UPSTART HOLDINGS INC (UPST)

Company Profile

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,875 full-time employees. The company went IPO on 2020-12-16. The Company’s platform aggregates consumer demand for loans and connects it to its network of Upstart AI-enabled bank and credit union partners. Its AI models are provided to bank partners within a consumer-facing cloud application that streamlines the end-to-end process of originating and servicing a loan. The company has built a configurable, multi-tenant cloud application designed to integrate seamlessly into a bank’s existing technology systems. Its configurable platform allows each bank to define its own credit policy and determine the parameters of its lending program. The AI models use and analyze data from all of its bank partners. Its consumers can discover Upstart-powered loans in one of two ways: either through Upstart.com or through a bank-branded product on its bank partners’ own Websites. The company also has investments in Upstart Auto Retail, a front-end software-as-a-service application.

Company Info

UPSTART HOLDINGS INC

2950 S. Delaware Street, Suite 300

San Mateo CALIFORNIA 94403

P: 16502041000

CEO: Dave Girouard

Employees: 1875

Website: https://www.upstart.com/