EAST WEST BANCORP INC (EWBC) Fundamental Analysis & Valuation

NASDAQ:EWBC • US27579R1041

Current stock price

103.53 USD
-1.89 (-1.79%)
At close:
103.53 USD
0 (0%)
After Hours:

This EWBC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. EWBC Profitability Analysis

1.1 Basic Checks

  • In the past year EWBC was profitable.
  • In the past year EWBC had a positive cash flow from operations.
  • Each year in the past 5 years EWBC has been profitable.
  • Each year in the past 5 years EWBC had a positive operating cash flow.
EWBC Yearly Net Income VS EBIT VS OCF VS FCFEWBC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

1.2 Ratios

  • EWBC has a Return On Assets of 1.65%. This is amongst the best in the industry. EWBC outperforms 91.60% of its industry peers.
  • Looking at the Return On Equity, with a value of 14.89%, EWBC belongs to the top of the industry, outperforming 92.65% of the companies in the same industry.
Industry RankSector Rank
ROA 1.65%
ROE 14.89%
ROIC N/A
ROA(3y)1.62%
ROA(5y)1.61%
ROE(3y)15.56%
ROE(5y)16.1%
ROIC(3y)N/A
ROIC(5y)N/A
EWBC Yearly ROA, ROE, ROICEWBC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 45.20%, EWBC belongs to the best of the industry, outperforming 98.16% of the companies in the same industry.
  • In the last couple of years the Profit Margin of EWBC has grown nicely.
  • The Operating Margin and Gross Margin are not available for EWBC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 45.2%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.06%
PM growth 5Y5.12%
GM growth 3YN/A
GM growth 5YN/A
EWBC Yearly Profit, Operating, Gross MarginsEWBC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

5

2. EWBC Health Analysis

2.1 Basic Checks

  • EWBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, EWBC has less shares outstanding
  • The number of shares outstanding for EWBC has been reduced compared to 5 years ago.
  • The debt/assets ratio for EWBC has been reduced compared to a year ago.
EWBC Yearly Shares OutstandingEWBC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
EWBC Yearly Total Debt VS Total AssetsEWBC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • EWBC has a debt to FCF ratio of 0.02. This is a very positive value and a sign of high solvency as it would only need 0.02 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 0.02, EWBC belongs to the best of the industry, outperforming 89.76% of the companies in the same industry.
  • A Debt/Equity ratio of 0.00 indicates that EWBC is not too dependend on debt financing.
  • EWBC's Debt to Equity ratio of 0.00 is amongst the best of the industry. EWBC outperforms 87.66% of its industry peers.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.02
Altman-Z N/A
ROIC/WACCN/A
WACC15.06%
EWBC Yearly LT Debt VS Equity VS FCFEWBC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EWBC Yearly Current Assets VS Current LiabilitesEWBC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

6

3. EWBC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 14.30% over the past year.
  • Measured over the past years, EWBC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.09% on average per year.
  • EWBC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.16%.
  • Measured over the past years, EWBC shows a quite strong growth in Revenue. The Revenue has been growing by 12.70% on average per year.
EPS 1Y (TTM)14.3%
EPS 3Y6.29%
EPS 5Y19.09%
EPS Q2Q%21.15%
Revenue 1Y (TTM)12.16%
Revenue growth 3Y7.74%
Revenue growth 5Y12.7%
Sales Q2Q%11.95%

3.2 Future

  • The Earnings Per Share is expected to grow by 7.34% on average over the next years.
  • The Revenue is expected to grow by 10.96% on average over the next years. This is quite good.
EPS Next Y10.22%
EPS Next 2Y8.65%
EPS Next 3Y7.34%
EPS Next 5YN/A
Revenue Next Year16.82%
Revenue Next 2Y10.79%
Revenue Next 3Y10.96%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
EWBC Yearly Revenue VS EstimatesEWBC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1B 2B 3B
EWBC Yearly EPS VS EstimatesEWBC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

5

4. EWBC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.89, the valuation of EWBC can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of EWBC is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of EWBC to the average of the S&P500 Index (25.23), we can say EWBC is valued rather cheaply.
  • A Price/Forward Earnings ratio of 9.88 indicates a reasonable valuation of EWBC.
  • EWBC's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.28, EWBC is valued rather cheaply.
Industry RankSector Rank
PE 10.89
Fwd PE 9.88
EWBC Price Earnings VS Forward Price EarningsEWBC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 68.24% of the companies in the same industry are more expensive than EWBC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 9.49
EV/EBITDA N/A
EWBC Per share dataEWBC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • EWBC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.06
PEG (5Y)0.57
EPS Next 2Y8.65%
EPS Next 3Y7.34%

7

5. EWBC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.04%, EWBC has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.80, EWBC has a dividend in line with its industry peers.
  • EWBC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.04%

5.2 History

  • On average, the dividend of EWBC grows each year by 17.11%, which is quite nice.
  • EWBC has paid a dividend for at least 10 years, which is a reliable track record.
  • EWBC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)17.11%
Div Incr Years7
Div Non Decr Years14
EWBC Yearly Dividends per shareEWBC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 25.21% of the earnings are spent on dividend by EWBC. This is a low number and sustainable payout ratio.
  • The dividend of EWBC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP25.21%
EPS Next 2Y8.65%
EPS Next 3Y7.34%
EWBC Yearly Income VS Free CF VS DividendEWBC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B
EWBC Dividend Payout.EWBC Dividend Payout, showing the Payout Ratio.EWBC Dividend Payout.PayoutRetained Earnings

EWBC Fundamentals: All Metrics, Ratios and Statistics

EAST WEST BANCORP INC

NASDAQ:EWBC (3/20/2026, 8:00:01 PM)

After market: 103.53 0 (0%)

103.53

-1.89 (-1.79%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-22
Earnings (Next)04-21
Inst Owners94.74%
Inst Owner Change2.3%
Ins Owners0.24%
Ins Owner Change-1.46%
Market Cap14.25B
Revenue(TTM)2.93B
Net Income(TTM)1.33B
Analysts80
Price Target134.84 (30.24%)
Short Float %2.84%
Short Ratio3.57
Dividend
Industry RankSector Rank
Dividend Yield 3.04%
Yearly Dividend2.42
Dividend Growth(5Y)17.11%
DP25.21%
Div Incr Years7
Div Non Decr Years14
Ex-Date02-02
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.57%
Min EPS beat(2)-1.25%
Max EPS beat(2)8.39%
EPS beat(4)1
Avg EPS beat(4)1.52%
Min EPS beat(4)-1.25%
Max EPS beat(4)8.39%
EPS beat(8)3
Avg EPS beat(8)0.78%
EPS beat(12)5
Avg EPS beat(12)0.88%
EPS beat(16)8
Avg EPS beat(16)1.46%
Revenue beat(2)1
Avg Revenue beat(2)0%
Min Revenue beat(2)-4.74%
Max Revenue beat(2)4.74%
Revenue beat(4)1
Avg Revenue beat(4)-1.44%
Min Revenue beat(4)-4.74%
Max Revenue beat(4)4.74%
Revenue beat(8)2
Avg Revenue beat(8)-2.07%
Revenue beat(12)3
Avg Revenue beat(12)-1.82%
Revenue beat(16)7
Avg Revenue beat(16)2.49%
PT rev (1m)0.41%
PT rev (3m)5.82%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)2.05%
EPS NY rev (1m)0.32%
EPS NY rev (3m)1.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)9.04%
Revenue NY rev (1m)0.53%
Revenue NY rev (3m)9.61%
Valuation
Industry RankSector Rank
PE 10.89
Fwd PE 9.88
P/S 4.86
P/FCF 9.49
P/OCF 9.49
P/B 1.6
P/tB 1.69
EV/EBITDA N/A
EPS(TTM)9.51
EY9.19%
EPS(NY)10.48
Fwd EY10.12%
FCF(TTM)10.91
FCFY10.54%
OCF(TTM)10.91
OCFY10.54%
SpS21.3
BVpS64.67
TBVpS61.28
PEG (NY)1.06
PEG (5Y)0.57
Graham Number117.63
Profitability
Industry RankSector Rank
ROA 1.65%
ROE 14.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 45.2%
GM N/A
FCFM 51.22%
ROA(3y)1.62%
ROA(5y)1.61%
ROE(3y)15.56%
ROE(5y)16.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.06%
PM growth 5Y5.12%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.02
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 113.32%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC15.06%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)119.05%
Profit Quality(5y)133.8%
High Growth Momentum
Growth
EPS 1Y (TTM)14.3%
EPS 3Y6.29%
EPS 5Y19.09%
EPS Q2Q%21.15%
EPS Next Y10.22%
EPS Next 2Y8.65%
EPS Next 3Y7.34%
EPS Next 5YN/A
Revenue 1Y (TTM)12.16%
Revenue growth 3Y7.74%
Revenue growth 5Y12.7%
Sales Q2Q%11.95%
Revenue Next Year16.82%
Revenue Next 2Y10.79%
Revenue Next 3Y10.96%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y6.38%
FCF growth 3Y-9.35%
FCF growth 5Y16.83%
OCF growth 1Y6.38%
OCF growth 3Y-10.09%
OCF growth 5Y16.74%

EAST WEST BANCORP INC / EWBC Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EAST WEST BANCORP INC (EWBC) stock?

ChartMill assigns a fundamental rating of 5 / 10 to EWBC.


What is the valuation status of EAST WEST BANCORP INC (EWBC) stock?

ChartMill assigns a valuation rating of 5 / 10 to EAST WEST BANCORP INC (EWBC). This can be considered as Fairly Valued.


Can you provide the profitability details for EAST WEST BANCORP INC?

EAST WEST BANCORP INC (EWBC) has a profitability rating of 5 / 10.


What is the earnings growth outlook for EAST WEST BANCORP INC?

The Earnings per Share (EPS) of EAST WEST BANCORP INC (EWBC) is expected to grow by 10.22% in the next year.


Can you provide the dividend sustainability for EWBC stock?

The dividend rating of EAST WEST BANCORP INC (EWBC) is 7 / 10 and the dividend payout ratio is 25.21%.