TJX CDR (TJX.CA) Fundamental Analysis & Valuation
TSX:TJX
Current stock price
28.8 CAD
+0.84 (+3%)
Last:
This TJX.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. TJX.CA Profitability Analysis
1.1 Basic Checks
- In the past year TJX was profitable.
- In the past year TJX had a positive cash flow from operations.
- TJX had positive earnings in 4 of the past 5 years.
- Of the past 5 years TJX 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 14.55%, TJX belongs to the top of the industry, outperforming 94.44% of the companies in the same industry.
- TJX has a Return On Equity of 54.70%. This is amongst the best in the industry. TJX outperforms 83.33% of its industry peers.
- With an excellent Return On Invested Capital value of 23.62%, TJX belongs to the best of the industry, outperforming 94.44% of the companies in the same industry.
- TJX had an Average Return On Invested Capital over the past 3 years of 21.84%. This is significantly above the industry average of 11.17%.
- The last Return On Invested Capital (23.62%) for TJX is above the 3 year average (21.84%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROIC | 23.62% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
1.3 Margins
- With a decent Profit Margin value of 8.68%, TJX is doing good in the industry, outperforming 72.22% of the companies in the same industry.
- In the last couple of years the Profit Margin of TJX has grown nicely.
- The Operating Margin of TJX (11.31%) is better than 61.11% of its industry peers.
- In the last couple of years the Operating Margin of TJX has remained more or less at the same level.
- TJX's Gross Margin of 30.85% is on the low side compared to the rest of the industry. TJX is outperformed by 66.67% of its industry peers.
- In the last couple of years the Gross Margin of TJX has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% |
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
2. TJX.CA Health Analysis
2.1 Basic Checks
- TJX has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- There is no outstanding debt for TJX. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 3.23 indicates that TJX is not in any danger for bankruptcy at the moment.
- TJX has a better Altman-Z score (3.23) than 72.22% of its industry peers.
- TJX has a debt to FCF ratio of 0.65. This is a very positive value and a sign of high solvency as it would only need 0.65 years to pay back of all of its debts.
- TJX has a Debt to FCF ratio of 0.65. This is amongst the best in the industry. TJX outperforms 100.00% of its industry peers.
- TJX has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
- TJX has a better Debt to Equity ratio (0.20) than 88.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Altman-Z | 3.23 |
ROIC/WACC2.82
WACC8.36%
2.3 Liquidity
- A Current Ratio of 1.09 indicates that TJX should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.09, TJX is doing worse than 61.11% of the companies in the same industry.
- A Quick Ratio of 0.43 indicates that TJX may have some problems paying its short term obligations.
- TJX has a Quick ratio of 0.43. This is in the lower half of the industry: TJX underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 |
3. TJX.CA Growth Analysis
3.1 Past
- TJX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.03%, which is quite good.
- The Earnings Per Share has been growing by 74.78% on average over the past years. This is a very strong growth
EPS 1Y (TTM)11.03%
EPS 3Y14.88%
EPS 5Y74.78%
EPS Q2Q%16.26%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.52%
3.2 Future
- The Earnings Per Share is expected to grow by 9.22% on average over the next years. This is quite good.
- Based on estimates for the next years, TJX will show a small growth in Revenue. The Revenue will grow by 6.19% on average per year.
EPS Next Y9.21%
EPS Next 2Y10.1%
EPS Next 3Y9.74%
EPS Next 5Y9.22%
Revenue Next Year6.35%
Revenue Next 2Y6.08%
Revenue Next 3Y6.34%
Revenue Next 5Y6.19%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
4. TJX.CA Valuation Analysis
4.1 Price/Earnings Ratio
- TJX is valuated cheaply with a Price/Earnings ratio of 4.40.
- Based on the Price/Earnings ratio, TJX is valued cheaply inside the industry as 94.44% of the companies are valued more expensively.
- TJX's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
- The Price/Forward Earnings ratio is 4.03, which indicates a rather cheap valuation of TJX.
- Based on the Price/Forward Earnings ratio, TJX is valued cheaper than 94.44% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of TJX to the average of the S&P500 Index (23.68), we can say TJX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.4 | ||
| Fwd PE | 4.03 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TJX is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, TJX is valued a bit cheaper than 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.23 | ||
| EV/EBITDA | 2.7 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of TJX may justify a higher PE ratio.
PEG (NY)0.48
PEG (5Y)0.06
EPS Next 2Y10.1%
EPS Next 3Y9.74%
5. TJX.CA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 1.10%, TJX has a reasonable but not impressive dividend return.
- TJX's Dividend Yield is a higher than the industry average which is at 1.68.
- Compared to an average S&P500 Dividend Yield of 1.89, TJX's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.1% |
5.2 History
- On average, the dividend of TJX grows each year by 10.53%, which is quite nice.
- TJX is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)10.53%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- TJX pays out 35.03% of its income as dividend. This is a sustainable payout ratio.
- TJX's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP35.03%
EPS Next 2Y10.1%
EPS Next 3Y9.74%
TJX.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:TJX (4/9/2026, 7:00:00 PM)
28.8
+0.84 (+3%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-25 2026-02-25/bmo
Earnings (Next)05-20 2026-05-20
Inst Owners92.91%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap31.98B
Revenue(TTM)N/A
Net Income(TTM)5.12B
Analysts84.8
Price Target30.07 (4.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.1% |
Yearly Dividend2.03
Dividend Growth(5Y)10.53%
DP35.03%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.59%
Min EPS beat(2)3.7%
Max EPS beat(2)7.47%
EPS beat(4)4
Avg EPS beat(4)4.14%
Min EPS beat(4)0.61%
Max EPS beat(4)7.47%
EPS beat(8)8
Avg EPS beat(8)4.58%
EPS beat(12)11
Avg EPS beat(12)4.5%
EPS beat(16)14
Avg EPS beat(16)3.77%
Revenue beat(2)2
Avg Revenue beat(2)0.85%
Min Revenue beat(2)0.77%
Max Revenue beat(2)0.94%
Revenue beat(4)2
Avg Revenue beat(4)0.35%
Min Revenue beat(4)-0.25%
Max Revenue beat(4)0.94%
Revenue beat(8)4
Avg Revenue beat(8)0.09%
Revenue beat(12)7
Avg Revenue beat(12)0.28%
Revenue beat(16)7
Avg Revenue beat(16)-0.46%
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.4 | ||
| Fwd PE | 4.03 | ||
| P/S | 0.39 | ||
| P/FCF | 5.23 | ||
| P/OCF | 3.6 | ||
| P/B | 2.47 | ||
| P/tB | 2.49 | ||
| EV/EBITDA | 2.7 |
EPS(TTM)6.55
EY22.74%
EPS(NY)7.15
Fwd EY24.83%
FCF(TTM)5.51
FCFY19.12%
OCF(TTM)8
OCFY27.79%
SpS73.52
BVpS11.67
TBVpS11.55
PEG (NY)0.48
PEG (5Y)0.06
Graham Number41.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.55% | ||
| ROE | 54.7% | ||
| ROCE | 31.49% | ||
| ROIC | 23.62% | ||
| ROICexc | 30.24% | ||
| ROICexgc | 30.41% | ||
| OM | 11.31% | ||
| PM (TTM) | 8.68% | ||
| GM | 30.85% | ||
| FCFM | 7.49% |
ROA(3y)14.23%
ROA(5y)10.91%
ROE(3y)58.06%
ROE(5y)46.09%
ROIC(3y)21.84%
ROIC(5y)17.51%
ROICexc(3y)30.48%
ROICexc(5y)25.26%
ROICexgc(3y)30.69%
ROICexgc(5y)25.45%
ROCE(3y)29.12%
ROCE(5y)23.34%
ROICexgc growth 3Y0.34%
ROICexgc growth 5Y4.93%
ROICexc growth 3Y0.41%
ROICexc growth 5Y4.95%
OM growth 3Y4.52%
OM growth 5Y1.05%
PM growth 3Y8.47%
PM growth 5Y1.93%
GM growth 3Y1.68%
GM growth 5Y0.82%
F-Score6
Asset Turnover1.68
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.65 | ||
| Debt/EBITDA | 0.24 | ||
| Cap/Depr | 162.98% | ||
| Cap/Sales | 3.4% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 81.28% | ||
| Profit Quality | 86.31% | ||
| Current Ratio | 1.09 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 3.23 |
F-Score6
WACC8.36%
ROIC/WACC2.82
Cap/Depr(3y)172.21%
Cap/Depr(5y)140.45%
Cap/Sales(3y)3.17%
Cap/Sales(5y)2.68%
Profit Quality(3y)86.1%
Profit Quality(5y)946.84%
High Growth Momentum
Growth
EPS 1Y (TTM)11.03%
EPS 3Y14.88%
EPS 5Y74.78%
EPS Q2Q%16.26%
EPS Next Y9.21%
EPS Next 2Y10.1%
EPS Next 3Y9.74%
EPS Next 5Y9.22%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.52%
Revenue Next Year6.35%
Revenue Next 2Y6.08%
Revenue Next 3Y6.34%
Revenue Next 5Y6.19%
EBIT growth 1Y6.84%
EBIT growth 3Y9.84%
EBIT growth 5Y7.32%
EBIT Next Year30.68%
EBIT Next 3Y15.8%
EBIT Next 5Y11.64%
FCF growth 1Y-4.88%
FCF growth 3Y27.77%
FCF growth 5Y8.1%
OCF growth 1Y2.22%
OCF growth 3Y26%
OCF growth 5Y8.5%
TJX CDR / TJX.CA Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for TJX CDR?
ChartMill assigns a fundamental rating of 6 / 10 to TJX.CA.
What is the valuation status of TJX CDR (TJX.CA) stock?
ChartMill assigns a valuation rating of 8 / 10 to TJX CDR (TJX.CA). This can be considered as Undervalued.
How profitable is TJX CDR (TJX.CA) stock?
TJX CDR (TJX.CA) has a profitability rating of 7 / 10.
What are the PE and PB ratios of TJX CDR (TJX.CA) stock?
The Price/Earnings (PE) ratio for TJX CDR (TJX.CA) is 4.4 and the Price/Book (PB) ratio is 2.47.
Is the dividend of TJX CDR sustainable?
The dividend rating of TJX CDR (TJX.CA) is 3 / 10 and the dividend payout ratio is 35.03%.