NORDNET AB PUBL (1SAVE.MI) Fundamental Analysis & Valuation

BIT:1SAVE • SE0015192067

Current stock price

26.08 EUR
+1.3 (+5.25%)
Last:

This 1SAVE.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. 1SAVE.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1SAVE was profitable.
  • 1SAVE had a positive operating cash flow in the past year.
  • Each year in the past 5 years 1SAVE has been profitable.
  • 1SAVE had a positive operating cash flow in 4 of the past 5 years.
1SAVE.MI Yearly Net Income VS EBIT VS OCF VS FCF1SAVE.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B

1.2 Ratios

  • 1SAVE has a Return On Assets (0.94%) which is in line with its industry peers.
  • 1SAVE's Return On Equity of 36.12% is amongst the best of the industry. 1SAVE outperforms 92.13% of its industry peers.
  • 1SAVE has a Return On Invested Capital (0.96%) which is in line with its industry peers.
  • 1SAVE had an Average Return On Invested Capital over the past 3 years of 1.02%. This is significantly below the industry average of 9.16%.
Industry RankSector Rank
ROA 0.94%
ROE 36.12%
ROIC 0.96%
ROA(3y)0.97%
ROA(5y)0.89%
ROE(3y)31.19%
ROE(5y)30.91%
ROIC(3y)1.02%
ROIC(5y)0.92%
1SAVE.MI Yearly ROA, ROE, ROIC1SAVE.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • 1SAVE has a better Profit Margin (42.74%) than 88.98% of its industry peers.
  • In the last couple of years the Profit Margin of 1SAVE has grown nicely.
  • 1SAVE's Operating Margin of 53.69% is amongst the best of the industry. 1SAVE outperforms 88.98% of its industry peers.
  • In the last couple of years the Operating Margin of 1SAVE has grown nicely.
  • With a decent Gross Margin value of 80.63%, 1SAVE is doing good in the industry, outperforming 76.38% of the companies in the same industry.
  • In the last couple of years the Gross Margin of 1SAVE has remained more or less at the same level.
Industry RankSector Rank
OM 53.69%
PM (TTM) 42.74%
GM 80.63%
OM growth 3Y0.56%
OM growth 5Y21.61%
PM growth 3Y-2.6%
PM growth 5Y19.02%
GM growth 3Y-0.47%
GM growth 5Y-0.3%
1SAVE.MI Yearly Profit, Operating, Gross Margins1SAVE.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

3

2. 1SAVE.MI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, 1SAVE has less shares outstanding
  • Compared to 5 years ago, 1SAVE has about the same amount of shares outstanding.
  • Compared to 1 year ago, 1SAVE has an improved debt to assets ratio.
1SAVE.MI Yearly Shares Outstanding1SAVE.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
1SAVE.MI Yearly Total Debt VS Total Assets1SAVE.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • 1SAVE has an Altman-Z score of -0.07. This is a bad value and indicates that 1SAVE is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.07, 1SAVE is in line with its industry, outperforming 45.67% of the companies in the same industry.
  • The Debt to FCF ratio of 1SAVE is 4.68, which is a neutral value as it means it would take 1SAVE, 4.68 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 4.68, 1SAVE is doing good in the industry, outperforming 71.65% of the companies in the same industry.
  • A Debt/Equity ratio of 8.98 is on the high side and indicates that 1SAVE has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 8.98, 1SAVE is doing worse than 70.87% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 8.98
Debt/FCF 4.68
Altman-Z -0.07
ROIC/WACCN/A
WACCN/A
1SAVE.MI Yearly LT Debt VS Equity VS FCF1SAVE.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B

2.3 Liquidity

  • A Current Ratio of 0.05 indicates that 1SAVE may have some problems paying its short term obligations.
  • 1SAVE's Current ratio of 0.05 is on the low side compared to the rest of the industry. 1SAVE is outperformed by 64.57% of its industry peers.
  • A Quick Ratio of 0.05 indicates that 1SAVE may have some problems paying its short term obligations.
  • 1SAVE has a worse Quick ratio (0.05) than 64.57% of its industry peers.
Industry RankSector Rank
Current Ratio 0.05
Quick Ratio 0.05
1SAVE.MI Yearly Current Assets VS Current Liabilites1SAVE.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B 80B 100B

7

3. 1SAVE.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 4.52% over the past year.
  • Measured over the past years, 1SAVE shows a very strong growth in Earnings Per Share. The EPS has been growing by 51.55% on average per year.
  • Looking at the last year, 1SAVE shows a small growth in Revenue. The Revenue has grown by 3.04% in the last year.
  • Measured over the past years, 1SAVE shows a very strong growth in Revenue. The Revenue has been growing by 27.46% on average per year.
EPS 1Y (TTM)4.52%
EPS 3Y11.81%
EPS 5Y51.55%
EPS Q2Q%4.07%
Revenue 1Y (TTM)3.04%
Revenue growth 3Y14.14%
Revenue growth 5Y27.46%
Sales Q2Q%-20.4%

3.2 Future

  • Based on estimates for the next years, 1SAVE will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.17% on average per year.
  • Based on estimates for the next years, 1SAVE will show a quite strong growth in Revenue. The Revenue will grow by 10.23% on average per year.
EPS Next Y11.23%
EPS Next 2Y8.8%
EPS Next 3Y11.02%
EPS Next 5Y12.17%
Revenue Next Year6.85%
Revenue Next 2Y7%
Revenue Next 3Y9.11%
Revenue Next 5Y10.23%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
1SAVE.MI Yearly Revenue VS Estimates1SAVE.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
1SAVE.MI Yearly EPS VS Estimates1SAVE.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15

3

4. 1SAVE.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 24.60, 1SAVE is valued on the expensive side.
  • The rest of the industry has a similar Price/Earnings ratio as 1SAVE.
  • The average S&P500 Price/Earnings ratio is at 24.88. 1SAVE is around the same levels.
  • A Price/Forward Earnings ratio of 21.75 indicates a rather expensive valuation of 1SAVE.
  • 1SAVE's Price/Forward Earnings ratio is in line with the industry average.
  • 1SAVE's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.19.
Industry RankSector Rank
PE 24.6
Fwd PE 21.75
1SAVE.MI Price Earnings VS Forward Price Earnings1SAVE.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, 1SAVE is valued cheaper than 94.49% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.64
EV/EBITDA N/A
1SAVE.MI Per share data1SAVE.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1SAVE does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of 1SAVE may justify a higher PE ratio.
PEG (NY)2.19
PEG (5Y)0.48
EPS Next 2Y8.8%
EPS Next 3Y11.02%

4

5. 1SAVE.MI Dividend Analysis

5.1 Amount

  • 1SAVE has a Yearly Dividend Yield of 2.95%. Purely for dividend investing, there may be better candidates out there.
  • 1SAVE's Dividend Yield is a higher than the industry average which is at 3.29.
  • Compared to an average S&P500 Dividend Yield of 1.89, 1SAVE pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.95%

5.2 History

Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

DPN/A
EPS Next 2Y8.8%
EPS Next 3Y11.02%
1SAVE.MI Yearly Income VS Free CF VS Dividend1SAVE.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B

1SAVE.MI Fundamentals: All Metrics, Ratios and Statistics

NORDNET AB PUBL

BIT:1SAVE (1/9/2026, 7:00:00 PM)

26.08

+1.3 (+5.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)10-21
Earnings (Next)01-28
Inst Owners72.16%
Inst Owner ChangeN/A
Ins Owners13.22%
Ins Owner ChangeN/A
Market Cap6.53B
Revenue(TTM)6.64B
Net Income(TTM)2.84B
Analysts70.59
Price Target28.48 (9.2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.95%
Yearly Dividend0.67
Dividend Growth(5Y)N/A
DPN/A
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.79%
Min EPS beat(2)-7.72%
Max EPS beat(2)-3.86%
EPS beat(4)1
Avg EPS beat(4)-4.14%
Min EPS beat(4)-7.72%
Max EPS beat(4)1.33%
EPS beat(8)3
Avg EPS beat(8)-1.99%
EPS beat(12)3
Avg EPS beat(12)-1.92%
EPS beat(16)7
Avg EPS beat(16)0.55%
Revenue beat(2)0
Avg Revenue beat(2)-2.99%
Min Revenue beat(2)-4.3%
Max Revenue beat(2)-1.67%
Revenue beat(4)2
Avg Revenue beat(4)7.53%
Min Revenue beat(4)-4.3%
Max Revenue beat(4)34.79%
Revenue beat(8)6
Avg Revenue beat(8)18.48%
Revenue beat(12)10
Avg Revenue beat(12)21.01%
Revenue beat(16)14
Avg Revenue beat(16)24.65%
PT rev (1m)10.82%
PT rev (3m)10.82%
EPS NQ rev (1m)2.32%
EPS NQ rev (3m)2.32%
EPS NY rev (1m)1.09%
EPS NY rev (3m)1.09%
Revenue NQ rev (1m)1.41%
Revenue NQ rev (3m)1.41%
Revenue NY rev (1m)0.93%
Revenue NY rev (3m)0.93%
Valuation
Industry RankSector Rank
PE 24.6
Fwd PE 21.75
P/S 10.54
P/FCF 4.64
P/OCF 4.56
P/B 8.9
P/tB 10.28
EV/EBITDA N/A
EPS(TTM)1.06
EY4.06%
EPS(NY)1.2
Fwd EY4.6%
FCF(TTM)5.62
FCFY21.54%
OCF(TTM)5.72
OCFY21.92%
SpS2.48
BVpS2.93
TBVpS2.54
PEG (NY)2.19
PEG (5Y)0.48
Graham Number8.36
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 36.12%
ROCE 1.54%
ROIC 0.96%
ROICexc 0.97%
ROICexgc 0.98%
OM 53.69%
PM (TTM) 42.74%
GM 80.63%
FCFM 226.9%
ROA(3y)0.97%
ROA(5y)0.89%
ROE(3y)31.19%
ROE(5y)30.91%
ROIC(3y)1.02%
ROIC(5y)0.92%
ROICexc(3y)1.04%
ROICexc(5y)0.93%
ROICexgc(3y)1.04%
ROICexgc(5y)0.94%
ROCE(3y)1.73%
ROCE(5y)1.58%
ROICexgc growth 3Y8.56%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y8.58%
ROICexc growth 5Y30.75%
OM growth 3Y0.56%
OM growth 5Y21.61%
PM growth 3Y-2.6%
PM growth 5Y19.02%
GM growth 3Y-0.47%
GM growth 5Y-0.3%
F-Score5
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 8.98
Debt/FCF 4.68
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 4.02%
Interest Coverage 250
Cash Conversion N/A
Profit Quality 530.85%
Current Ratio 0.05
Quick Ratio 0.05
Altman-Z -0.07
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)3.68%
Cap/Sales(5y)3.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.52%
EPS 3Y11.81%
EPS 5Y51.55%
EPS Q2Q%4.07%
EPS Next Y11.23%
EPS Next 2Y8.8%
EPS Next 3Y11.02%
EPS Next 5Y12.17%
Revenue 1Y (TTM)3.04%
Revenue growth 3Y14.14%
Revenue growth 5Y27.46%
Sales Q2Q%-20.4%
Revenue Next Year6.85%
Revenue Next 2Y7%
Revenue Next 3Y9.11%
Revenue Next 5Y10.23%
EBIT growth 1Y0.81%
EBIT growth 3Y14.78%
EBIT growth 5Y55%
EBIT Next Year11.66%
EBIT Next 3Y11.31%
EBIT Next 5Y11.84%
FCF growth 1Y192.75%
FCF growth 3Y-24.21%
FCF growth 5Y25.21%
OCF growth 1Y195.54%
OCF growth 3Y-23.49%
OCF growth 5Y19.17%

NORDNET AB PUBL / 1SAVE.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of NORDNET AB PUBL (1SAVE.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1SAVE.MI.


What is the valuation status for 1SAVE stock?

ChartMill assigns a valuation rating of 3 / 10 to NORDNET AB PUBL (1SAVE.MI). This can be considered as Overvalued.


What is the profitability of 1SAVE stock?

NORDNET AB PUBL (1SAVE.MI) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for 1SAVE stock?

The Price/Earnings (PE) ratio for NORDNET AB PUBL (1SAVE.MI) is 24.6 and the Price/Book (PB) ratio is 8.9.