AMERIPRISE FINANCIAL INC (1AMP.MI) Fundamental Analysis & Valuation
BIT:1AMP • US03076C1062
Current stock price
This 1AMP.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. 1AMP.MI Profitability Analysis
1.1 Basic Checks
- In the past year 1AMP was profitable.
- In the past year 1AMP had a positive cash flow from operations.
- 1AMP had positive earnings in each of the past 5 years.
- In the past 5 years 1AMP always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of 1AMP (1.87%) is comparable to the rest of the industry.
- With an excellent Return On Equity value of 54.41%, 1AMP belongs to the best of the industry, outperforming 95.97% of the companies in the same industry.
- The Return On Invested Capital of 1AMP (2.47%) is comparable to the rest of the industry.
- 1AMP had an Average Return On Invested Capital over the past 3 years of 2.27%. This is significantly below the industry average of 9.05%.
- The 3 year average ROIC (2.27%) for 1AMP is below the current ROIC(2.47%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.87% | ||
| ROE | 54.41% | ||
| ROIC | 2.47% |
1.3 Margins
- Looking at the Profit Margin, with a value of 18.84%, 1AMP is in the better half of the industry, outperforming 60.48% of the companies in the same industry.
- 1AMP's Profit Margin has improved in the last couple of years.
- 1AMP has a better Operating Margin (30.85%) than 68.55% of its industry peers.
- In the last couple of years the Operating Margin of 1AMP has grown nicely.
- 1AMP's Gross Margin of 52.67% is fine compared to the rest of the industry. 1AMP outperforms 64.52% of its industry peers.
- 1AMP's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 30.85% | ||
| PM (TTM) | 18.84% | ||
| GM | 52.67% |
2. 1AMP.MI Health Analysis
2.1 Basic Checks
- 1AMP has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, 1AMP has less shares outstanding
- The debt/assets ratio for 1AMP has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.47, we must say that 1AMP is in the distress zone and has some risk of bankruptcy.
- 1AMP has a Altman-Z score of 0.47. This is comparable to the rest of the industry: 1AMP outperforms 49.19% of its industry peers.
- 1AMP has a debt to FCF ratio of 4.85. This is a neutral value as 1AMP would need 4.85 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.85, 1AMP is in the better half of the industry, outperforming 70.16% of the companies in the same industry.
- 1AMP has a Debt/Equity ratio of 6.05. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 6.05, 1AMP is doing worse than 66.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.05 | ||
| Debt/FCF | 4.85 | ||
| Altman-Z | 0.47 |
2.3 Liquidity
- A Current Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
- 1AMP has a Current ratio (0.67) which is in line with its industry peers.
- A Quick Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
- The Quick ratio of 1AMP (0.67) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.67 | ||
| Quick Ratio | 0.67 |
3. 1AMP.MI Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 13.71% over the past year.
- 1AMP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.46% yearly.
- Looking at the last year, 1AMP shows a small growth in Revenue. The Revenue has grown by 5.49% in the last year.
- 1AMP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.60% yearly.
3.2 Future
- The Earnings Per Share is expected to grow by 11.40% on average over the next years. This is quite good.
- Based on estimates for the next years, 1AMP will show a small growth in Revenue. The Revenue will grow by 6.01% on average per year.
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. 1AMP.MI Valuation Analysis
4.1 Price/Earnings Ratio
- 1AMP is valuated correctly with a Price/Earnings ratio of 12.01.
- 1AMP's Price/Earnings ratio is a bit cheaper when compared to the industry. 1AMP is cheaper than 79.84% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 25.73, 1AMP is valued rather cheaply.
- 1AMP is valuated reasonably with a Price/Forward Earnings ratio of 11.00.
- Based on the Price/Forward Earnings ratio, 1AMP is valued cheaper than 85.48% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of 1AMP to the average of the S&P500 Index (23.72), we can say 1AMP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.01 | ||
| Fwd PE | 11 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AMP indicates a rather cheap valuation: 1AMP is cheaper than 95.97% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.28 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- 1AMP has a very decent profitability rating, which may justify a higher PE ratio.
5. 1AMP.MI Dividend Analysis
5.1 Amount
- 1AMP has a Yearly Dividend Yield of 1.45%. Purely for dividend investing, there may be better candidates out there.
- 1AMP's Dividend Yield is comparable with the industry average which is at 3.27.
- Compared to the average S&P500 Dividend Yield of 1.91, 1AMP is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
5.2 History
- The dividend of 1AMP is nicely growing with an annual growth rate of 9.05%!
5.3 Sustainability
- 1AMP pays out 16.73% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 1AMP is growing, but earnings are growing more, so the dividend growth is sustainable.
1AMP.MI Fundamentals: All Metrics, Ratios and Statistics
BIT:1AMP (3/2/2026, 7:00:00 PM)
408.9
+408.9 (+Infinity%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.45% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.01 | ||
| Fwd PE | 11 | ||
| P/S | 2.28 | ||
| P/FCF | 5.28 | ||
| P/OCF | 5.17 | ||
| P/B | 6.57 | ||
| P/tB | 6.57 | ||
| EV/EBITDA | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.87% | ||
| ROE | 54.41% | ||
| ROCE | 3.8% | ||
| ROIC | 2.47% | ||
| ROICexc | 2.61% | ||
| ROICexgc | 6.06% | ||
| OM | 30.85% | ||
| PM (TTM) | 18.84% | ||
| GM | 52.67% | ||
| FCFM | 43.15% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.05 | ||
| Debt/FCF | 4.85 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.86% | ||
| Interest Coverage | 7.76 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 229.05% | ||
| Current Ratio | 0.67 | ||
| Quick Ratio | 0.67 | ||
| Altman-Z | 0.47 |
AMERIPRISE FINANCIAL INC / 1AMP.MI Fundamental Analysis FAQ
What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1AMP.MI.
What is the valuation status for 1AMP stock?
ChartMill assigns a valuation rating of 6 / 10 to AMERIPRISE FINANCIAL INC (1AMP.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for AMERIPRISE FINANCIAL INC?
AMERIPRISE FINANCIAL INC (1AMP.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?
The Price/Earnings (PE) ratio for AMERIPRISE FINANCIAL INC (1AMP.MI) is 12.01 and the Price/Book (PB) ratio is 6.57.
How sustainable is the dividend of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?
The dividend rating of AMERIPRISE FINANCIAL INC (1AMP.MI) is 5 / 10 and the dividend payout ratio is 16.73%.