CAPITAL ONE FINANCIAL CORP (COF) Earnings History & Surprises
NYSE:COF • US14040H1059
194.27 USD
-1.56 (-0.8%)
At close: Mar 5, 2026
188.96 USD
-5.31 (-2.73%)
Pre-Market: 3/6/2026, 8:57:15 AM
Past quarterly earnings results for CAPITAL ONE FINANCIAL CORP (COF), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Release DateApr 20, 2026
PeriodQ1 / 2026
EPS Estimate$4.71
Revenue Estimate15.58B
Last Reported
Release DateJan 22, 2026
PeriodQ4 / 2025
EPS Reported$3.86
EPS Surprise -7.10%
Revenue Surprise -0.34%
Beat Rate
44%
EPS and Revenuebeats vs estimates
Quarterly Earnings Results
EPS & Revenue History (USD)
Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 3.86 | 4.15 | -7.10% | 24.92% | 15.583B | 15.636B | -0.34% | 52.92% |
| Q3 2025 | 5.95 | 4.41 | 34.94% | 31.93% | 15.359B | 15.225B | 0.88% | 53.38% |
| Q2 2025 | 5.48 | 3.75 | 45.98% | 74.52% | 12.492B | 12.826B | -2.60% | 31.41% |
| Q1 2025 | 4.06 | 3.73 | 8.83% | 26.48% | 10B | 10.149B | -1.47% | 6.36% |
| Q4 2024 | 3.09 | 2.85 | 8.56% | 37.95% | 10.19B | 10.314B | -1.20% | 7.20% |
| Q3 2024 | 4.51 | 3.80 | 18.76% | 1.35% | 10.014B | 9.96B | 0.54% | 6.92% |
| Q2 2024 | 3.14 | 3.32 | -5.56% | -10.80% | 9.506B | 9.666B | -1.66% | 5.48% |
| Q1 2024 | 3.21 | 3.34 | -3.84% | 38.96% | 9.402B | 9.437B | -0.37% | 5.60% |
| Q4 2023 | 2.24 | 2.66 | -15.88% | -20.57% | 9.506B | 9.557B | -0.53% | 5.15% |
| Q3 2023 | 4.45 | 3.29 | 35.43% | 5.95% | 9.366B | 9.288B | 0.84% | 6.37% |
| Q2 2023 | 3.52 | 3.26 | 8.05% | -29.03% | 9.012B | 9.211B | -2.16% | 9.48% |
| Q1 2023 | 2.31 | 3.96 | -41.62% | -58.90% | 8.903B | 9.136B | -2.55% | 8.93% |
| Q4 2022 | 2.82 | 3.88 | -27.31% | -47.87% | 9.04B | 9.148B | -1.18% | 11.36% |
| Q3 2022 | 4.20 | 5.09 | -17.52% | -38.05% | 8.805B | 8.671B | 1.55% | 12.45% |
| Q2 2022 | 4.96 | 5.14 | -3.49% | -34.91% | 8.232B | 8.377B | -1.73% | 11.64% |
| Q1 2022 | 5.62 | 5.49 | 2.28% | -20.06% | 8.173B | 8.098B | 0.93% | 14.90% |
| Q4 2021 | 5.41 | 5.35 | 1.11% | 1.12% | 8.118B | 8.01B | 1.35% | 10.64% |
| Q3 2021 | 6.78 | 5.43 | 24.77% | 33.99% | 7.83B | 7.513B | 4.22% | 6.08% |
| Q2 2021 | 7.62 | 4.69 | 62.48% | 444.80% | 7.374B | 7.188B | 2.59% | 12.48% |
| Q1 2021 | 7.03 | 4.21 | 66.91% | 326.77% | 7.113B | 7.053B | 0.85% | -1.88% |
| Q4 2020 | 5.35 | 2.89 | 85.09% | - | 7.337B | 7.036B | 4.28% | - |
| Q3 2020 | 5.06 | 2.15 | 134.90% | - | 7.381B | 6.749B | 9.36% | - |
| Q2 2020 | -2.21 | -1.70 | -29.96% | - | 6.556B | 6.9B | -4.99% | - |
| Q1 2020 | -3.10 | 0.52 | -695.69% | - | 7.249B | 7.367B | -1.60% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
4
Average EPS beat (4)
24.58%
Max EPS beat (4)
45.98%
Min EPS beat (4)
8.56%
Revenue beat statistics
Revenue beat (4)
1
Average Revenue beat (4)
-1.10%
Max Revenue beat (4)
0.88%
Min Revenue beat (4)
-2.60%
Analysis
In the last 4 quarters, COF has consistently beaten EPS estimates in all releases
COF has beaten revenue estimates in 1 out of the last 4 releases
In the last 4 quarters, COF has beaten the EPS estimates by 24.6% on average.
In the last 4 quarters, COF reported -1.1% below the revenue estimates on average.
CAPITAL ONE FINANCIAL CORP / COF Earnings FAQ
When did CAPITAL ONE FINANCIAL CORP (COF) report earnings last quarter?
CAPITAL ONE FINANCIAL CORP (COF) last reported earnings on 1/22/2026.
Can you provide information on whether CAPITAL ONE FINANCIAL CORP beat earnings estimates in the last quarter?
CAPITAL ONE FINANCIAL CORP (COF) missed EPS estimates and missed revenue estimates in the most recent quarter.
Can you provide information on how often CAPITAL ONE FINANCIAL CORP beats earnings estimates?
In the last 4 quarters, CAPITAL ONE FINANCIAL CORP (COF) has beaten EPS estimates in 4 out of 4 releases.