SLM Corp (NASDAQ:SLM) Q2 2025 Earnings Miss Estimates, Shares Drop 3.34% in After-Hours Trading

SLM Corp (NASDAQ:SLM) reported its second-quarter 2025 financial results, missing analyst expectations on both earnings per share (EPS) and revenue. The company posted EPS of $0.32, falling short of the estimated $0.50, while revenue came in at $376.8 million, below the projected $381.4 million. The market reaction was negative, with shares declining approximately 3.34% in after-hours trading.

Key Takeaways from the Earnings Report

• EPS Miss: Reported EPS of $0.32 was significantly below the consensus estimate of $0.50, reflecting weaker-than-expected profitability.
• Revenue Shortfall: Sales of $376.8 million were slightly below the $381.4 million forecast, indicating softer-than-anticipated loan demand or pricing pressures.
• Market Reaction: The stock dropped in after-hours trading, suggesting investor disappointment with the results. Over the past month, shares had been relatively flat, but the post-earnings decline signals a reassessment of near-term performance.

Broader Performance Context

• Recent Stock Movement: Prior to the earnings release, SLM shares had shown minimal movement over the past month (-0.96%) and were down slightly over the past two weeks (-5.04%). The after-hours sell-off indicates that the earnings miss has amplified existing concerns.
• Forward Estimates: Analysts expect Q3 2025 revenue of $390.7 million and EPS of $0.53, while full-year 2025 revenue is projected at $1.55 billion. The company did not provide an explicit outlook in its press release, leaving investors to rely on external estimates.

Press Release Highlights

• SLM Corp will host an earnings call at 5:30 p.m. ET today, where management will discuss quarterly performance and address questions.
• The company emphasized its role as a leader in private student lending, offering products such as the Smart Option Student Loan and specialized graduate loans.
• A replay of the earnings webcast will be available on the company’s investor relations website.

For a deeper dive into SLM Corp’s earnings history and future estimates, visit the earnings and estimates page.

Disclaimer: This article is not investment advice. Investors should conduct their own research or consult a financial advisor before making decisions.