BREAD FINANCIAL HOLDINGS INC (BFH) Stock Price & Overview

NYSE:BFH • US0185811082

Current stock price

74.62 USD
+1.08 (+1.47%)
At close:
74.62 USD
0 (0%)
After Hours:

The current stock price of BFH is 74.62 USD. Today BFH is up by 1.47%. In the past month the price decreased by -1.47%. In the past year, price increased by 49.24%.

BFH Key Statistics

52-Week Range38.21 - 82.03
Current BFH stock price positioned within its 52-week range.
1-Month Range68.53 - 79.51
Current BFH stock price positioned within its 1-month range.
Market Cap
3.218B
P/E
6.89
Fwd P/E
7.36
EPS (TTM)
10.83
Dividend Yield
1.25%

BFH Stock Performance

Today
+1.47%
1 Week
+4.32%
1 Month
-1.47%
3 Months
-4.33%
Longer-term
6 Months +17.59%
1 Year +49.24%
2 Years +100.38%
3 Years +146.11%
5 Years N/A
10 Years N/A

BFH Stock Chart

BREAD FINANCIAL HOLDINGS INC / BFH Daily stock chart

BFH Technical Analysis

ChartMill assigns a technical rating of 7 / 10 to BFH. When comparing the yearly performance of all stocks, BFH is one of the better performing stocks in the market, outperforming 85.45% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

BFH Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to BFH. BFH has an average financial health and profitability rating.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

BFH Earnings

On January 29, 2026 BFH reported an EPS of 1.16 and a revenue of 975.00M. The company beat EPS expectations (218.02% surprise) and beat revenue expectations (1.24% surprise).

Next Earnings DateApr 22, 2026
Last Earnings DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$1.16
Revenue Reported975M
EPS Surprise 218.02%
Revenue Surprise 1.24%

BFH Forecast & Estimates

22 analysts have analysed BFH and the average price target is 84.53 USD. This implies a price increase of 13.28% is expected in the next year compared to the current price of 74.62.

For the next year, analysts expect an EPS growth of -6.36% and a revenue growth 3.07% for BFH


Analysts
Analysts70
Price Target84.53 (13.28%)
EPS Next Y-6.36%
Revenue Next Year3.07%

BFH Groups

Sector & Classification

BFH Financial Highlights

Over the last trailing twelve months BFH reported a non-GAAP Earnings per Share(EPS) of 10.83. The EPS increased by 47.75% compared to the year before.


Income Statements
Revenue(TTM)4.50B
Net Income(TTM)519.00M
Industry RankSector Rank
PM (TTM) 11.54%
ROA 2.29%
ROE 15.6%
Debt/Equity 5.48
Chartmill High Growth Momentum
EPS Q2Q%728.57%
Sales Q2Q%5.29%
EPS 1Y (TTM)47.75%
Revenue 1Y (TTM)-3.14%

BFH Ownership

Ownership
Inst Owners111.62%
Shares43.12M
Float42.53M
Ins Owners1.3%
Short Float %9.34%
Short Ratio4.5

About BFH

Company Profile

BFH logo image Bread Financial Holdings, Inc. is a tech-forward financial services company, which engages in the provision of payment, lending, and saving solutions. The company is headquartered in Columbus, Ohio and currently employs 6,000 full-time employees. The company went IPO on 2001-06-08. The firm's product offerings consist of private label and co-brand credit card programs with retailers and other brand partners; direct-to-consumer (DTC) credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The firm's products are supported by various services and capabilities, including risk management, account origination and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and digital and mobile capabilities.

Company Info

IPO: 2001-06-08

BREAD FINANCIAL HOLDINGS INC

3095 Loyalty Circle

Columbus OHIO US

Employees: 6000

BFH Company Website

BFH Investor Relations

Phone: 13026587581

BREAD FINANCIAL HOLDINGS INC / BFH FAQ

Can you describe the business of BREAD FINANCIAL HOLDINGS INC?

Bread Financial Holdings, Inc. is a tech-forward financial services company, which engages in the provision of payment, lending, and saving solutions. The company is headquartered in Columbus, Ohio and currently employs 6,000 full-time employees. The company went IPO on 2001-06-08. The firm's product offerings consist of private label and co-brand credit card programs with retailers and other brand partners; direct-to-consumer (DTC) credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The firm's products are supported by various services and capabilities, including risk management, account origination and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and digital and mobile capabilities.


What is the stock price of BREAD FINANCIAL HOLDINGS INC today?

The current stock price of BFH is 74.62 USD. The price increased by 1.47% in the last trading session.


Does BFH stock pay dividends?

BREAD FINANCIAL HOLDINGS INC (BFH) has a dividend yield of 1.25%. The yearly dividend amount is currently 0.9.


What is the ChartMill rating of BREAD FINANCIAL HOLDINGS INC stock?

BFH has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


Where is BREAD FINANCIAL HOLDINGS INC (BFH) stock traded?

BFH stock is listed on the New York Stock Exchange exchange.


Is BREAD FINANCIAL HOLDINGS INC (BFH) stock a good buy?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on BFH.


Who owns BREAD FINANCIAL HOLDINGS INC?

You can find the ownership structure of BREAD FINANCIAL HOLDINGS INC (BFH) on the Ownership tab.