Logo image of FISI

FINANCIAL INSTITUTIONS INC (FISI) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:FISI - US3175854047 - Common Stock

32.02 USD
-1.15 (-3.47%)
Last: 1/23/2026, 8:00:00 PM
32.02 USD
0 (0%)
After Hours: 1/23/2026, 8:00:00 PM

FISI Key Statistics, Chart & Performance

Key Statistics
Market Cap644.56M
Revenue(TTM)131.42M
Net Income(TTM)-29.21M
Shares20.13M
Float19.60M
52 Week High33.73
52 Week Low20.97
Yearly Dividend1.13
Dividend Yield7.12%
EPS(TTM)4.72
PE6.78
Fwd PE8.13
Earnings (Next)01-29
IPO1999-06-25
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
FISI short term performance overview.The bars show the price performance of FISI in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 10 15 20

FISI long term performance overview.The bars show the price performance of FISI in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30 40 50

The current stock price of FISI is 32.02 USD. In the past month the price increased by 0.53%. In the past year, price increased by 18.24%.

FINANCIAL INSTITUTIONS INC / FISI Daily stock chart

FISI Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to FISI. When comparing the yearly performance of all stocks, FISI is one of the better performing stocks in the market, outperforming 76.59% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

FISI Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to FISI. FISI may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

FISI Financial Highlights

Over the last trailing twelve months FISI reported a non-GAAP Earnings per Share(EPS) of 4.72. The EPS increased by 38.42% compared to the year before.


Industry RankSector Rank
PM (TTM) N/A
ROA -0.46%
ROE -4.7%
Debt/Equity 0.19
Chartmill High Growth Momentum
EPS Q2Q%17.86%
Sales Q2Q%27.31%
EPS 1Y (TTM)38.42%
Revenue 1Y (TTM)-40.69%

FISI Forecast & Estimates

8 analysts have analysed FISI and the average price target is 35.19 USD. This implies a price increase of 9.9% is expected in the next year compared to the current price of 32.02.

For the next year, analysts expect an EPS growth of -21.53% and a revenue growth 35.1% for FISI


Analysts
Analysts80
Price Target35.19 (9.9%)
EPS Next Y-21.53%
Revenue Next Year35.1%

FISI Ownership

Ownership
Inst Owners82.79%
Ins Owners2.41%
Short Float %1.99%
Short Ratio3.19

About FISI

Company Profile

FISI logo image Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 598 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Company Info

FINANCIAL INSTITUTIONS INC

220 Liberty St

Warsaw New York NEW YORK 14569 US

CEO: Martin K. Birmingham

Employees: 598

FISI Company Website

FISI Investor Relations

Phone: 17167861100

FINANCIAL INSTITUTIONS INC / FISI FAQ

Can you describe the business of FINANCIAL INSTITUTIONS INC?

Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 598 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.


What is the current price of FISI stock?

The current stock price of FISI is 32.02 USD. The price decreased by -3.47% in the last trading session.


Does FISI stock pay dividends?

FINANCIAL INSTITUTIONS INC (FISI) has a dividend yield of 7.12%. The yearly dividend amount is currently 1.13.


What is the ChartMill rating of FINANCIAL INSTITUTIONS INC stock?

FISI has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Where is FINANCIAL INSTITUTIONS INC (FISI) stock traded?

FISI stock is listed on the Nasdaq exchange.


What is the GICS sector and industry of FISI stock?

FINANCIAL INSTITUTIONS INC (FISI) operates in the Financials sector and the Banks industry.


Can you provide the short interest for FISI stock?

The outstanding short interest for FINANCIAL INSTITUTIONS INC (FISI) is 1.99% of its float.