RELIANCE GLOBAL GROUP INC (EZRA) Fundamental Analysis & Valuation

NASDAQ:EZRA • US75946W4050

Current stock price

0.1899 USD
0 (-1.4%)
At close:
0.1866 USD
0 (-1.74%)
After Hours:

This EZRA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. EZRA Profitability Analysis

1.1 Basic Checks

  • In the past year EZRA has reported negative net income.
  • EZRA had a negative operating cash flow in the past year.
EZRA Yearly Net Income VS EBIT VS OCF VS FCFEZRA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 -5M -10M

1.2 Ratios

  • EZRA has a worse Return On Assets (-51.58%) than 96.60% of its industry peers.
  • EZRA's Return On Equity of -108.72% is on the low side compared to the rest of the industry. EZRA is outperformed by 92.52% of its industry peers.
Industry RankSector Rank
ROA -51.58%
ROE -108.72%
ROIC N/A
ROA(3y)-55.73%
ROA(5y)N/A
ROE(3y)-204.99%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
EZRA Yearly ROA, ROE, ROICEZRA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2025 -100 -200 -300

1.3 Margins

  • EZRA has a better Gross Margin (62.88%) than 96.60% of its industry peers.
  • In the last couple of years the Gross Margin of EZRA has declined.
  • The Profit Margin and Operating Margin are not available for EZRA so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 62.88%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.98%
GM growth 5YN/A
EZRA Yearly Profit, Operating, Gross MarginsEZRA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 0 50 -50 -100

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3

2. EZRA Health Analysis

2.1 Basic Checks

  • EZRA does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • EZRA has more shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, EZRA has an improved debt to assets ratio.
EZRA Yearly Shares OutstandingEZRA Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 2025 2M 4M 6M 8M 10M
EZRA Yearly Total Debt VS Total AssetsEZRA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2025 10M 20M 30M

2.2 Solvency

  • Based on the Altman-Z score of -6.46, we must say that EZRA is in the distress zone and has some risk of bankruptcy.
  • EZRA's Altman-Z score of -6.46 is fine compared to the rest of the industry. EZRA outperforms 63.95% of its industry peers.
  • A Debt/Equity ratio of 0.64 indicates that EZRA is somewhat dependend on debt financing.
  • EZRA's Debt to Equity ratio of 0.64 is on the low side compared to the rest of the industry. EZRA is outperformed by 79.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Altman-Z -6.46
ROIC/WACCN/A
WACC6.22%
EZRA Yearly LT Debt VS Equity VS FCFEZRA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 2025 0 5M 10M

2.3 Liquidity

  • EZRA has a Current Ratio of 1.78. This is a normal value and indicates that EZRA is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.78, EZRA belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
  • EZRA has a Quick Ratio of 1.78. This is a normal value and indicates that EZRA is financially healthy and should not expect problems in meeting its short term obligations.
  • EZRA has a Quick ratio of 1.78. This is amongst the best in the industry. EZRA outperforms 87.76% of its industry peers.
Industry RankSector Rank
Current Ratio 1.78
Quick Ratio 1.78
EZRA Yearly Current Assets VS Current LiabilitesEZRA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2025 2M 4M 6M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. EZRA Growth Analysis

3.1 Past

  • EZRA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 85.77%, which is quite impressive.
  • The Revenue for EZRA has decreased by -11.55% in the past year. This is quite bad
  • Measured over the past years, EZRA shows a small growth in Revenue. The Revenue has been growing by 1.86% on average per year.
EPS 1Y (TTM)85.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)-11.55%
Revenue growth 3Y1.86%
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EZRA Yearly Revenue VS EstimatesEZRA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 5M 10M

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0

4. EZRA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for EZRA. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
EZRA Price Earnings VS Forward Price EarningsEZRA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
EZRA Per share dataEZRA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 -0.5 -1 -1.5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. EZRA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 15.38%, EZRA is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.37, EZRA pays a better dividend. On top of this EZRA pays more dividend than 100.00% of the companies listed in the same industry.
  • EZRA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 15.38%

5.2 History

  • EZRA does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
EZRA Yearly Dividends per shareEZRA Yearly Dividends per shareYearly Dividends per share 2025 0.01 0.01 0.02 0.02 0.03

5.3 Sustainability

  • The earnings of EZRA are negative and hence is the payout ratio. EZRA will probably not be able to sustain this dividend level.
DP-5.56%
EPS Next 2YN/A
EPS Next 3YN/A
EZRA Yearly Income VS Free CF VS DividendEZRA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2022 2023 2024 2025 0 -5M -10M

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EZRA Fundamentals: All Metrics, Ratios and Statistics

RELIANCE GLOBAL GROUP INC

NASDAQ:EZRA (4/24/2026, 7:40:25 PM)

After market: 0.1866 0 (-1.74%)

0.1899

0 (-1.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-10
Earnings (Next)05-12
Inst Owners4.78%
Inst Owner Change0.19%
Ins Owners7.14%
Ins Owner Change15.41%
Market Cap4.04M
Revenue(TTM)12.43M
Net Income(TTM)-6.99M
Analysts82.86
Price TargetN/A
Short Float %7.39%
Short Ratio0.07
Dividend
Industry RankSector Rank
Dividend Yield 15.38%
Yearly Dividend0.06
Dividend Growth(5Y)N/A
DP-5.56%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.32
P/FCF N/A
P/OCF N/A
P/B 0.63
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-1.85
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.16
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.58
BVpS0.3
TBVpS-0.09
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -51.58%
ROE -108.72%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 62.88%
FCFM N/A
ROA(3y)-55.73%
ROA(5y)N/A
ROE(3y)-204.99%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-4.98%
GM growth 5YN/A
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.64
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 28.19%
Cap/Sales 3.02%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.78
Quick Ratio 1.78
Altman-Z -6.46
F-Score5
WACC6.22%
ROIC/WACCN/A
Cap/Depr(3y)13.37%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.66%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)85.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-11.55%
Revenue growth 3Y1.86%
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-141.93%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-33.54%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-23.04%
OCF growth 3YN/A
OCF growth 5YN/A

RELIANCE GLOBAL GROUP INC / EZRA Fundamental Analysis FAQ

What is the fundamental rating for EZRA stock?

ChartMill assigns a fundamental rating of 2 / 10 to EZRA.


What is the valuation status for EZRA stock?

ChartMill assigns a valuation rating of 0 / 10 to RELIANCE GLOBAL GROUP INC (EZRA). This can be considered as Overvalued.


What is the profitability of EZRA stock?

RELIANCE GLOBAL GROUP INC (EZRA) has a profitability rating of 1 / 10.


What is the financial health of RELIANCE GLOBAL GROUP INC (EZRA) stock?

The financial health rating of RELIANCE GLOBAL GROUP INC (EZRA) is 3 / 10.