FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA) Fundamental Analysis & Valuation

TSX:FFH-PR-E • CA3039018880

Current stock price

24.99 CAD
-0.01 (-0.04%)
Last:

This FFH-PR-E.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. FFH-PR-E.CA Profitability Analysis

1.1 Basic Checks

  • In the past year FFH-PR-E was profitable.
  • In the past year FFH-PR-E had a positive cash flow from operations.
  • FFH-PR-E had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: FFH-PR-E reported negative operating cash flow in multiple years.
FFH-PR-E.CA Yearly Net Income VS EBIT VS OCF VS FCFFFH-PR-E.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 4.01%, FFH-PR-E belongs to the best of the industry, outperforming 88.10% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 16.12%, FFH-PR-E belongs to the top of the industry, outperforming 89.29% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 5.10%, FFH-PR-E is doing good in the industry, outperforming 77.38% of the companies in the same industry.
  • FFH-PR-E had an Average Return On Invested Capital over the past 3 years of 4.73%. This is in line with the industry average of 3.17%.
  • The last Return On Invested Capital (5.10%) for FFH-PR-E is above the 3 year average (4.73%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.01%
ROE 16.12%
ROIC 5.1%
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.73%
ROIC(5y)3.3%
FFH-PR-E.CA Yearly ROA, ROE, ROICFFH-PR-E.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15 20

1.3 Margins

  • FFH-PR-E has a Profit Margin (10.02%) which is in line with its industry peers.
  • FFH-PR-E's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 14.76%, FFH-PR-E is doing worse than 90.48% of the companies in the same industry.
  • FFH-PR-E's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 14.76%
PM (TTM) 10.02%
GM N/A
OM growth 3Y17.07%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
FFH-PR-E.CA Yearly Profit, Operating, Gross MarginsFFH-PR-E.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 15

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3

2. FFH-PR-E.CA Health Analysis

2.1 Basic Checks

  • FFH-PR-E has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • The number of shares outstanding for FFH-PR-E has been reduced compared to 1 year ago.
  • Compared to 5 years ago, FFH-PR-E has less shares outstanding
  • FFH-PR-E has a worse debt/assets ratio than last year.
FFH-PR-E.CA Yearly Shares OutstandingFFH-PR-E.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
FFH-PR-E.CA Yearly Total Debt VS Total AssetsFFH-PR-E.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B

2.2 Solvency

  • The Debt to FCF ratio of FFH-PR-E is 3.28, which is a good value as it means it would take FFH-PR-E, 3.28 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 3.28, FFH-PR-E is not doing good in the industry: 65.48% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 0.49 indicates that FFH-PR-E is not too dependend on debt financing.
  • With a Debt to Equity ratio value of 0.49, FFH-PR-E is not doing good in the industry: 65.48% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.49
Debt/FCF 3.28
Altman-Z N/A
ROIC/WACC1.21
WACC4.2%
FFH-PR-E.CA Yearly LT Debt VS Equity VS FCFFFH-PR-E.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B 20B

2.3 Liquidity

  • FFH-PR-E has a Current Ratio of 0.52. This is a bad value and indicates that FFH-PR-E is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.52, FFH-PR-E belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
  • A Quick Ratio of 0.52 indicates that FFH-PR-E may have some problems paying its short term obligations.
  • With an excellent Quick ratio value of 0.52, FFH-PR-E belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.52
Quick Ratio 0.52
FFH-PR-E.CA Yearly Current Assets VS Current LiabilitesFFH-PR-E.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. FFH-PR-E.CA Growth Analysis

3.1 Past

  • The earnings per share for FFH-PR-E have decreased by -7.08% in the last year.
  • FFH-PR-E shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.21% yearly.
  • The Revenue has grown by 9.22% in the past year. This is quite good.
  • The Revenue has been growing by 13.88% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.08%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%-4.63%
Revenue 1Y (TTM)9.22%
Revenue growth 3Y17.53%
Revenue growth 5Y13.88%
Sales Q2Q%-20.01%

3.2 Future

  • Based on estimates for the next years, FFH-PR-E will show a decrease in Earnings Per Share. The EPS will decrease by -5.80% on average per year.
  • The Revenue is expected to grow by 12.47% on average over the next years. This is quite good.
EPS Next Y-2.88%
EPS Next 2Y3.55%
EPS Next 3Y-3.62%
EPS Next 5Y-5.8%
Revenue Next Year19.66%
Revenue Next 2Y12.09%
Revenue Next 3Y14.94%
Revenue Next 5Y12.47%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
FFH-PR-E.CA Yearly Revenue VS EstimatesFFH-PR-E.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 10B 20B 30B 40B
FFH-PR-E.CA Yearly EPS VS EstimatesFFH-PR-E.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 50 100 150

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7

4. FFH-PR-E.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 0.11 indicates a rather cheap valuation of FFH-PR-E.
  • Based on the Price/Earnings ratio, FFH-PR-E is valued cheaply inside the industry as 90.48% of the companies are valued more expensively.
  • FFH-PR-E's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.96.
  • With a Price/Forward Earnings ratio of 0.12, the valuation of FFH-PR-E can be described as very cheap.
  • FFH-PR-E's Price/Forward Earnings ratio is rather cheap when compared to the industry. FFH-PR-E is cheaper than 94.05% of the companies in the same industry.
  • FFH-PR-E is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.04, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 0.11
Fwd PE 0.12
FFH-PR-E.CA Price Earnings VS Forward Price EarningsFFH-PR-E.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of FFH-PR-E indicates a rather cheap valuation: FFH-PR-E is cheaper than 92.86% of the companies listed in the same industry.
  • FFH-PR-E's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. FFH-PR-E is cheaper than 76.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 0.11
EV/EBITDA 1.46
FFH-PR-E.CA Per share dataFFH-PR-E.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 500 1K 1.5K 2K

4.3 Compensation for Growth

  • The decent profitability rating of FFH-PR-E may justify a higher PE ratio.
  • FFH-PR-E's earnings are expected to decrease with -3.62% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y3.55%
EPS Next 3Y-3.62%

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5

5. FFH-PR-E.CA Dividend Analysis

5.1 Amount

  • FFH-PR-E has a Yearly Dividend Yield of 1.08%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 4.82, FFH-PR-E's dividend is way lower than its industry peers. On top of this 91.67% of the companies listed in the same industry pay a better dividend than FFH-PR-E!
  • Compared to an average S&P500 Dividend Yield of 1.91, FFH-PR-E's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 1.08%

5.2 History

  • On average, the dividend of FFH-PR-E grows each year by 16.96%, which is quite nice.
  • FFH-PR-E has been paying a dividend for at least 10 years, so it has a reliable track record.
  • FFH-PR-E has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)16.96%
Div Incr Years0
Div Non Decr Years7
FFH-PR-E.CA Yearly Dividends per shareFFH-PR-E.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 15.09% of the earnings are spent on dividend by FFH-PR-E. This is a low number and sustainable payout ratio.
DP15.09%
EPS Next 2Y3.55%
EPS Next 3Y-3.62%
FFH-PR-E.CA Yearly Income VS Free CF VS DividendFFH-PR-E.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B -4B 6B
FFH-PR-E.CA Dividend Payout.FFH-PR-E.CA Dividend Payout, showing the Payout Ratio.FFH-PR-E.CA Dividend Payout.PayoutRetained Earnings

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FFH-PR-E.CA Fundamentals: All Metrics, Ratios and Statistics

FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP

TSX:FFH-PR-E (3/31/2025, 7:00:00 PM)

24.99

-0.01 (-0.04%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-13
Earnings (Next)05-01
Inst Owners38.23%
Inst Owner ChangeN/A
Ins Owners4.01%
Ins Owner ChangeN/A
Market Cap569.52M
Revenue(TTM)38.71B
Net Income(TTM)3.88B
Analysts78.18
Price Target29.89 (19.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.08%
Yearly Dividend35.1
Dividend Growth(5Y)16.96%
DP15.09%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.1%
Min EPS beat(2)23.14%
Max EPS beat(2)29.06%
EPS beat(4)3
Avg EPS beat(4)10.96%
Min EPS beat(4)-25.87%
Max EPS beat(4)29.06%
EPS beat(8)6
Avg EPS beat(8)12.63%
EPS beat(12)10
Avg EPS beat(12)134.85%
EPS beat(16)14
Avg EPS beat(16)129.12%
Revenue beat(2)2
Avg Revenue beat(2)29.57%
Min Revenue beat(2)19.64%
Max Revenue beat(2)39.5%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.14%
PT rev (3m)17.61%
EPS NQ rev (1m)4.48%
EPS NQ rev (3m)-18.81%
EPS NY rev (1m)-0.3%
EPS NY rev (3m)-0.33%
Revenue NQ rev (1m)-0.17%
Revenue NQ rev (3m)-0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.44%
Valuation
Industry RankSector Rank
PE 0.11
Fwd PE 0.12
P/S 0.01
P/FCF 0.11
P/OCF 0.1
P/B 0.02
P/tB 0.03
EV/EBITDA 1.46
EPS(TTM)223.35
EY893.76%
EPS(NY)216.92
Fwd EY868.02%
FCF(TTM)218.18
FCFY873.06%
OCF(TTM)243.06
OCFY972.61%
SpS2355.76
BVpS1464.7
TBVpS960.91
PEG (NY)N/A
PEG (5Y)0.01
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 4.01%
ROE 16.12%
ROCE 6.3%
ROIC 5.1%
ROICexc 5.26%
ROICexgc 7.99%
OM 14.76%
PM (TTM) 10.02%
GM N/A
FCFM 9.26%
ROA(3y)4.31%
ROA(5y)3.41%
ROE(3y)17.47%
ROE(5y)14.83%
ROIC(3y)4.73%
ROIC(5y)3.3%
ROICexc(3y)4.89%
ROICexc(5y)3.43%
ROICexgc(3y)6.61%
ROICexgc(5y)4.68%
ROCE(3y)5.85%
ROCE(5y)4.08%
ROICexgc growth 3Y29.31%
ROICexgc growth 5Y23.47%
ROICexc growth 3Y31.25%
ROICexc growth 5Y24.09%
OM growth 3Y17.07%
OM growth 5Y16.16%
PM growth 3Y-10.7%
PM growth 5Y0.68%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.4
Health
Industry RankSector Rank
Debt/Equity 0.49
Debt/FCF 3.28
Debt/EBITDA 1.82
Cap/Depr 54.23%
Cap/Sales 1.06%
Interest Coverage 10.09
Cash Conversion 61.75%
Profit Quality 92.4%
Current Ratio 0.52
Quick Ratio 0.52
Altman-Z N/A
F-Score6
WACC4.2%
ROIC/WACC1.21
Cap/Depr(3y)57.82%
Cap/Depr(5y)49.56%
Cap/Sales(3y)1.28%
Cap/Sales(5y)1.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.08%
EPS 3Y9.62%
EPS 5Y18.21%
EPS Q2Q%-4.63%
EPS Next Y-2.88%
EPS Next 2Y3.55%
EPS Next 3Y-3.62%
EPS Next 5Y-5.8%
Revenue 1Y (TTM)9.22%
Revenue growth 3Y17.53%
Revenue growth 5Y13.88%
Sales Q2Q%-20.01%
Revenue Next Year19.66%
Revenue Next 2Y12.09%
Revenue Next 3Y14.94%
Revenue Next 5Y12.47%
EBIT growth 1Y5.57%
EBIT growth 3Y37.58%
EBIT growth 5Y32.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y747.72%
FCF growth 3Y-17.08%
FCF growth 5Y28.19%
OCF growth 1Y10236.8%
OCF growth 3Y-15.59%
OCF growth 5Y24.13%

FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP / FFH-PR-E.CA Fundamental Analysis FAQ

What is the fundamental rating for FFH-PR-E stock?

ChartMill assigns a fundamental rating of 5 / 10 to FFH-PR-E.CA.


What is the valuation status for FFH-PR-E stock?

ChartMill assigns a valuation rating of 7 / 10 to FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA). This can be considered as Undervalued.


How profitable is FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA) stock?

FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA) has a profitability rating of 6 / 10.


Can you provide the financial health for FFH-PR-E stock?

The financial health rating of FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA) is 3 / 10.


Can you provide the dividend sustainability for FFH-PR-E stock?

The dividend rating of FAIRFAX FINL HLDGS LTD - FFHCN 3.183 PERP (FFH-PR-E.CA) is 5 / 10 and the dividend payout ratio is 15.09%.