SOUTHSTATE CORP (NYSE:SSB) Reports Mixed Q2 2025 Earnings with Revenue and EPS Beats Amid Muted Market Reaction

SOUTHSTATE CORP (NYSE:SSB) reported its second-quarter 2025 earnings, delivering mixed results that have led to a muted market reaction. The company's performance against analyst expectations and its forward-looking estimates provide key insights into investor sentiment.

Earnings and Revenue Performance

• Revenue: The bank posted Q2 2025 revenue of $664.77 million, surpassing the consensus estimate of $652.28 million. This represents a 1.9% beat, reflecting steady growth in its core banking operations.
• Earnings Per Share (EPS): Reported EPS came in at $2.30, significantly higher than the estimated $2.03, marking a 13.5% beat. This suggests stronger-than-expected profitability, likely driven by improved net interest margins or cost management.

Market Reaction

Following the earnings release, shares dipped slightly in after-hours trading, declining 0.85%. This reaction may indicate profit-taking after recent gains or investor caution despite the earnings beat. Over the past month, the stock has risen 8.47%, reflecting positive sentiment ahead of the report.

Forward-Looking Estimates

Analysts project the following for SOUTHSTATE CORP:

• Q3 2025 Revenue Estimate: $663.71 million
• Q3 2025 EPS Estimate: $2.12
• Full-Year 2025 Revenue Estimate: $2.628 billion
• Full-Year 2025 EPS Estimate: $8.62

While the company did not provide explicit guidance in the press release, the current estimates suggest expectations of continued, albeit moderate, growth.

Key Takeaways from the Press Release

• Dividend Increase: The company announced a higher quarterly cash dividend, signaling confidence in its financial stability.
• Operational Performance: The earnings beat was attributed to strong loan growth and deposit retention across its regional markets.
• Geographic Expansion: SOUTHSTATE continues to benefit from its presence in high-growth regions, including Florida, Texas, and the Carolinas.

For a deeper dive into SOUTHSTATE’s earnings trends and analyst projections, visit the earnings estimates page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice.