X FINANCIAL-ADR (XYF) Stock Price & Overview

NYSE:XYF • US98372W2026

Current stock price

4.55 USD
+0.24 (+5.57%)
Last:

The current stock price of XYF is 4.55 USD. Today XYF is up by 5.57%. In the past month the price decreased by -3.4%. In the past year, price decreased by -61.24%.

XYF Key Statistics

52-Week Range3.3 - 20.355
Current XYF stock price positioned within its 52-week range.
1-Month Range3.3 - 5.0799
Current XYF stock price positioned within its 1-month range.
Market Cap
192.053M
P/E
0.77
Fwd P/E
N/A
EPS (TTM)
5.91
Dividend Yield
14.12%

XYF Stock Performance

Today
+5.57%
1 Week
+5.32%
1 Month
-3.40%
3 Months
-25.53%
Longer-term
6 Months -65.11%
1 Year -61.24%
2 Years +17.88%
3 Years +30.75%
5 Years +10.98%
10 Years N/A

XYF Stock Chart

X FINANCIAL-ADR / XYF Daily stock chart

XYF Technical Analysis

ChartMill assigns a technical rating of 0 / 10 to XYF. When comparing the yearly performance of all stocks, XYF is a bad performer in the overall market: 93.25% of all stocks are doing better.


Chartmill TA Rating
Chartmill Setup Rating

XYF Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to XYF. XYF scores excellent on profitability, but there are some minor concerns on its financial health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

XYF Earnings

Next Earnings DateN/A
Last Earnings DateMar 25, 2026
PeriodQ3 / 2025
EPS Reported
Revenue Reported
EPS Surprise %
Revenue Surprise %

XYF Forecast & Estimates


Analysts
Analysts45
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

XYF Groups

Sector & Classification

Sub-Industry
Consumer Finance
Index Membership

XYF Financial Highlights

Over the last trailing twelve months XYF reported a non-GAAP Earnings per Share(EPS) of 5.91. The EPS increased by 49.19% compared to the year before.


Income Statements
Revenue(TTM)7.88B
Net Income(TTM)1.79B
Industry RankSector Rank
PM (TTM) 22.75%
ROA 12.21%
ROE 22.61%
Debt/Equity 0.5
Chartmill High Growth Momentum
EPS Q2Q%29.95%
Sales Q2Q%23.92%
EPS 1Y (TTM)49.19%
Revenue 1Y (TTM)47.14%

XYF Ownership

Ownership
Inst Owners9.57%
Shares42.21M
Float3.23M
Ins Owners4.53%
Short Float %1.35%
Short Ratio0.67

XYF Latest News, Press Relases and Analysis

About XYF

Company Profile

XYF logo image X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 563 full-time employees. The company went IPO on 2018-09-19. The firm is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The firm's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The firm is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The firm primarily conducts its businesses in domestic market.

Company Info

IPO: 2018-09-19

X FINANCIAL-ADR

7-8F, Block A, Aerospace Science and Technology Plaza, No. 168, Haide Third Avenue, Nanshan District

Shenzhen GUANGDONG 518067 CN

CEO: Yue (Justin) Tang

Employees: 563

XYF Company Website

XYF Investor Relations

Phone: 8675586282977

X FINANCIAL-ADR / XYF FAQ

What does X FINANCIAL-ADR do?

X Financial operates as an online personal finance company that develops and provides a technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong and currently employs 563 full-time employees. The company went IPO on 2018-09-19. The firm is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The firm's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The firm is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The firm primarily conducts its businesses in domestic market.


What is the stock price of X FINANCIAL-ADR today?

The current stock price of XYF is 4.55 USD. The price increased by 5.57% in the last trading session.


Does XYF stock pay dividends?

X FINANCIAL-ADR (XYF) has a dividend yield of 14.12%. The yearly dividend amount is currently 0.


What is the ChartMill rating of X FINANCIAL-ADR stock?

XYF has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


How is the valuation of X FINANCIAL-ADR (XYF) based on its PE ratio?

The PE ratio for X FINANCIAL-ADR (XYF) is 0.77. This is based on the reported non-GAAP earnings per share of 5.91 and the current share price of 4.55 USD.


What is the market capitalization of XYF stock?

X FINANCIAL-ADR (XYF) has a market capitalization of 192.05M USD. This makes XYF a Micro Cap stock.