Logo image of UBFO

UNITED SECURITY BANCSHARE/CA (UBFO) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:UBFO - US9114601035 - Common Stock

10.03 USD
+0.01 (+0.1%)
Last: 12/4/2025, 8:00:02 PM

UBFO Key Statistics, Chart & Performance

Key Statistics
Market Cap176.33M
Revenue(TTM)52.04M
Net Income(TTM)11.18M
Shares17.58M
Float13.67M
52 Week High10.49
52 Week Low7.32
Yearly Dividend0.48
Dividend Yield4.85%
EPS(TTM)0.65
PE15.43
Fwd PEN/A
Earnings (Next)01-26 2026-01-26
IPO1996-03-27
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


UBFO short term performance overview.The bars show the price performance of UBFO in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 5 10 15

UBFO long term performance overview.The bars show the price performance of UBFO in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30

The current stock price of UBFO is 10.03 USD. In the past month the price increased by 5.25%. In the past year, price increased by 0.2%.

UNITED SECURITY BANCSHARE/CA / UBFO Daily stock chart

UBFO Latest News, Press Relases and Analysis

UBFO Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.64 60.82B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 18.03 40.55B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.48 34.81B
BBT BEACON FINANCIAL CORP 11 32.79B
MTB M & T BANK CORP 12.04 30.06B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.17 27.37B
HBAN HUNTINGTON BANCSHARES INC 11.96 26.88B
CFG CITIZENS FINANCIAL GROUP 15.65 24.00B
RF REGIONS FINANCIAL CORP 11.63 23.16B
EWBC EAST WEST BANCORP INC 12.01 14.98B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.47 14.39B
VLYPO VALLEY NATIONAL BANCORP - VLY 7.8411 PERP 30.96 14.16B

About UBFO

Company Profile

UBFO logo image United Security Bancshares (California) is a holding company, which engages in the provision of commercial banking services. The company is headquartered in Fresno, California and currently employs 114 full-time employees. The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.

Company Info

UNITED SECURITY BANCSHARE/CA

2126 Inyo Street

Fresno CALIFORNIA 93721 US

CEO: Dennis R. Woods

Employees: 114

UBFO Company Website

UBFO Investor Relations

Phone: 15594906261

UNITED SECURITY BANCSHARE/CA / UBFO FAQ

Can you describe the business of UNITED SECURITY BANCSHARE/CA?

United Security Bancshares (California) is a holding company, which engages in the provision of commercial banking services. The company is headquartered in Fresno, California and currently employs 114 full-time employees. The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.


Can you provide the latest stock price for UNITED SECURITY BANCSHARE/CA?

The current stock price of UBFO is 10.03 USD. The price increased by 0.1% in the last trading session.


Does UNITED SECURITY BANCSHARE/CA pay dividends?

UNITED SECURITY BANCSHARE/CA (UBFO) has a dividend yield of 4.85%. The yearly dividend amount is currently 0.48.


What is the ChartMill rating of UNITED SECURITY BANCSHARE/CA stock?

UBFO has a ChartMill Technical rating of 8 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


What is UNITED SECURITY BANCSHARE/CA worth?

UNITED SECURITY BANCSHARE/CA (UBFO) has a market capitalization of 176.33M USD. This makes UBFO a Micro Cap stock.


When does UNITED SECURITY BANCSHARE/CA (UBFO) report earnings?

UNITED SECURITY BANCSHARE/CA (UBFO) will report earnings on 2026-01-26.


Can you provide the short interest for UBFO stock?

The outstanding short interest for UNITED SECURITY BANCSHARE/CA (UBFO) is 1.19% of its float.


UBFO Technical Analysis

ChartMill assigns a technical rating of 8 / 10 to UBFO. When comparing the yearly performance of all stocks, UBFO turns out to be only a medium performer in the overall market: it outperformed 56.25% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

UBFO Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to UBFO. UBFO may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

UBFO Financial Highlights

Over the last trailing twelve months UBFO reported a non-GAAP Earnings per Share(EPS) of 0.65. The EPS decreased by -37.12% compared to the year before.


Industry RankSector Rank
PM (TTM) 21.48%
ROA 0.92%
ROE 8.33%
Debt/Equity 0.09
Chartmill High Growth Momentum
EPS Q2Q%-49.72%
Sales Q2Q%-3.21%
EPS 1Y (TTM)-37.12%
Revenue 1Y (TTM)-1.41%

UBFO Forecast & Estimates


Analysts
Analysts0
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

UBFO Ownership

Ownership
Inst Owners36.11%
Ins Owners20.28%
Short Float %1.19%
Short Ratio6.61