BREAD FINANCIAL HOLDINGS INC (BFH) Forecast, Price Target & Analyst Ratings

NYSE:BFHUS0185811082

Current stock price

71.27 USD
-0.67 (-0.93%)
At close:
71.27 USD
0 (0%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for BREAD FINANCIAL HOLDINGS INC (BFH).

Forecast Snapshot

Consensus Price Target

Price Target
$84.53
+ 18.61% Upside

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 22, 2026
Period
Q1 / 2026
EPS Estimate
$3.06
Revenue Estimate
1.004B

ChartMill Buy Consensus

Rating
70.00%
Weighted Analyst Rating Score

Price Target Details & History

Consensus Price Target and Range

Mean target
$84.53
Upside
+ 18.61%
From current price of $71.27 to mean target of $84.53, Based on 22 analyst forecasts
Low
$59.69
Median
$89.76
High
$102.90

Price Target Revisions

1 Month
0.89%
3 Months
17.93%

Price Target Summary

22 Wall Street analysts provided a forecast for the next 12 months for BFH. The average price target is 84.53 USD. This implies a price increase of 18.61% is expected in the next year compared to the current price of 71.27.
The average price target has been revised upward by 17.93% in the past 3 months.

Analyst Ratings & History

Current Analyst Ratings

BFH Current Analyst RatingBFH Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 2 4 6 8

Analyst Ratings History

BFH Historical Analyst RatingsBFH Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 5 10 15 20

Analyst Ratings Consensus

ChartMill Buy Consensus
70.00%
BFH was analyzed by 22 analysts. The buy percentage consensus is at 70. So analysts seem to be have mildly positive about BFH.
In the previous month the buy percentage consensus was at a similar level.
BFH was analyzed by 22 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-01-30TD CowenMaintains Hold -> Hold
2026-01-30BTIGReiterate Buy -> Buy
2026-01-30BarclaysMaintains Underweight -> Underweight
2026-01-30Morgan StanleyMaintains Underweight -> Underweight
2026-01-20Morgan StanleyMaintains Underweight -> Underweight
2026-01-08TD CowenMaintains Hold -> Hold
2026-01-08UBSInitiate Buy
2026-01-06BarclaysMaintains Underweight -> Underweight
2026-01-02Keefe, Bruyette & WoodsMaintains Outperform -> Outperform
2025-12-04JP MorganDowngrade Neutral -> Underweight
2025-10-30Evercore ISI GroupMaintains In-Line -> In-Line
2025-10-24TD CowenMaintains Hold -> Hold
2025-10-24RBC CapitalMaintains Sector Perform -> Sector Perform
2025-10-24BarclaysMaintains Underweight -> Underweight
2025-10-24JP MorganMaintains Neutral -> Neutral
2025-10-24Goldman SachsMaintains Sell -> Sell
2025-10-06BarclaysMaintains Underweight -> Underweight
2025-10-01Keefe, Bruyette & WoodsMaintains Outperform -> Outperform
2025-09-30Evercore ISI GroupMaintains In-Line -> In-Line
2025-09-29Morgan StanleyMaintains Underweight -> Underweight
2025-07-25RBC CapitalMaintains Sector Perform -> Sector Perform
2025-07-08BarclaysMaintains Underweight -> Underweight
2025-05-12Morgan StanleyMaintains Underweight -> Underweight
2025-04-28JMP SecuritiesReiterate Market Perform -> Market Perform
2025-04-24JefferiesMaintains Hold -> Hold

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 22, 2026
Period
Q1 / 2026
EPS Estimate
$3.06
Revenue Estimate
1.004B
Revenue Q2Q
3.51%
EPS Q2Q
10.05%
Number of Analysts
18

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
-0.30%
EPS (1 Month)
0.75%
EPS (3 Months)
4.01%

Next Earnings Summary

BFH is expected to report earnings on 4/22/2026. The consensus EPS estimate for the next earnings is 3.06 USD and the consensus revenue estimate is 1.00B USD.
The next earnings revenue estimate has been revised downward by 0.3% in the past 3 months.

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030
Revenue
YoY % growth
BFH revenue by date.BFH revenue by date.
4.81B
11.11%
4.643B
-3.47%
4.496B
-3.17%
3.989B
-11.28%
4.132B
3.58%
4.351B
5.30%
4.293B
-1.33%
4.428B
3.14%
EBITDA
YoY % growth
BFH ebitda by date.BFH ebitda by date.
1.739B
89.85%
1.42B
-18.34%
1.62B
14.08%
658.56M
-59.35%
728M
10.54%
789.23M
8.41%
N/AN/A
EBIT
YoY % growth
BFH ebit by date.BFH ebit by date.
1.623B
102.12%
1.33B
-18.05%
1.54B
15.79%
1.608B
4.42%
1.478B
-8.08%
1.138B
-23.00%
1.939B
70.39%
N/A
Operating Margin
BFH operating margin by date.BFH operating margin by date.
33.74%28.65%34.25%40.31%35.77%26.15%45.17%N/A
EPS
YoY % growth
BFH eps by date.BFH eps by date.
14.71
229.08%
7.33
-50.17%
10.83
47.75%
10.14
-6.36%
11.69
15.24%
11.69
0.04%
7.79
-33.39%
N/A

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth
3.06
10.05%
2.78
-5.11%
3.11
-21.34%
1.10
-5.14%
3.71
21.36%
3.17
14.04%
3.74
20.01%
1.57
42.25%
Revenue
Q2Q % growth
1.004B
3.51%
971.09M
4.53%
1.022B
5.25%
1.015B
4.10%
1.055B
5.08%
994.52M
2.41%
1.06B
3.72%
1.062B
4.63%
EBITDA
Q2Q % growth
193.92M
-56.23%
158.57M
-64.45%
N/AN/AN/AN/AN/AN/A
EBIT
Q2Q % growth
452.99M
7.34%
427.84M
5.90%
517.38M
26.50%
489.88M
62.75%
544.39M
20.18%
486.32M
13.67%
554.49M
7.17%
502.48M
2.57%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

BFH Yearly Revenue VS EstimatesBFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2B 4B 6B
BFH Yearly EPS VS EstimatesBFH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
2.58%
EPS Next 5 Year
-7.92%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
3.98%
Revenue Next 5 Year
2.73%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
-21.05%
EBIT Next 5 Year
N/A

BREAD FINANCIAL HOLDINGS INC / BFH Forecast FAQ

Can you provide the average price target for BREAD FINANCIAL HOLDINGS INC stock?

22 analysts have analysed BFH and the average price target is 84.53 USD. This implies a price increase of 18.61% is expected in the next year compared to the current price of 71.27.

When does BREAD FINANCIAL HOLDINGS INC (BFH) report earnings?

BREAD FINANCIAL HOLDINGS INC (BFH) will report earnings on 2026-04-22, before the market open.

What are the consensus estimates for BFH stock next earnings?

The consensus EPS estimate for the next earnings of BREAD FINANCIAL HOLDINGS INC (BFH) is 3.06 USD and the consensus revenue estimate is 1.00B USD.

What is the number of analysts for BFH stock?

The number of analysts covering BREAD FINANCIAL HOLDINGS INC (BFH) is 22.