FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM) Fundamental Analysis & Valuation

NASDAQ:FITBM • US3167738372

Current stock price

25.7 USD
-0.04 (-0.16%)
Last:

This FITBM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. FITBM Profitability Analysis

1.1 Basic Checks

  • In the past year FITBM was profitable.
  • In the past year FITBM had a positive cash flow from operations.
  • In the past 5 years FITBM has always been profitable.
  • In the past 5 years FITBM always reported a positive cash flow from operatings.
FITBM Yearly Net Income VS EBIT VS OCF VS FCFFITBM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • FITBM has a better Return On Assets (1.11%) than 63.83% of its industry peers.
  • FITBM's Return On Equity of 10.94% is fine compared to the rest of the industry. FITBM outperforms 68.62% of its industry peers.
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
FITBM Yearly ROA, ROE, ROICFITBM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of FITBM (26.35%) is comparable to the rest of the industry.
  • FITBM's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for FITBM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.35%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
FITBM Yearly Profit, Operating, Gross MarginsFITBM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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2

2. FITBM Health Analysis

2.1 Basic Checks

  • FITBM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for FITBM has been reduced compared to 1 year ago.
  • Compared to 5 years ago, FITBM has less shares outstanding
  • Compared to 1 year ago, FITBM has a worse debt to assets ratio.
FITBM Yearly Shares OutstandingFITBM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
FITBM Yearly Total Debt VS Total AssetsFITBM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B

2.2 Solvency

  • FITBM has a debt to FCF ratio of 3.69. This is a good value and a sign of high solvency as FITBM would need 3.69 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.69, FITBM is doing worse than 64.63% of the companies in the same industry.
  • FITBM has a Debt/Equity ratio of 0.67. This is a neutral value indicating FITBM is somewhat dependend on debt financing.
  • FITBM's Debt to Equity ratio of 0.67 is on the low side compared to the rest of the industry. FITBM is outperformed by 81.91% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Altman-Z N/A
ROIC/WACCN/A
WACC13.29%
FITBM Yearly LT Debt VS Equity VS FCFFITBM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
FITBM Yearly Current Assets VS Current LiabilitesFITBM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FITBM Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 15.84% over the past year.
  • Measured over the past years, FITBM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.28% on average per year.
  • Looking at the last year, FITBM shows a quite strong growth in Revenue. The Revenue has grown by 13.11% in the last year.
  • Measured over the past years, FITBM shows a small growth in Revenue. The Revenue has been growing by 3.45% on average per year.
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.99%

3.2 Future

  • FITBM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.00% yearly.
  • The Revenue is expected to grow by 16.79% on average over the next years. This is quite good.
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
FITBM Yearly Revenue VS EstimatesFITBM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B
FITBM Yearly EPS VS EstimatesFITBM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3 4 5

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8

4. FITBM Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.89, the valuation of FITBM can be described as very cheap.
  • FITBM's Price/Earnings ratio is rather cheap when compared to the industry. FITBM is cheaper than 94.41% of the companies in the same industry.
  • FITBM is valuated cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 5.20, the valuation of FITBM can be described as very cheap.
  • 96.01% of the companies in the same industry are more expensive than FITBM, based on the Price/Forward Earnings ratio.
  • FITBM is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.99, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 6.89
Fwd PE 5.2
FITBM Price Earnings VS Forward Price EarningsFITBM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • FITBM's Price/Free Cash Flow ratio is rather cheap when compared to the industry. FITBM is cheaper than 90.16% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.92
EV/EBITDA N/A
FITBM Per share dataFITBM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • FITBM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as FITBM's earnings are expected to grow with 14.12% in the coming years.
PEG (NY)0.95
PEG (5Y)0.61
EPS Next 2Y17.12%
EPS Next 3Y14.12%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. FITBM Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.14%, FITBM has a reasonable but not impressive dividend return.
  • FITBM's Dividend Yield is a higher than the industry average which is at 2.53.
  • FITBM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.14%

5.2 History

  • The dividend of FITBM is nicely growing with an annual growth rate of 7.68%!
  • FITBM is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)7.68%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 48.95% of the earnings are spent on dividend by FITBM. This is a bit on the high side, but may be sustainable.
  • The dividend of FITBM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP48.95%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
FITBM Yearly Income VS Free CF VS DividendFITBM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
FITBM Dividend Payout.FITBM Dividend Payout, showing the Payout Ratio.FITBM Dividend Payout.PayoutRetained Earnings

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FITBM Fundamentals: All Metrics, Ratios and Statistics

FIFTH THIRD BANCORP - FITB 6 7/8 PERP

NASDAQ:FITBM (4/29/2026, 1:34:09 PM)

25.7

-0.04 (-0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Industry Strength57.14
Industry Growth85.71
Earnings (Last)04-17
Earnings (Next)07-17
Inst Owners70.42%
Inst Owner ChangeN/A
Ins Owners0.39%
Ins Owner ChangeN/A
Market Cap23.27B
Revenue(TTM)9.71B
Net Income(TTM)2.38B
Analysts80.69
Price Target30.21 (17.55%)
Short Float %0.01%
Short Ratio1.34
Dividend
Industry RankSector Rank
Dividend Yield 3.14%
Yearly Dividend1.75
Dividend Growth(5Y)7.68%
DP48.95%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.51%
Min EPS beat(2)2.57%
Max EPS beat(2)8.45%
EPS beat(4)2
Avg EPS beat(4)2.4%
Min EPS beat(4)-0.9%
Max EPS beat(4)8.45%
EPS beat(8)4
Avg EPS beat(8)0.17%
EPS beat(12)6
Avg EPS beat(12)1.26%
EPS beat(16)6
Avg EPS beat(16)-0.8%
Revenue beat(2)0
Avg Revenue beat(2)-2.4%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)-1.03%
Revenue beat(4)0
Avg Revenue beat(4)-2.2%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)-0.84%
Revenue beat(8)0
Avg Revenue beat(8)-2.2%
Revenue beat(12)0
Avg Revenue beat(12)-2.2%
Revenue beat(16)0
Avg Revenue beat(16)-2.65%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)-12.86%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.56%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0.24%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 6.89
Fwd PE 5.2
P/S 2.58
P/FCF 5.92
P/OCF 5.16
P/B 1.07
P/tB 1.54
EV/EBITDA N/A
EPS(TTM)3.73
EY14.51%
EPS(NY)4.94
Fwd EY19.22%
FCF(TTM)4.34
FCFY16.89%
OCF(TTM)4.98
OCFY19.4%
SpS9.96
BVpS23.99
TBVpS16.69
PEG (NY)0.95
PEG (5Y)0.61
Graham Number44.8701 (74.59%)
Profitability
Industry RankSector Rank
ROA 1.11%
ROE 10.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.35%
GM N/A
FCFM 43.58%
ROA(3y)1.05%
ROA(5y)1.11%
ROE(3y)11.15%
ROE(5y)11.77%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.77%
PM growth 5Y8.78%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 3.69
Debt/EBITDA N/A
Cap/Depr 105.42%
Cap/Sales 6.48%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 165.4%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.29%
ROIC/WACCN/A
Cap/Depr(3y)100.25%
Cap/Depr(5y)125.42%
Cap/Sales(3y)5.76%
Cap/Sales(5y)6.55%
Profit Quality(3y)152.58%
Profit Quality(5y)157.1%
High Growth Momentum
Growth
EPS 1Y (TTM)15.84%
EPS 3Y2.43%
EPS 5Y11.28%
EPS Q2Q%18.31%
EPS Next Y7.22%
EPS Next 2Y17.12%
EPS Next 3Y14.12%
EPS Next 5Y7%
Revenue 1Y (TTM)13.11%
Revenue growth 3Y2.49%
Revenue growth 5Y3.45%
Sales Q2Q%32.99%
Revenue Next Year42.4%
Revenue Next 2Y23.47%
Revenue Next 3Y16.79%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year0.92%
EBIT Next 3Y20.36%
EBIT Next 5YN/A
FCF growth 1Y63.07%
FCF growth 3Y-12.5%
FCF growth 5Y182.09%
OCF growth 1Y59.84%
OCF growth 3Y-11.11%
OCF growth 5Y64.83%

FIFTH THIRD BANCORP - FITB 6 7/8 PERP / FITBM Fundamental Analysis FAQ

What is the fundamental rating for FITBM stock?

ChartMill assigns a fundamental rating of 4 / 10 to FITBM.


What is the valuation status for FITBM stock?

ChartMill assigns a valuation rating of 8 / 10 to FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM). This can be considered as Undervalued.


What is the profitability of FITBM stock?

FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM) has a profitability rating of 4 / 10.


What is the earnings growth outlook for FIFTH THIRD BANCORP - FITB 6 7/8 PERP?

The Earnings per Share (EPS) of FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM) is expected to grow by 7.22% in the next year.


How sustainable is the dividend of FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM) stock?

The dividend rating of FIFTH THIRD BANCORP - FITB 6 7/8 PERP (FITBM) is 4 / 10 and the dividend payout ratio is 48.95%.