Logo image of XYF

X FINANCIAL-ADR (XYF) Stock Overview

USA - NYSE:XYF - US98372W2026 - ADR

14.82 USD
+0.14 (+0.95%)
Last: 9/18/2025, 8:04:00 PM
14.5404 USD
-0.28 (-1.89%)
After Hours: 9/18/2025, 8:04:00 PM

XYF Key Statistics, Chart & Performance

Key Statistics
52 Week High20.36
52 Week Low4.85
Market Cap625.54M
Shares42.21M
Float4.34M
Yearly DividendN/A
Dividend Yield2.84%
EPS(TTM)5.02
PE2.95
Fwd PEN/A
Earnings (Next)11-26 2025-11-26
IPO09-19 2018-09-19
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


XYF short term performance overview.The bars show the price performance of XYF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 5 -5 10 -10 15

XYF long term performance overview.The bars show the price performance of XYF in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300 400 500

The current stock price of XYF is 14.82 USD. In the past month the price increased by 15.96%. In the past year, price increased by 200.99%.

X FINANCIAL-ADR / XYF Daily stock chart

XYF Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.98 237.76B
COF CAPITAL ONE FINANCIAL CORP 13.4 146.92B
SOFI SOFI TECHNOLOGIES INC 117.13 33.36B
SYF SYNCHRONY FINANCIAL 9.29 28.47B
KSPI JSC KASPI.KZ ADR N/A 17.12B
SLMBP SLM CORP - SLM 5.99942 PERP 38.25 15.87B
ALLY ALLY FINANCIAL INC 13.51 13.72B
OMF ONEMAIN HOLDINGS INC 11.02 7.32B
FCFS FIRSTCASH HOLDINGS INC 19.42 6.59B
UPST UPSTART HOLDINGS INC 79.13 6.55B
SLM SLM CORP 14.3 5.93B
CACC CREDIT ACCEPTANCE CORP 13.68 5.67B

About XYF

Company Profile

XYF logo image X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 563 full-time employees. The company went IPO on 2018-09-19. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

Company Info

X FINANCIAL-ADR

7-8F,Block A,Aerospace Science&Tech Plz, No. 168 Haide Third Avenue, Nanshan Dist

Shenzhen GUANGDONG 518067 CN

CEO: Yue (Justin) Tang

Employees: 563

XYF Company Website

XYF Investor Relations

Phone: 8675586282977

X FINANCIAL-ADR / XYF FAQ

What is the stock price of X FINANCIAL-ADR today?

The current stock price of XYF is 14.82 USD. The price increased by 0.95% in the last trading session.


What is the ticker symbol for X FINANCIAL-ADR stock?

The exchange symbol of X FINANCIAL-ADR is XYF and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is XYF stock listed?

XYF stock is listed on the New York Stock Exchange, Inc. exchange.


What is X FINANCIAL-ADR worth?

X FINANCIAL-ADR (XYF) has a market capitalization of 625.54M USD. This makes XYF a Small Cap stock.


How many employees does X FINANCIAL-ADR have?

X FINANCIAL-ADR (XYF) currently has 563 employees.


What are the support and resistance levels for X FINANCIAL-ADR (XYF) stock?

X FINANCIAL-ADR (XYF) has a support level at 14.49 and a resistance level at 15.72. Check the full technical report for a detailed analysis of XYF support and resistance levels.


Should I buy X FINANCIAL-ADR (XYF) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does X FINANCIAL-ADR (XYF) stock pay dividends?

X FINANCIAL-ADR (XYF) has a dividend yield of 2.84%. The yearly dividend amount is currently 0. Check the full fundamental report for a detailed analysis of XYF dividend history, reliability and sustainability.


When does X FINANCIAL-ADR (XYF) report earnings?

X FINANCIAL-ADR (XYF) will report earnings on 2025-11-26.


What is the Price/Earnings (PE) ratio of X FINANCIAL-ADR (XYF)?

The PE ratio for X FINANCIAL-ADR (XYF) is 2.95. This is based on the reported non-GAAP earnings per share of 5.02 and the current share price of 14.82 USD. Check the full fundamental report for a full analysis of the valuation metrics for XYF.


What is the Short Interest ratio of X FINANCIAL-ADR (XYF) stock?

The outstanding short interest for X FINANCIAL-ADR (XYF) is 6.56% of its float. Check the ownership tab for more information on the XYF short interest.


XYF Technical Analysis

ChartMill assigns a technical rating of 6 / 10 to XYF. When comparing the yearly performance of all stocks, XYF is one of the better performing stocks in the market, outperforming 95.78% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

XYF Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to XYF. While XYF has a great profitability rating, there are some minor concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

XYF Financial Highlights

Over the last trailing twelve months XYF reported a non-GAAP Earnings per Share(EPS) of 5.02. The EPS increased by 34.5% compared to the year before.


Industry RankSector Rank
PM (TTM) 24.76%
ROA 13.52%
ROE 21.99%
Debt/Equity 0.34
Chartmill High Growth Momentum
EPS Q2Q%44.26%
Sales Q2Q%60.43%
EPS 1Y (TTM)34.5%
Revenue 1Y (TTM)31.56%

XYF Forecast & Estimates


Analysts
Analysts45
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

XYF Ownership

Ownership
Inst Owners3.89%
Ins Owners2.99%
Short Float %6.56%
Short Ratio0.65