UPSTART HOLDINGS INC (UPST) Stock Balance Sheet

USA • Nasdaq • NASDAQ:UPST • US91680M1071

33.1 USD
-5.86 (-15.04%)
At close: Feb 11, 2026
33.4991 USD
+0.4 (+1.21%)
Pre-Market: 2/12/2026, 8:14:42 AM
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Income Statement Balance Sheet Cash Flow
MRQ
(2025-9-30)		 2024
(2024-12-31)		 2023
(2023-12-31)		 2022
(2022-12-31)		 2021
(2021-12-31)
ASSETS
Current Assets
Cash
UPST Cash ChartUPST Cash over time chart
N/A788.42M368.40M422.41M986.61M
Cash Equivalents
UPST Cash Equivalents ChartUPST Cash Equivalents over time chart
489.78MN/AN/AN/AN/A
Receivables
UPST Receivables ChartUPST Receivables over time chart
43.52M48.23M40.49M46.65M55.52M
Total Current Assets
UPST Total Current Assets ChartUPST Total Current Assets over time chart
533.30M836.65M408.89M469.06M1.04B
 
Non-Current Assets
PPE Net
UPST PPE Net ChartUPST PPE Net over time chart
78.91M82.47M97.35M130.50M120.38M
Investments And Advances
UPST Investments And Advances ChartUPST Investments And Advances over time chart
41.25M41.25M41.25M41.25M40.00M
Goodwill
UPST Goodwill ChartUPST Goodwill over time chart
67.06M67.06M67.06M67.06M67.06M
Intangibles
UPST Intangibles ChartUPST Intangibles over time chart
8.57M9.43M11.36M15.63M19.91M
Other Non-Current Assets
UPST Other Non-Current Assets ChartUPST Other Non-Current Assets over time chart
377.68M216.67M117.36M126.80M234.65M
Total Non-Current Assets
UPST Total Non-Current Assets ChartUPST Total Non-Current Assets over time chart
2.37B1.53B1.61B1.47B778.33M
 
TOTAL ASSETS
UPST TOTAL ASSETS ChartUPST TOTAL ASSETS over time chart
2.90B2.37B2.02B1.94B1.82B
 
LIABILITIES
Current Liabilities
Short Term Debt
UPST Short Term Debt ChartUPST Short Term Debt over time chart
0.000.000.000.000.00
Accrued Expenses
UPST Accrued Expenses ChartUPST Accrued Expenses over time chart
117.44M152.57M120.58M146.12M185.87M
Accounts Payable
UPST Accounts Payable ChartUPST Accounts Payable over time chart
105.18M72.55M66.19M109.49M114.16M
Other Current Liabilities
UPST Other Current Liabilities ChartUPST Other Current Liabilities over time chart
55.17M87.32M141.42MN/AN/A
Total Current Liabilities
UPST Total Current Liabilities ChartUPST Total Current Liabilities over time chart
277.79M312.45M328.19M255.61M300.03M
 
Non-Current Liabilities
Long Term Debt
UPST Long Term Debt ChartUPST Long Term Debt over time chart
1.86B1.40B1.04B986.39M695.43M
Other Non-Current Liabilities
UPST Other Non-Current Liabilities ChartUPST Other Non-Current Liabilities over time chart
27.59M19.12M13.18M21.61M17.92M
Total Non-Current Liabilities
UPST Total Non-Current Liabilities ChartUPST Total Non-Current Liabilities over time chart
1.88B1.42B1.05B1.01B713.35M
 
TOTAL LIABILITIES
UPST TOTAL LIABILITIES ChartUPST TOTAL LIABILITIES over time chart
2.16B1.73B1.38B1.26B1.01B
 
SHAREHOLDERS' EQUITY
Retained Earnings
UPST Retained Earnings ChartUPST Retained Earnings over time chart
-376.19M-411.16M-282.58M-42.44M66.22M
Additional Paid In Capital
UPST Additional Paid In Capital ChartUPST Additional Paid In Capital over time chart
1.12B1.04B917.87M714.87M740.85M
Minority Interest
UPST Minority Interest ChartUPST Minority Interest over time chart
N/AN/AN/AN/AN/A
Common Shares
UPST Common Shares ChartUPST Common Shares over time chart
10.00K9.00K9.00K8.00K8.00K
Shares Outstanding
UPST Shares Outstanding ChartUPST Shares Outstanding over time chart
97.28M93.47M86.33M81.26M83.66M
Tangible Book Value per Share
UPST Tangible Book Value per Share ChartUPST Tangible Book Value per Share over time chart
6.875.966.457.268.61
Total Shareholders' Equity
UPST Total Shareholders' Equity ChartUPST Total Shareholders' Equity over time chart
743.72M633.22M635.30M672.43M807.08M
 
TOTAL LIABILITIES AND EQUITY
UPST TOTAL LIABILITIES AND EQUITY ChartUPST TOTAL LIABILITIES AND EQUITY over time chart
2.90B2.37B2.02B1.94B1.82B
 
Statistics
Debt/Equity
UPST Debt/Equity ChartUPST Debt/Equity over time chart
2.502.211.641.470.86
Current Ratio
UPST Current Ratio ChartUPST Current Ratio over time chart
1.922.681.251.843.47
Return On Assets (ROA)
UPST Return On Assets (ROA) ChartUPST Return On Assets (ROA) over time chart
1.11%-5.43%-11.90%-5.61%7.44%
Return On Equity (ROE)
UPST Return On Equity (ROE) ChartUPST Return On Equity (ROE) over time chart
4.33%-20.31%-37.80%-16.16%16.78%
Return On Invested Capital (ROIC)
UPST Return On Invested Capital (ROIC) ChartUPST Return On Invested Capital (ROIC) over time chart
0.57%N/AN/AN/A7.38%
Return On Invested Capital Ex Cash (ROICexc)
UPST Return On Invested Capital Ex Cash (ROICexc) ChartUPST Return On Invested Capital Ex Cash (ROICexc) over time chart
0.70%N/AN/AN/A7.38%
Return On Invested Capital Ex Cash + Goodwill (ROICexgc)
UPST Return On Invested Capital Ex Cash + Goodwill (ROICexgc) ChartUPST Return On Invested Capital Ex Cash + Goodwill (ROICexgc) over time chart
0.73%N/AN/AN/A7.83%

All data in USD , ROIC based on taxRate of 0.21

Charts

UPST Balance Sheet Over Time ChartUPST Balance Sheet Over Time: Assets, Equity, Liabilities and DebtBalance Sheet Over Time 2017 2018 2019 2020 2021 2022 2023 2024 MRQ LIABILITIES + EQUITY TOTAL ASSETS
UPST Balance Sheet - Short Vs Long Term ChartUPST Balance Sheet - Short Vs Long Term Assets and LiabilitiesBalance Sheet - Short Vs Long Term Short Term Long Term 500M 1B 1.5B 2B