BANK OF AMERICA CORP-CDR (BOFA.CA) Fundamental Analysis & Valuation

TSX:BOFA • CA06048X1087

Current stock price

24.86 CAD
-3.53 (-12.43%)
Last:

This BOFA.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. BOFA.CA Profitability Analysis

1.1 Basic Checks

  • BOFA had positive earnings in the past year.
  • In the past year BOFA had a positive cash flow from operations.
  • Each year in the past 5 years BOFA has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: BOFA reported negative operating cash flow in multiple years.
BOFA.CA Yearly Net Income VS EBIT VS OCF VS FCFBOFA.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B

1.2 Ratios

  • BOFA has a Return On Assets of 0.83%. This is in the better half of the industry: BOFA outperforms 70.83% of its industry peers.
  • BOFA's Return On Equity of 9.29% is on the low side compared to the rest of the industry. BOFA is outperformed by 66.67% of its industry peers.
Industry RankSector Rank
ROA 0.83%
ROE 9.29%
ROIC N/A
ROA(3y)0.81%
ROA(5y)0.79%
ROE(3y)8.89%
ROE(5y)8.81%
ROIC(3y)N/A
ROIC(5y)N/A
BOFA.CA Yearly ROA, ROE, ROICBOFA.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • BOFA has a Profit Margin of 26.34%. This is comparable to the rest of the industry: BOFA outperforms 41.67% of its industry peers.
  • BOFA's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BOFA so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.34%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-9.96%
PM growth 5Y-2.56%
GM growth 3YN/A
GM growth 5YN/A
BOFA.CA Yearly Profit, Operating, Gross MarginsBOFA.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. BOFA.CA Health Analysis

2.1 Basic Checks

  • BOFA does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BOFA has been reduced compared to 1 year ago.
  • Compared to 5 years ago, BOFA has less shares outstanding
  • Compared to 1 year ago, BOFA has a worse debt to assets ratio.
BOFA.CA Yearly Shares OutstandingBOFA.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B
BOFA.CA Yearly Total Debt VS Total AssetsBOFA.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T

2.2 Solvency

  • The Debt to FCF ratio of BOFA is 11.51, which is on the high side as it means it would take BOFA, 11.51 years of fcf income to pay off all of its debts.
  • BOFA has a better Debt to FCF ratio (11.51) than 79.17% of its industry peers.
  • A Debt/Equity ratio of 2.33 is on the high side and indicates that BOFA has dependencies on debt financing.
  • The Debt to Equity ratio of BOFA (2.33) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 2.33
Debt/FCF 11.51
Altman-Z N/A
ROIC/WACCN/A
WACC13.74%
BOFA.CA Yearly LT Debt VS Equity VS FCFBOFA.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100B 200B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BOFA.CA Yearly Current Assets VS Current LiabilitesBOFA.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200B 400B 600B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BOFA.CA Growth Analysis

3.1 Past

  • BOFA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.77%, which is quite good.
  • BOFA shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.50% yearly.
  • BOFA shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.90%.
  • BOFA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.23% yearly.
EPS 1Y (TTM)15.77%
EPS 3Y-0.4%
EPS 5Y3.5%
EPS Q2Q%30.86%
Revenue 1Y (TTM)8.9%
Revenue growth 3Y4.57%
Revenue growth 5Y2.23%
Sales Q2Q%11.43%

3.2 Future

  • Based on estimates for the next years, BOFA will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.96% on average per year.
  • The Revenue is expected to grow by 5.54% on average over the next years.
EPS Next Y16.91%
EPS Next 2Y15.64%
EPS Next 3Y15.45%
EPS Next 5Y13.96%
Revenue Next Year7.52%
Revenue Next 2Y6.87%
Revenue Next 3Y6.26%
Revenue Next 5Y5.54%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BOFA.CA Yearly Revenue VS EstimatesBOFA.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 50B 100B
BOFA.CA Yearly EPS VS EstimatesBOFA.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2 4 6

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6

4. BOFA.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.95, which indicates a rather cheap valuation of BOFA.
  • The rest of the industry has a similar Price/Earnings ratio as BOFA.
  • Compared to an average S&P500 Price/Earnings ratio of 25.60, BOFA is valued rather cheaply.
  • A Price/Forward Earnings ratio of 4.13 indicates a rather cheap valuation of BOFA.
  • BOFA's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.84, BOFA is valued rather cheaply.
Industry RankSector Rank
PE 4.95
Fwd PE 4.13
BOFA.CA Price Earnings VS Forward Price EarningsBOFA.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BOFA is valued a bit cheaper than the industry average as 70.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 2.16
EV/EBITDA N/A
BOFA.CA Per share dataBOFA.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as BOFA's earnings are expected to grow with 15.45% in the coming years.
PEG (NY)0.29
PEG (5Y)1.41
EPS Next 2Y15.64%
EPS Next 3Y15.45%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BOFA.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.30%, BOFA is a good candidate for dividend investing.
  • BOFA's Dividend Yield is rather good when compared to the industry average which is at 3.35. BOFA pays more dividend than 100.00% of the companies in the same industry.
  • BOFA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.90.
Industry RankSector Rank
Dividend Yield 6.3%

5.2 History

  • On average, the dividend of BOFA grows each year by 13.83%, which is quite nice.
  • BOFA is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)13.83%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • BOFA pays out 33.55% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of BOFA is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP33.55%
EPS Next 2Y15.64%
EPS Next 3Y15.45%
BOFA.CA Yearly Income VS Free CF VS DividendBOFA.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B
BOFA.CA Dividend Payout.BOFA.CA Dividend Payout, showing the Payout Ratio.BOFA.CA Dividend Payout.PayoutRetained Earnings

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BOFA.CA Fundamentals: All Metrics, Ratios and Statistics

BANK OF AMERICA CORP-CDR

TSX:BOFA (4/2/2026, 7:00:00 PM)

24.86

-3.53 (-12.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-15
Earnings (Next)01-14
Inst Owners69.82%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap181.54B
Revenue(TTM)107.26B
Net Income(TTM)28.25B
Analysts80.67
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.3%
Yearly Dividend1.68
Dividend Growth(5Y)13.83%
DP33.55%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.64%
Min EPS beat(2)2.97%
Max EPS beat(2)10.3%
EPS beat(4)4
Avg EPS beat(4)6.88%
Min EPS beat(4)2.97%
Max EPS beat(4)10.3%
EPS beat(8)8
Avg EPS beat(8)5.67%
EPS beat(12)12
Avg EPS beat(12)6.79%
EPS beat(16)16
Avg EPS beat(16)6.33%
Revenue beat(2)1
Avg Revenue beat(2)0.13%
Min Revenue beat(2)-1.41%
Max Revenue beat(2)1.67%
Revenue beat(4)2
Avg Revenue beat(4)0.07%
Min Revenue beat(4)-1.41%
Max Revenue beat(4)1.67%
Revenue beat(8)3
Avg Revenue beat(8)-1.11%
Revenue beat(12)4
Avg Revenue beat(12)-0.58%
Revenue beat(16)5
Avg Revenue beat(16)-0.47%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 4.95
Fwd PE 4.13
P/S 1.24
P/FCF 2.16
P/OCF 2.16
P/B 0.44
P/tB 0.56
EV/EBITDA N/A
EPS(TTM)5.02
EY20.19%
EPS(NY)6.02
Fwd EY24.22%
FCF(TTM)11.52
FCFY46.33%
OCF(TTM)11.52
OCFY46.33%
SpS20.1
BVpS56.99
TBVpS44.06
PEG (NY)0.29
PEG (5Y)1.41
Graham Number80.23
Profitability
Industry RankSector Rank
ROA 0.83%
ROE 9.29%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.34%
GM N/A
FCFM 57.31%
ROA(3y)0.81%
ROA(5y)0.79%
ROE(3y)8.89%
ROE(5y)8.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-9.96%
PM growth 5Y-2.56%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.33
Debt/FCF 11.51
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 217.57%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACC13.74%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.77%
EPS 3Y-0.4%
EPS 5Y3.5%
EPS Q2Q%30.86%
EPS Next Y16.91%
EPS Next 2Y15.64%
EPS Next 3Y15.45%
EPS Next 5Y13.96%
Revenue 1Y (TTM)8.9%
Revenue growth 3Y4.57%
Revenue growth 5Y2.23%
Sales Q2Q%11.43%
Revenue Next Year7.52%
Revenue Next 2Y6.87%
Revenue Next 3Y6.26%
Revenue Next 5Y5.54%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y42.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y42.11%
OCF growth 3YN/A
OCF growth 5YN/A

BANK OF AMERICA CORP-CDR / BOFA.CA Fundamental Analysis FAQ

What is the fundamental rating for BOFA stock?

ChartMill assigns a fundamental rating of 1 / 10 to BOFA.CA.


What is the valuation status of BANK OF AMERICA CORP-CDR (BOFA.CA) stock?

ChartMill assigns a valuation rating of 0 / 10 to BANK OF AMERICA CORP-CDR (BOFA.CA). This can be considered as Overvalued.


How profitable is BANK OF AMERICA CORP-CDR (BOFA.CA) stock?

BANK OF AMERICA CORP-CDR (BOFA.CA) has a profitability rating of 1 / 10.


Can you provide the financial health for BOFA stock?

The financial health rating of BANK OF AMERICA CORP-CDR (BOFA.CA) is 1 / 10.


What is the expected EPS growth for BANK OF AMERICA CORP-CDR (BOFA.CA) stock?

The Earnings per Share (EPS) of BANK OF AMERICA CORP-CDR (BOFA.CA) is expected to grow by 16.91% in the next year.