AMERIPRISE FINANCIAL INC (1AMP.MI) Fundamental Analysis & Valuation

BIT:1AMP • US03076C1062

Current stock price

389.3 EUR
-19.6 (-4.79%)
Last:

This 1AMP.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. 1AMP.MI Profitability Analysis

1.1 Basic Checks

  • 1AMP had positive earnings in the past year.
  • In the past year 1AMP had a positive cash flow from operations.
  • 1AMP had positive earnings in each of the past 5 years.
  • 1AMP had a positive operating cash flow in each of the past 5 years.
1AMP.MI Yearly Net Income VS EBIT VS OCF VS FCF1AMP.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of 1AMP (1.87%) is better than 60.53% of its industry peers.
  • 1AMP's Return On Equity of 54.41% is amongst the best of the industry. 1AMP outperforms 97.37% of its industry peers.
  • 1AMP has a better Return On Invested Capital (2.47%) than 60.53% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for 1AMP is significantly below the industry average of 8.59%.
  • The last Return On Invested Capital (2.47%) for 1AMP is above the 3 year average (2.27%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROIC 2.47%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
1AMP.MI Yearly ROA, ROE, ROIC1AMP.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • The Profit Margin of 1AMP (18.84%) is better than 61.40% of its industry peers.
  • In the last couple of years the Profit Margin of 1AMP has grown nicely.
  • With a decent Operating Margin value of 30.85%, 1AMP is doing good in the industry, outperforming 72.81% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 1AMP has grown nicely.
  • 1AMP has a Gross Margin of 52.67%. This is in the better half of the industry: 1AMP outperforms 68.42% of its industry peers.
  • In the last couple of years the Gross Margin of 1AMP has grown nicely.
Industry RankSector Rank
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
1AMP.MI Yearly Profit, Operating, Gross Margins1AMP.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. 1AMP.MI Health Analysis

2.1 Basic Checks

  • 1AMP has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, 1AMP has less shares outstanding
  • 1AMP has a better debt/assets ratio than last year.
1AMP.MI Yearly Shares Outstanding1AMP.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
1AMP.MI Yearly Total Debt VS Total Assets1AMP.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

2.2 Solvency

  • Based on the Altman-Z score of 0.46, we must say that 1AMP is in the distress zone and has some risk of bankruptcy.
  • 1AMP has a Altman-Z score (0.46) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of 1AMP is 4.85, which is a neutral value as it means it would take 1AMP, 4.85 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.85, 1AMP is in the better half of the industry, outperforming 75.44% of the companies in the same industry.
  • 1AMP has a Debt/Equity ratio of 6.05. This is a high value indicating a heavy dependency on external financing.
  • 1AMP has a Debt to Equity ratio of 6.05. This is in the lower half of the industry: 1AMP underperforms 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
1AMP.MI Yearly LT Debt VS Equity VS FCF1AMP.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.3 Liquidity

  • A Current Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
  • 1AMP has a Current ratio of 0.67. This is comparable to the rest of the industry: 1AMP outperforms 50.00% of its industry peers.
  • A Quick Ratio of 0.67 indicates that 1AMP may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.67, 1AMP is in line with its industry, outperforming 50.88% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.67
Quick Ratio 0.67
1AMP.MI Yearly Current Assets VS Current Liabilites1AMP.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. 1AMP.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 13.71% over the past year.
  • The Earnings Per Share has been growing by 18.46% on average over the past years. This is quite good.
  • Looking at the last year, 1AMP shows a small growth in Revenue. The Revenue has grown by 5.49% in the last year.
  • 1AMP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.60% yearly.
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%5.74%

3.2 Future

  • 1AMP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.40% yearly.
  • The Revenue is expected to grow by 6.01% on average over the next years.
EPS Next Y9.21%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
EPS Next 5Y11.4%
Revenue Next Year5.4%
Revenue Next 2Y4.85%
Revenue Next 3Y4.27%
Revenue Next 5Y6.01%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
1AMP.MI Yearly Revenue VS Estimates1AMP.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B 20B
1AMP.MI Yearly EPS VS Estimates1AMP.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20 40 60

More info and screens

Find the best growth stocksShow best growing peers

7

4. 1AMP.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • 1AMP is valuated reasonably with a Price/Earnings ratio of 11.60.
  • 78.07% of the companies in the same industry are more expensive than 1AMP, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 26.54, 1AMP is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 10.62, the valuation of 1AMP can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, 1AMP is valued cheaper than 84.21% of the companies in the same industry.
  • 1AMP is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.68, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.6
Fwd PE 10.62
1AMP.MI Price Earnings VS Forward Price Earnings1AMP.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 1AMP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 1AMP is cheaper than 96.49% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.07
EV/EBITDA N/A
1AMP.MI Per share data1AMP.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • 1AMP's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The excellent profitability rating of 1AMP may justify a higher PE ratio.
PEG (NY)1.26
PEG (5Y)0.63
EPS Next 2Y8.88%
EPS Next 3Y8.58%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. 1AMP.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.41%, 1AMP has a reasonable but not impressive dividend return.
  • 1AMP's Dividend Yield is comparable with the industry average which is at 3.11.
  • 1AMP's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.41%

5.2 History

  • On average, the dividend of 1AMP grows each year by 9.05%, which is quite nice.
Dividend Growth(5Y)9.05%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 16.73% of the earnings are spent on dividend by 1AMP. This is a low number and sustainable payout ratio.
  • 1AMP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP16.73%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
1AMP.MI Yearly Income VS Free CF VS Dividend1AMP.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B
1AMP.MI Dividend Payout.1AMP.MI Dividend Payout, showing the Payout Ratio.1AMP.MI Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

1AMP.MI Fundamentals: All Metrics, Ratios and Statistics

AMERIPRISE FINANCIAL INC

BIT:1AMP (3/30/2026, 7:00:00 PM)

389.3

-19.6 (-4.79%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry Strength29.19
Industry Growth54.66
Earnings (Last)01-29
Earnings (Next)04-23
Inst Owners90.26%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap35.31B
Revenue(TTM)18.91B
Net Income(TTM)3.56B
Analysts75
Price Target485.12 (24.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.41%
Yearly Dividend5.43
Dividend Growth(5Y)9.05%
DP16.73%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.18%
Min EPS beat(2)0.47%
Max EPS beat(2)3.88%
EPS beat(4)4
Avg EPS beat(4)2.06%
Min EPS beat(4)0.34%
Max EPS beat(4)3.88%
EPS beat(8)7
Avg EPS beat(8)0.4%
EPS beat(12)7
Avg EPS beat(12)-1.14%
EPS beat(16)11
Avg EPS beat(16)0.36%
Revenue beat(2)2
Avg Revenue beat(2)3.11%
Min Revenue beat(2)2.74%
Max Revenue beat(2)3.48%
Revenue beat(4)4
Avg Revenue beat(4)2.44%
Min Revenue beat(4)0.86%
Max Revenue beat(4)3.48%
Revenue beat(8)8
Avg Revenue beat(8)3.14%
Revenue beat(12)12
Avg Revenue beat(12)3.58%
Revenue beat(16)15
Avg Revenue beat(16)3.26%
PT rev (1m)-1.09%
PT rev (3m)N/A
EPS NQ rev (1m)-0.11%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.03%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-0.08%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 11.6
Fwd PE 10.62
P/S 2.19
P/FCF 5.07
P/OCF 4.97
P/B 6.31
P/tB 6.31
EV/EBITDA N/A
EPS(TTM)33.57
EY8.62%
EPS(NY)36.66
Fwd EY9.42%
FCF(TTM)76.84
FCFY19.74%
OCF(TTM)78.37
OCFY20.13%
SpS178.06
BVpS61.66
TBVpS61.66
PEG (NY)1.26
PEG (5Y)0.63
Graham Number215.813 (-44.56%)
Profitability
Industry RankSector Rank
ROA 1.87%
ROE 54.41%
ROCE 3.8%
ROIC 2.47%
ROICexc 2.61%
ROICexgc 6.06%
OM 30.85%
PM (TTM) 18.84%
GM 52.67%
FCFM 43.15%
ROA(3y)1.73%
ROA(5y)1.68%
ROE(3y)57.84%
ROE(5y)57.45%
ROIC(3y)2.27%
ROIC(5y)2.03%
ROICexc(3y)2.38%
ROICexc(5y)2.13%
ROICexgc(3y)5.37%
ROICexgc(5y)5.01%
ROCE(3y)3.57%
ROCE(5y)3.14%
ROICexgc growth 3Y13.34%
ROICexgc growth 5Y15.57%
ROICexc growth 3Y13.28%
ROICexc growth 5Y20.92%
OM growth 3Y9.4%
OM growth 5Y13.1%
PM growth 3Y1.84%
PM growth 5Y7.99%
GM growth 3Y1.11%
GM growth 5Y3.16%
F-Score7
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 6.05
Debt/FCF 4.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.86%
Interest Coverage 7.76
Cash Conversion N/A
Profit Quality 229.05%
Current Ratio 0.67
Quick Ratio 0.67
Altman-Z 0.46
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.99%
Cap/Sales(5y)1.03%
Profit Quality(3y)197.96%
Profit Quality(5y)175.02%
High Growth Momentum
Growth
EPS 1Y (TTM)13.71%
EPS 3Y16.04%
EPS 5Y18.46%
EPS Q2Q%15.71%
EPS Next Y9.21%
EPS Next 2Y8.88%
EPS Next 3Y8.58%
EPS Next 5Y11.4%
Revenue 1Y (TTM)5.49%
Revenue growth 3Y9.64%
Revenue growth 5Y9.6%
Sales Q2Q%5.74%
Revenue Next Year5.4%
Revenue Next 2Y4.85%
Revenue Next 3Y4.27%
Revenue Next 5Y6.01%
EBIT growth 1Y11.68%
EBIT growth 3Y19.95%
EBIT growth 5Y23.96%
EBIT Next Year24.39%
EBIT Next 3Y9.31%
EBIT Next 5YN/A
FCF growth 1Y27.14%
FCF growth 3Y24.54%
FCF growth 5Y12.76%
OCF growth 1Y26.2%
OCF growth 3Y23.61%
OCF growth 5Y12.48%

AMERIPRISE FINANCIAL INC / 1AMP.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of AMERIPRISE FINANCIAL INC (1AMP.MI) stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1AMP.MI.


What is the valuation status for 1AMP stock?

ChartMill assigns a valuation rating of 7 / 10 to AMERIPRISE FINANCIAL INC (1AMP.MI). This can be considered as Undervalued.


How profitable is AMERIPRISE FINANCIAL INC (1AMP.MI) stock?

AMERIPRISE FINANCIAL INC (1AMP.MI) has a profitability rating of 7 / 10.


How financially healthy is AMERIPRISE FINANCIAL INC?

The financial health rating of AMERIPRISE FINANCIAL INC (1AMP.MI) is 3 / 10.


Is the dividend of AMERIPRISE FINANCIAL INC sustainable?

The dividend rating of AMERIPRISE FINANCIAL INC (1AMP.MI) is 5 / 10 and the dividend payout ratio is 16.73%.