Logo image of BOTJ

BANK OF THE JAMES FINANCIAL (BOTJ) Stock Price, Forecast & Analysis

USA - Nasdaq - NASDAQ:BOTJ - US4702991088 - Common Stock

18.1 USD
-0.12 (-0.66%)
Last: 1/9/2026, 8:00:00 PM

BOTJ Key Statistics, Chart & Performance

Key Statistics
Market Cap82.17M
Revenue(TTM)47.30M
Net Income(TTM)7.16M
Shares4.54M
Float3.82M
52 Week High18.75
52 Week Low11.56
Yearly Dividend0.4
Dividend Yield2.2%
EPS(TTM)1.75
PE10.34
Fwd PEN/A
Earnings (Next)01-29 2026-01-29
IPO2000-07-14
Sector
GICS SectorFinancials
GICS IndustryBanks
GICS IndustryGroupBanks
GICS SubIndustryRegional Banks


BOTJ short term performance overview.The bars show the price performance of BOTJ in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 10 20

BOTJ long term performance overview.The bars show the price performance of BOTJ in the last 1, 2 and 3 years. 1 year 2 years 3 years 10 20 30 40

The current stock price of BOTJ is 18.1 USD. In the past month the price increased by 0.89%. In the past year, price increased by 44.8%.

BANK OF THE JAMES FINANCIAL / BOTJ Daily stock chart

BOTJ Competitors/Peers

The largest stocks on the US markets in the "Regional Banks" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
TFC TRUIST FINANCIAL CORP 13.46 64.76B
HBANL HUNTINGTON BANCSHARES - HBAN 6 7/8 PERP 17.7 39.79B
HBANM HUNTINGTON BANCSHARES - HBAN 5.7 PERP 15.72 35.34B
BBT BEACON FINANCIAL CORP 11.7 34.87B
MTB M & T BANK CORP 13.03 32.53B
HBAN HUNTINGTON BANCSHARES INC 12.76 28.68B
HBANP HUNTINGTON BANCSHARES - HBAN 4 1/2 PERP 12.23 27.50B
CFG CITIZENS FINANCIAL GROUP 16.96 26.00B
RF REGIONS FINANCIAL CORP 12.56 25.01B
EWBC EAST WEST BANCORP INC 12.95 16.16B
VLYPN VALLEY NATIONAL BANCORP - VLY 8 1/4 PERP 31.65 14.47B
VLYPP VALLEY NATIONAL BANCORP - VLY 7.76129 PERP 30.85 14.11B

About BOTJ

Company Profile

BOTJ logo image Bank of the James Financial Group, Inc. is a bank holding company, which engages in the provision of general retail and commercial banking services. The company is headquartered in Lynchburg, Virginia and currently employs 162 full-time employees. The company went IPO on 2000-07-14. The Bank is a wholly owned subsidiary of Bank of the James Financial Group, Inc. The Bank provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.

Company Info

BANK OF THE JAMES FINANCIAL

828 Main St

Lynchburg VIRGINIA 24504 US

CEO: Robert R. Chapman III

Employees: 162

BOTJ Company Website

BOTJ Investor Relations

Phone: 14348462000

BANK OF THE JAMES FINANCIAL / BOTJ FAQ

What does BOTJ do?

Bank of the James Financial Group, Inc. is a bank holding company, which engages in the provision of general retail and commercial banking services. The company is headquartered in Lynchburg, Virginia and currently employs 162 full-time employees. The company went IPO on 2000-07-14. The Bank is a wholly owned subsidiary of Bank of the James Financial Group, Inc. The Bank provides mortgage loan origination through Bank of the James Mortgage, a division of Bank of the James. The Bank offers full investment and insurance services through its BOTJ Investment Services division and BOTJ Insurance, Inc. subsidiary. The Bank offers a full range of short- to medium-term commercial and consumer loans. The Bank services customers in Virginia from offices located in Altavista, Amherst, Appomattox, Bedford, Blacksburg, Buchanan, Charlottesville, Forest, Harrisonburg, Lexington, Lynchburg, Madison Heights, Nellysford, Roanoke, Rustburg, and Wytheville.


What is the current price of BOTJ stock?

The current stock price of BOTJ is 18.1 USD. The price decreased by -0.66% in the last trading session.


Does BANK OF THE JAMES FINANCIAL pay dividends?

BANK OF THE JAMES FINANCIAL (BOTJ) has a dividend yield of 2.2%. The yearly dividend amount is currently 0.4.


What is the ChartMill technical and fundamental rating of BOTJ stock?

BOTJ has a ChartMill Technical rating of 10 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


On which exchange is BOTJ stock listed?

BOTJ stock is listed on the Nasdaq exchange.


When is the next dividend date for BANK OF THE JAMES FINANCIAL (BOTJ)?

The next ex-dividend date for BANK OF THE JAMES FINANCIAL (BOTJ) is November 21, 2025.


Can you provide the number of employees for BANK OF THE JAMES FINANCIAL?

BANK OF THE JAMES FINANCIAL (BOTJ) currently has 162 employees.


BOTJ Technical Analysis

ChartMill assigns a technical rating of 10 / 10 to BOTJ. When comparing the yearly performance of all stocks, BOTJ is one of the better performing stocks in the market, outperforming 86.47% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

BOTJ Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to BOTJ. The financial health of BOTJ is average, but there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

BOTJ Financial Highlights

Over the last trailing twelve months BOTJ reported a non-GAAP Earnings per Share(EPS) of 1.75. The EPS decreased by -6.03% compared to the year before.


Industry RankSector Rank
PM (TTM) 15.5%
ROA 0.71%
ROE 9.99%
Debt/Equity 0.13
Chartmill High Growth Momentum
EPS Q2Q%37.66%
Sales Q2Q%10.03%
EPS 1Y (TTM)-6.03%
Revenue 1Y (TTM)8.89%

BOTJ Forecast & Estimates


Analysts
Analysts0
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

BOTJ Ownership

Ownership
Inst Owners25.24%
Ins Owners12.56%
Short Float %0.1%
Short Ratio1.17