Logo image of FRAF

FRANKLIN FINANCIAL SERVICES (FRAF) Stock Price, Forecast & Analysis

USA - NASDAQ:FRAF - US3535251082 - Common Stock

47.18 USD
+0.03 (+0.06%)
Last: 11/11/2025, 3:56:30 PM
45.6 USD
-1.58 (-3.35%)
After Hours: 11/4/2025, 8:00:00 PM

FRAF Key Statistics, Chart & Performance

Key Statistics
Market Cap211.37M
Revenue(TTM)77.40M
Net Income(TTM)14.54M
Shares4.48M
Float4.17M
52 Week High49.42
52 Week Low28.01
Yearly Dividend1.28
Dividend Yield2.85%
EPS(TTM)3.26
PE14.47
Fwd PEN/A
Earnings (Next)01-26 2026-01-26
IPO1993-10-27
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


FRAF short term performance overview.The bars show the price performance of FRAF in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 5 10 15 20

FRAF long term performance overview.The bars show the price performance of FRAF in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30 40 50

The current stock price of FRAF is 47.18 USD. In the past month the price increased by 5.32%. In the past year, price increased by 41.59%.

FRANKLIN FINANCIAL SERVICES / FRAF Daily stock chart

FRAF Latest News, Press Relases and Analysis

FRAF Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 12.07 58.03B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.8 37.14B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 16.15 33.71B
BBT BEACON FINANCIAL CORP 11.16 33.26B
MTB M & T BANK CORP 11.5 28.86B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.49 26.06B
HBAN HUNTINGTON BANCSHARES INC 11.07 23.11B
CFG CITIZENS FINANCIAL GROUP 14.67 22.60B
RF REGIONS FINANCIAL CORP 11.06 22.21B
EWBC EAST WEST BANCORP INC 11.59 14.48B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.35 14.39B
VLYPP VALLEY NATIONAL BANCORP - VLY 8.11311 PERP 31.07 14.26B

About FRAF

Company Profile

FRAF logo image Franklin Financial Services Corp. is a bank holding company, which engages in financial services and offers traditional banking. The company is headquartered in Chambersburg, Pennsylvania and currently employs 306 full-time employees. The firm conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.

Company Info

FRANKLIN FINANCIAL SERVICES

1500 Nitterhouse Drive, P.O. Box 6010

Chambersburg PENNSYLVANIA 17201 US

CEO: Timothy G. Henry

Employees: 306

FRAF Company Website

FRAF Investor Relations

Phone: 18882646116

FRANKLIN FINANCIAL SERVICES / FRAF FAQ

Can you describe the business of FRANKLIN FINANCIAL SERVICES?

Franklin Financial Services Corp. is a bank holding company, which engages in financial services and offers traditional banking. The company is headquartered in Chambersburg, Pennsylvania and currently employs 306 full-time employees. The firm conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.


Can you provide the latest stock price for FRANKLIN FINANCIAL SERVICES?

The current stock price of FRAF is 47.18 USD. The price increased by 0.06% in the last trading session.


Does FRAF stock pay dividends?

FRANKLIN FINANCIAL SERVICES (FRAF) has a dividend yield of 2.85%. The yearly dividend amount is currently 1.28.


What is the ChartMill rating of FRANKLIN FINANCIAL SERVICES stock?

FRAF has a ChartMill Technical rating of 10 out of 10 and a ChartMill Fundamental rating of 2 out of 10.


How is the valuation of FRANKLIN FINANCIAL SERVICES (FRAF) based on its PE ratio?

The PE ratio for FRANKLIN FINANCIAL SERVICES (FRAF) is 14.47. This is based on the reported non-GAAP earnings per share of 3.26 and the current share price of 47.18 USD.


Can you provide the market cap for FRANKLIN FINANCIAL SERVICES?

FRANKLIN FINANCIAL SERVICES (FRAF) has a market capitalization of 211.37M USD. This makes FRAF a Micro Cap stock.


Can you provide the ownership details for FRAF stock?

You can find the ownership structure of FRANKLIN FINANCIAL SERVICES (FRAF) on the Ownership tab.


FRAF Technical Analysis

ChartMill assigns a technical rating of 10 / 10 to FRAF. When comparing the yearly performance of all stocks, FRAF is one of the better performing stocks in the market, outperforming 86.13% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

FRAF Fundamental Analysis

ChartMill assigns a fundamental rating of 2 / 10 to FRAF. FRAF has a bad profitability rating. Also its financial health evaluation is rather negative.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

FRAF Financial Highlights

Over the last trailing twelve months FRAF reported a non-GAAP Earnings per Share(EPS) of 3.26. The EPS increased by 5.36% compared to the year before.


Industry RankSector Rank
PM (TTM) 18.78%
ROA 0.64%
ROE 9.24%
Debt/Equity 0.13
Chartmill High Growth Momentum
EPS Q2Q%100%
Sales Q2Q%20.37%
EPS 1Y (TTM)5.36%
Revenue 1Y (TTM)7.49%

FRAF Forecast & Estimates


Analysts
Analysts0
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

FRAF Ownership

Ownership
Inst Owners34.66%
Ins Owners5.4%
Short Float %1.84%
Short Ratio4.04