Logo image of FPAY

FLEXSHOPPER INC (FPAY) Stock Price, Forecast & Analysis

USA - NASDAQ:FPAY - US33939J3032 - Common Stock

0.19 USD
+0.01 (+2.7%)
Last: 10/22/2025, 8:00:00 PM
0.1858 USD
0 (-2.21%)
After Hours: 10/22/2025, 8:00:00 PM

FPAY Key Statistics, Chart & Performance

Key Statistics
Market Cap4.68M
Revenue(TTM)139.80M
Net Income(TTM)-4.69M
Shares24.61M
Float11.35M
52 Week High2.37
52 Week Low0.18
Yearly DividendN/A
Dividend YieldN/A
EPS(TTM)-0.23
PEN/A
Fwd PE0.38
Earnings (Next)11-12 2025-11-12
IPO2007-12-12
Sector
GICS SectorFinancials
GICS IndustryFinancial Services
GICS IndustryGroupFinancial Services
GICS SubIndustrySpecialized Finance


FPAY short term performance overview.The bars show the price performance of FPAY in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -20 -40 -60 -80

FPAY long term performance overview.The bars show the price performance of FPAY in the last 1, 2 and 3 years. 1 year 2 years 3 years -20 -40 -60 -80

The current stock price of FPAY is 0.19 USD. In the past month the price decreased by -73.05%. In the past year, price decreased by -87.9%.

FLEXSHOPPER INC / FPAY Daily stock chart

FPAY Latest News, Press Relases and Analysis

FPAY Competitors/Peers

The largest stocks on the US markets in the "Specialized Finance" sub-industry
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SWKHL SWK HOLDINGS CORP - SWKH 9 01/31/27 11.79 310.85M
SWKH SWK HOLDINGS CORP 7.61 200.60M
SUIG SUI GROUP HOLDINGS LTD 8.83 172.89M
MLCI MOUNT LOGAN CAPITAL INC N/A 100.10M
FTFT FUTURE FINTECH GROUP INC N/A 24.99M
SHFS SHF HOLDINGS INC N/A 4.00M

About FPAY

Company Profile

FPAY logo image FlexShopper, Inc. is a financial technology company, which engages in the provision of electronics, home furnishings, and other durable goods to underserved consumers on a lease-to-own (LTO) basis through its patented e-commerce marketplace. The company is headquartered in Boca Raton, Florida. The company went IPO on 2007-12-12. The firm provides a variety of funding options via lease-purchase solutions and loans. The company has several channels, which generate payment options for customers. The firm enables consumers to use its e-commerce marketplace to shop for brand name electronics, home furnishings and other durable goods on a lease-to-own (LTO) basis. The company provides an opportunity to obtain ownership of durable products, such as consumer electronics, home appliances, computers (including tablets and wearables), smartphones, tires, jewelry and furniture (including accessories), under affordable payment LTO purchase agreements with no long-term obligation. The firm's primary sales channels include business-to-consumer and business-to- business channels. The company offers a range of brands, such as Samsung, Sony and TCL home electronics; Frigidaire, General Electric, Samsung and Whirlpool appliances, and others.

Company Info

FLEXSHOPPER INC

901 Yamato Road, Suite 260

Boca Raton FLORIDA 33431 US

CEO: Richard House Jr.

Employees: 204

FPAY Company Website

FPAY Investor Relations

Phone: 15613671504

FLEXSHOPPER INC / FPAY FAQ

What does FLEXSHOPPER INC do?

FlexShopper, Inc. is a financial technology company, which engages in the provision of electronics, home furnishings, and other durable goods to underserved consumers on a lease-to-own (LTO) basis through its patented e-commerce marketplace. The company is headquartered in Boca Raton, Florida. The company went IPO on 2007-12-12. The firm provides a variety of funding options via lease-purchase solutions and loans. The company has several channels, which generate payment options for customers. The firm enables consumers to use its e-commerce marketplace to shop for brand name electronics, home furnishings and other durable goods on a lease-to-own (LTO) basis. The company provides an opportunity to obtain ownership of durable products, such as consumer electronics, home appliances, computers (including tablets and wearables), smartphones, tires, jewelry and furniture (including accessories), under affordable payment LTO purchase agreements with no long-term obligation. The firm's primary sales channels include business-to-consumer and business-to- business channels. The company offers a range of brands, such as Samsung, Sony and TCL home electronics; Frigidaire, General Electric, Samsung and Whirlpool appliances, and others.


What is the current price of FPAY stock?

The current stock price of FPAY is 0.19 USD. The price increased by 2.7% in the last trading session.


What is the dividend status of FLEXSHOPPER INC?

FPAY does not pay a dividend.


What is the ChartMill technical and fundamental rating of FPAY stock?

FPAY has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


Which stock exchange lists FPAY stock?

FPAY stock is listed on the Nasdaq exchange.


Is FLEXSHOPPER INC (FPAY) expected to grow?

The Revenue of FLEXSHOPPER INC (FPAY) is expected to grow by 13.74% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the outstanding short interest for FLEXSHOPPER INC?

The outstanding short interest for FLEXSHOPPER INC (FPAY) is 2.62% of its float.


FPAY Technical Analysis


Chartmill TA Rating
Chartmill Setup Rating

FPAY Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to FPAY. While FPAY seems to be doing ok healthwise, there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

FPAY Financial Highlights

Over the last trailing twelve months FPAY reported a non-GAAP Earnings per Share(EPS) of -0.23. The EPS increased by 58.93% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -2.24%
ROE -14.16%
Debt/Equity 4.56
Chartmill High Growth Momentum
EPS Q2Q%66.67%
Sales Q2Q%17.3%
EPS 1Y (TTM)58.93%
Revenue 1Y (TTM)19.51%

FPAY Forecast & Estimates

7 analysts have analysed FPAY and the average price target is 0.51 USD. This implies a price increase of 168.42% is expected in the next year compared to the current price of 0.19.

For the next year, analysts expect an EPS growth of 317.3% and a revenue growth 13.74% for FPAY


Analysts
Analysts82.86
Price Target0.51 (168.42%)
EPS Next Y317.3%
Revenue Next Year13.74%

FPAY Ownership

Ownership
Inst Owners13.14%
Ins Owners14.68%
Short Float %2.62%
Short Ratio0.43