Logo image of XYF

X FINANCIAL-ADR (XYF) Stock Price, Quote, News and Overview

NYSE:XYF - New York Stock Exchange, Inc. - US98372W2026 - ADR - Currency: USD

18.87  +0.67 (+3.68%)

After market: 18.97 +0.1 (+0.53%)

XYF Quote, Performance and Key Statistics

X FINANCIAL-ADR

NYSE:XYF (7/2/2025, 8:06:35 PM)

After market: 18.97 +0.1 (+0.53%)

18.87

+0.67 (+3.68%)

Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance
Statistics
52 Week High19.8
52 Week Low3.78
Market Cap796.49M
Shares42.21M
Float4.19M
Yearly DividendN/A
Dividend Yield2.41%
PE3.79
Fwd PEN/A
Earnings (Next)08-21 2025-08-21
IPO09-19 2018-09-19


XYF short term performance overview.The bars show the price performance of XYF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 20 40 60 80 100

XYF long term performance overview.The bars show the price performance of XYF in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300 400 500

The current stock price of XYF is 18.87 USD. In the past month the price increased by 0.64%. In the past year, price increased by 339.35%.

X FINANCIAL-ADR / XYF Daily stock chart

XYF Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.84 228.12B
COF CAPITAL ONE FINANCIAL CORP 14.78 140.07B
SYF SYNCHRONY FINANCIAL 9.53 26.44B
SOFI SOFI TECHNOLOGIES INC 106.59 20.03B
KSPI JSC KASPI.KZ ADR N/A 16.03B
SLMBP SLM CORP - SLM 6.28008 PERP 26.4 15.40B
ALLY ALLY FINANCIAL INC 12.47 12.56B
SLM SLM CORP 12.16 7.09B
OMF ONEMAIN HOLDINGS INC 11.48 7.05B
UPST UPSTART HOLDINGS INC 222.39 6.98B
CACC CREDIT ACCEPTANCE CORP 14.09 6.31B
FCFS FIRSTCASH HOLDINGS INC 18.92 6.07B

About XYF

Company Profile

XYF logo image X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.

Company Info

X FINANCIAL-ADR

7-8F,Block A,Aerospace Science&Tech Plz, No. 168 Haide Third Avenue, Nanshan Dist

Shenzhen GUANGDONG 518067 CN

CEO: Yue (Justin) Tang

Employees: 521

XYF Company Website

XYF Investor Relations

Phone: 8675586282977

X FINANCIAL-ADR / XYF FAQ

What is the stock price of X FINANCIAL-ADR today?

The current stock price of XYF is 18.87 USD. The price increased by 3.68% in the last trading session.


What is the ticker symbol for X FINANCIAL-ADR stock?

The exchange symbol of X FINANCIAL-ADR is XYF and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is XYF stock listed?

XYF stock is listed on the New York Stock Exchange, Inc. exchange.


What is X FINANCIAL-ADR worth?

X FINANCIAL-ADR (XYF) has a market capitalization of 796.49M USD. This makes XYF a Small Cap stock.


How many employees does X FINANCIAL-ADR have?

X FINANCIAL-ADR (XYF) currently has 521 employees.


What are the support and resistance levels for X FINANCIAL-ADR (XYF) stock?

X FINANCIAL-ADR (XYF) has a support level at 16.54 and a resistance level at 17.2. Check the full technical report for a detailed analysis of XYF support and resistance levels.


Should I buy X FINANCIAL-ADR (XYF) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does X FINANCIAL-ADR (XYF) stock pay dividends?

X FINANCIAL-ADR (XYF) has a dividend yield of 2.41%. The yearly dividend amount is currently 0. Check the full fundamental report for a detailed analysis of XYF dividend history, reliability and sustainability.


When does X FINANCIAL-ADR (XYF) report earnings?

X FINANCIAL-ADR (XYF) will report earnings on 2025-08-21.


What is the Price/Earnings (PE) ratio of X FINANCIAL-ADR (XYF)?

The PE ratio for X FINANCIAL-ADR (XYF) is 3.79. This is based on the reported non-GAAP earnings per share of 4.98 and the current share price of 18.87 USD. Check the full fundamental report for a full analysis of the valuation metrics for XYF.


What is the Short Interest ratio of X FINANCIAL-ADR (XYF) stock?

The outstanding short interest for X FINANCIAL-ADR (XYF) is 7.07% of its float. Check the ownership tab for more information on the XYF short interest.


XYF Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to XYF. When comparing the yearly performance of all stocks, XYF is one of the better performing stocks in the market, outperforming 98.7% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

XYF Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to XYF. While XYF has a great profitability rating, there are some minor concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

XYF Financial Highlights

Over the last trailing twelve months XYF reported a non-GAAP Earnings per Share(EPS) of 4.98. The EPS increased by 34.5% compared to the year before.


Industry RankSector Rank
PM (TTM) 24.76%
ROA 13.52%
ROE 21.99%
Debt/Equity 0.34
Chartmill High Growth Momentum
EPS Q2Q%44.26%
Sales Q2Q%60.43%
EPS 1Y (TTM)34.5%
Revenue 1Y (TTM)31.56%

XYF Ownership and Analysts

ChartMill assigns a Buy % Consensus number of 45% to XYF. The Buy consensus is the average rating of analysts ratings from 8 analysts.


Ownership
Inst Owners3.95%
Ins Owners3.05%
Short Float %7.07%
Short Ratio1.02
Analysts
Analysts45
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A