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FINECOBANK SPA (ZS3.DE) Stock Balance Sheet

Europe - Frankfurt Stock Exchange - FRA:ZS3 - IT0000072170 - Common Stock

21.05 EUR
+0.66 (+3.24%)
Last: 11/27/2025, 7:00:00 PM

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 MRQ
(2025-9-30)		 2024
(2024-12-31)		 2023
(2023-12-31)		 2022
(2022-12-31)		 2021
(2021-12-31)
ASSETS
Current Assets
Cash Due From Banks
ZS3.DE Cash Due From Banks ChartZS3.DE Cash Due From Banks over time chart
1.77B1.59B1.80B1.28B1.24B
Investments
ZS3.DE Investments ChartZS3.DE Investments over time chart
26.88B24.72B22.97B26.69B25.31B
Net Loans
ZS3.DE Net Loans ChartZS3.DE Net Loans over time chart
6.22B6.24B6.20B6.45B6.00B
 
Non-Current Assets
PPE Net
ZS3.DE PPE Net ChartZS3.DE PPE Net over time chart
143.10M146.30M146.50M146.21M149.00M
Investments And Advances
ZS3.DE Investments And Advances ChartZS3.DE Investments And Advances over time chart
N/A1.67M1.65M1.72M1.00M
Goodwill
ZS3.DE Goodwill ChartZS3.DE Goodwill over time chart
89.60M89.60M89.60M89.60M90.00M
Intangibles
ZS3.DE Intangibles ChartZS3.DE Intangibles over time chart
34.18M35.24M34.47M36.79M39.00M
Other Non-Current Assets
ZS3.DE Other Non-Current Assets ChartZS3.DE Other Non-Current Assets over time chart
N/A53.25M50.00M46.58M43.00M
 
TOTAL ASSETS
ZS3.DE TOTAL ASSETS ChartZS3.DE TOTAL ASSETS over time chart
36.37B34.69B33.32B36.27B33.87B
 
LIABILITIES
Total Deposits
ZS3.DE Total Deposits ChartZS3.DE Total Deposits over time chart
32.46B29.64B28.40B30.55B30.86B
Current Liabilities
Short Term Debt
ZS3.DE Short Term Debt ChartZS3.DE Short Term Debt over time chart
N/A291.97M184.72M986.16M143.00M
Accrued Expenses
ZS3.DE Accrued Expenses ChartZS3.DE Accrued Expenses over time chart
N/A4.36M4.38M3.94M5.00M
Other Current Liabilities
ZS3.DE Other Current Liabilities ChartZS3.DE Other Current Liabilities over time chart
75.04M19.52M86.71M42.63M36.00M
Total Current Liabilities
ZS3.DE Total Current Liabilities ChartZS3.DE Total Current Liabilities over time chart
75.04M315.85M275.80M1.03B184.00M
 
Non-Current Liabilities
Long Term Debt
ZS3.DE Long Term Debt ChartZS3.DE Long Term Debt over time chart
809.30M1.72B1.85B2.34B563.00M
Deferred Taxes/Income
ZS3.DE Deferred Taxes/Income ChartZS3.DE Deferred Taxes/Income over time chart
N/AN/AN/AN/A0.00
Other Non-Current Liabilities
ZS3.DE Other Non-Current Liabilities ChartZS3.DE Other Non-Current Liabilities over time chart
636.92M630.24M600.49M445.05M529.00M
Total Non-Current Liabilities
ZS3.DE Total Non-Current Liabilities ChartZS3.DE Total Non-Current Liabilities over time chart
33.91B31.98B30.85B33.33B31.96B
 
TOTAL LIABILITIES
ZS3.DE TOTAL LIABILITIES ChartZS3.DE TOTAL LIABILITIES over time chart
33.98B32.30B31.12B34.36B32.14B
 
SHAREHOLDERS' EQUITY
Retained Earnings
ZS3.DE Retained Earnings ChartZS3.DE Retained Earnings over time chart
480.52M1.70B1.50B1.21B1.03B
Additional Paid In Capital
ZS3.DE Additional Paid In Capital ChartZS3.DE Additional Paid In Capital over time chart
N/A1.93M1.93M1.93M2.00M
Common Shares
ZS3.DE Common Shares ChartZS3.DE Common Shares over time chart
N/A201.63M201.51M201.34M201.00M
Treasury Stock
ZS3.DE Treasury Stock ChartZS3.DE Treasury Stock over time chart
N/A18.00K-43.00K-14.00K0.00
Other Shareholders' Equity
ZS3.DE Other Shareholders' Equity ChartZS3.DE Other Shareholders' Equity over time chart
1.93B500.00M500.00M500.00M500.00M
Shares Outstanding
ZS3.DE Shares Outstanding ChartZS3.DE Shares Outstanding over time chart
611.49M610.92M610.63M609.98M610.00M
Tangible Book Value per Share
ZS3.DE Tangible Book Value per Share ChartZS3.DE Tangible Book Value per Share over time chart
3.713.713.392.922.62
Total Shareholders' Equity
ZS3.DE Total Shareholders' Equity ChartZS3.DE Total Shareholders' Equity over time chart
2.39B2.39B2.19B1.91B1.73B
 
TOTAL LIABILITIES AND EQUITY
ZS3.DE TOTAL LIABILITIES AND EQUITY ChartZS3.DE TOTAL LIABILITIES AND EQUITY over time chart
36.37B34.69B33.32B36.27B33.87B
 
Statistics
Debt/Equity
ZS3.DE Debt/Equity ChartZS3.DE Debt/Equity over time chart
0.340.840.931.740.41
Return On Assets (ROA)
ZS3.DE Return On Assets (ROA) ChartZS3.DE Return On Assets (ROA) over time chart
2.69%1.88%1.83%1.18%1.12%
Return On Equity (ROE)
ZS3.DE Return On Equity (ROE) ChartZS3.DE Return On Equity (ROE) over time chart
40.79%27.30%27.75%22.43%22.04%

All data in EUR , ROIC based on taxRate of 0.30

Charts

ZS3.DE Balance Sheet Over Time ChartZS3.DE Balance Sheet Over Time: Assets, Equity, Liabilities and DebtBalance Sheet Over Time 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 MRQ LIABILITIES + EQUITY TOTAL ASSETS
ZS3.DE Balance Sheet - Short Vs Long Term ChartZS3.DE Balance Sheet - Short Vs Long Term Assets and LiabilitiesBalance Sheet - Short Vs Long Term Short Term Long Term 10B 20B 30B