ARCH CAPITAL GROUP LTD (1ACGL.MI) Fundamental Analysis & Valuation

BIT:1ACGL • BMG0450A1053

Current stock price

82.86 EUR
+82.86 (+Infinity%)
Last:

This 1ACGL.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. 1ACGL.MI Profitability Analysis

1.1 Basic Checks

  • In the past year 1ACGL was profitable.
  • In the past year 1ACGL had a positive cash flow from operations.
  • Each year in the past 5 years 1ACGL has been profitable.
  • In the past 5 years 1ACGL always reported a positive cash flow from operatings.
1ACGL.MI Yearly Net Income VS EBIT VS OCF VS FCF1ACGL.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.50%, 1ACGL belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 18.01%, 1ACGL is in line with its industry, outperforming 51.11% of the companies in the same industry.
  • With an excellent Return On Invested Capital value of 5.09%, 1ACGL belongs to the best of the industry, outperforming 84.44% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for 1ACGL is above the industry average of 2.62%.
  • The 3 year average ROIC (4.96%) for 1ACGL is below the current ROIC(5.09%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.09%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
1ACGL.MI Yearly ROA, ROE, ROIC1ACGL.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • The Profit Margin of 1ACGL (22.58%) is better than 93.33% of its industry peers.
  • 1ACGL's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 23.57%, 1ACGL belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
  • In the last couple of years the Operating Margin of 1ACGL has grown nicely.
Industry RankSector Rank
OM 23.57%
PM (TTM) 22.58%
GM N/A
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
1ACGL.MI Yearly Profit, Operating, Gross Margins1ACGL.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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5

2. 1ACGL.MI Health Analysis

2.1 Basic Checks

  • 1ACGL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, 1ACGL has less shares outstanding
  • The number of shares outstanding for 1ACGL has been reduced compared to 5 years ago.
  • Compared to 1 year ago, 1ACGL has an improved debt to assets ratio.
1ACGL.MI Yearly Shares Outstanding1ACGL.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
1ACGL.MI Yearly Total Debt VS Total Assets1ACGL.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of 1ACGL is 0.45, which is an excellent value as it means it would take 1ACGL, only 0.45 years of fcf income to pay off all of its debts.
  • 1ACGL has a Debt to FCF ratio of 0.45. This is amongst the best in the industry. 1ACGL outperforms 97.78% of its industry peers.
  • 1ACGL has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • 1ACGL has a better Debt to Equity ratio (0.11) than 95.56% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.6
WACC8.54%
1ACGL.MI Yearly LT Debt VS Equity VS FCF1ACGL.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
1ACGL.MI Yearly Current Assets VS Current Liabilites1ACGL.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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5

3. 1ACGL.MI Growth Analysis

3.1 Past

  • 1ACGL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.47%.
  • 1ACGL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
  • 1ACGL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.90%.
  • The Revenue has been growing by 18.36% on average over the past years. This is quite good.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-17.16%

3.2 Future

  • 1ACGL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.73% yearly.
  • 1ACGL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.34% yearly.
EPS Next Y-3.05%
EPS Next 2Y2.24%
EPS Next 3Y3.73%
EPS Next 5YN/A
Revenue Next Year0.98%
Revenue Next 2Y2.15%
Revenue Next 3Y3.34%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
1ACGL.MI Yearly Revenue VS Estimates1ACGL.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
1ACGL.MI Yearly EPS VS Estimates1ACGL.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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6

4. 1ACGL.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • 1ACGL is valuated reasonably with a Price/Earnings ratio of 9.83.
  • Based on the Price/Earnings ratio, 1ACGL is valued cheaper than 84.44% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.91, 1ACGL is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 10.14, the valuation of 1ACGL can be described as very reasonable.
  • 77.78% of the companies in the same industry are more expensive than 1ACGL, based on the Price/Forward Earnings ratio.
  • 1ACGL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.99.
Industry RankSector Rank
PE 9.83
Fwd PE 10.14
1ACGL.MI Price Earnings VS Forward Price Earnings1ACGL.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, 1ACGL is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, 1ACGL is valued a bit cheaper than the industry average as 62.22% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 5.64
EV/EBITDA 7.65
1ACGL.MI Per share data1ACGL.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The excellent profitability rating of 1ACGL may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.2
EPS Next 2Y2.24%
EPS Next 3Y3.73%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. 1ACGL.MI Dividend Analysis

5.1 Amount

  • 1ACGL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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1ACGL.MI Fundamentals: All Metrics, Ratios and Statistics

ARCH CAPITAL GROUP LTD

BIT:1ACGL (4/17/2026, 7:00:00 PM)

82.86

+82.86 (+Infinity%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-28
Inst Owners94.6%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap29.52B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target94.58 (14.14%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.11
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)1
Avg Revenue beat(4)-3.04%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)13.58%
Revenue beat(8)4
Avg Revenue beat(8)1.29%
Revenue beat(12)6
Avg Revenue beat(12)1.32%
Revenue beat(16)7
Avg Revenue beat(16)0.04%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 9.83
Fwd PE 10.14
P/S 1.79
P/FCF 5.64
P/OCF 5.6
P/B 1.43
P/tB 1.5
EV/EBITDA 7.65
EPS(TTM)8.43
EY10.17%
EPS(NY)8.17
Fwd EY9.86%
FCF(TTM)14.69
FCFY17.72%
OCF(TTM)14.79
OCFY17.85%
SpS46.27
BVpS58.01
TBVpS55.08
PEG (NY)N/A
PEG (5Y)0.2
Graham Number104.897 (26.6%)
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.77%
ROIC 5.09%
ROICexc 5.16%
ROICexgc 6.87%
OM 23.57%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)4.96%
ROIC(5y)4.35%
ROICexc(3y)5.03%
ROICexc(5y)4.42%
ROICexgc(3y)6.71%
ROICexgc(5y)5.88%
ROCE(3y)5.62%
ROCE(5y)4.93%
ROICexgc growth 3Y15.73%
ROICexgc growth 5Y9.74%
ROICexc growth 3Y15.77%
ROICexc growth 5Y8.42%
OM growth 3Y9.34%
OM growth 5Y3.6%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.58
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.83
Cash Conversion 130.1%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.54%
ROIC/WACC0.6
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.05%
EPS Next 2Y2.24%
EPS Next 3Y3.73%
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-17.16%
Revenue Next Year0.98%
Revenue Next 2Y2.15%
Revenue Next 3Y3.34%
Revenue Next 5YN/A
EBIT growth 1Y15.01%
EBIT growth 3Y37.05%
EBIT growth 5Y22.63%
EBIT Next Year26.29%
EBIT Next 3Y12.91%
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD / 1ACGL.MI Fundamental Analysis FAQ

What is the fundamental rating for 1ACGL stock?

ChartMill assigns a fundamental rating of 5 / 10 to 1ACGL.MI.


Can you provide the valuation status for ARCH CAPITAL GROUP LTD?

ChartMill assigns a valuation rating of 6 / 10 to ARCH CAPITAL GROUP LTD (1ACGL.MI). This can be considered as Fairly Valued.


What is the profitability of 1ACGL stock?

ARCH CAPITAL GROUP LTD (1ACGL.MI) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for 1ACGL stock?

The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD (1ACGL.MI) is 9.83 and the Price/Book (PB) ratio is 1.43.


What is the earnings growth outlook for ARCH CAPITAL GROUP LTD?

The Earnings per Share (EPS) of ARCH CAPITAL GROUP LTD (1ACGL.MI) is expected to decline by -3.05% in the next year.