BNP PARIBAS (BNP.DE) Fundamental Analysis & Valuation
FRA:BNP • FR0000131104
Current stock price
83.28 EUR
-2.01 (-2.36%)
Last:
This BNP.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. BNP.DE Profitability Analysis
1.1 Basic Checks
- In the past year BNP was profitable.
- In the past year BNP had a positive cash flow from operations.
- Each year in the past 5 years BNP has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: BNP reported negative operating cash flow in multiple years.
1.2 Ratios
- BNP has a Return On Assets (0.63%) which is in line with its industry peers.
- Looking at the Return On Equity, with a value of 13.95%, BNP is in the better half of the industry, outperforming 71.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROIC | N/A |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 17.01%, BNP is doing worse than 76.42% of the companies in the same industry.
- BNP's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for BNP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
2. BNP.DE Health Analysis
2.1 Basic Checks
- BNP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BNP has been reduced compared to 1 year ago.
- BNP has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, BNP has a worse debt to assets ratio.
2.2 Solvency
- BNP has a debt to FCF ratio of 8.93. This is a slightly negative value and a sign of low solvency as BNP would need 8.93 years to pay back of all of its debts.
- BNP has a better Debt to FCF ratio (8.93) than 81.13% of its industry peers.
- BNP has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 2.67, BNP is not doing good in the industry: 68.87% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. BNP.DE Growth Analysis
3.1 Past
- The Earnings Per Share has been growing slightly by 1.39% over the past year.
- BNP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.23% yearly.
- BNP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.91%.
- Measured over the past years, BNP shows a quite strong growth in Revenue. The Revenue has been growing by 8.26% on average per year.
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
3.2 Future
- Based on estimates for the next years, BNP will show a small growth in Earnings Per Share. The EPS will grow by 0.05% on average per year.
- Based on estimates for the next years, BNP will show a small growth in Revenue. The Revenue will grow by 4.18% on average per year.
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue Next Year6.74%
Revenue Next 2Y5.49%
Revenue Next 3Y4.96%
Revenue Next 5Y4.18%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. BNP.DE Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.59, the valuation of BNP can be described as very cheap.
- 87.74% of the companies in the same industry are more expensive than BNP, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 26.21, BNP is valued rather cheaply.
- The Price/Forward Earnings ratio is 7.06, which indicates a rather cheap valuation of BNP.
- BNP's Price/Forward Earnings ratio is rather cheap when compared to the industry. BNP is cheaper than 92.45% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 23.10. BNP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.59 | ||
| Fwd PE | 7.06 |
4.2 Price Multiples
- 90.57% of the companies in the same industry are more expensive than BNP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.1 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BNP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.01
PEG (5Y)0.5
EPS Next 2Y9.1%
EPS Next 3Y9.42%
5. BNP.DE Dividend Analysis
5.1 Amount
- BNP has a Yearly Dividend Yield of 6.36%, which is a nice return.
- BNP's Dividend Yield is a higher than the industry average which is at 4.88.
- BNP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 30.90% of the earnings are spent on dividend by BNP. This is a low number and sustainable payout ratio.
DP30.9%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
BNP.DE Fundamentals: All Metrics, Ratios and Statistics
FRA:BNP (4/2/2026, 7:00:00 PM)
83.28
-2.01 (-2.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-05 2026-02-05/bmo
Earnings (Next)04-30 2026-04-30
Inst Owners45.08%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap91.74B
Revenue(TTM)102.96B
Net Income(TTM)17.52B
Analysts76
Price Target101.8 (22.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.36% |
Yearly Dividend4.86
Dividend Growth(5Y)N/A
DP30.9%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.92%
Min EPS beat(2)3.1%
Max EPS beat(2)20.74%
EPS beat(4)4
Avg EPS beat(4)7.6%
Min EPS beat(4)0.74%
Max EPS beat(4)20.74%
EPS beat(8)7
Avg EPS beat(8)15.67%
EPS beat(12)11
Avg EPS beat(12)22.07%
EPS beat(16)14
Avg EPS beat(16)20.29%
Revenue beat(2)1
Avg Revenue beat(2)-1.18%
Min Revenue beat(2)-2.89%
Max Revenue beat(2)0.54%
Revenue beat(4)1
Avg Revenue beat(4)-0.91%
Min Revenue beat(4)-2.89%
Max Revenue beat(4)0.54%
Revenue beat(8)4
Avg Revenue beat(8)0.12%
Revenue beat(12)5
Avg Revenue beat(12)-0.49%
Revenue beat(16)8
Avg Revenue beat(16)22.85%
PT rev (1m)0%
PT rev (3m)17.3%
EPS NQ rev (1m)-1.52%
EPS NQ rev (3m)7.01%
EPS NY rev (1m)2.21%
EPS NY rev (3m)2.99%
Revenue NQ rev (1m)0.31%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)0.43%
Revenue NY rev (3m)0.69%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.59 | ||
| Fwd PE | 7.06 | ||
| P/S | 0.89 | ||
| P/FCF | 2.1 | ||
| P/OCF | 1.97 | ||
| P/B | 0.73 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.97
EY13.17%
EPS(NY)11.8
Fwd EY14.16%
FCF(TTM)39.67
FCFY47.63%
OCF(TTM)42.28
OCFY50.76%
SpS93.46
BVpS113.94
TBVpS103.3
PEG (NY)1.01
PEG (5Y)0.5
Graham Number167.7
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 13.95% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.01% | ||
| GM | N/A | ||
| FCFM | 42.44% |
ROA(3y)0.4%
ROA(5y)0.38%
ROE(3y)8.65%
ROE(5y)8.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.07%
PM growth 5Y3.17%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | 8.93 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 35.69% | ||
| Cap/Sales | 2.79% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 249.48% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC5.68%
ROIC/WACCN/A
Cap/Depr(3y)33.52%
Cap/Depr(5y)32.78%
Cap/Sales(3y)3.12%
Cap/Sales(5y)3.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.39%
EPS 3Y12.04%
EPS 5Y15.23%
EPS Q2Q%8.78%
EPS Next Y7.53%
EPS Next 2Y9.1%
EPS Next 3Y9.42%
EPS Next 5Y0.05%
Revenue 1Y (TTM)3.91%
Revenue growth 3Y9.77%
Revenue growth 5Y8.26%
Sales Q2Q%8.04%
Revenue Next Year6.74%
Revenue Next 2Y5.49%
Revenue Next 3Y4.96%
Revenue Next 5Y4.18%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y143.91%
FCF growth 3YN/A
FCF growth 5Y-20.61%
OCF growth 1Y147.83%
OCF growth 3YN/A
OCF growth 5Y-19.68%
BNP PARIBAS / BNP.DE Fundamental Analysis FAQ
What is the ChartMill fundamental rating of BNP PARIBAS (BNP.DE) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BNP.DE.
What is the valuation status of BNP PARIBAS (BNP.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to BNP PARIBAS (BNP.DE). This can be considered as Undervalued.
Can you provide the profitability details for BNP PARIBAS?
BNP PARIBAS (BNP.DE) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for BNP stock?
The Price/Earnings (PE) ratio for BNP PARIBAS (BNP.DE) is 7.59 and the Price/Book (PB) ratio is 0.73.
How sustainable is the dividend of BNP PARIBAS (BNP.DE) stock?
The dividend rating of BNP PARIBAS (BNP.DE) is 6 / 10 and the dividend payout ratio is 30.9%.