FINECOBANK SPA (ZS3.DE) Earnings History & Surprises

FRA:ZS3 • IT0000072170

20.72 EUR

+0.12 (+0.58%)

Last: Apr 10, 2026, 07:00 PM

Past quarterly earnings results for FINECOBANK SPA (ZS3.DE), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).

Next Earnings Date

Upcoming

Release Date: May 6, 2026
Period: Q1 / 2026
EPS Estimate: €0.26
Revenue Estimate: 351.31M

Last Reported

Most Recent

Release Date: Feb 6, 2026
Period: Q4 / 2025
EPS Reported: €0.27
EPS Surprise: 0.88%
Revenue Surprise: -0.26%

Beat Rate

Last 8 Quarters

88%

EPS and Revenue beats vs estimates

Quarterly Earnings Historical Results

EPS & Revenue History (in EUR): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.

Quarter	EPS	EPS Est	EPS Surprise	EPS Q2Q	Revenue	Revenue Est	Revenue Surprise	Revenue Q2Q
Q4 2025	0.27	0.27	0.88%	-	346.9M	347.81M	-0.26%	-62.06%
Q3 2025	0.27	0.26	2.82%	-2.53%	325.3M	321.18M	1.28%	-0.44%
Q2 2025	0.25	0.24	3.14%	-10.71%	315.1M	314.45M	0.21%	-65.30%
Q1 2025	0.27	0.27	-0.99%	12.50%	329.3M	326.48M	0.86%	0.58%
Q4 2024	0.27	0.26	2.42%	8.00%	914.221M	329.2M	177.71%	5.96%
Q3 2024	0.28	0.26	5.08%	-	326.746M	321.53M	1.62%	2.98%
Q2 2024	0.28	0.26	9.58%	-	908.035M	323.31M	180.86%	9.41%
Q1 2024	0.24	0.22	9.00%	-	327.409M	321.81M	1.74%	11.49%
Q4 2023	0.25	0.26	-3.69%	-	862.815M	319.1M	170.39%	24.08%
Q3 2023			-	-	317.277M		-	44.43%
Q2 2023			-	-	829.926M		-	20.77%
Q1 2023			-	-	293.66M		-	14.96%
Q4 2022			-	-	695.382M		-	65.33%
Q3 2022			-	-	219.675M		-	12.54%
Q2 2022			-	-	687.176M		-	76.88%
Q1 2022			-	-	255.452M		-	17.07%
Q4 2021			-	-	420.6M		-	15.87%
Q3 2021	0.12	0.12	-0.99%	-	195.2M	193.91M	0.67%	17.45%
Q2 2021	0.20	0.14	41.44%	-	388.5M	202.91M	91.46%	8.73%
Q1 2021	0.16	0.14	13.15%	-	218.2M	205.26M	6.30%	9.05%
Q4 2020	0.13	0.14	-8.06%	-	363M	176.75M	105.37%	-
Q3 2020	0.12	0.12	-0.99%	-	166.2M	198.11M	-16.11%	-
Q2 2020			-	-	357.3M		-	-
Q1 2020			-	-	200.1M		-	-

Notes

EPS and Revenue values are non-GAAP when available, otherwise GAAP.
Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.

Earnings Q2Q Performance Trends

EPS Historical Q2Q growth and Acceleration

Revenue Historical Q2Q growth and Acceleration

Surprise distribution (Last 4 Quarters)

EPS beat statistics

EPS beat (4)

Average EPS beat (4)

1.46%

Max EPS beat (4)

3.14%

Min EPS beat (4)

-0.99%

Revenue beat statistics

Revenue beat (4)

Average Revenue beat (4)

0.52%

Max Revenue beat (4)

1.28%

Min Revenue beat (4)

-0.26%

Analysis

In the last 4 quarters, ZS3.DE has beaten EPS estimates in 3 out of 4 releases

ZS3.DE has beaten revenue estimates in 3 out of the last 4 releases

In the last 4 quarters, ZS3.DE has beaten the EPS estimates by 1.5% on average.

In the last 4 quarters, ZS3.DE has beaten the revenue estimates by 0.5% on average.

ZS3.DE Overview ZS3.DE Technical Analysis Report ZS3.DE Fundamental Analysis Report ZS3.DE Forecast & Price Target

→ Find peers who consistently beat earnings by at least 10% in the last 4 quarters

FINECOBANK SPA / ZS3.DE Earnings FAQ

When did FINECOBANK SPA (ZS3.DE) report earnings last quarter?

FINECOBANK SPA (ZS3.DE) last reported earnings on 2/6/2026.

Did FINECOBANK SPA (ZS3.DE) beat earnings estimates last quarter?

FINECOBANK SPA (ZS3.DE) beat EPS estimates and missed revenue estimates in the most recent quarter.

Can you provide information on how often FINECOBANK SPA beats earnings estimates?

In the last 4 quarters, FINECOBANK SPA (ZS3.DE) has beaten EPS estimates in 3 out of 4 releases.

ZS3.DE Earnings overview

Earnings Snapshot