S&T Bancorp Inc (NASDAQ:STBA) Reports Mixed Q2 2025 Results: EPS Beats Estimates While Revenue Falls Short

S&T Bancorp Inc (NASDAQ:STBA) reported mixed second-quarter 2025 results, with earnings per share (EPS) surpassing analyst expectations while revenue fell slightly short. The regional bank posted diluted EPS of $0.83, beating consensus estimates of $0.82 by approximately 1%. However, quarterly revenue of $100.1 million came in just below the projected $101.0 million, marking a 2.6% year-over-year increase but missing expectations by about 1%.

Key Financial Highlights

• Net Income: $31.9 million for Q2 2025, down from $33.4 million in Q1 2025 and $34.4 million in Q2 2024.
• Revenue Growth: Sales increased 2.6% YoY to $100.1 million, slightly below estimates.
• Profitability: EPS outperformed expectations despite declining YoY and sequentially.

Market Reaction
The stock showed modest pre-market gains of approximately 1.8%, suggesting cautious optimism among investors. Over the past month, shares have risen 3.4%, though they remain flat for the week and down 2.4% over the past two weeks. The market appears to be weighing the EPS beat against the revenue miss and broader concerns about net income declines both sequentially and year-over-year.

Analyst Expectations for Future Quarters
Looking ahead, analysts forecast Q3 2025 revenue of $102.7 million and full-year 2025 sales of $405.7 million. The company did not provide explicit guidance in its press release, leaving investors to rely on external estimates.

Press Release Summary
The earnings announcement highlighted S&T Bancorp’s segment performance, including Commercial Real Estate (CRE), Commercial & Industrial (C&I), and Consumer Real Estate lending. The bank emphasized its diversified loan portfolio but did not address specific growth initiatives or macroeconomic headwinds affecting profitability.

For a deeper look at S&T Bancorp’s earnings history and future estimates, visit the earnings and estimates page.

Disclaimer: This article is for informational purposes only and does not constitute investment advice.