NORDNET AB PUBL (1SAVE.MI) Fundamental Analysis & Valuation
BIT:1SAVE • SE0015192067
Current stock price
26.08 EUR
+1.3 (+5.25%)
Last:
This 1SAVE.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. 1SAVE.MI Profitability Analysis
1.1 Basic Checks
- In the past year 1SAVE was profitable.
- 1SAVE had a positive operating cash flow in the past year.
- Each year in the past 5 years 1SAVE has been profitable.
- 1SAVE had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- 1SAVE has a Return On Assets (0.94%) which is in line with its industry peers.
- 1SAVE's Return On Equity of 36.12% is amongst the best of the industry. 1SAVE outperforms 92.13% of its industry peers.
- 1SAVE has a Return On Invested Capital (0.96%) which is in line with its industry peers.
- 1SAVE had an Average Return On Invested Capital over the past 3 years of 1.02%. This is significantly below the industry average of 9.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.94% | ||
| ROE | 36.12% | ||
| ROIC | 0.96% |
ROA(3y)0.97%
ROA(5y)0.89%
ROE(3y)31.19%
ROE(5y)30.91%
ROIC(3y)1.02%
ROIC(5y)0.92%
1.3 Margins
- 1SAVE has a better Profit Margin (42.74%) than 88.98% of its industry peers.
- In the last couple of years the Profit Margin of 1SAVE has grown nicely.
- 1SAVE's Operating Margin of 53.69% is amongst the best of the industry. 1SAVE outperforms 88.98% of its industry peers.
- In the last couple of years the Operating Margin of 1SAVE has grown nicely.
- With a decent Gross Margin value of 80.63%, 1SAVE is doing good in the industry, outperforming 76.38% of the companies in the same industry.
- In the last couple of years the Gross Margin of 1SAVE has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 53.69% | ||
| PM (TTM) | 42.74% | ||
| GM | 80.63% |
OM growth 3Y0.56%
OM growth 5Y21.61%
PM growth 3Y-2.6%
PM growth 5Y19.02%
GM growth 3Y-0.47%
GM growth 5Y-0.3%
2. 1SAVE.MI Health Analysis
2.1 Basic Checks
- Compared to 1 year ago, 1SAVE has less shares outstanding
- Compared to 5 years ago, 1SAVE has about the same amount of shares outstanding.
- Compared to 1 year ago, 1SAVE has an improved debt to assets ratio.
2.2 Solvency
- 1SAVE has an Altman-Z score of -0.07. This is a bad value and indicates that 1SAVE is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.07, 1SAVE is in line with its industry, outperforming 45.67% of the companies in the same industry.
- The Debt to FCF ratio of 1SAVE is 4.68, which is a neutral value as it means it would take 1SAVE, 4.68 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 4.68, 1SAVE is doing good in the industry, outperforming 71.65% of the companies in the same industry.
- A Debt/Equity ratio of 8.98 is on the high side and indicates that 1SAVE has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 8.98, 1SAVE is doing worse than 70.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 4.68 | ||
| Altman-Z | -0.07 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.05 indicates that 1SAVE may have some problems paying its short term obligations.
- 1SAVE's Current ratio of 0.05 is on the low side compared to the rest of the industry. 1SAVE is outperformed by 64.57% of its industry peers.
- A Quick Ratio of 0.05 indicates that 1SAVE may have some problems paying its short term obligations.
- 1SAVE has a worse Quick ratio (0.05) than 64.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 |
3. 1SAVE.MI Growth Analysis
3.1 Past
- The Earnings Per Share has been growing slightly by 4.52% over the past year.
- Measured over the past years, 1SAVE shows a very strong growth in Earnings Per Share. The EPS has been growing by 51.55% on average per year.
- Looking at the last year, 1SAVE shows a small growth in Revenue. The Revenue has grown by 3.04% in the last year.
- Measured over the past years, 1SAVE shows a very strong growth in Revenue. The Revenue has been growing by 27.46% on average per year.
EPS 1Y (TTM)4.52%
EPS 3Y11.81%
EPS 5Y51.55%
EPS Q2Q%4.07%
Revenue 1Y (TTM)3.04%
Revenue growth 3Y14.14%
Revenue growth 5Y27.46%
Sales Q2Q%-20.4%
3.2 Future
- Based on estimates for the next years, 1SAVE will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.17% on average per year.
- Based on estimates for the next years, 1SAVE will show a quite strong growth in Revenue. The Revenue will grow by 10.23% on average per year.
EPS Next Y11.23%
EPS Next 2Y8.8%
EPS Next 3Y11.02%
EPS Next 5Y12.17%
Revenue Next Year6.85%
Revenue Next 2Y7%
Revenue Next 3Y9.11%
Revenue Next 5Y10.23%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. 1SAVE.MI Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 24.60, 1SAVE is valued on the expensive side.
- The rest of the industry has a similar Price/Earnings ratio as 1SAVE.
- The average S&P500 Price/Earnings ratio is at 24.88. 1SAVE is around the same levels.
- A Price/Forward Earnings ratio of 21.75 indicates a rather expensive valuation of 1SAVE.
- 1SAVE's Price/Forward Earnings ratio is in line with the industry average.
- 1SAVE's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.6 | ||
| Fwd PE | 21.75 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, 1SAVE is valued cheaper than 94.49% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.64 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SAVE does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of 1SAVE may justify a higher PE ratio.
PEG (NY)2.19
PEG (5Y)0.48
EPS Next 2Y8.8%
EPS Next 3Y11.02%
5. 1SAVE.MI Dividend Analysis
5.1 Amount
- 1SAVE has a Yearly Dividend Yield of 2.95%. Purely for dividend investing, there may be better candidates out there.
- 1SAVE's Dividend Yield is a higher than the industry average which is at 3.29.
- Compared to an average S&P500 Dividend Yield of 1.89, 1SAVE pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
DPN/A
EPS Next 2Y8.8%
EPS Next 3Y11.02%
1SAVE.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:1SAVE (1/9/2026, 7:00:00 PM)
26.08
+1.3 (+5.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-21 2025-10-21/bmo
Earnings (Next)01-28 2026-01-28/amc
Inst Owners72.16%
Inst Owner ChangeN/A
Ins Owners13.22%
Ins Owner ChangeN/A
Market Cap6.53B
Revenue(TTM)6.64B
Net Income(TTM)2.84B
Analysts70.59
Price Target28.48 (9.2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.95% |
Yearly Dividend0.67
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.79%
Min EPS beat(2)-7.72%
Max EPS beat(2)-3.86%
EPS beat(4)1
Avg EPS beat(4)-4.14%
Min EPS beat(4)-7.72%
Max EPS beat(4)1.33%
EPS beat(8)3
Avg EPS beat(8)-1.99%
EPS beat(12)3
Avg EPS beat(12)-1.92%
EPS beat(16)7
Avg EPS beat(16)0.55%
Revenue beat(2)0
Avg Revenue beat(2)-2.99%
Min Revenue beat(2)-4.3%
Max Revenue beat(2)-1.67%
Revenue beat(4)2
Avg Revenue beat(4)7.53%
Min Revenue beat(4)-4.3%
Max Revenue beat(4)34.79%
Revenue beat(8)6
Avg Revenue beat(8)18.48%
Revenue beat(12)10
Avg Revenue beat(12)21.01%
Revenue beat(16)14
Avg Revenue beat(16)24.65%
PT rev (1m)10.82%
PT rev (3m)10.82%
EPS NQ rev (1m)2.32%
EPS NQ rev (3m)2.32%
EPS NY rev (1m)1.09%
EPS NY rev (3m)1.09%
Revenue NQ rev (1m)1.41%
Revenue NQ rev (3m)1.41%
Revenue NY rev (1m)0.93%
Revenue NY rev (3m)0.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 24.6 | ||
| Fwd PE | 21.75 | ||
| P/S | 10.54 | ||
| P/FCF | 4.64 | ||
| P/OCF | 4.56 | ||
| P/B | 8.9 | ||
| P/tB | 10.28 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.06
EY4.06%
EPS(NY)1.2
Fwd EY4.6%
FCF(TTM)5.62
FCFY21.54%
OCF(TTM)5.72
OCFY21.92%
SpS2.48
BVpS2.93
TBVpS2.54
PEG (NY)2.19
PEG (5Y)0.48
Graham Number8.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.94% | ||
| ROE | 36.12% | ||
| ROCE | 1.54% | ||
| ROIC | 0.96% | ||
| ROICexc | 0.97% | ||
| ROICexgc | 0.98% | ||
| OM | 53.69% | ||
| PM (TTM) | 42.74% | ||
| GM | 80.63% | ||
| FCFM | 226.9% |
ROA(3y)0.97%
ROA(5y)0.89%
ROE(3y)31.19%
ROE(5y)30.91%
ROIC(3y)1.02%
ROIC(5y)0.92%
ROICexc(3y)1.04%
ROICexc(5y)0.93%
ROICexgc(3y)1.04%
ROICexgc(5y)0.94%
ROCE(3y)1.73%
ROCE(5y)1.58%
ROICexgc growth 3Y8.56%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y8.58%
ROICexc growth 5Y30.75%
OM growth 3Y0.56%
OM growth 5Y21.61%
PM growth 3Y-2.6%
PM growth 5Y19.02%
GM growth 3Y-0.47%
GM growth 5Y-0.3%
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.98 | ||
| Debt/FCF | 4.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 4.02% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 530.85% | ||
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 | ||
| Altman-Z | -0.07 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)3.68%
Cap/Sales(5y)3.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.52%
EPS 3Y11.81%
EPS 5Y51.55%
EPS Q2Q%4.07%
EPS Next Y11.23%
EPS Next 2Y8.8%
EPS Next 3Y11.02%
EPS Next 5Y12.17%
Revenue 1Y (TTM)3.04%
Revenue growth 3Y14.14%
Revenue growth 5Y27.46%
Sales Q2Q%-20.4%
Revenue Next Year6.85%
Revenue Next 2Y7%
Revenue Next 3Y9.11%
Revenue Next 5Y10.23%
EBIT growth 1Y0.81%
EBIT growth 3Y14.78%
EBIT growth 5Y55%
EBIT Next Year11.66%
EBIT Next 3Y11.31%
EBIT Next 5Y11.84%
FCF growth 1Y192.75%
FCF growth 3Y-24.21%
FCF growth 5Y25.21%
OCF growth 1Y195.54%
OCF growth 3Y-23.49%
OCF growth 5Y19.17%
NORDNET AB PUBL / 1SAVE.MI Fundamental Analysis FAQ
What is the ChartMill fundamental rating of NORDNET AB PUBL (1SAVE.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1SAVE.MI.
What is the valuation status for 1SAVE stock?
ChartMill assigns a valuation rating of 3 / 10 to NORDNET AB PUBL (1SAVE.MI). This can be considered as Overvalued.
What is the profitability of 1SAVE stock?
NORDNET AB PUBL (1SAVE.MI) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for 1SAVE stock?
The Price/Earnings (PE) ratio for NORDNET AB PUBL (1SAVE.MI) is 24.6 and the Price/Book (PB) ratio is 8.9.