FNB Corp (NYSE:FNB) Reports Strong Q2 2025 Earnings, Beating Revenue and EPS Estimates

F.N.B. Corporation (NYSE:FNB) reported second-quarter earnings for 2025, delivering revenue and earnings per share (EPS) that exceeded analyst expectations. The financial holding company posted record revenue of $438 million, up 6.5% from the previous quarter and 8.5% year-over-year, surpassing the consensus estimate of $429.3 million. Diluted EPS came in at $0.36, beating the forecasted $0.34.

Key Takeaways from the Earnings Report

• Revenue Growth: Q2 sales of $438 million outperformed expectations, driven by strong performance across its banking, wealth management, and insurance segments.
• Profitability: Net income available to common shareholders rose to $130.7 million, up from $123 million in Q2 2024 and $116.5 million in Q1 2025.
• Capital Strength: The company highlighted record capital levels, reflecting improved profitability and disciplined financial management.

Market Reaction

Despite the earnings beat, FNB’s stock saw a slight decline in after-hours trading, down approximately 0.76%. This muted reaction could reflect profit-taking after recent gains—the stock has risen 16.3% over the past month—or investor caution regarding future guidance. Analysts currently expect Q3 2025 revenue of $444.5 million and full-year sales of $1.75 billion, but the company did not provide a detailed outlook in its press release.

Looking Ahead

While FNB’s Q2 results demonstrate solid execution, the market’s tepid response suggests investors may be waiting for clearer signals on sustained growth momentum. The company’s ability to maintain profitability in a competitive regional banking environment will be key moving forward.

For more detailed earnings estimates and historical performance, see FNB’s earnings and estimates page.

Disclaimer: This article is not investment advice. Investors should conduct their own research or consult a financial advisor before making decisions.