OCEANFIRST FINANCIAL CORP (OCFC) Stock Price, Forecast & Analysis

NASDAQ:OCFC • US6752341080

19.34 USD
+0.11 (+0.57%)
At close: Feb 20, 2026
19.34 USD
0 (0%)
After Hours: 2/20/2026, 8:00:01 PM

OCFC Key Statistics, Chart & Performance

Key Statistics
Market Cap1.11B
Revenue(TTM)404.92M
Net Income(TTM)74.94M
Shares57.39M
Float55.51M
52 Week High20.61
52 Week Low14.29
Yearly Dividend0.86
Dividend Yield4.14%
EPS(TTM)1.43
PE13.52
Fwd PE9.7
Earnings (Next)04-22
IPO1996-07-03
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks
OCFC short term performance overview.The bars show the price performance of OCFC in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 2 4 6

OCFC long term performance overview.The bars show the price performance of OCFC in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10 20

The current stock price of OCFC is 19.34 USD. In the past month the price increased by 0.78%. In the past year, price increased by 9.27%.

OCEANFIRST FINANCIAL CORP / OCFC Daily stock chart

OCFC Technical Analysis

ChartMill assigns a technical rating of 5 / 10 to OCFC. When comparing the yearly performance of all stocks, OCFC turns out to be only a medium performer in the overall market: it outperformed 56.46% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
OCFC Full Technical Analysis Report

OCFC Fundamental Analysis

ChartMill assigns a fundamental rating of 4 / 10 to OCFC. OCFC may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
OCFC Full Fundamental Analysis Report

OCFC Financial Highlights

Over the last trailing twelve months OCFC reported a non-GAAP Earnings per Share(EPS) of 1.43. The EPS decreased by -10.62% compared to the year before.


Industry RankSector Rank
PM (TTM) 18.93%
ROA 0.52%
ROE 4.53%
Debt/Equity 0.16
Chartmill High Growth Momentum
EPS Q2Q%7.89%
Sales Q2Q%14.34%
EPS 1Y (TTM)-10.62%
Revenue 1Y (TTM)5.39%
OCFC financials

OCFC Forecast & Estimates

12 analysts have analysed OCFC and the average price target is 21.68 USD. This implies a price increase of 12.07% is expected in the next year compared to the current price of 19.34.

For the next year, analysts expect an EPS growth of 39.41% and a revenue growth 55.51% for OCFC


Analysts
Analysts78.33
Price Target21.68 (12.1%)
EPS Next Y39.41%
Revenue Next Year55.51%
OCFC Analyst EstimatesOCFC Analyst Ratings

OCFC Ownership

Ownership
Inst Owners78.91%
Ins Owners3.27%
Short Float %5.23%
Short Ratio4.43
OCFC Ownership

OCFC Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP11.5265.371B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.5852.042B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP14.1246.806B
BBT BEACON FINANCIAL CORP8.7238.998B
HBAN HUNTINGTON BANCSHARES INC10.9436.231B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.8336.21B
MTB M & T BANK CORP12.2534.788B
CFG CITIZENS FINANCIAL GROUP12.6227.725B
RF REGIONS FINANCIAL CORP11.2225.797B
EWBC EAST WEST BANCORP INC11.6116.491B

About OCFC

Company Profile

OCFC logo image OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. The company delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. The company also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. The company also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.

Company Info

OCEANFIRST FINANCIAL CORP

975 Hooper Ave

Toms River NEW JERSEY 07701 US

CEO: Christopher D. Maher

Employees: 1003

OCFC Company Website

OCFC Investor Relations

Phone: 17322404500

OCEANFIRST FINANCIAL CORP / OCFC FAQ

Can you describe the business of OCEANFIRST FINANCIAL CORP?

OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. The company delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. The company also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. The company also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.


Can you provide the latest stock price for OCEANFIRST FINANCIAL CORP?

The current stock price of OCFC is 19.34 USD. The price increased by 0.57% in the last trading session.


Does OCFC stock pay dividends?

OCEANFIRST FINANCIAL CORP (OCFC) has a dividend yield of 4.14%. The yearly dividend amount is currently 0.86.


What is the ChartMill technical and fundamental rating of OCFC stock?

OCFC has a ChartMill Technical rating of 5 out of 10 and a ChartMill Fundamental rating of 4 out of 10.


What do analysts say about OCEANFIRST FINANCIAL CORP (OCFC) stock?

12 analysts have analysed OCFC and the average price target is 21.68 USD. This implies a price increase of 12.07% is expected in the next year compared to the current price of 19.34.


How is the valuation of OCEANFIRST FINANCIAL CORP (OCFC) based on its PE ratio?

The PE ratio for OCEANFIRST FINANCIAL CORP (OCFC) is 13.52. This is based on the reported non-GAAP earnings per share of 1.43 and the current share price of 19.34 USD.


Is OCEANFIRST FINANCIAL CORP (OCFC) expected to grow?

The Revenue of OCEANFIRST FINANCIAL CORP (OCFC) is expected to grow by 55.51% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.