HELVETIA BALOISE HOLDING AG (1HELN.MI) Fundamental Analysis & Valuation

BIT:1HELN • CH0466642201

Current stock price

210 EUR
-4 (-1.87%)
Last:

This 1HELN.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. 1HELN.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1HELN was profitable.
  • In the past year 1HELN had a positive cash flow from operations.
  • In the past 5 years 1HELN has always been profitable.
  • Of the past 5 years 1HELN 4 years had a positive operating cash flow.
1HELN.MI Yearly Net Income VS EBIT VS OCF VS FCF1HELN.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • The Return On Assets of 1HELN (0.90%) is worse than 61.70% of its industry peers.
  • The Return On Equity of 1HELN (13.62%) is comparable to the rest of the industry.
  • Looking at the Return On Invested Capital, with a value of 1.14%, 1HELN is in line with its industry, outperforming 51.06% of the companies in the same industry.
  • 1HELN had an Average Return On Invested Capital over the past 3 years of 0.85%. This is in line with the industry average of 2.76%.
  • The 3 year average ROIC (0.85%) for 1HELN is below the current ROIC(1.14%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.9%
ROE 13.62%
ROIC 1.14%
ROA(3y)0.66%
ROA(5y)0.61%
ROE(3y)9.85%
ROE(5y)8.09%
ROIC(3y)0.85%
ROIC(5y)0.79%
1HELN.MI Yearly ROA, ROE, ROIC1HELN.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • 1HELN's Profit Margin of 5.54% is on the low side compared to the rest of the industry. 1HELN is outperformed by 70.21% of its industry peers.
  • In the last couple of years the Profit Margin of 1HELN has remained more or less at the same level.
  • The Operating Margin of 1HELN (8.65%) is worse than 63.83% of its industry peers.
  • In the last couple of years the Operating Margin of 1HELN has grown nicely.
Industry RankSector Rank
OM 8.65%
PM (TTM) 5.54%
GM N/A
OM growth 3Y7.63%
OM growth 5Y5.09%
PM growth 3Y8.43%
PM growth 5Y0.2%
GM growth 3YN/A
GM growth 5YN/A
1HELN.MI Yearly Profit, Operating, Gross Margins1HELN.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8

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2

2. 1HELN.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), 1HELN is destroying value.
  • The number of shares outstanding for 1HELN remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for 1HELN has been increased compared to 5 years ago.
  • 1HELN has a better debt/assets ratio than last year.
1HELN.MI Yearly Shares Outstanding1HELN.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
1HELN.MI Yearly Total Debt VS Total Assets1HELN.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • 1HELN has a debt to FCF ratio of 4.86. This is a neutral value as 1HELN would need 4.86 years to pay back of all of its debts.
  • The Debt to FCF ratio of 1HELN (4.86) is worse than 63.83% of its industry peers.
  • 1HELN has a Debt/Equity ratio of 0.61. This is a neutral value indicating 1HELN is somewhat dependend on debt financing.
  • 1HELN has a better Debt to Equity ratio (0.61) than 61.70% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 4.86
Altman-Z N/A
ROIC/WACC0.23
WACC4.85%
1HELN.MI Yearly LT Debt VS Equity VS FCF1HELN.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1HELN.MI Yearly Current Assets VS Current Liabilites1HELN.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. 1HELN.MI Growth Analysis

3.1 Past

  • 1HELN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 98.06%, which is quite impressive.
  • Measured over the past years, 1HELN shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.09% on average per year.
  • 1HELN shows a small growth in Revenue. In the last year, the Revenue has grown by 1.00%.
  • Measured over the past years, 1HELN shows a decrease in Revenue. The Revenue has been decreasing by -2.00% on average per year.
EPS 1Y (TTM)98.06%
EPS 3Y-0.66%
EPS 5Y-3.09%
EPS Q2Q%26.65%
Revenue 1Y (TTM)1%
Revenue growth 3Y-8.37%
Revenue growth 5Y-2%
Sales Q2Q%1.21%

3.2 Future

  • 1HELN is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.51% yearly.
  • 1HELN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.27% yearly.
EPS Next Y21.78%
EPS Next 2Y16.69%
EPS Next 3Y13.87%
EPS Next 5Y10.51%
Revenue Next Year4.81%
Revenue Next 2Y4.02%
Revenue Next 3Y3.74%
Revenue Next 5Y5.27%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
1HELN.MI Yearly Revenue VS Estimates1HELN.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
1HELN.MI Yearly EPS VS Estimates1HELN.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10

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3

4. 1HELN.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • 1HELN is valuated rather expensively with a Price/Earnings ratio of 19.18.
  • Based on the Price/Earnings ratio, 1HELN is valued a bit more expensive than 70.21% of the companies in the same industry.
  • 1HELN is valuated rather cheaply when we compare the Price/Earnings ratio to 27.18, which is the current average of the S&P500 Index.
  • 1HELN is valuated correctly with a Price/Forward Earnings ratio of 16.13.
  • 74.47% of the companies in the same industry are cheaper than 1HELN, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of 1HELN to the average of the S&P500 Index (37.96), we can say 1HELN is valued rather cheaply.
Industry RankSector Rank
PE 19.18
Fwd PE 16.13
1HELN.MI Price Earnings VS Forward Price Earnings1HELN.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 1HELN is valued a bit cheaper than the industry average as 65.96% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, 1HELN is valued a bit more expensive than 63.83% of the companies in the same industry.
Industry RankSector Rank
P/FCF 20.76
EV/EBITDA 11.57
1HELN.MI Per share data1HELN.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as 1HELN's earnings are expected to grow with 13.87% in the coming years.
PEG (NY)0.88
PEG (5Y)N/A
EPS Next 2Y16.69%
EPS Next 3Y13.87%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. 1HELN.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.23%, 1HELN has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 4.28, 1HELN is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.82, 1HELN pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.23%

5.2 History

Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 1HELN pays out 68.76% of its income as dividend. This is not a sustainable payout ratio.
DP68.76%
EPS Next 2Y16.69%
EPS Next 3Y13.87%
1HELN.MI Yearly Income VS Free CF VS Dividend1HELN.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
1HELN.MI Dividend Payout.1HELN.MI Dividend Payout, showing the Payout Ratio.1HELN.MI Dividend Payout.PayoutRetained Earnings

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1HELN.MI Fundamentals: All Metrics, Ratios and Statistics

HELVETIA BALOISE HOLDING AG

BIT:1HELN (12/9/2025, 7:00:00 PM)

210

-4 (-1.87%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A
Earnings (Next)04-15
Inst Owners27.63%
Inst Owner ChangeN/A
Ins Owners0.16%
Ins Owner ChangeN/A
Market Cap11.14B
Revenue(TTM)9.74B
Net Income(TTM)539.52M
Analysts80
Price Target224.74 (7.02%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.23%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP68.76%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.45%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4.82%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.54%
Valuation
Industry RankSector Rank
PE 19.18
Fwd PE 16.13
P/S 1.07
P/FCF 20.76
P/OCF 16.74
P/B 2.62
P/tB 4.28
EV/EBITDA 11.57
EPS(TTM)10.95
EY5.21%
EPS(NY)13.02
Fwd EY6.2%
FCF(TTM)10.12
FCFY4.82%
OCF(TTM)12.54
OCFY5.97%
SpS197.13
BVpS80.19
TBVpS49.05
PEG (NY)0.88
PEG (5Y)N/A
Graham Number140.56
Profitability
Industry RankSector Rank
ROA 0.9%
ROE 13.62%
ROCE 1.41%
ROIC 1.14%
ROICexc 1.16%
ROICexgc 1.24%
OM 8.65%
PM (TTM) 5.54%
GM N/A
FCFM 5.13%
ROA(3y)0.66%
ROA(5y)0.61%
ROE(3y)9.85%
ROE(5y)8.09%
ROIC(3y)0.85%
ROIC(5y)0.79%
ROICexc(3y)0.87%
ROICexc(5y)0.81%
ROICexgc(3y)0.93%
ROICexgc(5y)0.87%
ROCE(3y)1.05%
ROCE(5y)0.98%
ROICexgc growth 3Y3.3%
ROICexgc growth 5Y3.6%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3.21%
OM growth 3Y7.63%
OM growth 5Y5.09%
PM growth 3Y8.43%
PM growth 5Y0.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 4.86
Debt/EBITDA 2.44
Cap/Depr 77.14%
Cap/Sales 1.23%
Interest Coverage 250
Cash Conversion 62.13%
Profit Quality 92.66%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC4.85%
ROIC/WACC0.23
Cap/Depr(3y)76.21%
Cap/Depr(5y)58.01%
Cap/Sales(3y)1.4%
Cap/Sales(5y)1.04%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)98.06%
EPS 3Y-0.66%
EPS 5Y-3.09%
EPS Q2Q%26.65%
EPS Next Y21.78%
EPS Next 2Y16.69%
EPS Next 3Y13.87%
EPS Next 5Y10.51%
Revenue 1Y (TTM)1%
Revenue growth 3Y-8.37%
Revenue growth 5Y-2%
Sales Q2Q%1.21%
Revenue Next Year4.81%
Revenue Next 2Y4.02%
Revenue Next 3Y3.74%
Revenue Next 5Y5.27%
EBIT growth 1Y70.83%
EBIT growth 3Y-1.38%
EBIT growth 5Y2.99%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y100.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y72.23%
OCF growth 3Y-60.17%
OCF growth 5Y-41.13%

HELVETIA BALOISE HOLDING AG / 1HELN.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HELVETIA BALOISE HOLDING AG (1HELN.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to 1HELN.MI.


What is the valuation status for 1HELN stock?

ChartMill assigns a valuation rating of 3 / 10 to HELVETIA BALOISE HOLDING AG (1HELN.MI). This can be considered as Overvalued.


How profitable is HELVETIA BALOISE HOLDING AG (1HELN.MI) stock?

HELVETIA BALOISE HOLDING AG (1HELN.MI) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for 1HELN stock?

The Price/Earnings (PE) ratio for HELVETIA BALOISE HOLDING AG (1HELN.MI) is 19.18 and the Price/Book (PB) ratio is 2.62.


Can you provide the expected EPS growth for 1HELN stock?

The Earnings per Share (EPS) of HELVETIA BALOISE HOLDING AG (1HELN.MI) is expected to grow by 21.78% in the next year.