AFFIRM HOLDINGS INC (AFRM) Forecast, Price Target & Analyst Ratings

NASDAQ:AFRM • US00827B1061

Current stock price

47.56 USD
-0.13 (-0.27%)
At close:
47.5 USD
-0.06 (-0.13%)
After Hours:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for AFFIRM HOLDINGS INC (AFRM).

Forecast Snapshot

Consensus Price Target

Price Target
$86.76
+ 82.42% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
May 7, 2026
Period
Q3 / 2026
EPS Estimate
$0.18
Revenue Estimate
1.014B
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
79.46%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$86.76
Upside
+ 82.42%
From current price of $47.56 to mean target of $86.76, Based on 37 analyst forecasts
Low
$55.55
Median
$86.70
High
$115.50

Price Target Revisions

1 Month
-7.87%
3 Months
-10.13%

Price Target Summary

37 Wall Street analysts provided a forecast for the next 12 months for AFRM. The average price target is 86.76 USD. This implies a price increase of 82.42% is expected in the next year compared to the current price of 47.56.
The average price target has been revised downward by 10.13% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

AFRM Current Analyst RatingAFRM Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 5 10 15

Analyst Ratings History

AFRM Historical Analyst RatingsAFRM Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 10 20 30

Analyst Ratings Consensus

ChartMill Buy Consensus
79.46%
AFRM was analyzed by 37 analysts. The buy percentage consensus is at 79. So analysts seem to be have mildly positive about AFRM.
In the previous month the buy percentage consensus was at a similar level.
AFRM was analyzed by 37 analysts, which should be a sufficient number of analysts to have a meaningful average consensus rating.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-02-20Truist SecuritiesMaintains Buy -> Buy
2026-02-20BairdInitiate Neutral
2026-02-09Cantor FitzgeraldReiterate Overweight -> Overweight
2026-02-09MizuhoMaintains Outperform -> Outperform
2026-02-06NeedhamMaintains Buy -> Buy
2026-02-06OppenheimerMaintains Outperform -> Outperform
2026-02-06RBC CapitalMaintains Sector Perform -> Sector Perform
2026-02-06Stephens & Co.Maintains Equal-Weight -> Equal-Weight
2026-02-06JP MorganMaintains Overweight -> Overweight
2026-02-03Morgan StanleyUpgrade Equal-Weight -> Overweight
2026-01-27Cantor FitzgeraldInitiate Overweight
2026-01-27NeedhamUpgrade Hold -> Buy
2026-01-08TD CowenMaintains Buy -> Buy
2025-12-09Wolfe ResearchInitiate Peer Perform
2025-12-05Freedom Capital MarketsInitiate Buy
2025-11-19Truist SecuritiesMaintains Buy -> Buy
2025-11-07RBC CapitalMaintains Sector Perform -> Sector Perform
2025-11-07B of A SecuritiesMaintains Buy -> Buy
2025-11-07Morgan StanleyMaintains Equal-Weight -> Equal-Weight
2025-10-24Truist SecuritiesMaintains Buy -> Buy
2025-10-22Wells FargoInitiate Overweight
2025-10-22CitigroupInitiate Buy
2025-10-13Goldman SachsMaintains Buy -> Buy
2025-10-06Rothschild & CoUpgrade Neutral -> Buy
2025-09-12Truist SecuritiesMaintains Buy -> Buy

Next Earnings Forecast Details

Next Earnings Details

Release Date
May 7, 2026
Period
Q3 / 2026
EPS Estimate
$0.18
Revenue Estimate
1.014B
Revenue Q2Q
29.48%
EPS Q2Q
1,671.74%
Number of Analysts
28

Next Earnings Revisions

Revenue (1 Month)
-0.10%
Revenue (3 Months)
1.61%
EPS (1 Month)
2.04%
EPS (3 Months)
-6.04%

Next Earnings Summary

AFRM is expected to report earnings on 5/7/2026. The consensus EPS estimate for the next earnings is 0.18 USD and the consensus revenue estimate is 1.01B USD.
The next earnings revenue estimate has been revised upward by 1.61% in the past 3 months.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033
Revenue
YoY % growth
AFRM revenue by date.AFRM revenue by date.
1.588B
17.69%		2.323B
46.29%		3.224B
38.80%		4.214B
30.69%		5.226B
24.02%		6.535B
25.05%		7.954B
21.71%		9.163B
15.20%		10.597B
15.65%		12.039B
13.61%		13.43B
11.55%
EBITDA
YoY % growth
AFRM ebitda by date.AFRM ebitda by date.
-845.545M
-13.70%		-94.782M
88.79%		563.07M
694.07%		1.177B
109.03%		1.433B
21.75%		1.982B
38.31%		1.832B
-7.57%		2.221B
21.23%		2.675B
20.44%		3.159B
18.09%		3.643B
15.32%
EBIT
YoY % growth
AFRM ebit by date.AFRM ebit by date.
-980.179M
-23.08%		-263.826M
73.08%		337.994M
228.11%		405.11M
19.86%		708.47M
74.88%		1.161B
63.87%		1.542B
32.82%		1.75B
13.49%		2.165B
23.71%		2.605B
20.32%		3.043B
16.81%
Operating Margin
AFRM operating margin by date.AFRM operating margin by date.
-61.72%-11.36%10.48%9.61%13.56%17.77%19.39%19.10%20.43%21.64%22.66%
EPS
YoY % growth
AFRM eps by date.AFRM eps by date.
-3.34
-31.50%		-1.68
49.70%		0.13
107.74%		1.10
747.96%		1.76
59.78%		2.46
39.93%		3.57
44.85%		4.40
23.14%		5.60
27.38%		7.00
24.95%		8.53
21.87%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27 Q1 / 28 Q2 / 28 Q3 / 28 Q4 / 28
EPS
Q2Q % growth		0.18
1,671.74%		0.32
58.10%		0.33
44.41%		0.44
19.49%		0.39
121.65%		0.48
53.25%		0.48
45.96%		0.69
56.53%		0.53
35.93%		0.63
30.51%
Revenue
Q2Q % growth		1.014B
29.48%		1.107B
26.31%		1.17B
25.36%		1.36B
21.10%		1.258B
24.06%		1.393B
25.84%		1.482B
26.67%		1.702B
25.15%		1.558B
23.85%		1.735B
24.55%
EBITDA
Q2Q % growth		224.63M
-13.71%		288.11M
-25.95%		326.58M
36.63%		379.17M
2.41%		344.68M
53.44%		400.97M
39.17%		425.12M
30.17%		503.14M
32.70%		450.36M
30.66%		528.22M
31.74%
EBIT
Q2Q % growth		52.8M
-46.80%		107.11M
-34.68%		115.41M
-33.55%		160.48M
-30.03%		138.12M
161.59%		172.35M
60.91%		223.78M
93.90%		322.82M
101.16%		241.36M
74.75%		290.76M
68.70%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

AFRM Yearly Revenue VS EstimatesAFRM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2B 4B 6B 8B 10B
AFRM Yearly EPS VS EstimatesAFRM Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 0 2 -2 4 6 8

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
166.65%
EPS Next 5 Year
102.22%

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
26.24%
Revenue Next 5 Year
23.05%

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
188.88%
EBIT Next 5 Year
92.99%
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

AFFIRM HOLDINGS INC / AFRM Forecast FAQ

What is the price target for AFRM stock?

37 analysts have analysed AFRM and the average price target is 86.76 USD. This implies a price increase of 82.42% is expected in the next year compared to the current price of 47.56.

Can you provide the upcoming earnings date for AFFIRM HOLDINGS INC?

AFFIRM HOLDINGS INC (AFRM) will report earnings on 2026-05-07, after the market close.

What are the consensus estimates for AFFIRM HOLDINGS INC (AFRM) next earnings?

The consensus EPS estimate for the next earnings of AFFIRM HOLDINGS INC (AFRM) is 0.18 USD and the consensus revenue estimate is 1.01B USD.

How do analysts rate AFFIRM HOLDINGS INC (AFRM)?

The consensus rating for AFFIRM HOLDINGS INC (AFRM) is 79.4595 / 100 . This indicates that analysts generally have a positive outlook on the stock.