High Free Cash Flow Stocks
BFH is currently part of our High Free Cash Flow Stocks screen, indicating it generates strong cash flows relative to its price.
BREAD FINANCIAL HOLDINGS INC (BFH) Stock Price & Overview
NYSE:BFH • US0185811082
Current stock price
91.75 USD
+1.17 (+1.29%)
At close:
91.75 USD
0 (0%)
After Hours:
The current stock price of BFH is 91.75 USD. Today BFH is up by 1.29%. In the past month the price increased by 22.96%. In the past year, price increased by 87.67%.
BFH Key Statistics
52-Week Range46.045 - 92.2
Current BFH stock price positioned within its 52-week range.
1-Month Range70.235 - 92.2
Current BFH stock price positioned within its 1-month range.
- Market Cap
- 3.8B
- P/E
- 8.47
- Fwd P/E
- 8.99
- EPS (TTM)
- 10.83
- Dividend Yield
- 1.09%
BFH Stock Performance
Today
+1.29%
1 Week
+14.42%
1 Month
+22.96%
3 Months
+33.40%
Longer-term
6 Months +40.08%
1 Year +87.67%
2 Years +148.58%
3 Years +232.43%
5 Years N/A
10 Years N/A
BFH Stock Chart
BFH Stock Screens
BFH currently appears in the following ChartMill screener lists.
Strong Momentum Stocks
BFH is part of our Strong Momentum Stocks screen, indicating it has an already in confirmed uptrend.
Overbought Stocks
BFH appears in our Overbought Stocks screen, meaning it has experienced strong recent gains and may be trading at extended levels that could lead to short-term consolidation or pullback.
RSI Overbought Stocks
BFH is RSI overbought, meaning strong buying pressure may lead to a short-term consolidation or pullback.
BFH Technical Analysis
ChartMill assigns a technical rating of 10 / 10 to BFH. When comparing the yearly performance of all stocks, BFH is one of the better performing stocks in the market, outperforming 91.86% of all stocks.
Chartmill TA Rating
Chartmill Setup Rating
BFH Fundamental Analysis
ChartMill assigns a fundamental rating of 5 / 10 to BFH. BFH has only an average score on both its financial health and profitability.
Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
BFH Earnings
On January 29, 2026 BFH reported an EPS of 1.16 and a revenue of 975.00M. The company beat EPS expectations (218.02% surprise) and beat revenue expectations (1.24% surprise).
Next Earnings DateApr 23, 2026
Last Earnings DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$1.16
Revenue Reported975M
EPS Surprise 218.02%
Revenue Surprise 1.24%
BFH Forecast & Estimates
22 analysts have analysed BFH and the average price target is 84.8 USD. This implies a price decrease of -7.57% is expected in the next year compared to the current price of 91.75.
For the next year, analysts expect an EPS growth of -5.82% and a revenue growth 3.07% for BFH
Analysts
Analysts70
Price Target84.8 (-7.57%)
EPS Next Y-5.82%
Revenue Next Year3.07%
BFH Groups
Sector & Classification
BFH Financial Highlights
Over the last trailing twelve months BFH reported a non-GAAP Earnings per Share(EPS) of 10.83. The EPS increased by 47.75% compared to the year before.
Income Statements
Revenue(TTM)4.50B
Net Income(TTM)519.00M
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 11.54% | ||
| ROA | 2.29% | ||
| ROE | 15.6% | ||
| Debt/Equity | 5.48 |
Chartmill High Growth Momentum
EPS Q2Q%728.57%
Sales Q2Q%5.29%
EPS 1Y (TTM)47.75%
Revenue 1Y (TTM)-3.14%
BFH Ownership
Ownership
Inst Owners112.35%
Shares41.42M
Float40.79M
Ins Owners1.35%
Short Float %8.73%
Short Ratio4.98
BFH Competitors/Peers
The largest stocks on the US markets in the "Consumer Finance" sub-industry
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| AXP | AMERICAN EXPRESS CO | 18.59 | 226.218B | ||
| COF | CAPITAL ONE FINANCIAL CORP | 10 | 130.126B | ||
| SYF | SYNCHRONY FINANCIAL | 8.42 | 27.314B | ||
| SOFI | SOFI TECHNOLOGIES INC | 31.83 | 24.868B | ||
| SLMBP | SLM CORP - SLM 5.63562 PERP | 26.74 | 14.782B | ||
| ALLY | ALLY FINANCIAL INC | 7.16 | 14.257B | ||
| FCFS | FIRSTCASH HOLDINGS INC | 19.69 | 9.013B | ||
| FIGR | FIGURE TECHNOLOGY SOLUT-CL A | 42.12 | 7.975B | ||
| OMF | ONEMAIN HOLDINGS INC | 7.93 | 7.02B | ||
| CACC | CREDIT ACCEPTANCE CORP | 11.9 | 5.834B | ||
| NNI | NELNET INC-CL A | 14.93 | 4.993B | ||
| SLM | SLM CORP | 8.28 | 4.579B | ||
| ENVA | ENOVA INTERNATIONAL INC | 10.23 | 4.122B |
Related stock screener links
View all stocks in the Consumer Finance Industry | View all stocks in the Financials Sector | View all stocks on the New York Stock Exchange Exchange | Find stocks with similar TA and Setup ratings on the USA exchanges | Find stocks with similar Fundamental rating on the USA exchanges | Find the competitors with the best technical ratings on the USA exchanges | Find the competitors with the best fundamentals on the USA exchanges | Find the competitors with the best valuation on the USA exchanges | Find the competitors with the best dividend on the USA exchanges | Find the competitors with the best analyst ratings on the USA exchanges
About BFH
Company Profile
Bread Financial Holdings, Inc. is a tech-forward financial services company, which engages in the provision of payment, lending, and saving solutions. The company is headquartered in Columbus, Ohio and currently employs 6,000 full-time employees. The company went IPO on 2001-06-08. The firm's product offerings consist of private label and co-brand credit card programs with retailers and other brand partners; direct-to-consumer (DTC) credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The firm's products are supported by various services and capabilities, including risk management, account origination and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and digital and mobile capabilities.
Company Info
IPO: 2001-06-08
BREAD FINANCIAL HOLDINGS INC
3095 Loyalty Circle
Columbus OHIO US
Employees: 6000
Phone: 13026587581
BREAD FINANCIAL HOLDINGS INC / BFH FAQ
Can you describe the business of BREAD FINANCIAL HOLDINGS INC?
Bread Financial Holdings, Inc. is a tech-forward financial services company, which engages in the provision of payment, lending, and saving solutions. The company is headquartered in Columbus, Ohio and currently employs 6,000 full-time employees. The company went IPO on 2001-06-08. The firm's product offerings consist of private label and co-brand credit card programs with retailers and other brand partners; direct-to-consumer (DTC) credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The firm's products are supported by various services and capabilities, including risk management, account origination and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and digital and mobile capabilities.
What is the stock price of BREAD FINANCIAL HOLDINGS INC today?
The current stock price of BFH is 91.75 USD. The price increased by 1.29% in the last trading session.
Does BREAD FINANCIAL HOLDINGS INC pay dividends?
BREAD FINANCIAL HOLDINGS INC (BFH) has a dividend yield of 1.09%. The yearly dividend amount is currently 0.9.
What is the ChartMill rating of BREAD FINANCIAL HOLDINGS INC stock?
BFH has a ChartMill Technical rating of 10 out of 10 and a ChartMill Fundamental rating of 5 out of 10.
Can you provide the upcoming dividend date for BREAD FINANCIAL HOLDINGS INC?
The next ex-dividend date for BREAD FINANCIAL HOLDINGS INC (BFH) is February 27, 2026.
What is the market capitalization of BFH stock?
BREAD FINANCIAL HOLDINGS INC (BFH) has a market capitalization of 3.80B USD. This makes BFH a Mid Cap stock.
What is the next earnings date for BFH stock?
BREAD FINANCIAL HOLDINGS INC (BFH) will report earnings on 2026-04-23, before the market open.