METLIFE INC (1MET.MI) Fundamental Analysis & Valuation

BIT:1MET • US59156R1086

Current stock price

62.34 EUR
+62.34 (+Infinity%)
Last:

This 1MET.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. 1MET.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1MET was profitable.
  • 1MET had a positive operating cash flow in the past year.
  • In the past 5 years 1MET has always been profitable.
  • Each year in the past 5 years 1MET had a positive operating cash flow.
1MET.MI Yearly Net Income VS EBIT VS OCF VS FCF1MET.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

1.2 Ratios

  • With a Return On Assets value of 0.43%, 1MET is not doing good in the industry: 80.85% of the companies in the same industry are doing better.
  • 1MET's Return On Equity of 11.17% is on the low side compared to the rest of the industry. 1MET is outperformed by 72.34% of its industry peers.
  • 1MET has a Return On Invested Capital (0.57%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for 1MET is below the industry average of 3.02%.
  • The 3 year average ROIC (0.56%) for 1MET is below the current ROIC(0.57%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.43%
ROE 11.17%
ROIC 0.57%
ROA(3y)0.42%
ROA(5y)0.49%
ROE(3y)10.39%
ROE(5y)9.69%
ROIC(3y)0.56%
ROIC(5y)0.61%
1MET.MI Yearly ROA, ROE, ROIC1MET.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • The Profit Margin of 1MET (4.12%) is worse than 80.85% of its industry peers.
  • In the last couple of years the Profit Margin of 1MET has declined.
  • 1MET has a worse Operating Margin (7.25%) than 72.34% of its industry peers.
  • In the last couple of years the Operating Margin of 1MET has declined.
Industry RankSector Rank
OM 7.25%
PM (TTM) 4.12%
GM N/A
OM growth 3Y10.43%
OM growth 5Y-8.74%
PM growth 3Y6.96%
PM growth 5Y-11.64%
GM growth 3YN/A
GM growth 5YN/A
1MET.MI Yearly Profit, Operating, Gross Margins1MET.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. 1MET.MI Health Analysis

2.1 Basic Checks

  • 1MET has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • 1MET has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for 1MET has been reduced compared to 5 years ago.
  • The debt/assets ratio for 1MET has been reduced compared to a year ago.
1MET.MI Yearly Shares Outstanding1MET.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
1MET.MI Yearly Total Debt VS Total Assets1MET.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B

2.2 Solvency

  • 1MET has a debt to FCF ratio of 1.11. This is a very positive value and a sign of high solvency as it would only need 1.11 years to pay back of all of its debts.
  • 1MET has a Debt to FCF ratio of 1.11. This is in the better half of the industry: 1MET outperforms 76.60% of its industry peers.
  • 1MET has a Debt/Equity ratio of 0.67. This is a neutral value indicating 1MET is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.67, 1MET is doing worse than 63.83% of the companies in the same industry.
  • Even though the debt/equity ratio score it not favorable for 1MET, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 1.11
Altman-Z N/A
ROIC/WACC0.08
WACC7.42%
1MET.MI Yearly LT Debt VS Equity VS FCF1MET.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1MET.MI Yearly Current Assets VS Current Liabilites1MET.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. 1MET.MI Growth Analysis

3.1 Past

  • 1MET shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.71%, which is quite good.
  • 1MET shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.67% yearly.
  • Looking at the last year, 1MET shows a quite strong growth in Revenue. The Revenue has grown by 8.30% in the last year.
  • The Revenue has been growing slightly by 2.56% on average over the past years.
EPS 1Y (TTM)9.71%
EPS 3Y9.29%
EPS 5Y7.67%
EPS Q2Q%24.04%
Revenue 1Y (TTM)8.3%
Revenue growth 3Y3.28%
Revenue growth 5Y2.56%
Sales Q2Q%29.46%

3.2 Future

  • The Earnings Per Share is expected to grow by 9.80% on average over the next years. This is quite good.
  • 1MET is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.95% yearly.
EPS Next Y10.71%
EPS Next 2Y11.29%
EPS Next 3Y11.22%
EPS Next 5Y9.8%
Revenue Next Year-3.37%
Revenue Next 2Y0.48%
Revenue Next 3Y1.6%
Revenue Next 5Y2.95%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
1MET.MI Yearly Revenue VS Estimates1MET.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
1MET.MI Yearly EPS VS Estimates1MET.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

More info and screens

Find the best growth stocksShow best growing peers

8

4. 1MET.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 8.06, which indicates a very decent valuation of 1MET.
  • Compared to the rest of the industry, the Price/Earnings ratio of 1MET indicates a rather cheap valuation: 1MET is cheaper than 89.36% of the companies listed in the same industry.
  • 1MET's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.21.
  • The Price/Forward Earnings ratio is 7.28, which indicates a rather cheap valuation of 1MET.
  • Based on the Price/Forward Earnings ratio, 1MET is valued cheaply inside the industry as 93.62% of the companies are valued more expensively.
  • 1MET is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.10, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 8.06
Fwd PE 7.28
1MET.MI Price Earnings VS Forward Price Earnings1MET.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 89.36% of the companies in the same industry are more expensive than 1MET, based on the Enterprise Value to EBITDA ratio.
  • 1MET's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1MET is cheaper than 95.74% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.75
EV/EBITDA 6.87
1MET.MI Per share data1MET.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.75
PEG (5Y)1.05
EPS Next 2Y11.29%
EPS Next 3Y11.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. 1MET.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.30%, 1MET has a reasonable but not impressive dividend return.
  • 1MET's Dividend Yield is slightly below the industry average, which is at 4.54.
  • 1MET's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.3%

5.2 History

  • The dividend of 1MET has a limited annual growth rate of 4.26%.
Dividend Growth(5Y)4.26%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 1MET pays out 53.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • 1MET's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP53.67%
EPS Next 2Y11.29%
EPS Next 3Y11.22%
1MET.MI Yearly Income VS Free CF VS Dividend1MET.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B
1MET.MI Dividend Payout.1MET.MI Dividend Payout, showing the Payout Ratio.1MET.MI Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

1MET.MI Fundamentals: All Metrics, Ratios and Statistics

METLIFE INC

BIT:1MET (3/2/2026, 7:00:00 PM)

62.34

+62.34 (+Infinity%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners76.86%
Inst Owner ChangeN/A
Ins Owners0.22%
Ins Owner ChangeN/A
Market Cap40.65B
Revenue(TTM)76.94B
Net Income(TTM)3.17B
Analysts79.05
Price Target80.73 (29.5%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.3%
Yearly Dividend2.21
Dividend Growth(5Y)4.26%
DP53.67%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.11%
Min EPS beat(2)1.16%
Max EPS beat(2)9.06%
EPS beat(4)2
Avg EPS beat(4)0.12%
Min EPS beat(4)-6.87%
Max EPS beat(4)9.06%
EPS beat(8)3
Avg EPS beat(8)-0.63%
EPS beat(12)5
Avg EPS beat(12)-1.6%
EPS beat(16)8
Avg EPS beat(16)2.34%
Revenue beat(2)0
Avg Revenue beat(2)-9.7%
Min Revenue beat(2)-13.61%
Max Revenue beat(2)-5.79%
Revenue beat(4)1
Avg Revenue beat(4)-6.41%
Min Revenue beat(4)-13.61%
Max Revenue beat(4)1.14%
Revenue beat(8)1
Avg Revenue beat(8)-6%
Revenue beat(12)2
Avg Revenue beat(12)-5.81%
Revenue beat(16)3
Avg Revenue beat(16)-5.42%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 8.06
Fwd PE 7.28
P/S 0.61
P/FCF 2.75
P/OCF 2.75
P/B 1.65
P/tB 2.5
EV/EBITDA 6.87
EPS(TTM)7.73
EY12.4%
EPS(NY)8.56
Fwd EY13.73%
FCF(TTM)22.7
FCFY36.41%
OCF(TTM)22.7
OCFY36.41%
SpS102.19
BVpS37.72
TBVpS24.95
PEG (NY)0.75
PEG (5Y)1.05
Graham Number80.99
Profitability
Industry RankSector Rank
ROA 0.43%
ROE 11.17%
ROCE 0.75%
ROIC 0.57%
ROICexc 0.59%
ROICexgc 0.88%
OM 7.25%
PM (TTM) 4.12%
GM N/A
FCFM 22.21%
ROA(3y)0.42%
ROA(5y)0.49%
ROE(3y)10.39%
ROE(5y)9.69%
ROIC(3y)0.56%
ROIC(5y)0.61%
ROICexc(3y)0.58%
ROICexc(5y)0.62%
ROICexgc(3y)0.84%
ROICexgc(5y)0.91%
ROCE(3y)0.74%
ROCE(5y)0.8%
ROICexgc growth 3Y10.29%
ROICexgc growth 5Y-5.2%
ROICexc growth 3Y9.71%
ROICexc growth 5Y-5.17%
OM growth 3Y10.43%
OM growth 5Y-8.74%
PM growth 3Y6.96%
PM growth 5Y-11.64%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 0.67
Debt/FCF 1.11
Debt/EBITDA 3
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.36
Cash Conversion 269.85%
Profit Quality 538.67%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC7.42%
ROIC/WACC0.08
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)626.13%
Profit Quality(5y)527.51%
High Growth Momentum
Growth
EPS 1Y (TTM)9.71%
EPS 3Y9.29%
EPS 5Y7.67%
EPS Q2Q%24.04%
EPS Next Y10.71%
EPS Next 2Y11.29%
EPS Next 3Y11.22%
EPS Next 5Y9.8%
Revenue 1Y (TTM)8.3%
Revenue growth 3Y3.28%
Revenue growth 5Y2.56%
Sales Q2Q%29.46%
Revenue Next Year-3.37%
Revenue Next 2Y0.48%
Revenue Next 3Y1.6%
Revenue Next 5Y2.95%
EBIT growth 1Y-16.96%
EBIT growth 3Y14.04%
EBIT growth 5Y-6.4%
EBIT Next Year-4.31%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y17.08%
FCF growth 3Y8.98%
FCF growth 5Y7.99%
OCF growth 1Y17.08%
OCF growth 3Y8.98%
OCF growth 5Y7.99%

METLIFE INC / 1MET.MI Fundamental Analysis FAQ

What is the fundamental rating for 1MET stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1MET.MI.


Can you provide the valuation status for METLIFE INC?

ChartMill assigns a valuation rating of 8 / 10 to METLIFE INC (1MET.MI). This can be considered as Undervalued.


What is the profitability of 1MET stock?

METLIFE INC (1MET.MI) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for 1MET stock?

The Price/Earnings (PE) ratio for METLIFE INC (1MET.MI) is 8.06 and the Price/Book (PB) ratio is 1.65.


How sustainable is the dividend of METLIFE INC (1MET.MI) stock?

The dividend rating of METLIFE INC (1MET.MI) is 5 / 10 and the dividend payout ratio is 53.67%.