FINANCIAL INSTITUTIONS INC (FISI) Stock Price & Overview

NASDAQ:FISI • US3175854047

Current stock price

32.09 USD
+0.38 (+1.2%)
At close:
32.09 USD
0 (0%)
After Hours:

The current stock price of FISI is 32.09 USD. Today FISI is up by 1.2%. In the past month the price increased by 0.19%. In the past year, price increased by 43.35%.

FISI Key Statistics

52-Week Range20.97 - 35.473
Current FISI stock price positioned within its 52-week range.
1-Month Range29.46 - 32.32
Current FISI stock price positioned within its 1-month range.
Market Cap
629.927M
P/E
8.89
Fwd P/E
8.03
EPS (TTM)
3.61
Dividend Yield
4.10%

FISI Stock Performance

Today
+1.2%
1 Week
+0.99%
1 Month
+0.19%
3 Months
+2.82%
Longer-term
6 Months +17.05%
1 Year +43.35%
2 Years +68.49%
3 Years +64.47%
5 Years +4.69%
10 Years +9.08%

FISI Stock Chart

FINANCIAL INSTITUTIONS INC / FISI Daily stock chart

FISI Technical Analysis

ChartMill assigns a technical rating of 7 / 10 to FISI. When comparing the yearly performance of all stocks, FISI is one of the better performing stocks in the market, outperforming 79.21% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

FISI Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to FISI. FISI has a medium profitability rating, but doesn't score so well on its financial health evaluation.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

FISI Earnings

On January 29, 2026 FISI reported an EPS of 0.96 and a revenue of 52.21M. The company missed EPS expectations (-0.51% surprise) and missed revenue expectations (-2.08% surprise).

Next Earnings DateApr 27, 2026
Last Earnings DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$0.96
Revenue Reported52.211M
EPS Surprise -0.51%
Revenue Surprise -2.08%

FISI Forecast & Estimates

8 analysts have analysed FISI and the average price target is 37.74 USD. This implies a price increase of 17.61% is expected in the next year compared to the current price of 32.09.

For the next year, analysts expect an EPS growth of 10.63% and a revenue growth 7.75% for FISI


Analysts
Analysts80
Price Target37.74 (17.61%)
EPS Next Y10.63%
Revenue Next Year7.75%

FISI Groups

Sector & Classification

FISI Financial Highlights

Over the last trailing twelve months FISI reported a non-GAAP Earnings per Share(EPS) of 3.61. The EPS decreased by -22.2% compared to the year before.


Income Statements
Revenue(TTM)244.94M
Net Income(TTM)73.41M
Industry RankSector Rank
PM (TTM) 29.97%
ROA 1.17%
ROE 11.67%
Debt/Equity 0.4
Chartmill High Growth Momentum
EPS Q2Q%-53.62%
Sales Q2Q%25.41%
EPS 1Y (TTM)-22.2%
Revenue 1Y (TTM)109.52%

FISI Ownership

Ownership
Inst Owners81.17%
Shares19.63M
Float19.11M
Ins Owners2.45%
Short Float %2.81%
Short Ratio3.2

About FISI

Company Profile

FISI logo image Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 631 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.

Company Info

IPO: 1999-06-25

FINANCIAL INSTITUTIONS INC

220 Liberty St

Warsaw New York NEW YORK 14569 US

CEO: Martin K. Birmingham

Employees: 631

FISI Company Website

FISI Investor Relations

Phone: 17167861100

FINANCIAL INSTITUTIONS INC / FISI FAQ

Can you describe the business of FINANCIAL INSTITUTIONS INC?

Financial Institutions, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Warsaw New York, New York and currently employs 631 full-time employees. The company provides a full range of banking and related financial services to consumer, commercial and municipal customers through its bank and non-bank subsidiaries. The company offers a range of deposits, lending and other financial services to individuals, municipalities and businesses in the Western and Central New York branch network and its Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region, through its banking subsidiary, Five Star Bank. The company offers deposit products, such as checking and NOW accounts, savings accounts, and certificates of deposit. Its indirect lending network includes relationships with franchised automobile dealers in Western and Central New York, the Capital District of New York, and Northern and Central Pennsylvania. The company offers customized investment advice, wealth management, investment consulting and retirement plan services through its subsidiary, Courier Capital, LLC.


Can you provide the latest stock price for FINANCIAL INSTITUTIONS INC?

The current stock price of FISI is 32.09 USD. The price increased by 1.2% in the last trading session.


Does FINANCIAL INSTITUTIONS INC pay dividends?

FINANCIAL INSTITUTIONS INC (FISI) has a dividend yield of 4.1%. The yearly dividend amount is currently 1.31.


What is the ChartMill rating of FINANCIAL INSTITUTIONS INC stock?

FISI has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


Can you provide the upcoming dividend date for FINANCIAL INSTITUTIONS INC?

The next ex-dividend date for FINANCIAL INSTITUTIONS INC (FISI) is March 13, 2026.


Should I buy FISI stock?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on FISI.


What is the outstanding short interest for FINANCIAL INSTITUTIONS INC?

The outstanding short interest for FINANCIAL INSTITUTIONS INC (FISI) is 2.81% of its float.