AMERIPRISE FINANCIAL INC (1AMP.MI) Fundamental Analysis & Valuation

BIT:1AMPUS03076C1062

Current stock price

408.9 EUR
+408.9 (+Infinity%)
Last:

This 1AMP.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. 1AMP.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1AMP was profitable.
  • In the past year 1AMP had a positive cash flow from operations.
  • 1AMP had positive earnings in each of the past 5 years.
  • In the past 5 years 1AMP always reported a positive cash flow from operatings.
1AMP.MI Yearly Net Income VS EBIT VS OCF VS FCF1AMP.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of 1AMP (1.87%) is comparable to the rest of the industry.
  • With an excellent Return On Equity value of 54.41%, 1AMP belongs to the best of the industry, outperforming 95.97% of the companies in the same industry.
  • The Return On Invested Capital of 1AMP (2.47%) is comparable to the rest of the industry.
  • 1AMP had an Average Return On Invested Capital over the past 3 years of 2.27%. This is significantly below the industry average of 9.05%.
  • The 3 year average ROIC (2.27%) for 1AMP is below the current ROIC(2.47%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROIC 2.47%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
1AMP.MI Yearly ROA, ROE, ROIC1AMP.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • Looking at the Profit Margin, with a value of 18.84%, 1AMP is in the better half of the industry, outperforming 60.48% of the companies in the same industry.
  • 1AMP's Profit Margin has improved in the last couple of years.
  • 1AMP has a better Operating Margin (30.85%) than 68.55% of its industry peers.
  • In the last couple of years the Operating Margin of 1AMP has grown nicely.
  • 1AMP's Gross Margin of 52.67% is fine compared to the rest of the industry. 1AMP outperforms 64.52% of its industry peers.
  • 1AMP's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
1AMP.MI Yearly Profit, Operating, Gross Margins1AMP.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

3

2. 1AMP.MI Health Analysis

2.1 Basic Checks

  • 1AMP has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, 1AMP has less shares outstanding
  • The debt/assets ratio for 1AMP has been reduced compared to a year ago.
1AMP.MI Yearly Shares Outstanding1AMP.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
1AMP.MI Yearly Total Debt VS Total Assets1AMP.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • Based on the Altman-Z score of 0.47, we must say that 1AMP is in the distress zone and has some risk of bankruptcy.
  • 1AMP has a Altman-Z score of 0.47. This is comparable to the rest of the industry: 1AMP outperforms 49.19% of its industry peers.
  • 1AMP has a debt to FCF ratio of 4.85. This is a neutral value as 1AMP would need 4.85 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.85, 1AMP is in the better half of the industry, outperforming 70.16% of the companies in the same industry.
  • 1AMP has a Debt/Equity ratio of 6.05. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 6.05, 1AMP is doing worse than 66.13% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Altman-Z 0.47
ROIC/WACCN/A
WACCN/A
1AMP.MI Yearly LT Debt VS Equity VS FCF1AMP.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
  • 1AMP has a Current ratio (0.67) which is in line with its industry peers.
  • A Quick Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
  • The Quick ratio of 1AMP (0.67) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.67
1AMP.MI Yearly Current Assets VS Current Liabilites1AMP.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

5

3. 1AMP.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.71% over the past year.
  • 1AMP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 18.46% yearly.
  • Looking at the last year, 1AMP shows a small growth in Revenue. The Revenue has grown by 5.49% in the last year.
  • 1AMP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.60% yearly.
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%5.74%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.40% on average over the next years. This is quite good.
  • Based on estimates for the next years, 1AMP will show a small growth in Revenue. The Revenue will grow by 6.01% on average per year.
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue Next Year4.81%
Revenue Next 2Y4.59%
Revenue Next 3Y3.81%
Revenue Next 5Y6.01%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1AMP.MI Yearly Revenue VS Estimates1AMP.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
1AMP.MI Yearly EPS VS Estimates1AMP.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20 40 60

6

4. 1AMP.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • 1AMP is valuated correctly with a Price/Earnings ratio of 12.01.
  • 1AMP's Price/Earnings ratio is a bit cheaper when compared to the industry. 1AMP is cheaper than 79.84% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.73, 1AMP is valued rather cheaply.
  • 1AMP is valuated reasonably with a Price/Forward Earnings ratio of 11.00.
  • Based on the Price/Forward Earnings ratio, 1AMP is valued cheaper than 85.48% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of 1AMP to the average of the S&P500 Index (23.72), we can say 1AMP is valued rather cheaply.
Industry RankSector Rank
PE 12.01
Fwd PE 11
1AMP.MI Price Earnings VS Forward Price Earnings1AMP.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of 1AMP indicates a rather cheap valuation: 1AMP is cheaper than 95.97% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 5.28
EV/EBITDA N/A
1AMP.MI Per share data1AMP.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • 1AMP has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.31
PEG (5Y)0.65
EPS Next 2Y8.79%
EPS Next 3Y8.1%

5

5. 1AMP.MI Dividend Analysis

5.1 Amount

  • 1AMP has a Yearly Dividend Yield of 1.45%. Purely for dividend investing, there may be better candidates out there.
  • 1AMP's Dividend Yield is comparable with the industry average which is at 3.27.
  • Compared to the average S&P500 Dividend Yield of 1.91, 1AMP is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.45%

5.2 History

  • The dividend of 1AMP is nicely growing with an annual growth rate of 9.05%!
Dividend Growth(5Y)9.05%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 1AMP pays out 16.73% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of 1AMP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP16.73%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
1AMP.MI Yearly Income VS Free CF VS Dividend1AMP.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
1AMP.MI Dividend Payout.1AMP.MI Dividend Payout, showing the Payout Ratio.1AMP.MI Dividend Payout.PayoutRetained Earnings

1AMP.MI Fundamentals: All Metrics, Ratios and Statistics

AMERIPRISE FINANCIAL INC

BIT:1AMP (3/2/2026, 7:00:00 PM)

408.9

+408.9 (+Infinity%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-29
Earnings (Next)04-22
Inst Owners89.76%
Inst Owner ChangeN/A
Ins Owners0.19%
Ins Owner ChangeN/A
Market Cap37.28B
Revenue(TTM)18.91B
Net Income(TTM)3.56B
Analysts75
Price Target490.49 (19.95%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.45%
Yearly Dividend5.54
Dividend Growth(5Y)9.05%
DP16.73%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.18%
Min EPS beat(2)0.47%
Max EPS beat(2)3.88%
EPS beat(4)4
Avg EPS beat(4)2.06%
Min EPS beat(4)0.34%
Max EPS beat(4)3.88%
EPS beat(8)7
Avg EPS beat(8)0.4%
EPS beat(12)7
Avg EPS beat(12)-1.14%
EPS beat(16)11
Avg EPS beat(16)0.36%
Revenue beat(2)2
Avg Revenue beat(2)3.11%
Min Revenue beat(2)2.74%
Max Revenue beat(2)3.48%
Revenue beat(4)4
Avg Revenue beat(4)2.44%
Min Revenue beat(4)0.86%
Max Revenue beat(4)3.48%
Revenue beat(8)8
Avg Revenue beat(8)3.14%
Revenue beat(12)12
Avg Revenue beat(12)3.58%
Revenue beat(16)15
Avg Revenue beat(16)3.26%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 12.01
Fwd PE 11
P/S 2.28
P/FCF 5.28
P/OCF 5.17
P/B 6.57
P/tB 6.57
EV/EBITDA N/A
EPS(TTM)34.04
EY8.32%
EPS(NY)37.17
Fwd EY9.09%
FCF(TTM)77.51
FCFY18.96%
OCF(TTM)79.05
OCFY19.33%
SpS179.62
BVpS62.2
TBVpS62.2
PEG (NY)1.31
PEG (5Y)0.65
Graham Number218.27
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROCE 3.8%
ROIC 2.47%
ROICexc 2.61%
ROICexgc 6.06%
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
FCFM 43.15%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.37%
ROICexgc(5y)5.01%
ROCE(3y)3.57%
ROCE(5y)3.14%
ROICexgc growth 3Y13.34%
ROICexgc growth 5Y15.57%
ROICexc growth 3Y13.28%
ROICexc growth 5Y20.92%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score7
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.86%
Interest Coverage 7.76
Cash Conversion N/A
Profit Quality 229.05%
Current Ratio 0.67
Quick Ratio 0.67
Altman-Z 0.47
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.99%
Cap/Sales(5y)1.03%
Profit Quality(3y)197.96%
Profit Quality(5y)175.02%
High Growth Momentum
Growth
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
EPS Next Y9.18%
EPS Next 2Y8.79%
EPS Next 3Y8.1%
EPS Next 5Y11.4%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%5.74%
Revenue Next Year4.81%
Revenue Next 2Y4.59%
Revenue Next 3Y3.81%
Revenue Next 5Y6.01%
EBIT growth 1Y11.68%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year24.39%
EBIT Next 3Y9.31%
EBIT Next 5YN/A
FCF growth 1Y27.14%
FCF growth 3Y24.54%
FCF growth 5Y12.76%
OCF growth 1Y26.2%
OCF growth 3Y23.61%
OCF growth 5Y12.48%

AMERIPRISE FINANCIAL INC / 1AMP.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1AMP.MI.


What is the valuation status for 1AMP stock?

ChartMill assigns a valuation rating of 6 / 10 to AMERIPRISE FINANCIAL INC (1AMP.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for AMERIPRISE FINANCIAL INC?

AMERIPRISE FINANCIAL INC (1AMP.MI) has a profitability rating of 7 / 10.


What are the PE and PB ratios of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?

The Price/Earnings (PE) ratio for AMERIPRISE FINANCIAL INC (1AMP.MI) is 12.01 and the Price/Book (PB) ratio is 6.57.


How sustainable is the dividend of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?

The dividend rating of AMERIPRISE FINANCIAL INC (1AMP.MI) is 5 / 10 and the dividend payout ratio is 16.73%.