NewtekOne Inc (NASDAQ:NEWT) Reports Mixed Q2 2025 Earnings, Misses Revenue Estimates

NewtekOne Inc (NASDAQ:NEWT) reported its second-quarter 2025 earnings, revealing mixed results compared to analyst expectations. The financial holding company, which provides business and financial solutions, posted earnings per share (EPS) of $0.52, slightly below the consensus estimate of $0.5353. Revenue for the quarter came in at $70.2 million, missing the projected $75.4 million. The market reaction has been subdued, with shares dipping slightly in after-hours trading, down approximately 0.17%.

Key Takeaways from the Earnings Report

• EPS Performance: The company reported diluted EPS of $0.52, a marginal miss compared to the $0.5353 estimate. Basic EPS stood at $0.53, indicating minimal dilution impact.
• Revenue Shortfall: Quarterly revenue of $70.2 million fell short of the $75.4 million expected by analysts, marking a 6.9% miss.
• Market Reaction: The stock showed modest declines in after-hours trading, suggesting investor disappointment with the results. Over the past month, however, shares have gained 4.7%, reflecting some positive sentiment ahead of the earnings release.

Analyst Estimates vs. Reported Figures

The discrepancy between estimates and actual results raises questions about near-term growth. Analysts had anticipated stronger performance, particularly in revenue, which has lagged behind projections. For the full year 2025, analysts expect revenue of $311.2 million and EPS of $2.28, while Q3 estimates stand at $81.8 million in sales and $0.651 in EPS. NewtekOne’s ability to meet these targets will depend on execution in its core segments, including SBA lending and payment processing.

Press Release Highlights

The earnings announcement emphasized the company’s continued focus on delivering business and financial solutions, including banking, lending, and technology services. However, no forward-looking guidance was provided, leaving investors to rely on analyst estimates for future performance.

Market Sentiment and Price Action

Despite the earnings miss, the stock has shown resilience over the past month, gaining nearly 5%. The muted after-hours reaction suggests that while the results were not stellar, they were not catastrophic either. Investors may be weighing the company’s long-term prospects against the quarterly underperformance.

For a deeper dive into NewtekOne’s earnings and analyst estimates, visit the earnings page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice. Readers should conduct their own research or consult a financial advisor before making investment decisions.