VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.

Company Info

VERSABANK

140 Fullarton Street, Suite 2002

London ONTARIO CA

Employees: 121

VBNK Company Website

VBNK Investor Relations

Phone: 15196451919

VERSABANK / VBNK FAQ

What does VERSABANK do?

VersaBank engages in the provision of financial services. The company is headquartered in London, Ontario. The company went IPO on 2013-08-27. The company offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. The company also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.


What is the current price of VBNK stock?

The current stock price of VBNK is 14.98 USD. The price decreased by -0.07% in the last trading session.


Does VBNK stock pay dividends?

VERSABANK (VBNK) has a dividend yield of 0.49%. The yearly dividend amount is currently 0.08.


What is the ChartMill rating of VERSABANK stock?

VBNK has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Which stock exchange lists VBNK stock?

VBNK stock is listed on the Nasdaq exchange.


Can you provide the PE ratio for VBNK stock?

The PE ratio for VERSABANK (VBNK) is 22.7. This is based on the reported non-GAAP earnings per share of 0.66 and the current share price of 14.98 USD.


What is VERSABANK worth?

VERSABANK (VBNK) has a market capitalization of 478.61M USD. This makes VBNK a Small Cap stock.


VBNK Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to VBNK. When comparing the yearly performance of all stocks, VBNK is one of the better performing stocks in the market, outperforming 81.87% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

VBNK Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to VBNK. VBNK has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

VBNK Financial Highlights

Over the last trailing twelve months VBNK reported a non-GAAP Earnings per Share(EPS) of 0.66. The EPS decreased by -38.93% compared to the year before.


Industry RankSector Rank
PM (TTM) 22.83%
ROA 0.49%
ROE 5.34%
Debt/Equity 0.2
Chartmill High Growth Momentum
EPS Q2Q%-15%
Sales Q2Q%31.05%
EPS 1Y (TTM)-38.93%
Revenue 1Y (TTM)11.65%

VBNK Forecast & Estimates

8 analysts have analysed VBNK and the average price target is 12.86 USD. This implies a price decrease of -14.16% is expected in the next year compared to the current price of 14.98.

For the next year, analysts expect an EPS growth of 84.95% and a revenue growth 31.21% for VBNK


Analysts
Analysts82.5
Price Target12.86 (-14.15%)
EPS Next Y84.95%
Revenue Next Year31.21%

VBNK Ownership

Ownership
Inst Owners36.2%
Ins Owners0.89%
Short Float %0.66%
Short Ratio3.04