UPSTART HOLDINGS INC (UPST) Stock Price & Overview
NASDAQ:UPST • US91680M1071
The current stock price of UPST is 28.36 USD. Today UPST is up by 0.42%. In the past month the price decreased by -26.49%. In the past year, price decreased by -47.18%.
UPST Key Statistics
- Market Cap
- 2.759B
- P/E
- 17.29
- Fwd P/E
- 11.61
- EPS (TTM)
- 1.64
- Dividend Yield
- N/A
UPST Stock Performance
UPST Stock Chart
UPST Technical Analysis
ChartMill assigns a technical rating of 0 / 10 to UPST. When comparing the yearly performance of all stocks, UPST is a bad performer in the overall market: 93.47% of all stocks are doing better.
UPST Fundamental Analysis
ChartMill assigns a fundamental rating of 4 / 10 to UPST. Both the profitability and financial health of UPST have multiple concerns.
UPST Earnings
On February 10, 2026 UPST reported an EPS of 0.46 and a revenue of 296.00M. The company missed EPS expectations (-2.1% surprise) and beat revenue expectations (0.53% surprise).
UPST Forecast & Estimates
21 analysts have analysed UPST and the average price target is 55.73 USD. This implies a price increase of 96.52% is expected in the next year compared to the current price of 28.36.
For the next year, analysts expect an EPS growth of 48.89% and a revenue growth 36.42% for UPST
UPST Groups
Sector & Classification
UPST Financial Highlights
Over the last trailing twelve months UPST reported a non-GAAP Earnings per Share(EPS) of 1.64. The EPS increased by 685.71% compared to the year before.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 5.13% | ||
| ROA | 1.8% | ||
| ROE | 6.71% | ||
| Debt/Equity | 2.29 |
UPST Ownership
UPST Competitors/Peers
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| AXP | AMERICAN EXPRESS CO | 17.59 | 211.352B | ||
| COF | CAPITAL ONE FINANCIAL CORP | 9.56 | 121.101B | ||
| SYF | SYNCHRONY FINANCIAL | 7.5 | 23.866B | ||
| SOFI | SOFI TECHNOLOGIES INC | 30.86 | 23.584B | ||
| SLMBP | SLM CORP - SLM 5.68481 PERP | 27.27 | 14.986B | ||
| ALLY | ALLY FINANCIAL INC | 7.5 | 12.303B | ||
| FCFS | FIRSTCASH HOLDINGS INC | 19.05 | 8.615B | ||
| OMF | ONEMAIN HOLDINGS INC | 6.84 | 6.435B | ||
| FIGR | FIGURE TECHNOLOGY SOLUT-CL A | 32.32 | 6.144B | ||
| CACC | CREDIT ACCEPTANCE CORP | 10.74 | 5.14B | ||
| NNI | NELNET INC-CL A | 15.28 | 4.856B | ||
| SLM | SLM CORP | 7.09 | 3.823B | ||
| ENVA | ENOVA INTERNATIONAL INC | 9.01 | 3.496B |
Related stock screener links
View all stocks in the Consumer Finance Industry | View all stocks in the Financials Sector | View all stocks on the Nasdaq Exchange | Find stocks with similar TA and Setup ratings on the USA exchanges | Find stocks with similar Fundamental rating on the USA exchanges | Find more growth stocks the USA exchanges | Find the competitors with the best technical ratings on the USA exchanges | Find the competitors with the best fundamentals on the USA exchanges | Find the competitors with the best valuation on the USA exchanges | Find the competitors with the best dividend on the USA exchanges | Find the competitors with the best analyst ratings on the USA exchanges
About UPST
Company Profile
Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Company Info
UPSTART HOLDINGS INC
2950 S. Delaware Street, Suite 410
San Mateo CALIFORNIA 94403 US
CEO: Dave Girouard
Employees: 1405
Phone: 13026365401
UPSTART HOLDINGS INC / UPST FAQ
What does UPST do?
Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
What is the stock price of UPSTART HOLDINGS INC today?
The current stock price of UPST is 28.36 USD. The price increased by 0.42% in the last trading session.
What is the dividend status of UPSTART HOLDINGS INC?
UPST does not pay a dividend.
What is the ChartMill technical and fundamental rating of UPST stock?
UPST has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
How is the market expecting UPST stock to perform?
21 analysts have analysed UPST and the average price target is 55.73 USD. This implies a price increase of 96.52% is expected in the next year compared to the current price of 28.36.
What is the employee count for UPST stock?
UPSTART HOLDINGS INC (UPST) currently has 1405 employees.