OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) Fundamental Analysis & Valuation

NASDAQ:OFSSH • US67103B7047

23.65 USD
-0.2 (-0.84%)
Last: Mar 6, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This OFSSH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

OFSSH gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. Both the profitability and financial health of OFSSH have multiple concerns. OFSSH has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

3

1. OFSSH Profitability Analysis

1.1 Basic Checks

  • In the past year OFSSH was profitable.
  • OFSSH had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: OFSSH reported negative net income in multiple years.
  • Of the past 5 years OFSSH 4 years had a positive operating cash flow.
OFSSH Yearly Net Income VS EBIT VS OCF VS FCFOFSSH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.85%, OFSSH is doing worse than 68.33% of the companies in the same industry.
  • OFSSH has a Return On Equity of 2.37%. This is in the lower half of the industry: OFSSH underperforms 67.92% of its industry peers.
  • With a Return On Invested Capital value of 2.91%, OFSSH perfoms like the industry average, outperforming 42.50% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for OFSSH is below the industry average of 7.26%.
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROIC 2.91%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
OFSSH Yearly ROA, ROE, ROICOFSSH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 7.52%, OFSSH is doing worse than 66.25% of the companies in the same industry.
  • In the last couple of years the Profit Margin of OFSSH has grown nicely.
  • OFSSH has a Operating Margin of 32.03%. This is in the better half of the industry: OFSSH outperforms 60.42% of its industry peers.
  • OFSSH's Operating Margin has been stable in the last couple of years.
  • OFSSH has a Gross Margin (42.02%) which is comparable to the rest of the industry.
  • OFSSH's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
OFSSH Yearly Profit, Operating, Gross MarginsOFSSH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. OFSSH Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, OFSSH has about the same amount of shares outstanding.
  • OFSSH has about the same amout of shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, OFSSH has an improved debt to assets ratio.
OFSSH Yearly Shares OutstandingOFSSH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
OFSSH Yearly Total Debt VS Total AssetsOFSSH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

  • OFSSH has an Altman-Z score of 0.86. This is a bad value and indicates that OFSSH is not financially healthy and even has some risk of bankruptcy.
  • OFSSH has a Altman-Z score (0.86) which is in line with its industry peers.
  • The Debt to FCF ratio of OFSSH is 15.46, which is on the high side as it means it would take OFSSH, 15.46 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of OFSSH (15.46) is comparable to the rest of the industry.
  • OFSSH has a Debt/Equity ratio of 1.73. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.73, OFSSH is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Altman-Z 0.86
ROIC/WACCN/A
WACCN/A
OFSSH Yearly LT Debt VS Equity VS FCFOFSSH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.61 indicates that OFSSH should not have too much problems paying its short term obligations.
  • OFSSH's Current ratio of 1.61 is fine compared to the rest of the industry. OFSSH outperforms 69.17% of its industry peers.
  • A Quick Ratio of 1.61 indicates that OFSSH should not have too much problems paying its short term obligations.
  • The Quick ratio of OFSSH (1.61) is better than 69.17% of its industry peers.
Industry RankSector Rank
Current Ratio 1.61
Quick Ratio 1.61
OFSSH Yearly Current Assets VS Current LiabilitesOFSSH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. OFSSH Growth Analysis

3.1 Past

  • The earnings per share for OFSSH have decreased strongly by -20.77% in the last year.
  • OFSSH shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
  • Looking at the last year, OFSSH shows a very negative growth in Revenue. The Revenue has decreased by -13.71% in the last year.
  • Measured over the past years, OFSSH shows a decrease in Revenue. The Revenue has been decreasing by -1.80% on average per year.
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%

3.2 Future

  • Based on estimates for the next years, OFSSH will show a very negative growth in Earnings Per Share. The EPS will decrease by -10.11% on average per year.
  • OFSSH is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -7.58% yearly.
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
OFSSH Yearly Revenue VS EstimatesOFSSH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10M 20M 30M 40M 50M
OFSSH Yearly EPS VS EstimatesOFSSH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

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2

4. OFSSH Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 22.96, the valuation of OFSSH can be described as rather expensive.
  • Based on the Price/Earnings ratio, OFSSH is valued a bit more expensive than the industry average as 68.33% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 26.29, OFSSH is valued at the same level.
  • OFSSH is valuated rather expensively with a Price/Forward Earnings ratio of 23.42.
  • Based on the Price/Forward Earnings ratio, OFSSH is valued a bit more expensive than 62.50% of the companies in the same industry.
  • OFSSH is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.57, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 22.96
Fwd PE 23.42
OFSSH Price Earnings VS Forward Price EarningsOFSSH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, OFSSH is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, OFSSH is valued a bit cheaper than 62.08% of the companies in the same industry.
Industry RankSector Rank
P/FCF 20.75
EV/EBITDA 40.01
OFSSH Per share dataOFSSH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • A cheap valuation may be justified as OFSSH's earnings are expected to decrease with -10.11% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.11%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. OFSSH Dividend Analysis

5.1 Amount

  • OFSSH has a Yearly Dividend Yield of 15.42%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.33, OFSSH pays a better dividend. On top of this OFSSH pays more dividend than 89.58% of the companies listed in the same industry.
  • OFSSH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 15.42%

5.2 History

  • The dividend of OFSSH has a limited annual growth rate of 0.30%.
  • OFSSH has been paying a dividend for over 5 years, so it has already some track record.
  • OFSSH has decreased its dividend recently.
Dividend Growth(5Y)0.3%
Div Incr Years0
Div Non Decr Years1
OFSSH Yearly Dividends per shareOFSSH Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • OFSSH pays out 553.78% of its income as dividend. This is not a sustainable payout ratio.
  • OFSSH's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP553.78%
EPS Next 2Y-10.11%
EPS Next 3YN/A
OFSSH Yearly Income VS Free CF VS DividendOFSSH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M
OFSSH Dividend Payout.OFSSH Dividend Payout, showing the Payout Ratio.OFSSH Dividend Payout.PayoutRetained Earnings

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OFSSH Fundamentals: All Metrics, Ratios and Statistics

OFS CAPITAL CORP - OFS 4.95 10/31/28

NASDAQ:OFSSH (3/6/2026, 8:00:02 PM)

23.65

-0.2 (-0.84%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-30
Earnings (Next)03-02
Inst Owners9.62%
Inst Owner ChangeN/A
Ins Owners0.59%
Ins Owner ChangeN/A
Market Cap316.91M
Revenue(TTM)42.97M
Net Income(TTM)3.23M
Analysts45
Price TargetN/A
Short Float %0%
Short Ratio0.01
Dividend
Industry RankSector Rank
Dividend Yield 15.42%
Yearly Dividend1.36
Dividend Growth(5Y)0.3%
DP553.78%
Div Incr Years0
Div Non Decr Years1
Ex-Date01-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.05%
Min EPS beat(2)-9.24%
Max EPS beat(2)3.14%
EPS beat(4)2
Avg EPS beat(4)0.26%
Min EPS beat(4)-21.99%
Max EPS beat(4)29.14%
EPS beat(8)4
Avg EPS beat(8)0.09%
EPS beat(12)7
Avg EPS beat(12)0.74%
EPS beat(16)10
Avg EPS beat(16)7.36%
Revenue beat(2)1
Avg Revenue beat(2)-34.12%
Min Revenue beat(2)-71.95%
Max Revenue beat(2)3.72%
Revenue beat(4)2
Avg Revenue beat(4)-17.65%
Min Revenue beat(4)-71.95%
Max Revenue beat(4)11.97%
Revenue beat(8)3
Avg Revenue beat(8)-9.76%
Revenue beat(12)5
Avg Revenue beat(12)-6.46%
Revenue beat(16)7
Avg Revenue beat(16)-3.03%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-9.8%
EPS NY rev (1m)0%
EPS NY rev (3m)-6.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 22.96
Fwd PE 23.42
P/S 7.38
P/FCF 20.75
P/OCF 20.75
P/B 2.32
P/tB 2.32
EV/EBITDA 40.01
EPS(TTM)1.03
EY4.36%
EPS(NY)1.01
Fwd EY4.27%
FCF(TTM)1.14
FCFY4.82%
OCF(TTM)1.14
OCFY4.82%
SpS3.21
BVpS10.17
TBVpS10.17
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.35
Profitability
Industry RankSector Rank
ROA 0.85%
ROE 2.37%
ROCE 3.69%
ROIC 2.91%
ROICexc 2.95%
ROICexgc 2.95%
OM 32.03%
PM (TTM) 7.52%
GM 42.02%
FCFM 35.54%
ROA(3y)1.7%
ROA(5y)3.17%
ROE(3y)4.01%
ROE(5y)8.45%
ROIC(3y)3.14%
ROIC(5y)2.69%
ROICexc(3y)3.31%
ROICexc(5y)2.86%
ROICexgc(3y)3.31%
ROICexgc(5y)2.86%
ROCE(3y)3.97%
ROCE(5y)3.4%
ROICexgc growth 3Y15.02%
ROICexgc growth 5Y1.32%
ROICexc growth 3Y15.02%
ROICexc growth 5Y1.37%
OM growth 3Y7.35%
OM growth 5Y-0.85%
PM growth 3Y-20.73%
PM growth 5Y26.67%
GM growth 3Y1.34%
GM growth 5Y-0.43%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.73
Debt/FCF 15.46
Debt/EBITDA 17.15
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.01
Cash Conversion 110.94%
Profit Quality 472.76%
Current Ratio 1.61
Quick Ratio 1.61
Altman-Z 0.86
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.77%
EPS 3Y7.72%
EPS 5Y-2.52%
EPS Q2Q%-18.52%
EPS Next Y-23.24%
EPS Next 2Y-10.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.71%
Revenue growth 3Y0.14%
Revenue growth 5Y-1.8%
Sales Q2Q%-74.57%
Revenue Next Year-11.59%
Revenue Next 2Y-7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.61%
EBIT growth 3Y7.51%
EBIT growth 5Y-2.64%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-78.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-78.55%
OCF growth 3YN/A
OCF growth 5YN/A

OFS CAPITAL CORP - OFS 4.95 10/31/28 / OFSSH FAQ

What is the fundamental rating for OFSSH stock?

ChartMill assigns a fundamental rating of 2 / 10 to OFSSH.


What is the valuation status of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) stock?

ChartMill assigns a valuation rating of 2 / 10 to OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH). This can be considered as Overvalued.


Can you provide the profitability details for OFS CAPITAL CORP - OFS 4.95 10/31/28?

OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) has a profitability rating of 3 / 10.


Can you provide the financial health for OFSSH stock?

The financial health rating of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) is 3 / 10.


What is the earnings growth outlook for OFS CAPITAL CORP - OFS 4.95 10/31/28?

The Earnings per Share (EPS) of OFS CAPITAL CORP - OFS 4.95 10/31/28 (OFSSH) is expected to decline by -23.24% in the next year.