OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) Fundamental Analysis & Valuation

NASDAQ:OFSSH • US67103B7047

Current stock price

23.31 USD
-0.29 (-1.23%)
Last:

This OFSSH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. OFSSH Profitability Analysis

1.1 Basic Checks

  • OFSSH had positive earnings in the past year.
  • OFSSH had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFSSH reported negative net income in multiple years.
  • OFSSH had a positive operating cash flow in 4 of the past 5 years.
OFSSH Yearly Net Income VS EBIT VS OCF VS FCFOFSSH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

1.2 Ratios

  • OFSSH has a worse Return On Assets (-9.54%) than 84.58% of its industry peers.
  • OFSSH has a worse Return On Equity (-26.86%) than 82.50% of its industry peers.
  • OFSSH has a Return On Invested Capital (2.86%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for OFSSH is below the industry average of 7.28%.
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROIC 2.86%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
OFSSH Yearly ROA, ROE, ROICOFSSH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 -20

1.3 Margins

  • OFSSH has a Operating Margin (30.43%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of OFSSH has grown nicely.
  • With a Gross Margin value of 40.93%, OFSSH perfoms like the industry average, outperforming 42.50% of the companies in the same industry.
  • OFSSH's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 30.43%
PM (TTM) N/A
GM 40.93%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
OFSSH Yearly Profit, Operating, Gross MarginsOFSSH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50 100

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3

2. OFSSH Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, OFSSH has about the same amount of shares outstanding.
  • OFSSH has about the same amout of shares outstanding than it did 5 years ago.
  • The debt/assets ratio for OFSSH is higher compared to a year ago.
OFSSH Yearly Shares OutstandingOFSSH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
OFSSH Yearly Total Debt VS Total AssetsOFSSH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.2 Solvency

  • OFSSH has an Altman-Z score of 0.87. This is a bad value and indicates that OFSSH is not financially healthy and even has some risk of bankruptcy.
  • OFSSH has a Altman-Z score of 0.87. This is comparable to the rest of the industry: OFSSH outperforms 54.58% of its industry peers.
  • OFSSH has a debt to FCF ratio of 4.99. This is a neutral value as OFSSH would need 4.99 years to pay back of all of its debts.
  • OFSSH has a Debt to FCF ratio of 4.99. This is in the better half of the industry: OFSSH outperforms 68.33% of its industry peers.
  • A Debt/Equity ratio of 1.77 is on the high side and indicates that OFSSH has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.77, OFSSH is not doing good in the industry: 76.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Altman-Z 0.87
ROIC/WACCN/A
WACCN/A
OFSSH Yearly LT Debt VS Equity VS FCFOFSSH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • OFSSH has a Current Ratio of 1.03. This is a normal value and indicates that OFSSH is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of OFSSH (1.03) is comparable to the rest of the industry.
  • OFSSH has a Quick Ratio of 1.03. This is a normal value and indicates that OFSSH is financially healthy and should not expect problems in meeting its short term obligations.
  • OFSSH has a Quick ratio of 1.03. This is comparable to the rest of the industry: OFSSH outperforms 46.25% of its industry peers.
Industry RankSector Rank
Current Ratio 1.03
Quick Ratio 1.03
OFSSH Yearly Current Assets VS Current LiabilitesOFSSH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFSSH Growth Analysis

3.1 Past

  • The earnings per share for OFSSH have decreased strongly by -25.60% in the last year.
  • OFSSH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.44% yearly.
  • Looking at the last year, OFSSH shows a very negative growth in Revenue. The Revenue has decreased by -15.16% in the last year.
  • The Revenue has been decreasing by -2.20% on average over the past years.
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
OFSSH Yearly Revenue VS EstimatesOFSSH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFSSH Yearly EPS VS EstimatesOFSSH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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3

4. OFSSH Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 25.06, OFSSH can be considered very expensive at the moment.
  • 69.17% of the companies in the same industry are cheaper than OFSSH, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.66, OFSSH is valued at the same level.
  • Based on the Price/Forward Earnings ratio of 25.64, the valuation of OFSSH can be described as expensive.
  • Based on the Price/Forward Earnings ratio, OFSSH is valued a bit more expensive than the industry average as 66.25% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.00, OFSSH is valued a bit cheaper.
Industry RankSector Rank
PE 25.06
Fwd PE 25.64
OFSSH Price Earnings VS Forward Price EarningsOFSSH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 62.08% of the companies in the same industry are more expensive than OFSSH, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, OFSSH is valued cheaply inside the industry as 80.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.16
EV/EBITDA 42.53
OFSSH Per share dataOFSSH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)57.52
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. OFSSH Dividend Analysis

5.1 Amount

  • OFSSH has a Yearly Dividend Yield of 16.00%, which is a nice return.
  • OFSSH's Dividend Yield is rather good when compared to the industry average which is at 6.46. OFSSH pays more dividend than 89.17% of the companies in the same industry.
  • OFSSH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 16%

5.2 History

  • The dividend of OFSSH is nicely growing with an annual growth rate of 7.00%!
  • OFSSH has been paying a dividend for over 5 years, so it has already some track record.
  • The dividend of OFSSH decreased in the last 3 years.
Dividend Growth(5Y)7%
Div Incr Years0
Div Non Decr Years2
OFSSH Yearly Dividends per shareOFSSH Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • The earnings of OFSSH are negative and hence is the payout ratio. OFSSH will probably not be able to sustain this dividend level.
DP-48.18%
EPS Next 2YN/A
EPS Next 3YN/A
OFSSH Yearly Income VS Free CF VS DividendOFSSH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M -100M

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OFSSH Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP - OFS 4.95 10/31/28

NASDAQ:OFSSH (4/21/2026, 4:30:03 PM)

23.31

-0.29 (-1.23%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)03-02
Earnings (Next)05-01
Inst Owners7.83%
Inst Owner ChangeN/A
Ins Owners0.59%
Ins Owner ChangeN/A
Market Cap312.35M
Revenue(TTM)40.69M
Net Income(TTM)-33.09M
Analysts45
Price Target38.01 (63.06%)
Short Float %0%
Short Ratio0.04
Dividend
Industry RankSector Rank
Dividend Yield 16%
Yearly Dividend1.19
Dividend Growth(5Y)7%
DP-48.18%
Div Incr Years0
Div Non Decr Years2
Ex-Date04-15
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-11.57%
Min EPS beat(2)-13.9%
Max EPS beat(2)-9.24%
EPS beat(4)1
Avg EPS beat(4)-10.5%
Min EPS beat(4)-21.99%
Max EPS beat(4)3.14%
EPS beat(8)4
Avg EPS beat(8)-0.26%
EPS beat(12)7
Avg EPS beat(12)-0.33%
EPS beat(16)9
Avg EPS beat(16)4.4%
Revenue beat(2)0
Avg Revenue beat(2)-44.19%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)-16.43%
Revenue beat(4)1
Avg Revenue beat(4)-24.75%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)3.72%
Revenue beat(8)3
Avg Revenue beat(8)-11.06%
Revenue beat(12)4
Avg Revenue beat(12)-7.87%
Revenue beat(16)6
Avg Revenue beat(16)-6.27%
PT rev (1m)47.56%
PT rev (3m)47.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.7%
EPS NY rev (1m)-10%
EPS NY rev (3m)-10%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 25.06
Fwd PE 25.64
P/S 7.68
P/FCF 7.16
P/OCF 7.16
P/B 2.54
P/tB 2.54
EV/EBITDA 42.53
EPS(TTM)0.93
EY3.99%
EPS(NY)0.91
Fwd EY3.9%
FCF(TTM)3.26
FCFY13.97%
OCF(TTM)3.26
OCFY13.97%
SpS3.04
BVpS9.19
TBVpS9.19
PEG (NY)N/A
PEG (5Y)57.52
Graham Number13.8696 (-40.5%)
Profitability
Industry RankSector Rank
ROA -9.54%
ROE -26.86%
ROCE 3.62%
ROIC 2.86%
ROICexc 2.89%
ROICexgc 2.89%
OM 30.43%
PM (TTM) N/A
GM 40.93%
FCFM 107.25%
ROA(3y)-1%
ROA(5y)1.11%
ROE(3y)-3.55%
ROE(5y)2.61%
ROIC(3y)3.15%
ROIC(5y)2.84%
ROICexc(3y)3.3%
ROICexc(5y)2.98%
ROICexgc(3y)3.3%
ROICexgc(5y)2.98%
ROCE(3y)3.99%
ROCE(5y)3.6%
ROICexgc growth 3Y-0.3%
ROICexgc growth 5Y5.01%
ROICexc growth 3Y-0.3%
ROICexc growth 5Y5.06%
OM growth 3Y-6.85%
OM growth 5Y2.39%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-5.15%
GM growth 5Y1.27%
F-Score3
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.77
Debt/FCF 4.99
Debt/EBITDA 17.57
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.78
Cash Conversion 352.38%
Profit Quality N/A
Current Ratio 1.03
Quick Ratio 1.03
Altman-Z 0.87
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.6%
EPS 3Y-12.11%
EPS 5Y0.44%
EPS Q2Q%-33.33%
EPS Next Y-2.26%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.16%
Revenue growth 3Y-5.84%
Revenue growth 5Y-2.2%
Sales Q2Q%-19.57%
Revenue Next Year-3.4%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.92%
EBIT growth 3Y-12.28%
EBIT growth 5Y0.14%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y32.2%
FCF growth 3Y145.48%
FCF growth 5Y-11.55%
OCF growth 1Y32.2%
OCF growth 3Y145.48%
OCF growth 5Y-11.55%

OFS CAPITAL CORP - OFS 4.95 10/31/28 / OFSSH Fundamental Analysis FAQ

What is the fundamental rating for OFSSH stock?

ChartMill assigns a fundamental rating of 3 / 10 to OFSSH.


What is the valuation status for OFSSH stock?

ChartMill assigns a valuation rating of 3 / 10 to OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH). This can be considered as Overvalued.


What is the profitability of OFSSH stock?

OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) has a profitability rating of 3 / 10.


What is the financial health of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) stock?

The financial health rating of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) is 3 / 10.


What is the expected EPS growth for OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) stock?

The Earnings per Share (EPS) of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) is expected to decline by -2.26% in the next year.