GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA) Fundamental Analysis & Valuation

TSX:GWO-PR-L • CA39138C8253

Current stock price

24.41 CAD
+0.11 (+0.45%)
Last:

This GWO-PR-L.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. GWO-PR-L.CA Profitability Analysis

1.1 Basic Checks

  • In the past year GWO-PR-L was profitable.
  • GWO-PR-L had a positive operating cash flow in the past year.
  • GWO-PR-L had positive earnings in each of the past 5 years.
  • Each year in the past 5 years GWO-PR-L had a positive operating cash flow.
GWO-PR-L.CA Yearly Net Income VS EBIT VS OCF VS FCFGWO-PR-L.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

1.2 Ratios

  • The Return On Assets of GWO-PR-L (0.46%) is worse than 65.38% of its industry peers.
  • GWO-PR-L's Return On Equity of 12.02% is in line compared to the rest of the industry. GWO-PR-L outperforms 46.15% of its industry peers.
  • GWO-PR-L has a Return On Invested Capital (0.55%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GWO-PR-L is below the industry average of 3.17%.
  • The last Return On Invested Capital (0.55%) for GWO-PR-L is above the 3 year average (0.54%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROIC 0.55%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
GWO-PR-L.CA Yearly ROA, ROE, ROICGWO-PR-L.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 11.13%, GWO-PR-L is in line with its industry, outperforming 55.13% of the companies in the same industry.
  • GWO-PR-L's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 15.31%, GWO-PR-L is doing worse than 61.54% of the companies in the same industry.
  • In the last couple of years the Operating Margin of GWO-PR-L has grown nicely.
Industry RankSector Rank
OM 15.31%
PM (TTM) 11.13%
GM N/A
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
GWO-PR-L.CA Yearly Profit, Operating, Gross MarginsGWO-PR-L.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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4

2. GWO-PR-L.CA Health Analysis

2.1 Basic Checks

  • GWO-PR-L has less shares outstanding than it did 1 year ago.
  • GWO-PR-L has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for GWO-PR-L has been reduced compared to a year ago.
GWO-PR-L.CA Yearly Shares OutstandingGWO-PR-L.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
GWO-PR-L.CA Yearly Total Debt VS Total AssetsGWO-PR-L.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • The Debt to FCF ratio of GWO-PR-L is 3.25, which is a good value as it means it would take GWO-PR-L, 3.25 years of fcf income to pay off all of its debts.
  • GWO-PR-L's Debt to FCF ratio of 3.25 is on the low side compared to the rest of the industry. GWO-PR-L is outperformed by 62.82% of its industry peers.
  • A Debt/Equity ratio of 0.27 indicates that GWO-PR-L is not too dependend on debt financing.
  • The Debt to Equity ratio of GWO-PR-L (0.27) is better than 65.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
GWO-PR-L.CA Yearly LT Debt VS Equity VS FCFGWO-PR-L.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B

2.3 Liquidity

  • GWO-PR-L has a Current Ratio of 0.20. This is a bad value and indicates that GWO-PR-L is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GWO-PR-L has a better Current ratio (0.20) than 71.79% of its industry peers.
  • A Quick Ratio of 0.20 indicates that GWO-PR-L may have some problems paying its short term obligations.
  • GWO-PR-L has a Quick ratio of 0.20. This is in the better half of the industry: GWO-PR-L outperforms 71.79% of its industry peers.
Industry RankSector Rank
Current Ratio 0.2
Quick Ratio 0.2
GWO-PR-L.CA Yearly Current Assets VS Current LiabilitesGWO-PR-L.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GWO-PR-L.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.26% over the past year.
  • Measured over the past years, GWO-PR-L shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.83% on average per year.
  • Looking at the last year, GWO-PR-L shows a quite strong growth in Revenue. The Revenue has grown by 10.29% in the last year.
  • GWO-PR-L shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -10.00% yearly.
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%

3.2 Future

  • GWO-PR-L is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.92% yearly.
  • The Revenue is expected to grow by 28.19% on average over the next years. This is a very strong growth
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
GWO-PR-L.CA Yearly Revenue VS EstimatesGWO-PR-L.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B
GWO-PR-L.CA Yearly EPS VS EstimatesGWO-PR-L.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. GWO-PR-L.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.84, which indicates a rather cheap valuation of GWO-PR-L.
  • The rest of the industry has a similar Price/Earnings ratio as GWO-PR-L.
  • The average S&P500 Price/Earnings ratio is at 24.88. GWO-PR-L is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 4.42, which indicates a rather cheap valuation of GWO-PR-L.
  • GWO-PR-L's Price/Forward Earnings ratio is in line with the industry average.
  • GWO-PR-L is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.19, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.84
Fwd PE 4.42
GWO-PR-L.CA Price Earnings VS Forward Price EarningsGWO-PR-L.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20

4.2 Price Multiples

  • 61.54% of the companies in the same industry are cheaper than GWO-PR-L, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 8.15
EV/EBITDA N/A
GWO-PR-L.CA Per share dataGWO-PR-L.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.5
PEG (5Y)0.41
EPS Next 2Y9.1%
EPS Next 3Y8.73%

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6

5. GWO-PR-L.CA Dividend Analysis

5.1 Amount

  • GWO-PR-L has a Yearly Dividend Yield of 4.27%, which is a nice return.
  • GWO-PR-L's Dividend Yield is comparable with the industry average which is at 3.76.
  • Compared to an average S&P500 Dividend Yield of 1.90, GWO-PR-L pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.27%

5.2 History

  • On average, the dividend of GWO-PR-L grows each year by 6.72%, which is quite nice.
  • GWO-PR-L has paid a dividend for at least 10 years, which is a reliable track record.
  • GWO-PR-L has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.72%
Div Incr Years0
Div Non Decr Years4
GWO-PR-L.CA Yearly Dividends per shareGWO-PR-L.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • GWO-PR-L pays out 60.93% of its income as dividend. This is not a sustainable payout ratio.
  • GWO-PR-L's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP60.93%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
GWO-PR-L.CA Yearly Income VS Free CF VS DividendGWO-PR-L.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
GWO-PR-L.CA Dividend Payout.GWO-PR-L.CA Dividend Payout, showing the Payout Ratio.GWO-PR-L.CA Dividend Payout.PayoutRetained Earnings

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GWO-PR-L.CA Fundamentals: All Metrics, Ratios and Statistics

GREAT-WEST LIFECO INC - GWOCN 5.65 PERP

TSX:GWO-PR-L (3/27/2026, 7:00:00 PM)

24.41

+0.11 (+0.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-06
Inst Owners9.96%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap22.07B
Revenue(TTM)35.59B
Net Income(TTM)3.96B
Analysts75
Price Target27.25 (11.63%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.27%
Yearly Dividend2.63
Dividend Growth(5Y)6.72%
DP60.93%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-03
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.66%
Min EPS beat(2)4.4%
Max EPS beat(2)8.92%
EPS beat(4)3
Avg EPS beat(4)3.12%
Min EPS beat(4)-5.18%
Max EPS beat(4)8.92%
EPS beat(8)7
Avg EPS beat(8)4.11%
EPS beat(12)10
Avg EPS beat(12)3.77%
EPS beat(16)13
Avg EPS beat(16)3.06%
Revenue beat(2)2
Avg Revenue beat(2)279.49%
Min Revenue beat(2)269.96%
Max Revenue beat(2)289.01%
Revenue beat(4)4
Avg Revenue beat(4)172.56%
Min Revenue beat(4)64.71%
Max Revenue beat(4)289.01%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.72%
PT rev (3m)9.96%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)2.19%
EPS NY rev (3m)2.34%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.2%
Revenue NY rev (1m)-65.42%
Revenue NY rev (3m)-65.42%
Valuation
Industry RankSector Rank
PE 4.84
Fwd PE 4.42
P/S 0.62
P/FCF 8.15
P/OCF 8.15
P/B 0.67
P/tB 1.32
EV/EBITDA N/A
EPS(TTM)5.04
EY20.65%
EPS(NY)5.53
Fwd EY22.64%
FCF(TTM)3
FCFY12.27%
OCF(TTM)3
OCFY12.27%
SpS39.37
BVpS36.44
TBVpS18.52
PEG (NY)0.5
PEG (5Y)0.41
Graham Number64.28
Profitability
Industry RankSector Rank
ROA 0.46%
ROE 12.02%
ROCE 0.63%
ROIC 0.55%
ROICexc 0.56%
ROICexgc 1.91%
OM 15.31%
PM (TTM) 11.13%
GM N/A
FCFM 7.61%
ROA(3y)0.44%
ROA(5y)0.47%
ROE(3y)11.11%
ROE(5y)11.24%
ROIC(3y)0.54%
ROIC(5y)0.56%
ROICexc(3y)0.54%
ROICexc(5y)0.56%
ROICexgc(3y)1.68%
ROICexgc(5y)1.7%
ROCE(3y)0.62%
ROCE(5y)0.64%
ROICexgc growth 3Y1.24%
ROICexgc growth 5Y6.02%
ROICexc growth 3Y-3.07%
ROICexc growth 5Y3.76%
OM growth 3Y-16.84%
OM growth 5Y23.82%
PM growth 3Y-18.63%
PM growth 5Y17.91%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.27
Debt/FCF 3.25
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 14.01
Cash Conversion N/A
Profit Quality 68.38%
Current Ratio 0.2
Quick Ratio 0.2
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)126.33%
Profit Quality(5y)163.1%
High Growth Momentum
Growth
EPS 1Y (TTM)11.26%
EPS 3Y13.39%
EPS 5Y11.83%
EPS Q2Q%14.29%
EPS Next Y9.63%
EPS Next 2Y9.1%
EPS Next 3Y8.73%
EPS Next 5Y1.92%
Revenue 1Y (TTM)10.29%
Revenue growth 3Y26.91%
Revenue growth 5Y-10%
Sales Q2Q%5.39%
Revenue Next Year-65.29%
Revenue Next 2Y-38.62%
Revenue Next 3Y-31.45%
Revenue Next 5Y28.19%
EBIT growth 1Y-1.02%
EBIT growth 3Y5.54%
EBIT growth 5Y11.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-43%
FCF growth 3Y-10.46%
FCF growth 5Y-22.38%
OCF growth 1Y-43%
OCF growth 3Y-10.46%
OCF growth 5Y-22.38%

GREAT-WEST LIFECO INC - GWOCN 5.65 PERP / GWO-PR-L.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to GWO-PR-L.CA.


Can you provide the valuation status for GREAT-WEST LIFECO INC - GWOCN 5.65 PERP?

ChartMill assigns a valuation rating of 5 / 10 to GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for GREAT-WEST LIFECO INC - GWOCN 5.65 PERP?

GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA) has a profitability rating of 4 / 10.


How financially healthy is GREAT-WEST LIFECO INC - GWOCN 5.65 PERP?

The financial health rating of GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA) is 4 / 10.


Can you provide the expected EPS growth for GWO-PR-L stock?

The Earnings per Share (EPS) of GREAT-WEST LIFECO INC - GWOCN 5.65 PERP (GWO-PR-L.CA) is expected to grow by 9.63% in the next year.