CITIZENS & NORTHERN CORP (CZNC) Stock Price & Overview

NASDAQ:CZNC • US1729221069

Current stock price

21.91 USD
0 (0%)
At close:
21.91 USD
0 (0%)
After Hours:

The current stock price of CZNC is 21.91 USD. Today CZNC is down by 0%. In the past month the price decreased by -7.79%. In the past year, price increased by 7.35%.

CZNC Key Statistics

52-Week Range18.02 - 24.115
Current CZNC stock price positioned within its 52-week range.
1-Month Range21.3 - 24.115
Current CZNC stock price positioned within its 1-month range.
Market Cap
390.436M
P/E
14.80
Fwd P/E
8.52
EPS (TTM)
1.48
Dividend Yield
5.17%

CZNC Stock Performance

Today
0%
1 Week
-1.79%
1 Month
-7.79%
3 Months
+4.28%
Longer-term
6 Months +9.17%
1 Year +7.35%
2 Years +16.67%
3 Years +2.48%
5 Years -7.86%
10 Years +10.21%

CZNC Stock Chart

CITIZENS & NORTHERN CORP / CZNC Daily stock chart

CZNC Technical Analysis

ChartMill assigns a technical rating of 4 / 10 to CZNC. When comparing the yearly performance of all stocks, CZNC turns out to be only a medium performer in the overall market: it outperformed 57.74% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

CZNC Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CZNC. CZNC may be in some trouble as it scores bad on both profitability and health.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

CZNC Earnings

On January 28, 2026 CZNC reported an EPS of 0.25 and a revenue of 36.83M. The company missed EPS expectations (-58.1% surprise) and beat revenue expectations (26.26% surprise).

Next Earnings DateApr 21, 2026
Last Earnings DateJan 28, 2026
PeriodQ4 / 2025
EPS Reported$0.25
Revenue Reported36.833M
EPS Surprise -58.10%
Revenue Surprise 26.26%

CZNC Forecast & Estimates

7 analysts have analysed CZNC and the average price target is 23.97 USD. This implies a price increase of 9.4% is expected in the next year compared to the current price of 21.91.

For the next year, analysts expect an EPS growth of 73.68% and a revenue growth 7.18% for CZNC


Analysts
Analysts45.71
Price Target23.97 (9.4%)
EPS Next Y73.68%
Revenue Next Year7.18%

CZNC Groups

Sector & Classification

CZNC Financial Highlights

Over the last trailing twelve months CZNC reported a non-GAAP Earnings per Share(EPS) of 1.48. The EPS decreased by -12.43% compared to the year before.


Income Statements
Revenue(TTM)N/A
Net Income(TTM)26.91M
Industry RankSector Rank
PM (TTM) 23.64%
ROA 1.01%
ROE 9.15%
Debt/Equity 0.14
Chartmill High Growth Momentum
EPS Q2Q%-52.83%
Sales Q2Q%39.44%
EPS 1Y (TTM)-12.43%
Revenue 1Y (TTM)N/A

CZNC Ownership

Ownership
Inst Owners31.3%
Shares17.82M
Float17.06M
Ins Owners2.7%
Short Float %1.64%
Short Ratio5.69

CZNC Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
TFC TRUIST FINANCIAL CORP9.8455.613B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP15.4650.968B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP13.7145.163B
HBANZ HUNTINGTON BANCSHARES - HBAN 5 1/2 PERP12.9442.423B
BBT BEACON FINANCIAL CORP7.8335.951B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP10.8335.4B
HBAN HUNTINGTON BANCSHARES INC9.4731.015B
MTB M & T BANK CORP10.5629.551B
CFG CITIZENS FINANCIAL GROUP11.0223.952B
RF REGIONS FINANCIAL CORP9.521.873B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP20.0714.219B
EWBC EAST WEST BANCORP INC1014.216B
VLYPO VALLEY NATIONAL BANCORP - VLY 7.52519 PERP19.3913.841B

About CZNC

Company Profile

CZNC logo image Citizens & Northern Corp. is a holding company, which engages in community banking. The company is headquartered in Wellsboro, Pennsylvania. The Bank is a Pennsylvania banking institution. The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is a licensed insurance agency that provides insurance products to individuals and businesses and through a broker-dealer arrangement. The company operates 35 banking offices located in Bradford, Bucks, Cameron, Chester, Lancaster, Lycoming, McKean, Northumberland, Potter, Snyder, Sullivan, Tioga, Union and York Counties in Pennsylvania and Steuben County in New York, as well as a loan production office in Elmira, New York.

Company Info

IPO: 1993-10-27

CITIZENS & NORTHERN CORP

90-92 Main St

Wellsboro PENNSYLVANIA 16901 US

CEO: J. Bradley Scovill

Employees: 386

CZNC Company Website

CZNC Investor Relations

Phone: 18778382517

CITIZENS & NORTHERN CORP / CZNC FAQ

What does CITIZENS & NORTHERN CORP do?

Citizens & Northern Corp. is a holding company, which engages in community banking. The company is headquartered in Wellsboro, Pennsylvania. The Bank is a Pennsylvania banking institution. The Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank provides wealth management services through its trust department and C&N Financial Services, LLC (CNFS). The trust department offers a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. CNFS, a subsidiary of the Bank, is a licensed insurance agency that provides insurance products to individuals and businesses and through a broker-dealer arrangement. The company operates 35 banking offices located in Bradford, Bucks, Cameron, Chester, Lancaster, Lycoming, McKean, Northumberland, Potter, Snyder, Sullivan, Tioga, Union and York Counties in Pennsylvania and Steuben County in New York, as well as a loan production office in Elmira, New York.


What is the current price of CZNC stock?

The current stock price of CZNC is 21.91 USD.


Does CITIZENS & NORTHERN CORP pay dividends?

CITIZENS & NORTHERN CORP (CZNC) has a dividend yield of 5.17%. The yearly dividend amount is currently 1.01.


What is the ChartMill rating of CITIZENS & NORTHERN CORP stock?

CZNC has a ChartMill Technical rating of 4 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


When is the next dividend date for CITIZENS & NORTHERN CORP (CZNC)?

The next ex-dividend date for CITIZENS & NORTHERN CORP (CZNC) is February 2, 2026.


Is CITIZENS & NORTHERN CORP (CZNC) expected to grow?

The Revenue of CITIZENS & NORTHERN CORP (CZNC) is expected to grow by 7.18% in the next year. Check the estimates tab for more information on the EPS, Sales, EBIT and EBITDA future analyst estimates.


What is the next earnings date for CZNC stock?

CITIZENS & NORTHERN CORP (CZNC) will report earnings on 2026-04-21.