CHOICEONE FINANCIAL SVCS INC (COFS) Earnings History & Surprises

NASDAQ:COFS • US1703861062

Current stock price

27.25 USD
-0.47 (-1.7%)
At close:
27.25 USD
0 (0%)
After Hours:

COFS Earnings overview

Past quarterly earnings results for CHOICEONE FINANCIAL SVCS INC (COFS), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release Date
Apr 28, 2026
Period
Q1 / 2026
EPS Estimate
$0.86
Revenue Estimate
43.548M

Last Reported

Most Recent
Release Date
Jan 30, 2026
Period
Q4 / 2025
EPS Reported
$0.92
EPS Surprise
0.03%
Revenue Surprise
-13.93%

Beat Rate

Last 8 Quarters
44%
EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q4 2025 0.92 0.92 0.03% 16.46% 38.454M 44.676M -13.93% 57.97%
Q3 2025 0.97 0.88 10.71% 14.12% 44.741M 42.993M 4.07% 78.14%
Q2 2025 0.91 0.80 14.38% 4.60% 42.825M 42.279M 1.29% 90.72%
Q1 2025 0.86 0.80 8.09% 16.22% 31.233M 32.436M -3.71% 52.13%
Q4 2024 0.79 0.84 -6.12% 12.86% 24.343M 24.48M -0.56% 18.16%
Q3 2024 0.85 0.75 12.61% 25.00% 25.115M 23.358M 7.52% 26.02%
Q2 2024 0.87 0.78 12.23% 26.09% 22.454M - 14.68%
Q1 2024 0.74 0.60 22.96% -1.33% 20.53M - -0.73%
Q4 2023 0.70 0.65 7.23% -21.35% 20.602M - -2.45%
Q3 2023 0.68 0.68 -0.50% -11.69% 19.93M - -2.26%
Q2 2023 0.69 - - 19.58M - -0.71%
Q1 2023 0.75 - - 20.68M - 2.53%
Q4 2022 0.89 - 34.85% 21.12M - 6.18%
Q3 2022 0.77 - 2.67% 20.39M - -0.15%
Q2 2022 - - 19.72M - 2.49%
Q1 2022 - - 20.17M - -0.59%
Q4 2021 0.66 - - 19.89M - 1.07%
Q3 2021 0.75 - - 20.42M - 0.15%
Q2 2021 0.65 - - 19.24M - 3.27%
Q1 2021 - - 20.29M - 34.64%
Q4 2020 - - 19.68M - -
Q3 2020 - - 20.39M - -
Q2 2020 - - 18.63M - -
Q1 2020 - - 15.07M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

COFS EPS Q2Q GrowthCOFS EPS Q2Q GrowthEPS Q2Q Growth Q3/22 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 10 -10 20 -20 30

Revenue Historical Q2Q growth and Acceleration

COFS Revenue Q2Q GrowthCOFS Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q3/21 Q1/22 Q3/22 Q1/23 Q3/23 Q1/24 Q3/24 Q1/25 Q3/25 Q1/26 Q3/26 Q1/27 Q3/27 0 20 40 60 80

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
3
Average EPS beat (4)
6.77%
Max EPS beat (4)
14.38%
Min EPS beat (4)
-6.12%

Revenue beat statistics

Revenue beat (4)
2
Average Revenue beat (4)
0.27%
Max Revenue beat (4)
4.07%
Min Revenue beat (4)
-3.71%

Analysis

In the last 4 quarters, COFS has beaten EPS estimates in 3 out of 4 releases
COFS has beaten revenue estimates in 2 out of the last 4 releases
In the last 4 quarters, COFS has beaten the EPS estimates by 6.8% on average.
In the last 4 quarters, COFS has beaten the revenue estimates by 0.3% on average.
COFS Overview COFS Technical Analysis Report COFS Fundamental Analysis Report COFS Forecast & Price Target
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

CHOICEONE FINANCIAL SVCS INC / COFS Earnings FAQ

Can you provide the last earnings date for CHOICEONE FINANCIAL SVCS INC?

CHOICEONE FINANCIAL SVCS INC (COFS) last reported earnings on 1/30/2026.

Did CHOICEONE FINANCIAL SVCS INC (COFS) beat earnings estimates last quarter?

CHOICEONE FINANCIAL SVCS INC (COFS) beat EPS estimates and missed revenue estimates in the most recent quarter.

Can you provide information on how often CHOICEONE FINANCIAL SVCS INC beats earnings estimates?

In the last 4 quarters, CHOICEONE FINANCIAL SVCS INC (COFS) has beaten EPS estimates in 3 out of 4 releases.