AFFIRM HOLDINGS INC (AFRM) Earnings History & Surprises

NASDAQ:AFRM • US00827B1061

47.17 USD
+0.79 (+1.7%)
Last: Mar 13, 2026, 09:54 AM

Past quarterly earnings results for AFFIRM HOLDINGS INC (AFRM), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Earnings Snapshot

Next Earnings Date

Upcoming
Release DateMay 7, 2026
PeriodQ3 / 2026
EPS Estimate$0.18
Revenue Estimate1.014B

Last Reported

Most Recent
Release DateFeb 5, 2026
PeriodQ2 / 2026
EPS Reported$0.37
EPS Surprise 39.07%
Revenue Surprise 4.08%

Beat Rate

Last 8 Quarters
94%
EPS and Revenuebeats vs estimates

Quarterly Earnings Results

EPS & Revenue History (USD)

Actual vs estimated values, surprises, q2q growth and acceleration numbers for recent quarters.

QuarterEPSEPS EstEPS SurpriseEPS Q2QRevenueRevenue EstRevenue SurpriseRevenue Q2Q
Q2 2026 0.37 0.27 39.07% 60.87% 1.123B 1.079B 4.08% 29.62%
Q1 2026 0.23 0.11 110.50% 174.19% 933.337M 903.77M 3.27% 33.62%
Q4 2025 0.20 0.11 83.96% 242.86% 876.417M 853.77M 2.65% 32.95%
Q3 2025 0.01 -0.03 133.59% 102.33% 783.135M 798.69M -1.95% 35.92%
Q2 2025 0.23 -0.15 249.78% 142.59% 866.381M 823.3M 5.23% 46.57%
Q1 2025 -0.31 -0.35 11.21% 45.61% 698.479M 677.29M 3.13% 40.67%
Q4 2024 -0.14 -0.52 73.18% 79.71% 659.185M 615.73M 7.06% 47.86%
Q3 2024 -0.43 -0.69 37.42% 37.68% 576.157M 563.66M 2.22% 51.23%
Q2 2024 -0.54 -0.74 26.98% 50.91% 591.11M 531.33M 11.25% 47.94%
Q1 2024 -0.57 -0.71 19.86% 33.72% 496.547M 453.33M 9.53% 37.31%
Q4 2023 -0.69 -0.87 20.79% -6.15% 445.825M 414.39M 7.59% 22.43%
Q3 2023 -0.69 -0.94 26.68% -263.16% 380.978M 377M 1.06% 7.39%
Q2 2023 -1.10 -1.00 -9.73% -92.98% 399.558M 424.63M -5.90% 10.68%
Q1 2023 -0.86 -0.85 -1.57% 23.89% 361.624M 366.88M -1.43% 34.24%
Q4 2022 -0.65 -0.64 -1.65% -35.42% 364.134M 361.86M 0.63% 39.10%
Q3 2022 -0.19 -0.52 63.61% 82.08% 354.762M 350.52M 1.21% 53.80%
Q2 2022 -0.57 -0.34 -65.69% -26.67% 361.011M 335.37M 7.65% 76.93%
Q1 2022 -1.13 -0.30 -273.72% -6.60% 269.385M 253.19M 6.40% 54.84%
Q4 2021 -0.48 -0.30 -59.72% -6.67% 261.78M 231M 13.32% 70.73%
Q3 2021 -1.06 -0.30 -252.44% - 230.665M 202.18M 14.09% 66.82%
Q2 2021 -0.45 -0.82 45.26% - 204.041M 193.01M 5.72% 56.98%
Q1 2021 -1.06 - - 173.978M - 97.82%
Q4 2020 -0.45 - - 153.332M - -
Q3 2020 - - 138.273M - -
Q2 2020 - - 129.976M - -
Q1 2020 - - 87.947M - -

Notes

  • EPS and Revenue values are non-GAAP when available, otherwise GAAP.
  • Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
  • Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
  • Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

AFRM EPS Q2Q GrowthAFRM EPS Q2Q GrowthEPS Q2Q Growth Q4/21 Q2/22 Q4/22 Q2/23 Q4/23 Q2/24 Q4/24 Q2/25 Q4/25 Q2/26 Q4/26 Q2/27 Q4/27 Q2/28 Q4/28 0 500 1K 1.5K

Revenue Historical Q2Q growth and Acceleration

AFRM Revenue Q2Q GrowthAFRM Revenue Q2Q GrowthRevenue Q2Q Growth Q1/21 Q4/21 Q3/22 Q2/23 Q1/24 Q4/24 Q3/25 Q2/26 Q1/27 Q4/27 Q3/28 20 40 60 80

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)
4
Average EPS beat (4)
91.78%
Max EPS beat (4)
133.59%
Min EPS beat (4)
39.07%

Revenue beat statistics

Revenue beat (4)
3
Average Revenue beat (4)
2.01%
Max Revenue beat (4)
4.08%
Min Revenue beat (4)
-1.95%

Analysis

In the last 4 quarters, AFRM has consistently beaten EPS estimates in all releases
AFRM has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, AFRM has beaten the EPS estimates by 91.8% on average.
In the last 4 quarters, AFRM has beaten the revenue estimates by 2.0% on average.
→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

AFFIRM HOLDINGS INC / AFRM Earnings FAQ

When did AFFIRM HOLDINGS INC (AFRM) report earnings last quarter?

AFFIRM HOLDINGS INC (AFRM) last reported earnings on 2/5/2026.


Can you provide information on whether AFFIRM HOLDINGS INC beat earnings estimates in the last quarter?

AFFIRM HOLDINGS INC (AFRM) beat EPS estimates and beat revenue estimates in the most recent quarter.


How often does AFFIRM HOLDINGS INC (AFRM) beat earnings estimates?

In the last 4 quarters, AFFIRM HOLDINGS INC (AFRM) has beaten EPS estimates in 4 out of 4 releases.