Logo image of OPOF

OLD POINT FINANCIAL CORP (OPOF) Stock Price, Forecast & Analysis

USA - NASDAQ:OPOF - US6801941070 - Common Stock

42.1 USD
+0.94 (+2.28%)
Last: 8/29/2025, 8:00:02 PM
41.5 USD
-0.6 (-1.43%)
After Hours: 8/29/2025, 8:00:02 PM

OPOF Key Statistics, Chart & Performance

Key Statistics
Market Cap214.71M
Revenue(TTM)62.28M
Net Income(TTM)8.66M
Shares5.10M
Float4.14M
52 Week High42.68
52 Week Low17.02
Yearly Dividend0.56
Dividend Yield1.33%
EPS(TTM)1.7
PE24.76
Fwd PEN/A
Earnings (Next)10-22 2025-10-22
IPO1998-01-21
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


OPOF short term performance overview.The bars show the price performance of OPOF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 10 20 30

OPOF long term performance overview.The bars show the price performance of OPOF in the last 1, 2 and 3 years. 1 year 2 years 3 years 20 40 60 80 100

The current stock price of OPOF is 42.1 USD. In the past month the price increased by 5.59%. In the past year, price increased by 118.7%.

OLD POINT FINANCIAL CORP / OPOF Daily stock chart

OPOF Latest News, Press Relases and Analysis

3 months ago - By: The Motley Fool
3 months ago - By: Old Point Financial Corporation
4 months ago - By: Old Point Financial Corporation
6 months ago - By: Old Point Financial Corporation
6 months ago - By: Zacks Investment Research

OPOF Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP11.957.23B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP17.736.94B
BBT BEACON FINANCIAL CORP11.3233.75B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP16.2533.91B
MTB M & T BANK CORP11.4428.72B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP12.4826.05B
HBAN HUNTINGTON BANCSHARES INC10.9722.90B
CFG CITIZENS FINANCIAL GROUP14.4822.31B
RF REGIONS FINANCIAL CORP10.9521.99B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP31.2814.36B
EWBC EAST WEST BANCORP INC11.4514.32B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP30.9914.22B

About OPOF

Company Profile

OPOF logo image Old Point Financial Corp. operates as a bank holding company, which engages in the provision of banking services through its subsidiaries. The company is headquartered in Hampton, Virginia and currently employs 260 full-time employees. (Wealth). The Bank serves individual and commercial customers, the majority of which are in the Hampton Roads region of Virginia. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. A full array of insurance products is also offered through Old Point Insurance, LLC in partnership with Morgan Marrow Company. Wealth offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. The Bank operates 13 branch offices, serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake and others.

Company Info

OLD POINT FINANCIAL CORP

1 W Mellen St

Hampton VIRGINIA 23669 US

CEO: Robert F. Shuford

Employees: 260

OPOF Company Website

OPOF Investor Relations

Phone: 17577281876

OLD POINT FINANCIAL CORP / OPOF FAQ

What does OPOF do?

Old Point Financial Corp. operates as a bank holding company, which engages in the provision of banking services through its subsidiaries. The company is headquartered in Hampton, Virginia and currently employs 260 full-time employees. (Wealth). The Bank serves individual and commercial customers, the majority of which are in the Hampton Roads region of Virginia. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. A full array of insurance products is also offered through Old Point Insurance, LLC in partnership with Morgan Marrow Company. Wealth offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. The Bank operates 13 branch offices, serving the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake and others.


What is the current price of OPOF stock?

The current stock price of OPOF is 42.1 USD. The price increased by 2.28% in the last trading session.


Does OLD POINT FINANCIAL CORP pay dividends?

OLD POINT FINANCIAL CORP (OPOF) has a dividend yield of 1.33%. The yearly dividend amount is currently 0.56.


What is the ChartMill rating of OLD POINT FINANCIAL CORP stock?

OPOF has a ChartMill Technical rating of 9 out of 10 and a ChartMill Fundamental rating of 2 out of 10.


Should I buy OPOF stock?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on OPOF.


How many employees does OLD POINT FINANCIAL CORP have?

OLD POINT FINANCIAL CORP (OPOF) currently has 260 employees.


What is the market capitalization of OPOF stock?

OLD POINT FINANCIAL CORP (OPOF) has a market capitalization of 214.71M USD. This makes OPOF a Micro Cap stock.


OPOF Technical Analysis

ChartMill assigns a technical rating of 9 / 10 to OPOF. When comparing the yearly performance of all stocks, OPOF is one of the better performing stocks in the market, outperforming 93.52% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

OPOF Fundamental Analysis

ChartMill assigns a fundamental rating of 2 / 10 to OPOF. Both the profitability and financial health of OPOF have multiple concerns.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

OPOF Financial Highlights

Over the last trailing twelve months OPOF reported a non-GAAP Earnings per Share(EPS) of 1.7. The EPS increased by 20.84% compared to the year before.


Industry RankSector Rank
PM (TTM) 13.91%
ROA 0.62%
ROE 7.33%
Debt/Equity 0.25
Chartmill High Growth Momentum
EPS Q2Q%-51.26%
Sales Q2Q%-1.04%
EPS 1Y (TTM)20.84%
Revenue 1Y (TTM)3.69%

OPOF Forecast & Estimates


Analysts
Analysts0
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

OPOF Ownership

Ownership
Inst Owners37.59%
Ins Owners12.74%
Short Float %N/A
Short RatioN/A