FINANCIAL INSTITUTIONS INC (FISI) Stock Price, Forecast & Analysis

NASDAQ:FISI • US3175854047

33.67 USD
-0.15 (-0.44%)
At close: Feb 19, 2026
33.67 USD
0 (0%)
After Hours: 2/19/2026, 8:00:01 PM

FISI Key Statistics, Chart & Performance

Key Statistics
Market Cap666.67M
Revenue(TTM)244.94M
Net Income(TTM)-29.21M
Shares19.80M
Float19.27M
52 Week High35.47
52 Week Low20.97
Yearly Dividend1.13
Dividend Yield7.12%
EPS(TTM)3.61
PE9.33
Fwd PE8.43
Earnings (Next)04-27
IPO1999-06-25
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
FISI short term performance overview.The bars show the price performance of FISI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 10 15 20

FISI long term performance overview.The bars show the price performance of FISI in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80

The current stock price of FISI is 33.67 USD. In the past month the price increased by 1.23%. In the past year, price increased by 17.48%.

FINANCIAL INSTITUTIONS INC / FISI Daily stock chart

FISI Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to FISI. When comparing the yearly performance of all stocks, FISI is one of the better performing stocks in the market, outperforming 72.44% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
FISI Full Technical Analysis Report

FISI Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to FISI. Both the profitability and financial health of FISI have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
FISI Full Fundamental Analysis Report

FISI Financial Highlights

Over the last trailing twelve months FISI reported a non-GAAP Earnings per Share(EPS) of 3.61. The EPS decreased by -22.2% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -0.46%
ROE -4.7%
Debt/Equity 0.19
Chartmill High Growth Momentum
EPS Q2Q%-53.62%
Sales Q2Q%25.41%
EPS 1Y (TTM)-22.2%
Revenue 1Y (TTM)109.52%
FISI financials

FISI Forecast & Estimates

8 analysts have analysed FISI and the average price target is 37.74 USD. This implies a price increase of 12.09% is expected in the next year compared to the current price of 33.67.

For the next year, analysts expect an EPS growth of 10.63% and a revenue growth 7.75% for FISI


Analysts
Analysts80
Price Target37.74 (12.09%)
EPS Next Y10.63%
Revenue Next Year7.75%
FISI Analyst EstimatesFISI Analyst Ratings

FISI Ownership

Ownership
Inst Owners82.79%
Ins Owners2.41%
Short Float %1.96%
Short Ratio2.45
FISI Ownership

FISI Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP11.465.371B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.5752.042B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP1446.806B
BBT BEACON FINANCIAL CORP8.4838.998B
HBAN HUNTINGTON BANCSHARES INC10.8436.231B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.8336.21B
MTB M & T BANK CORP12.0734.788B
CFG CITIZENS FINANCIAL GROUP12.4927.725B
RF REGIONS FINANCIAL CORP11.0925.797B
EWBC EAST WEST BANCORP INC11.4716.491B

About FISI

Company Profile

FISI logo image Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Company Info

FINANCIAL INSTITUTIONS INC

220 Liberty St

Warsaw New York NEW YORK 14569 US

CEO: Martin K. Birmingham

Employees: 598

FISI Company Website

FISI Investor Relations

Phone: 17167861100

FINANCIAL INSTITUTIONS INC / FISI FAQ

Can you describe the business of FINANCIAL INSTITUTIONS INC?

Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.


What is the current price of FISI stock?

The current stock price of FISI is 33.67 USD. The price decreased by -0.44% in the last trading session.


Does FISI stock pay dividends?

FINANCIAL INSTITUTIONS INC (FISI) has a dividend yield of 7.12%. The yearly dividend amount is currently 1.13.


What is the ChartMill rating of FINANCIAL INSTITUTIONS INC stock?

FISI has a ChartMill Technical rating of 8 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Where is FINANCIAL INSTITUTIONS INC (FISI) stock traded?

FISI stock is listed on the Nasdaq exchange.


What is the GICS sector and industry of FISI stock?

FINANCIAL INSTITUTIONS INC (FISI) operates in the Financials sector and the Banks industry.


Can you provide the short interest for FISI stock?

The outstanding short interest for FINANCIAL INSTITUTIONS INC (FISI) is 1.96% of its float.