CENTRAL BANCOMPANY (CBC) Fundamental Analysis & Valuation

NASDAQ:CBC • US1524131000

24.19 USD
+0.09 (+0.37%)
Last: Mar 13, 2026, 10:05 AM
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This CBC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

Overall CBC gets a fundamental rating of 2 out of 10. We evaluated CBC against 381 industry peers in the Banks industry. Both the profitability and financial health of CBC have multiple concerns. CBC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. CBC Profitability Analysis

1.1 Basic Checks

  • CBC had positive earnings in the past year.
CBC Yearly Net Income VS EBIT VS OCF VS FCFCBC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 2025 100M 200M 300M

1.2 Ratios

  • CBC has a better Return On Assets (2.04%) than 96.06% of its industry peers.
  • The Return On Equity of CBC (11.90%) is better than 80.05% of its industry peers.
Industry RankSector Rank
ROA 2.04%
ROE 11.9%
ROIC N/A
ROA(3y)1.64%
ROA(5y)N/A
ROE(3y)10.05%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CBC Yearly ROA, ROE, ROICCBC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With an excellent Profit Margin value of 38.27%, CBC belongs to the best of the industry, outperforming 93.96% of the companies in the same industry.
  • CBC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 38.27%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CBC Yearly Profit, Operating, Gross MarginsCBC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. CBC Health Analysis

2.1 Basic Checks

  • CBC does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CBC has less shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, CBC has an improved debt to assets ratio.
CBC Yearly Shares OutstandingCBC Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 2025 2B 4B 6B 8B 10B
CBC Yearly Total Debt VS Total AssetsCBC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • A Debt/Equity ratio of 0.29 indicates that CBC is not too dependend on debt financing.
  • CBC's Debt to Equity ratio of 0.29 is on the low side compared to the rest of the industry. CBC is outperformed by 64.30% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.84%
CBC Yearly LT Debt VS Equity VS FCFCBC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 2025 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CBC Yearly Current Assets VS Current LiabilitesCBC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. CBC Growth Analysis

3.1 Past

  • CBC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 6739.69%, which is quite impressive.
  • Looking at the last year, CBC shows a quite strong growth in Revenue. The Revenue has grown by 13.77% in the last year.
EPS 1Y (TTM)6739.69%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)13.77%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • The Earnings Per Share is expected to grow by 4.25% on average over the next years.
  • Based on estimates for the next years, CBC will show a small growth in Revenue. The Revenue will grow by 7.69% on average per year.
EPS Next Y3.9%
EPS Next 2Y4.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.04%
Revenue Next 2Y7.69%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

CBC Yearly Revenue VS EstimatesCBC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
CBC Yearly EPS VS EstimatesCBC Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

1

4. CBC Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 27.49, the valuation of CBC can be described as expensive.
  • Compared to the rest of the industry, the Price/Earnings ratio of CBC indicates a rather expensive valuation: CBC more expensive than 86.88% of the companies listed in the same industry.
  • CBC is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.71, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 12.85, CBC is valued correctly.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CBC indicates a slightly more expensive valuation: CBC is more expensive than 69.82% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.82. CBC is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 27.49
Fwd PE 12.85
CBC Price Earnings VS Forward Price EarningsCBC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CBC Per share dataCBC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)7.04
PEG (5Y)N/A
EPS Next 2Y4.25%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. CBC Dividend Analysis

5.1 Amount

  • CBC has a Yearly Dividend Yield of 1.98%.
  • CBC's Dividend Yield is slightly below the industry average, which is at 2.86.
  • CBC's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.98%

5.2 History

  • CBC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
CBC Yearly Dividends per shareCBC Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 10 20 30 40

5.3 Sustainability

DPN/A
EPS Next 2Y4.25%
EPS Next 3YN/A
CBC Yearly Income VS Free CF VS DividendCBC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2023 2024 2025 100M 200M 300M

More info and screens

Find the best dividend stocksShow peers with best dividend

CBC Fundamentals: All Metrics, Ratios and Statistics

CENTRAL BANCOMPANY

NASDAQ:CBC (3/13/2026, 10:05:46 AM)

24.19

+0.09 (+0.37%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)N/A
Inst Owners31.88%
Inst Owner ChangeN/A
Ins Owners2.03%
Ins Owner Change49.3%
Market Cap5.83B
Revenue(TTM)1.02B
Net Income(TTM)390.85M
Analysts82.22
Price Target29.68 (22.7%)
Short Float %0.69%
Short Ratio2.24
Dividend
Industry RankSector Rank
Dividend Yield 1.98%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date02-20
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-5.44%
Min Revenue beat(2)-6.76%
Max Revenue beat(2)-4.12%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.69%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.31%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 27.49
Fwd PE 12.85
P/S 5.71
P/FCF N/A
P/OCF N/A
P/B 1.78
P/tB 2.01
EV/EBITDA N/A
EPS(TTM)0.88
EY3.64%
EPS(NY)1.88
Fwd EY7.78%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS4.24
BVpS13.62
TBVpS12.04
PEG (NY)7.04
PEG (5Y)N/A
Graham Number16.42
Profitability
Industry RankSector Rank
ROA 2.04%
ROE 11.9%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 38.27%
GM N/A
FCFM N/A
ROA(3y)1.64%
ROA(5y)N/A
ROE(3y)10.05%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-ScoreN/A
WACC9.84%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)6739.69%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y3.9%
EPS Next 2Y4.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.77%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year9.04%
Revenue Next 2Y7.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.76%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

CENTRAL BANCOMPANY / CBC FAQ

Can you provide the ChartMill fundamental rating for CENTRAL BANCOMPANY?

ChartMill assigns a fundamental rating of 2 / 10 to CBC.


What is the valuation status of CENTRAL BANCOMPANY (CBC) stock?

ChartMill assigns a valuation rating of 1 / 10 to CENTRAL BANCOMPANY (CBC). This can be considered as Overvalued.


How profitable is CENTRAL BANCOMPANY (CBC) stock?

CENTRAL BANCOMPANY (CBC) has a profitability rating of 3 / 10.


What are the PE and PB ratios of CENTRAL BANCOMPANY (CBC) stock?

The Price/Earnings (PE) ratio for CENTRAL BANCOMPANY (CBC) is 27.49 and the Price/Book (PB) ratio is 1.78.


What is the expected EPS growth for CENTRAL BANCOMPANY (CBC) stock?

The Earnings per Share (EPS) of CENTRAL BANCOMPANY (CBC) is expected to grow by 3.9% in the next year.