UNIVERSAL INSURANCE HOLDINGS (UVE) Stock Price, Forecast & Analysis

NYSE:UVE • US91359V1070

31.12 USD
-0.13 (-0.42%)
At close: Feb 20, 2026
31.12 USD
0 (0%)
After Hours: 2/20/2026, 8:09:06 PM

UVE Key Statistics, Chart & Performance

Key Statistics
Market Cap872.92M
Revenue(TTM)1.58B
Net Income(TTM)122.37M
Shares28.05M
Float24.97M
52 Week High35.84
52 Week Low19.66
Yearly Dividend0.78
Dividend Yield2.05%
EPS(TTM)4.28
PE7.27
Fwd PE9.23
Earnings (Next)02-24
IPO1992-12-16
Sector
GICS SectorFinancials
GICS IndustryInsurance
GICS IndustryGroupInsurance
UVE short term performance overview.The bars show the price performance of UVE in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 20

UVE long term performance overview.The bars show the price performance of UVE in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60

The current stock price of UVE is 31.12 USD. In the past month the price increased by 6.03%. In the past year, price increased by 58.86%.

UNIVERSAL INSURANCE HOLDINGS / UVE Daily stock chart

UVE Technical Analysis

ChartMill assigns a technical rating of 7 / 10 to UVE. When comparing the yearly performance of all stocks, UVE is one of the better performing stocks in the market, outperforming 81.82% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
UVE Full Technical Analysis Report

UVE Fundamental Analysis

ChartMill assigns a fundamental rating of 5 / 10 to UVE. UVE has only an average score on both its financial health and profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
UVE Full Fundamental Analysis Report

UVE Financial Highlights

Over the last trailing twelve months UVE reported a non-GAAP Earnings per Share(EPS) of 4.28. The EPS increased by 119.49% compared to the year before.


Industry RankSector Rank
PM (TTM) 7.74%
ROA 3.96%
ROE 24.72%
Debt/Equity 0.22
Chartmill High Growth Momentum
EPS Q2Q%286.3%
Sales Q2Q%4.03%
EPS 1Y (TTM)119.49%
Revenue 1Y (TTM)4.61%
UVE financials

UVE Forecast & Estimates

5 analysts have analysed UVE and the average price target is 40.8 USD. This implies a price increase of 31.11% is expected in the next year compared to the current price of 31.12.

For the next year, analysts expect an EPS growth of 203.57% and a revenue growth 17.06% for UVE


Analysts
Analysts80
Price Target40.8 (31.11%)
EPS Next Y203.57%
Revenue Next Year17.06%
UVE Analyst EstimatesUVE Analyst Ratings

UVE Ownership

Ownership
Inst Owners75.05%
Ins Owners6.32%
Short Float %2.67%
Short Ratio3.71
UVE Ownership

UVE Competitors/Peers

The largest stocks on the US markets in the "Property & Casualty Insurance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
PGR PROGRESSIVE CORP12.59119.611B
TRV TRAVELERS COS INC/THE11.166.322B
ALL ALLSTATE CORP8.3953.656B
AIG AMERICAN INTERNATIONAL GROUP10.1543.404B
HIG HARTFORD INSURANCE GROUP INC10.5339.657B
WRB WR BERKLEY CORP15.426.809B
MKL MARKEL GROUP INC18.9326.215B
CINF CINCINNATI FINANCIAL CORP18.7825.431B
L LOEWS CORP N/A22.685B
ERIE ERIE INDEMNITY COMPANY-CL A19.1114.277B

About UVE

Company Profile

UVE logo image Universal Insurance Holdings, Inc. engages in offering property and casualty insurance and value-added insurance services. The company is headquartered in Fort Lauderdale, Florida and currently employs 1,068 full-time employees. The firm's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). The company develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.

Company Info

UNIVERSAL INSURANCE HOLDINGS

Suite 100, 1110 W. Commercial Blvd.

FORT LAUDERDALE FLORIDA 33309 US

CEO: Stephen J. Donaghy

Employees: 1068

UVE Company Website

UVE Investor Relations

Phone: 19549581200

UNIVERSAL INSURANCE HOLDINGS / UVE FAQ

Can you describe the business of UNIVERSAL INSURANCE HOLDINGS?

Universal Insurance Holdings, Inc. engages in offering property and casualty insurance and value-added insurance services. The company is headquartered in Fort Lauderdale, Florida and currently employs 1,068 full-time employees. The firm's primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC and together with UPCIC, the Insurance Entities), offer insurance products through both its appointed independent agent network and its online distribution channels across its multi-state footprint (primarily in Florida). The company develops, markets and writes insurance products for consumers predominantly in the personal residential homeowners lines of business and perform substantially all other insurance-related services for its primary insurance entities, including risk management, claims management and distribution. Its subsidiary, Evolution Risk Advisors, Inc., is the managing general agent for the Insurance Entities. ERA advises on actuarial issues, and oversees distribution, among others.


What is the current price of UVE stock?

The current stock price of UVE is 31.12 USD. The price decreased by -0.42% in the last trading session.


What is the dividend status of UNIVERSAL INSURANCE HOLDINGS?

UNIVERSAL INSURANCE HOLDINGS (UVE) has a dividend yield of 2.05%. The yearly dividend amount is currently 0.78.


How is the ChartMill rating for UNIVERSAL INSURANCE HOLDINGS?

UVE has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 5 out of 10.


Can you provide the sector and industry classification for UNIVERSAL INSURANCE HOLDINGS?

UNIVERSAL INSURANCE HOLDINGS (UVE) operates in the Financials sector and the Insurance industry.


How is the valuation of UNIVERSAL INSURANCE HOLDINGS (UVE) based on its PE ratio?

The PE ratio for UNIVERSAL INSURANCE HOLDINGS (UVE) is 7.27. This is based on the reported non-GAAP earnings per share of 4.28 and the current share price of 31.12 USD.


What is the employee count for UVE stock?

UNIVERSAL INSURANCE HOLDINGS (UVE) currently has 1068 employees.