ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH) Stock Fundamental Analysis

NASDAQ:ADAMH • US6496048165

25.65 USD
-0.02 (-0.08%)
Last: Feb 23, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

ADAMH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAMH has a bad profitability rating. Also its financial health evaluation is rather negative. ADAMH is valued quite expensively, but it does show have an excellent growth rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year ADAMH was profitable.
  • In the past year ADAMH had a positive cash flow from operations.
  • In multiple years ADAMH reported negative net income over the last 5 years.
  • ADAMH had a positive operating cash flow in 4 of the past 5 years.
ADAMH Yearly Net Income VS EBIT VS OCF VS FCFADAMH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M -300M

1.2 Ratios

  • ADAMH's Return On Assets of 0.14% is on the low side compared to the rest of the industry. ADAMH is outperformed by 63.77% of its industry peers.
  • With a Return On Equity value of 1.27%, ADAMH is not doing good in the industry: 63.77% of the companies in the same industry are doing better.
  • ADAMH's Return On Invested Capital of 0.31% is on the low side compared to the rest of the industry. ADAMH is outperformed by 66.67% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROIC 0.31%
ROA(3y)-0.51%
ROA(5y)-0.89%
ROE(3y)-2.02%
ROE(5y)-3.83%
ROIC(3y)N/A
ROIC(5y)N/A
ADAMH Yearly ROA, ROE, ROICADAMH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 -10 -15

1.3 Margins

  • ADAMH has a worse Profit Margin (2.62%) than 63.77% of its industry peers.
  • With a Operating Margin value of 7.21%, ADAMH is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
  • ADAMH has a Gross Margin (31.77%) which is comparable to the rest of the industry.
Industry RankSector Rank
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ADAMH Yearly Profit, Operating, Gross MarginsADAMH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500 -1K -1.5K -2K

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • ADAMH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, ADAMH has less shares outstanding
  • The number of shares outstanding for ADAMH has been reduced compared to 5 years ago.
  • The debt/assets ratio for ADAMH is higher compared to a year ago.
ADAMH Yearly Shares OutstandingADAMH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ADAMH Yearly Total Debt VS Total AssetsADAMH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.57, we must say that ADAMH is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.57, ADAMH is doing worse than 65.22% of the companies in the same industry.
  • The Debt to FCF ratio of ADAMH is 137.72, which is on the high side as it means it would take ADAMH, 137.72 years of fcf income to pay off all of its debts.
  • ADAMH has a Debt to FCF ratio (137.72) which is in line with its industry peers.
  • ADAMH has a Debt/Equity ratio of 7.78. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 7.78, ADAMH is not doing good in the industry: 69.57% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Altman-Z -0.57
ROIC/WACC0.06
WACC5.53%
ADAMH Yearly LT Debt VS Equity VS FCFADAMH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • ADAMH has a Current Ratio of 0.06. This is a bad value and indicates that ADAMH is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.06, ADAMH is doing worse than 75.36% of the companies in the same industry.
  • ADAMH has a Quick Ratio of 0.06. This is a bad value and indicates that ADAMH is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ADAMH has a worse Quick ratio (0.06) than 75.36% of its industry peers.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
ADAMH Yearly Current Assets VS Current LiabilitesADAMH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. Growth

3.1 Past

  • ADAMH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 177.55%, which is quite impressive.
  • The earnings per share for ADAMH have been decreasing by -10.99% on average. This is quite bad
  • The Revenue has grown by 54.11% in the past year. This is a very strong growth!
  • The Revenue has been growing by 123.07% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)177.55%
EPS 3YN/A
EPS 5Y-10.99%
EPS Q2Q%150%
Revenue 1Y (TTM)54.11%
Revenue growth 3Y86.96%
Revenue growth 5Y123.07%
Sales Q2Q%-57.59%

3.2 Future

  • The Earnings Per Share is expected to grow by 20.12% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 21.88% on average over the next years. This is a very strong growth
EPS Next Y25.49%
EPS Next 2Y20.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year41.33%
Revenue Next 2Y21.88%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ADAMH Yearly Revenue VS EstimatesADAMH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
ADAMH Yearly EPS VS EstimatesADAMH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 33.75, which means the current valuation is very expensive for ADAMH.
  • 81.16% of the companies in the same industry are cheaper than ADAMH, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.64. ADAMH is valued slightly more expensive when compared to this.
  • A Price/Forward Earnings ratio of 26.90 indicates a quite expensive valuation of ADAMH.
  • 81.16% of the companies in the same industry are cheaper than ADAMH, based on the Price/Forward Earnings ratio.
  • ADAMH's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.75.
Industry RankSector Rank
PE 33.75
Fwd PE 26.9
ADAMH Price Earnings VS Forward Price EarningsADAMH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ADAMH indicates a somewhat cheap valuation: ADAMH is cheaper than 75.36% of the companies listed in the same industry.
  • ADAMH's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 29.48
EV/EBITDA 88.4
ADAMH Per share dataADAMH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • ADAMH's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • A more expensive valuation may be justified as ADAMH's earnings are expected to grow with 20.12% in the coming years.
PEG (NY)1.32
PEG (5Y)N/A
EPS Next 2Y20.12%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • ADAMH does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

ADAMAS TRUST INC - ADAM 9 7/8 10/01/30

NASDAQ:ADAMH (2/23/2026, 8:00:00 PM)

25.65

-0.02 (-0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-18
Earnings (Next)04-28
Inst Owners56.57%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.32B
Revenue(TTM)812.35M
Net Income(TTM)17.67M
Analysts76.67
Price Target26.68 (4.02%)
Short Float %0%
Short Ratio0.05
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-191.72%
Min EPS beat(4)-945.64%
Max EPS beat(4)313.03%
EPS beat(8)3
Avg EPS beat(8)38.87%
EPS beat(12)4
Avg EPS beat(12)-510.39%
EPS beat(16)4
Avg EPS beat(16)-700.46%
Revenue beat(2)1
Avg Revenue beat(2)129.24%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)277.65%
Revenue beat(4)3
Avg Revenue beat(4)269.26%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)438.09%
Revenue beat(8)7
Avg Revenue beat(8)426.29%
Revenue beat(12)11
Avg Revenue beat(12)384.58%
Revenue beat(16)13
Avg Revenue beat(16)285.6%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 33.75
Fwd PE 26.9
P/S 3.43
P/FCF 29.48
P/OCF 22.92
P/B 1.67
P/tB 1.69
EV/EBITDA 88.4
EPS(TTM)0.76
EY2.96%
EPS(NY)0.95
Fwd EY3.72%
FCF(TTM)0.87
FCFY3.39%
OCF(TTM)1.12
OCFY4.36%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)1.32
PEG (5Y)N/A
Graham Number16.23
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROCE 0.84%
ROIC 0.31%
ROICexc 0.32%
ROICexgc 0.32%
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
FCFM 11.65%
ROA(3y)-0.51%
ROA(5y)-0.89%
ROE(3y)-2.02%
ROE(5y)-3.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Debt/EBITDA 147.76
Cap/Depr 91.28%
Cap/Sales 3.33%
Interest Coverage 0.12
Cash Conversion 137.99%
Profit Quality 444.66%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.57
F-Score5
WACC5.53%
ROIC/WACC0.06
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)177.55%
EPS 3YN/A
EPS 5Y-10.99%
EPS Q2Q%150%
EPS Next Y25.49%
EPS Next 2Y20.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)54.11%
Revenue growth 3Y86.96%
Revenue growth 5Y123.07%
Sales Q2Q%-57.59%
Revenue Next Year41.33%
Revenue Next 2Y21.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y372.51%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5241.15%
OCF growth 3YN/A
OCF growth 5YN/A

ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 / ADAMH FAQ

Can you provide the ChartMill fundamental rating for ADAMAS TRUST INC - ADAM 9 7/8 10/01/30?

ChartMill assigns a fundamental rating of 3 / 10 to ADAMH.


What is the valuation status of ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH) stock?

ChartMill assigns a valuation rating of 2 / 10 to ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH). This can be considered as Overvalued.


Can you provide the profitability details for ADAMAS TRUST INC - ADAM 9 7/8 10/01/30?

ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH) has a profitability rating of 2 / 10.


What is the valuation of ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH) is 33.75 and the Price/Book (PB) ratio is 1.67.


Can you provide the expected EPS growth for ADAMH stock?

The Earnings per Share (EPS) of ADAMAS TRUST INC - ADAM 9 7/8 10/01/30 (ADAMH) is expected to grow by 25.49% in the next year.